Axis Bank Car Loan Kolkata-IFSC, MICR, Interest Rate and EMI Info-Wishfin

Axis Bank Car Loan in Kolkata

About Axis Bank Car Loan Kolkata

Axis Bank, the third largest private sector bank, is a reliable ally to be associated with to sail through in your financial journey. Established in 1994, the bank has improved its services based on the changing requirements of different customers. The foundation of the bank was enabled due to the efforts of its promoters featuring the established insurance houses of India. The list included the likes of Unit Trust of India, National Insurance Company Ltd., Life Insurance Corporation (LIC), and General Insurance Corporation (GIC). With time, the bank has seen a drastic change in its shareholding pattern. Nearly 70% of the bank’s equity lies with the mutual fund institutions, foreign institutional investors (FIIs), corporate & individual investors, with Oriental Insurance Company Ltd., New India Assurance Company Ltd., and United India Insurance Company Ltd occupying the remaining 30% stake.

Amidst all these years what has remained intact for the bank is its mission of serving the customers with utmost finesse. The bank has tapped on the varied needs of the customers by developing a broad array of products with distinct features. This allows the bank to combat the competition which is quite intense in a fragmented banking space of India, consisting of small, mid and large players.

You could feel the need of a car to avoid the hassles associated with a public transport. For that, you can approach Axis Bank for an attractive car loan deal. Its car loan is easy to avail with simple processing and documentation. The attractive interest rates only add to its enhanced popularity.

Axis Bank runs over 3,000 branches across the country, covering the city of Kolkata where you stay. You can pocket out a suitable car loan from Axis Bank in Kolkata to travel around the city.

Axis Bank Car Loan Kolkata at a Glance

Interest Rate7.45% - 14.50%
Loan AmountUpto 85% of on-road price (New Cars)

Upto 80% of the valuation amount (Used Cars)
TenureUpto 7 Years (New Cars)

Upto 5 Years (Used Cars)
Processing Fee₹ 3,500-5,500 (Both New & Used Cars)
Pre-payment Charges5% of the Principal Outstanding after 180 days from date of disbursement and 10 % of the Principal Outstanding upto 180 days from date of disbursement

Eligibility Criteria

Your car loan approval by Axis Bank in Kolkata is contingent upon the following factors-

  • Salaried must be a minimum age of 21 years while applying for a car loan. By the time loan tenure is about to expire, the maximum age permitted is 70 years. Self-employed, on the other hand, must be a minimum of 18 years at the time of application and a maximum of 75 years at loan maturity.
  • Minimum net annual income should be ₹ 1,80,000-2,40,000.
  • While salaried must have a 1-year of continuous employment, self-employed should stay for atleast 3 years in the same line of business.

Documents Required

For Salaried

Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
Signature Verification Proof-PAN Card/Passport/Driving License
Income Proof-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
Pro-forma Invoice or Rate List
Car Valuation Report In Case of Used Cars
Duly Signed Loan Agreement Copy with RTO Set
Processing Fee Cheque
Post-dated Cheques, ECS Mandate Form Duly Signed

For Self-employed

Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
Business Establishment Proof-Any of the Indirect Tax Registration Copy, Utility Bills of Shops
Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
Signature Verification Proof-PAN Card/Passport/Driving License
Income Proof-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
Pro-forma Invoice or Rate List
Car Valuation Report In Case of Used Cars
Duly Signed Loan Agreement Copy with RTO Set
Processing Fee Cheque
Post-dated Cheques, ECS Mandate Form Duly Signed

Want more information? Visit Car Loan Kolkata

Axis Bank Car Loan Kolkata Branches

Branch NameComplete AddressIFSCMICRCustomer Care 
Kolkata Branch7, Shakespeare Sarani Kolkata, 700071UTIB0000005700211002033-2282 2933/ 5189
Golpark20, Gariahat Road Golpark, 700019UTIB0000011700211003033-2440 9987/ 90
KankurgachiP - 35, Cit Road, Scheme Vii (M) Manicktala Main Road, Kolkata, 700054UTIB0000017700211004033-2352 9501/03
Salt Lake City - KolkataBd - 20, Sector I, Salt Lake City, 700064UTIB0000025700211006033-2321-7054/7414
BaguiatiMangalik, H/H - 19/1, Vip Road Baguiati, 700059UTIB0000026700211007033-25700167/0178
Behala76/69 Diamond Harbour Road Behala Chowrasta, 700008UTIB0000034700211009033-24465203/04/05/06
Tollygunge207 N S C Bose Road Tollygunge, 700040UTIB0000045700211010033-2421 1365
Shyambazar (Calcutta)126A, Bidhan Sarani Shyambazar, 700004UTIB0000084700211011033-25437846/49
Service Br (Kolkata)5 Shakespeare Sarani, 700071UTIB0000141700211001
East Zonal Office - EZO1St Floor, 5, Shakespeare Sarani, Kolkata 700071 ) (Additional Space Taken On 19.10.2006 - Nagaland House Commercial Complex, 7Th Floor, 11, Shakespeare Sarani, Kolkata 700071, West BengalUTIB0000144700211999(033) 22824659/2933/ 4961/ 5189/ 9832
Dalhousie Square BranchMukti Chambers, Ground Floor, 4 Clive Row, 700001UTIB0000153700211013033-22420074
Cit Road Kolkata [West Bengal]2 / 1 / 4, Deb Lane Kolkata, 700014.UTIB0000161700211014033-2284 8844/ 46
Lake Town, Kolkata (West Bengal)Mansha Bari, P - 249 Lake Town Block B, Kolkata, 700089UTIB0000191700211015033-25344781/25344668
Garia (South Kolkata)37, Raja Subodh Chandra Mullick Road Kolkata, 700084UTIB0000232700211016033- 2430 8221/ 8217/ 8225/ 8213
Dunlop (Kolkata)Shree Towers, 101A/1, Barrackpore Trunk Road, 700090UTIB0000236700211017033-25313743/ 3744/ 3745
Rashbehari Avenue (Kolkata)41 B, Rashbehari Avenue, 700026UTIB0000253700211019033-2464 6985/6986/6972
Prince Anwar Shah Road, KolkataCity High 85 Prince Anwar Shah Road, 700033UTIB0000255700211020033-2422 6755/ 54
Burra Bazar4A Chaitan Sett Street Kolkata, 700007UTIB0000277700211022033-22681460 / 61 / 62
Dum Dum7B Motijheel Avenue Po Motijheel, Dum Dum, 700074UTIB0000284700211023033-2529 7552/ 7554/ 7555/ 7556
New Alipore60, Bankim Mukherjee Sarani New Alipore, 700053UTIB0000351700211025033-2407 2480/82/83/84
Airport Branch28, Jessore Rd, N S C Bose Intnl Airport Dumdum, North 24 Parganas, 700052UTIB0000410700211028033-66272023 / 24 / 25
Sarat Bose Road BranchSarat Bose Road Lansdowne Towers, 2/1A Sarat Bose Road, 700020UTIB0000411700211029033-2289 5710/ 11/ 12
SingurNew Medical House, Nutan Bazar, Singur 712409UTIB0000543700211036033- 2630 3448/ 3449/ 3451
RishraStepping Stone School, 362/363, Bangur Park, Rishra, 712248UTIB0000545700211037033-26721118/1119/4268
ChinsurahHooghly Chinsurah Municipality, Pipulpati, Chinsurah, 712101UTIB0000546700211038033 - 26802966/26806206/207/208
MadhyamgramNajrul Satabarshiki Sadan, Madhyamgram Chowmatha, Kolkata 743275UTIB0000547700211039033- 2526 7510 / 7511/ 8961/ 2538 0839
Salt Lake, Sector III KolkataIb 201, Sector Iii Salt Lake, Kolkata 700106 West BengalUTIB0000775700211046033-2335-2289/2290
Manton538, Diamond Harbour Road Kolkata 700034, West BengalUTIB0000721700211045
Ganesh Chandra Avenue, KolkataIndia House 69, Ganesh Chandra Avenue Kolkata, West Bengal, Pin 700013UTIB0000836700211047033- 2215 2014/ 015/ 016/ 017
Central Avenue, Kolkata31 A & B, Tara Chand Dutt Street Kolkata, West Bengal Pin 700073UTIB0000870700211048033-22703003/ 04/ 05/ 07
NarendrapurRamakrishna Misson Ashrama, Po : Narendrapur, Ps: Sonarpur, Kolkata, South 24 Parganas, West Bengal , Pin 700103UTIB0001142700211053(033) 24287411 / 12 / 13/ 15
BBD Bagh64A, Hemanta Basu Sarani, Near Stephen House, Bbd Bagh, Kolkata, West Bengal , Pin 700001UTIB0001138700211056(033) 2262 3356 / 57
Survey ParkGround & 1St Floor, C - 194, Survey Park, Santoshpur, Opp : Kishore Bharati Stadium, Ps : East Jadavpur, Kolkata - 700 075.UTIB0001143700211052033 - 2416 1456 / 1269 / 1329 / 033 - 2416 0036
BelghoriaBelghoria, 75/2 Feeder Road, Kolkata - 700056UTIB0001229700211060033-25444501, 02, 03, 04 033-25444533
Paddapukur58 - B, Paddapukur Road , Kolkata, West Bengal , Pin 700020UTIB0001311700211061(033) 24190935/ 36/ 37/ 38 (033) 24190934
KhardahaMaa Sarada Apartment, 21/19, B.T. Road , Khardaha, P.O & P.S: Khardaha, West Bangal, Pin 700117.UTIB0001356700211064(033) 25235827/28/35 (033) 2523 5823
New Garia25, Srinagar Main Road , New Garia, Dist. South 24 Parganas, Kolkata, West Bengal , Pin 700094UTIB0001482700211066(033) 24329745/9606 (033) 24329762
DakshineswarJiban Kunja, 48/1F, R N Tagore Road , Dakshineswar, Kolkata, West Bengal , Pin 700076UTIB0001507700211066(033) 25442703/04 (033) 25442705

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