Axis Bank Car Loan in Noida
Last Updated : March 23, 2017, 3:08 p.m.
About Axis Bank Car Loan Noida
The glossy offices of MNCs greet your arrival in the city of Noida, located in the state of Uttar Pradesh. The offices do invite a plethora of people to do the work here. The growing popularity of the city has already shifted many offices, which were earlier based in New Delhi, to Noida. The strong metro and road connectivity is encouraging the new entrepreneurs to establish their offices in Noida. Looking at the massive consumption of office space, the banks are upping the ante as far as expanding their base in the region is concerned. Almost every bank has its branches at Noida to acquire fresh customers, whether it is a normal retail customer or a top-notch corporate firm looking for their daily financial requirements. Such is the infrastructure and the beauty that appeal to the people of all the ages to reside here and make banks become their financial partner.
Landed in Noida and you can’t take your eyes off from the exemplary services provided by Axis Bank, which has more than 15-20 branches in the city. Recognized as the third largest private sector bank, the bank has travelled smoothly in its 23-year old journey that started way back in 1994. Little did anyone had realized that the bank would figure among the top bankers in the years that followed after its inception.
Coming back to Noida offices, the skilled employees of the bank allow the customer to pick their financial options carefully, which transpires into the fulfillment of their various goals. One of the goals could be to drive your own car and enjoy the crazy run with your pals in the city and beyond. The fulfillment of this goal rests on the shoulder of an attractive car loan deal, which is offered by Axis Bank to the residents of Noida. The interest rates are appealing and so as its processing and documentation. This is the reason why Noida region has been so important for Axis Bank with regards to a car loan.
Axis Bank Car Loan Noida at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 7.45% - 14.50% |
| Loan Amount | Upto 85% of on-road price (New Cars) Upto 80% of the valuation amount (Used Cars) |
| Tenure | Upto 7 Years (New Cars) Upto 5 Years (Used Cars) |
| Processing Fee | ₹ 3,500-5,500 (Both New & Used Cars) |
| Pre-payment Charges | 5% of the Principal Outstanding after 180 days from date of disbursement and 10 % of the Principal Outstanding upto 180 days from date of disbursement |
Eligibility Criteria
Let your car loan application approved by Axis Bank in Noida taking into consideration the points below.
- Salaried must be a minimum age of 21 years while applying for a car loan. By the time loan tenure is about to expire, the maximum age permitted is 70 years. Self-employed, on the other hand, must be a minimum of 18 years at the time of application and a maximum of 75 years at loan maturity.
- Minimum net annual income should be ₹ 1,80,000-2,40,000.
- While salaried must have a 1-year of continuous employment, self-employed should stay for atleast 3 years in the same line of business.
Documents Required
For Salaried
- Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
- Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
- Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
- Signature Verification Proof-PAN Card/Passport/Driving License
- Income Proof-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
- Pro-forma Invoice or Rate List
- Car Valuation Report In Case of Used Cars
- Duly Signed Loan Agreement Copy with RTO Set
- Processing Fee Cheque
- Post-dated Cheques, ECS Mandate Form Duly Signed
- Photographs
For Self-employed
- Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
- Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
- Business Establishment Proof-Any of the Indirect Tax Registration Copy, Utility Bills of Shops
- Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
- Signature Verification Proof-PAN Card/Passport/Driving License
- Income Proof-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
- Pro-forma Invoice or Rate List
- Car Valuation Report In Case of Used Cars
- Duly Signed Loan Agreement Copy with RTO Set
- Processing Fee Cheque
- Post-dated Cheques, ECS Mandate Form Duly Signed
- Photographs
Check Car Loan Noida for more details
Axis Bank Car Loan Noida Branches
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Noida | B2 - B3, Sector 16 Noida, U.P., 201301 | UTIB0000022 | 110211004 | 0120-2510751/0752/12744/2755 |
| Sector - 18 Noida | K - 21 & K - 22 Sector - 18, Noida, 201301 | UTIB0000361 | 110211035 | 0120-434 8012/13 /140120-434 8011 |
| Greater Noida, Uttar Pradesh | G - 04, G - 05, G - 06, G - 07, G - 17, G - 18, F - 03, F - 04, F - 08 D - 1 , Alpha Commercial Belt - I, Greater Noida 201308 , Dist. Gautam Buddha Nagar, Uttar Pradesh | UTIB0000624 | 110211054 | 0120-232 2476/ 78/ 80 |
| Sector 62 | Ground Floor, Office No. 1, Tower A Lobe – 05, Plot No. A - 41, The Corenthum, Sector 62, Noida 201301 Dist. Gautam Buddha Nagar, Uttar Pradesh | UTIB0000723 | 110211063 | 0120-454 1875/76/78/79 |
| Sector 51 Noida | Ground Floor And Basement, Plot No. 4& 5, B1A, Sector 51, Noida - 201301 Uttar Pradesh | UTIB0001149 | 110211090 | 0120 - 430757580 , 81, 82, 83, 88, |
| Sector 44, Noida | Ground Floor, First Floor & Basement, Shop No. 12 And 13, Block 15 A, Sector 44, Noida, Dist. Gautam Buddha Nagar, Uttar Pradesh, Pin 201301 | UTIB0001788 | 110211123 | |
| Noida Sector 110 | Ground Floor, First Floor And Basement, Shop No.12, Block A3, Sector-110, Noida 201301, Gautam Budh Nagar, Uttar Pradesh | UTIB0001744 | UTIB0001744 | |
| Sector 12, Noida | Ground Floor, Shop No. 11, 12 And 13, Block I-25, Sector 12, Noida, Dist.Gautam Budh Nagar, Uttar Pradesh, Pin 201301 | UTIB0002462 | 110211154 | 9999206494 |
| Sector One | Upper Ground Floor And First Floor 40 B 2B Block Sector 1 Noida 201301 | UTIB0002951 | 110211174 | 9873980981 |