Axis Bank Car Loan in Lucknow

Car Loan Rates EMI 2017 99 views

About Axis Bank Car Loan Lucknow

Lucknow, the city of Nawab, is a dream destination for those wanting to taste the delicious kababs and Biryanis. The magnanimous sightseeing experience of Bhool Bhulaiya to Gomti River makes Lucknow is an ideal place for people to chill around. But Lucknow is not only about the travel phobia, it also has a massive segment looking to avail the banking services for their day-to-day financial needs. The city of Lucknow is full of small, mid and large-size banks at your service. Axis Bank is also one of them which is involved in offering the best-in-class services with regards to both deposits and loans in Lucknow, where it owns around 15 branches out of its over 3,000 branches across the country. The bank representatives at the branches patiently hear to your query and suggest a plausible financial solution. Their ability to understand your needs and the products that can fulfill the same is impressive.

Driving a car on the smooth roads of Lucknow could well be the wish you would like to fulfill soon. Keeping this in mind, Axis Bank has designed its car loans for almost every segment of the population in Lucknow. Customers can apply for a car loan to buy either a new or used vehicle. The bank’s car loan offer is up for grabs by both salaried and self-employed. What draws the customers towards the bank to approach for a car loan is its attractive interest rates combined with easy processing and accessibility. The bank displays transparency while following the code of conduct with respect to a car loan in Lucknow. The car loan is disbursed after the bank is convinced with the certain eligibility criteria set. Also, the documentation process is simple, making it all the attractive for the customers to snap a car loan deal with Axis Bank in your city Lucknow.

Axis Bank Car Loan Lucknow at a Glance

ParticularsDetails
Interest Rate

11.00% - 12.00%

Loan AmountUpto 85% of on-road price (New Cars)

Upto 80% of the valuation amount (Used Cars)
TenureUpto 7 Years (New Cars)

Upto 5 Years (Used Cars)
Processing Fee₹ 3,500-5,500 (Both New & Used Cars)
Pre-payment Charges5% of the Principal Outstanding after 180 days from date of disbursement and 10 % of the Principal Outstanding upto 180 days from date of disbursement

Eligibility Criteria

For the car loan application to be approved by Axis Bank in Lucknow? You need to be in line with the pointers below.

  • Salaried must be a minimum age of 21 years while applying for a car loan. By the time loan tenure is about to expire, the maximum age permitted is 70 years. Self-employed, on the other hand, must be a minimum of 18 years at the time of application and a maximum of 75 years at loan maturity.
  • Minimum net annual income should be ₹ 1,80,000-2,40,000.
  • While salaried must have a 1-year of continuous employment, self-employed should stay for atleast 3 years in the same line of business.
  • Documents Required

For Salaried

Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
Signature Verification Proof-PAN Card/Passport/Driving License
Income Proof-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
Pro-forma Invoice or Rate List
Car Valuation Report In Case of Used Cars
Duly Signed Loan Agreement Copy with RTO Set
Processing Fee Cheque
Post-dated Cheques, ECS Mandate Form Duly Signed
Photographs

For Self-employed

Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
Business Establishment Proof-Any of the Indirect Tax Registration Copy, Utility Bills of Shops
Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
Signature Verification Proof-PAN Card/Passport/Driving License
Income Proof-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
Pro-forma Invoice or Rate List
Car Valuation Report In Case of Used Cars
Duly Signed Loan Agreement Copy with RTO Set
Processing Fee Cheque
Post-dated Cheques, ECS Mandate Form Duly Signed
Photographs

Craving for additional information? Visit Car Loan Lucknow

Axis Bank Car Loan Lucknow Branches

Branch NameComplete AddressIFSCMICRCustomer Care
Lucknow25 B , Ashok Marg, Sikander Bagh Chauraha, Lucknow, 226001UTIB00000532262110020522-4152001-32
Indira Nagar [Lucknow]Khasra No.567, Nr Hindustan Aeronautics Ltd., Faizabad Road, Indira Nagar, 226016UTIB00003552262110030522-400 9524/ 231 1006/ 231 10070522-400 9523
Hewett Road102/44 Hewett Road Shivaji Marg , Lucknow, 226001UTIB00004072262110040522-404 6283/ 84/ 85
Barabanki, Uttar PradeshLower Ground Floor, 507& 508 Gram - Obri, Lucknow - Faizabad Road Barabanki 225001, Uttar PradeshUTIB000074322521199905248- 224992 / 5016 / 4942 Fax: 05248- 224933
Alambagh, LucknowKhasra No. 826/2 Sa, 827/3 Sneh Nagar, Mauza Kanausi Alambagh, Lucknow 226005 Uttar PradeshUTIB00007122262110050522-4082490/ 491/492 / 494
GondaKhasra No.3089/051, Chauhan Complex Opp. Thompson College, Lucknow Road Gonda 271001, Uttar PradeshUTIB000075827121199905262 - 233507/ 08/ 09/ 10/ 12
HardoiBuilding No.636 And 636/1 Mohalla Behra Saudagar Central Lucknow Road Opp. Naag Kothi, Hardoi 241001 Uttar PradeshUTIB000075924121199905852 - 220555/ 220485/ 221116/ 222116 F
Lucknow (Service Branch)2 Nd Floor, U.P.C.B. Building 2, M.G. Marg, Lucknow Uttar Pradesh 226001UTIB0000840226211006(0522) 4033776 / (0522) 4033774
UnnaoGround And First Floors, 1108, Dashmesh Plaza , Gandhi Nagar, Kanpur - Lucknow Road , Unnao, Uttar Pradesh, Pin 209801UTIB0001087209211102(0515) 2824312/ 315/ 316 / (0515) 2824314
Gomti NagarGround Floor And Basement, Cf - 5, Vikas Khand, Patrakarpuram, Gomti Nagar, Lucknow, Uttar Pradesh, Pin 226010UTIB0001550226211008(0522) 2303210/3310/3410 0
AliganjFirst Floor, 30L, Block No. 3, Pragati Kendra, Kapurthala, Aliganj, Lucknow Uttar Pradesh, Pin 226020UTIB0001692226211006
AashianaGround Floor, Cp-4, Sector-1, Aashiana, Lda Colony, Kanpur Road, Lucknow, Uttar Pradesh, Pin 226102UTIB00018782262110100522-4114364/65/66 Fax:0522-4114363
RajajipuramGround Floor, Plot No.Cp-134/7, Rajajipuram, Lucknow, Uttar Pradesh, Pin- 226017UTIB00021962262110119792441133
BharwaraGround Floor, Khasra No. 796, Village:- Bharwara, Post:- Chinhut, Near Railway Crossing Gate C-186, Tehsil :- Lucknow, Distt.:- Lucknow, Uttar Pradesh, Pin 226028UTIB00025212262119999839911119
Ganeshpur RahmanpurGround Floor, Khasra No. 75, Khata No. 232 Village :- Ganeshpur Rahmanpur, Post:- Chinhat, Tehsil & Distt. Lucknow, Uttar Pradesh, Pin 226028UTIB00025262262119989919746028
Amethia SalempurGround Floor, Khata No. 655, Khasra No. 919, Village :- Amethia Salempur, Tehsil & District :- Lucknow, Uttar Pradesh, Pin 227107UTIB00025362272119999792971203
Munshi PuliaGround Floor Cp 13 1A Munshi Pulia Indira Nagar Opposite Sbi Lucknow 226016UTIB00027022262110129452080113
Vikas NagarUpper Ground Floor Cp 7 Sheikhupura Yogna Vikas Nagar Lucknow 226022UTIB00027032262110139598376789
Vibhuti KhandGround Floor Edelco Corporate Tower Unit 78 Plot No Tc 13V16 Vibhuti Khand Gomti Nagar LucknowUTIB00028002262110149889732804
Northern Railway Primary Coop Bank19 A Vidhan Sabha Marg Lucknow 226001UTIB0SNRP036453129

 

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