Top Banks 2024
Axis Bank Ghaziabad
Last Updated : Jan. 11, 2019, 5:58 p.m.
About Axis Bank
Way back in 1993 when Axis bank, earlier known as UTI Bank was formed, nobody imagined that this financial lender will reach to a position, where it has been termed as India’s third largest private sector bank. Well, it all happened because the kind of top-notch services, customer-friendly base and innovative products the bank offers to one and all. Since its inception, the bank with its enormous range of products is ensuring to meet the diverse needs of all its customers. This is the reason that it has a total number of 2,959 branches and 12,743 ATMs available at different cities of the country so that it will remain in the reach of all.
If we talk about its global presence, the bank has 9 international offices, located at various countries, thus creating its niche in the global market as well. Now, when it comes to the product offering, the bank offers plenty of them such as Mortgage Loans, Private Banking, Finance & Insurance, Investment Banking, Private Equity, Consumer Banking, Wealth Management, Credit Cards, Corporate Banking to meet the diverse needs of all. This is the reason that borrowers around the world find this lender trustworthy and reliable just because the kind of world-class servies and products it offers to enrich the banking experience of all its customers.
Axis Bank Ghaziabad Branches
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Ghaziabad | Plot No 3, N - 30 Ambedkar Road Nehru Nagar Ghaziabad (U.P.), 201001 | UTIB0000095 | 110211014 | 0120-2756536/46 |
| Indirapuram | Bg - 1, Bf - 1, Aditya City Centre Plot No. 3, Vaibhav Khand, Indirapuram, Ghaziabad 201012 , Uttar Pradesh | UTIB0000636 | 110211055 | 0120-260 5062/ 63 |
| Vaishali | Mahalaxmi Metro Tower Shop No.G - 5, G - 6, G - 7 & Lg - 6 C - 2, Sector - 4, Vaishali Ghaziabad 201002 Uttar Pradesh | UTIB0000715 | 110211061 | 0120-4568798 |
| Hapur | Ground Floor, Municipal No. 21 - 23 Ward No. 9, Meerut Road , Hapur Dist. Ghaziabad , Uttar Pradesh 245101 | UTIB0001020 | 245211002 | 0122 - 2306331/ 32/ 35 |
| Raj Nagar | Plot No. D - 46, Raj Nagar Distt. Centre, Ghaziabad , Uttar Pradesh, Pin 201002 | UTIB0001082 | 110211079 | (0120) 6492825/ 26/ 27 |
| Sahibabad | Ground Floor And Basement, Plot No.1, Sector 5, Rajendra Nagar, Sahibabad, Ghaziabad , Uttar Pradesh, Pin 201010. | UTIB0001263 | 110211102 | (0120) 2639821/ 22/ 23/ 24/ 25 |
| Vasundhara | Ground Floor, Kumar Residency Plaza, Plot No.Ml 1, Sector 11, Vasundhara, Main Road, Ghaziabad, Uttar Pradesh, Pin 201012 | UTIB0001812 | 110211127 | (0120) 2880411/13/14/16 |
| Navyug Market | Basement & Ground Floor, Navyug Market, Ghaziabad Building No.62, Navyug Market, Ghaziabad, Uttar Pradesh, Pin 201012 | UTIB0001986 | 110211139 | (0120) 4206511/4207511/4208511/4209511, (0120) 4131511 |
| Modinagar | Ground Floor & First Floor, Khasra No.701, Building No. 79, Srinagar Colony, G.T. Road, Modinagar, District Ghaziabad, Pin -201201 | UTIB0002206 | 201211002 | 01232-220251-52 |
| Muradnagar | Ground Floor, Property No. 578 To 582, Shimla Market, Near Petrol Pump, Ukhlarsi, Delhi Meerut Road, Dist. Ghaziabad, Tehsil. Modinagar, Uttar Pradesh, Pin 201206 | UTIB0002498 | 201211501 | 9873786958 |
| Pilkhuwa | Ground Floor Khasra No 1565 Mindelhi Garh Roadpilkhuwa Ghaziabad Pin 245304 | UTIB0002678 | 245211003 | 2320102 |
Products Offered by Axis Bank in Ghaziabad
Those who are in Ghaziabad have plenty of reasons to smile as Axis Bank brings a vast pool of financial products to choose from. Yes, be it a personal loan, education loan, loan against property, car loan or home loan, the bank with these thoughtfully designed products cover all your needs to the fullest. Scroll below to know each of these products thoroughly.
Basic Details of Axis Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Home Loan | Salaried: Inividuals working in a Government or renowned Companies. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 60 or superannuation, whichever, is earlier at the time of loan maturity. Professionals: If you a Doctor, Engineer, CA, Dentist, Architect,CS,Cost Accountant or Management Consultant, you are eligible to apply for a home loan. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity. Self-employed: Individual filling an income tax return can easily apply for ahome with Axis Bank. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity. | 8.75% - 9.15% | ₹ 3 Lakh-150 Lakh (depends on combined income) | 30 Years | Upto 1% of the loan amount |
| Personal Loan | If you a salaried employee, doctor or employee of public & private limited companies or Government sector employee, you can apply for a personal loan with the bank. The age of the applicant/s should be 21 years at the time of taking a loan and 60 years at the time of loan maturity. The minimum monthly income of the applicant should be ₹15,000. | 10.49% - 21.00% | ₹50,000-15,00,000 | 12-60 Months | 1.50%-2% of the loan amount + Service Tax |
| Car Loan | Salaried The applicant must be 21 years of age at the time of taking a loan and upto 70 years of age at the time of loan maturity. Minimum net annual salary of individual should be ₹2,40,000 p.a. His/her income eligibility should be based on Form 16 and latest salary slip. He/she should have minimum 1 year of continuous employment. Self-employed Individuals The applicant must be 21 years of age at the time of taking a loan and upto 75 years of age at the time of loan maturity. The applicanr must have a minimum business income of | 7.45% - 14.50% | ₹ 1Lakh-Upto 85% on road-funding | Upto 7 Years | ₹3,500-5,500 |
| Loan Against Property | Salaried An individual who is into permanent Government service or renowned company The applicant must be 24 years of age at the time of loan commencement. Self-employed Any individual filing Income Tax returns can apply The applicant should be above 24 years of age at the time of loan commencement and upto 65 years at the time of maturity Self-employed Professionals All self-employed professional such as doctors, engineers, dentists, architects,CA, cost accoutants, CS and management consultants can easily apply. Lease Rantal Discounting(LRD) All resident individuals can apply. The lessee must however be a company as defined under the Companies Act, 1956. Funding will be done only against ready commercial property. The same will be restricted to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower. | 11.40%-12.10% | ₹2,00,000-500,00,000 | 15 Years | 1% of the loan amount+service tax |
| Education Loan | Students who have taken admission in courses such as engineering,medicine, management,etc at graduate and post-graduate level are eligible to apply for a loan. The applicant/s should have scored atleast 50% marks during HSC and Graduation. Students those who have secured admission in India or Abroad through entrance test / Merit based selection process post completion of HSC can apply. | 15.50%-17.50% p.a.,15%-17%(for girl child) | ₹50,000-20,00,000(for studies in India), 30,00,000(for studies in abroad) | Nil |
Documents Required
| Product | Documents |
|---|---|
| Home Loan | Salaried Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card Income Proof: Latest 3 months salary slip / certificate for fixed salary/Latest Form 16 Last 6 months bank statement/Passbook of the salary account Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord. Self-employed Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card Income Proof: IT- returns for the last 2 years along with computation of income certified by CA Last 6 months Bank statement for operative account both personal and business Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord. |
| Personal Loan | Application form Photograph Age proof ID proof Income proof Bank statement Residence proof Signature verification proof Post-sanction / pre-disbursement documentation Loan Agreement duly signed Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer |
| Car Loan | Age proof ID proof Application form Photograph Residence proof Income proof Bank statement Signature verification proof Pro-forma Invoice or Rate List Car Valuation report RC copy in case of refinance Post-sanction, Pre-disbursement Documentation: Loan Agreement duly signed along with RTO set Standing Instructions (SI) Request/ECS Form/Post Date Cheques (PDCs) – Security Cheques are required for SI and ECS |
| Loan Against Property | Identity Proof- VoterID/DL/PAN Card/Photo Credit Card Income Proof- IT Returns sof last 2 years/Last 6 months bank statements/Last 2 years computation of income by CA Residence Proof -Bank account statement/Latest Utility Bill/Latest NSC/Latest LIC/Insurnace Premium Receipt Guarantor Form Copy of lease agreement for all lease rental discounting cases |
| Education Loan | Identity Proof: Passport/VoterID/DL/PAN Card/Government Department ID Card Latest salary slip showing all deductions or Form 16 along with recent salary certificate. IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant. Residence Proof : Bank account statement/Latest Utility Bill/Latest Credit Card Statement/Existing House Lease Agreement Bank Statement/Passbook of Last 6 Months. Guarantor Form (optional) Copy of admission letter or the Institute along with Fees schedule Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses |