Top Banks 2024
Axis Bank Chandigarh
Last Updated : Feb. 2, 2017, 1:27 p.m.
About Axis Bank
If you are in Chandigarh and looking to avail the best banking services, you have a reason to smile as Axis Bank is there for you. Yes, that’s right! Known for offering the top-notch financial services and thoughtfully designed products, Axis Bank can be your best buddy, known for helping you out in the best possible manner. Founded in the year 1993 with a vision to transform the way people look at the banking industry, there is no denying the fact that this lender with its quality services in the fields of Retail, NRI, Agri & Rural, Burgundy, etc ensures that all your needs will be taken care in the least time frame.
By offering the diverse range of products like Mortgage Loans, Private Banking, Finance & Insurance, Investment Banking, Private Equity, Consumer Banking, Wealth Management, Credit Cards, Corporate Banking and so on, this lender endeavours to offer the best banking experience to all its esteemed customers. With its strong presence in the form of 2,959 branches, 12,743 ATMs and 9 international offices, this financial entity ensures that all your financial needs can easily be fulfilled in minimum time. After creating its impact globally, Axis Bank Chandigarh ensures that people of the city also have the best customer experience.
Axis Bank Chandigarh Branches
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Chandigarh | Sco 20 - 21 - 22 Sector 34 - A, 160022 | UTIB0000041 | 160211001 | 0172-4601401-03 |
| Madhya Marg Branch | Sco 41 - 42, Mm 8 - C, Chandigarh, 160008 | UTIB0000302 | 160211005 | 0172-278 4076/77/78 |
| Manimajra Branch | Sco No. 916, Pocket No.6 Chandigarh - Shimla Road, Chandigarh, 160101 | UTIB0000480 | 160211007 | 0172-461 7306/ 07 |
| Sector - 17, Chandigarh | Jeevan Prakash Bldg, Sector 17 - B, Chandigarh, 160017 | UTIB0000520 | 160211008 | 0172-5062917 |
| Sector 38, Chandigarh | Axis Bank Ltd, Ground Floor & Basement, Sco 168 & 169, Sector - 38 C & D, Chandigarh - 160036 | UTIB0001472 | 160211013 | 98883 19023 0 |
| Sector 16, Chandigarh | Axis Bank Ltd, Sco No. 1, Sector - 16 D, Chandigarh - 160015. | UTIB0001518 | 160211014 | 097800 90039 0 |
| Premium Branch | Axis Bank Ltd Ground Floor And Basement, Sco 139, 140, 141, And 142 Sector 9C, Madhyamarg, Chandigarh | UTIB0001629 | 160211016 | 91- 9815889881 0 |
| Sector 32, Chandigarh | Ground Floor And Basement, Sco - 61, Sector - 32 C, Chandigarh, Pin 160032 | UTIB0001606 | 160211015 | (0172) 4411341 / 42 (0172) 4411343 |
| Service Branch, Chandigarh | Sco 369-370, Third Floor, Sector 34A, Chandigarh, Pin 160022 | UTIB0000841 | 160211001 | |
| Sector 22 | Ground Floor, Sco No.1006- 1007, Sector 22 B, Chandigarh, Pin 160022 | UTIB0001791 | 160211027 | (0172) 5036070/71/72 |
| Sarsini | Ground Floor, Khasra No.1029 (3-3), 1030(3-7), 1031(3-10), Village-Sarsini, Tehsil-Derabassi, Distt-Mohali, Punjab, Pin 140507 | UTIB0001876 | 160211029 | 9646000886 |
| Bansepur | Ground Floor, Khasra No. 41, Khewat No. 3, Khatauni No. 3, Tehsil Kharar, Village Bansepur, Dist. Mohali, Punjab, Pin 160014 | UTIB0002165 | 160211033 | 8054705202 |
| The Punjab State Co-Op Bank | Sco 175-187 Sector 34, Chandigarh | UTIB0PSCB01 | 160350001 | 0172-5067018 / 0172-5067018 |
| Infosys Campus Chandigarh | Plot No 1Rajiv Gandhi Chandigarh Technology Parkkishangarh | UTIB0002581 | 160211043 | 172 - 5062441 |
| Chandigarh | Sco No 15 Sector 20 | UTIB0002856 | 160211047 | 9815523355 |
| Gariyaband | Ground Floor Khasra No 891 Ph No 25 Bhuteswar Chowk Paragaon Road Gariyaband Pin 493889 | UTIB0003038 | 493211505 | 241600 |
Products Offered by Axis Bank in Chandigarh
No matter what sort of loan you want to avail from Axis Bank, now its easier for you to know the eligibility of each of its product. Yes, be it a personal loan, home loan , education loan or car loan, the bank offers all. But, before you avail the same, it is important that you should know the details of each. So, go through the table below to know more about each of the product in detail.
Basic Details of Axis Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Home Loan | Salaried: Inividuals working in a Government or renowned Companies. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 60 or superannuation, whichever, is earlier at the time of loan maturity. Professionals: If you a Doctor, Engineer, CA, Dentist, Architect,CS,Cost Accountant or Management Consultant, you are eligible to apply for a home loan. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity. Self-employed: Individual filling an income tax return can easily apply for ahome with Axis Bank. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity. | 8.75% - 9.15% | ₹ 3 Lakh-150 Lakh (depends on combined income) | 30 Years | Upto 1% of the loan amount |
| Personal Loan | If you a salaried employee, doctor or employee of public & private limited companies or Government sector employee, you can apply for a personal loan with the bank. The age of the applicant/s should be 21 years at the time of taking a loan and 60 years at the time of loan maturity. The minimum monthly income of the applicant should be ₹15,000. | 10.49% - 21.00% | ₹50,000-15,00,000 | 12-60 Months | 1.50%-2% of the loan amount + Service Tax |
| Car Loan | Salaried The applicant must be 21 years of age at the time of taking a loan and upto 70 years of age at the time of loan maturity. Minimum net annual salary of individual should be ₹2,40,000 p.a. His/her income eligibility should be based on Form 16 and latest salary slip. He/she should have minimum 1 year of continuous employment. Self-employed Individuals The applicant must be 21 years of age at the time of taking a loan and upto 75 years of age at the time of loan maturity. The applicanr must have a minimum business income of | 7.45% - 14.50% | ₹ 1Lakh-Upto 85% on road-funding | Upto 7 Years | ₹3,500-5,500 |
| Loan Against Property | Salaried An individual who is into permanent Government service or renowned company The applicant must be 24 years of age at the time of loan commencement. Self-employed Any individual filing Income Tax returns can apply The applicant should be above 24 years of age at the time of loan commencement and upto 65 years at the time of maturity Self-employed Professionals All self-employed professional such as doctors, engineers, dentists, architects,CA, cost accoutants, CS and management consultants can easily apply. Lease Rantal Discounting(LRD) All resident individuals can apply. The lessee must however be a company as defined under the Companies Act, 1956. Funding will be done only against ready commercial property. The same will be restricted to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower. | 11.40%-12.10% | ₹2,00,000-500,00,000 | 15 Years | 1% of the loan amount+service tax |
| Education Loan | Students who have taken admission in courses such as engineering,medicine, management,etc at graduate and post-graduate level are eligible to apply for a loan. The applicant/s should have scored atleast 50% marks during HSC and Graduation. Students those who have secured admission in India or Abroad through entrance test / Merit based selection process post completion of HSC can apply. | 15.50%-17.50% p.a.,15%-17%(for girl child) | ₹50,000-20,00,000(for studies in India), 30,00,000(for studies in abroad) | Nil |
Documents Required
| Product | Documents |
|---|---|
| Home Loan | Salaried Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card Income Proof: Latest 3 months salary slip / certificate for fixed salary/Latest Form 16 Last 6 months bank statement/Passbook of the salary account Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord. Self-employed Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card Income Proof: IT- returns for the last 2 years along with computation of income certified by CA Last 6 months Bank statement for operative account both personal and business Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord. |
| Personal Loan | Application form Photograph Age proof ID proof Income proof Bank statement Residence proof Signature verification proof Post-sanction / pre-disbursement documentation Loan Agreement duly signed Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer |
| Car Loan | Age proof ID proof Application form Photograph Residence proof Income proof Bank statement Signature verification proof Pro-forma Invoice or Rate List Car Valuation report RC copy in case of refinance Post-sanction, Pre-disbursement Documentation: Loan Agreement duly signed along with RTO set Standing Instructions (SI) Request/ECS Form/Post Date Cheques (PDCs) – Security Cheques are required for SI and ECS |
| Loan Against Property | Identity Proof- VoterID/DL/PAN Card/Photo Credit Card Income Proof- IT Returns sof last 2 years/Last 6 months bank statements/Last 2 years computation of income by CA Residence Proof -Bank account statement/Latest Utility Bill/Latest NSC/Latest LIC/Insurnace Premium Receipt Guarantor Form Copy of lease agreement for all lease rental discounting cases |
| Education Loan | Identity Proof: Passport/VoterID/DL/PAN Card/Government Department ID Card Latest salary slip showing all deductions or Form 16 along with recent salary certificate. IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant. Residence Proof : Bank account statement/Latest Utility Bill/Latest Credit Card Statement/Existing House Lease Agreement Bank Statement/Passbook of Last 6 Months. Guarantor Form (optional) Copy of admission letter or the Institute along with Fees schedule Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses |