Axis Bank Gurugram

Last Updated : Jan. 11, 2019, 5:59 p.m.
About Axis Bank
Mortgage Loans, Private Banking, Finance & Insurance, Investment Banking, Private Equity, Consumer Banking, Wealth Management, Credit Cards, Corporate Banking and what not, Axis Bank offers a plethora of financial products to choose from. Be it an investment, insurance, loans, cards, deposits, etc, the bank deals with every sort of financial entity, ensuring that all your needs can be fulfilled in the least time frame. Earlier known as UTI bank, the foundation of today’s Axis Bank was laid down in the year 1993 with a core objective to deliver the quality services and enriching the experience of all. Keeping this thing in mind, the bank with its 2,959 branches and 12,743 ATMs spread across India ensures to reach out all.
Apart from creating its strong customer base in India, the lender also enjoys a global presence with 9 international offices, situated in many countries. By offering the financial help in the domain of Retail, NRI, Agri & Rural, Burgundy and Priority, Axis Bank ensures to meet multiple needs of all its customers around the globe. That’s why, today the Axis Bank is known as the third largest private sector lender, which is known for offering the innovative, top-notch and quality services to the customers.
Axis Bank Gurugram Branches
Branch Name | Complete Address | IFSC | MICR | Customer Care |
---|---|---|---|---|
Gurugram | Sco - 29, Sector - 14, Near Huda Office, Old Delhi - Gurugram Rd, 122001 | UTIB0000056 | 110211008 | 0124-2339019/20, 2221930/31, 2223289, 4084148/49, 4084151/52 |
DLF - Gurugram | Sg - 21 & 22, Galleria Shopping Mall, Phase - Iv, Dlf Qutab Enclave Complex, 122002 Haryana | UTIB0000131 | 110211019 | 0124-4050595-97 |
M G Road, Gurugram | Shop. No 03, 03 (A), 04 & 05, Mega City Mall, M.G. Road, Gurugram, 122001 | UTIB0000540 | 110211047 | 0124-432 0500/ 02 |
Sector 15, Gurugram | Sco 50 & 51, Old Judicial Complex Civil Lines, Sector 15, Gurugram, Haryana, Pin 122001 | UTIB0000791 | 110211066 | 0124 - 4226974/4226971/72/73 |
Palam Vihar | Ground & First Floors Office Space No. 02 Surya’ S Palam Central, H Block Opp. Celebrity Towers Palam Vihar, Gurugram - 122017 Haryana | UTIB0000707 | 110211060 | 0124-4212790/91/92/93 |
Manesar | Shop No.34 To 36, 38, 39 And 64 To 69 Tower - J, Sector - 2, Imt Manesar Dist. Gurugram, Haryana 122050 | UTIB0000720 | 110211062 | 0124-2290376/77/78 |
Sector 54, Gurugram | Ground Floor, Ninex Time Centre Sun City , Sector 54, Golf Course Road Gurugram, Haryana, Pin 122002 | UTIB0000846 | 110211070 | 0124-4014421/ 22/ 23 |
New Railway Road | New Railway Roadbuilding No.1164/1, Shri J P Tower , Dayanand Colony, Opp. Fire Station, New Railway Road , Gurugram, Haryana, Pin 122 001 | UTIB0001081 | 110211078 | (0124) 4304257/ 8/ 9 / (0124) 4304260 |
Gurugram Sec 49 | Gr. Floor, Shop No. 05A, 05B, 06A & 7, Universal Trader Tower, Main Sohna Road, Sector - 49, Gurugram - 122 101. Haryana | UTIB0001262 | 110211104 | 0124 - 4211 764 / 65 / 66 / 67 /68 0 |
Gurugram Sec 10A | Gr. Floor & Basement S.C.O No. 20, Sector - 10 A, Nr. Hero Honda Chowk, Gurugram - 122 001. Haryana | UTIB0001264 | 110211103 | 0124 - 4211 759 / 56 / 51 / 52 / 53 0 |
Sector 31, Gurugram | Ground Floor & Basement S.C.O No. 29, Sector 31 - 32 A, Urban Estate, Gurugram, Haryana - 122001 | UTIB0001359 | 110211099 | 98737 20950 0 |
Sector 57, Gurugram | Ground Floor, Shop No.G - 01, G - 02, G - 03, Bestech Central Square , Block G, Sushant Lok, Phase Ii, Sector 57, Gurugram, Haryana, Pin 122101. | UTIB0001366 | 110211101 | (0124) 6461255/ 6/ 7/ 8 0 |
Udyogvihar | Ground Floor, Unit No. 3, 4, 5, 6, 18, 19& 20, Plot No. B & B - 1, Enkay Tower, Vanijya Nikunj, Udyog Vihar Phase - 5, Nh - 8, Gurugram - 122016. Haryana | UTIB0001527 | 110211106 | 99998 64448 0 |
Laxmi Bazar | Ground Floor, Khewat No. 788/769 Min.Khatuni No. 851 Min Khasra No 4601/488/1301/89/32 Laxmi Bazaar, Madanpuri Road , Vijay Park Gurugram - 122001 Haryana | UTIB0001787 | 110211124 | |
Gurugram Sec 46 | Ground Floor, First Floor And Basement, Sco No. 120 Sector 46 Gurugram - 122001 | UTIB0001720 | 110211120 | |
Corporate Credit Operations Hub | 504, 5Th Floor, Global Foyer, Golf Course Road, Sector - 43, Gurugram - 122002 (Haryana) | UTIB0001821 | 110211998 | 0124 - 4411500 |
Sector-29, Gurugram | Ground Floor, Sco No. 314, Sector 29, Gurugram - 122001, Haryana | UTIB0001970 | 110211140 | 0124 - 2570314 , 2571315, 0124 - 2574017, 18 / 0124 - 2574019 |
Sector 22, Gurugram | Ground Floor And Basement, Sco/F 87, Sector 22, Huda Market, Gurugram, Haryana, Pin 122001 | UTIB0001911 | 110211133 | (0124) 4245260/61/62/63 , (0124) 4245264 |
Pataudi | Upper Ground Floor, Khewat No. 74/75, Killa No.70/16/2(0-17), 232//3-15, Ward-3, Tawroo Road, Pataudi, Gurugram, Pin-122503 | UTIB0002453 | 110211150 | 8059019900 |
Rosewood City | Ground Floor, Unit No. G-21, G-22, G-23 & G-24, Sector 49 & 50, Rosewood City, Eros City Square, Gurugram, Haryana, Pin 122001 | UTIB0002456 | 110211151 | 9873720950 |
The Jhajjar Central Cooperative Bank Ltd | Mini Secretariat, Gurugram Road, Jhajjar | UTIB0JCCB01 | 124844052 | 01251-256263 |
The Gurugram Central Cooperative Bank Limited | B.O. Jharsa Branch Manager, The Gurugram Central Cooperative Bank Ltd, Jharsa Gurugram | UTIB0SGCB02 | 8376801212 | |
The Gurugram Central Cooperative Bank Limited | B.O. Wazirabad Branch Manager, The Gurugram Central Cooperative Bank Ltd, Wazirabad Gurugram | UTIB0SGCB03 | 8376801213 | |
The Gurugram Central Cooperative Bank Limited | B.O. Dundahera Branch Manager, The Gurugram Central Cooperative Bank Ltd, Dundahera | UTIB0SGCB04 | 8376801214 | |
The Gurugram Central Cooperative Bank Limited | B.O. Mandikhera, Branch Manager, The Gurugram Central Cooperative Bank Ltd, Distt- Mewat, Haryana | UTIB0SGCB17 | 8376801237 | |
The Gurugram Central Cooperative Bank Limited | B.O. Jamalgarh Branch Manager, The Gurugram Central Cooperative Bank Ltd, Distt- Mewat, Haryana | UTIB0SGCB20 | 8376801241 |
Products Offered by Axis Bank in Gurugram
Worldwide recognized as the third largest private sector lender, Axis Bank with its enormous range of unique products will never disappoint you. Starting from a home loan, car loan , education loan to last but not the least loan against property, this lender has become the preferred of many living in Gurugram. So, if you are also interested to know the various products offered by Axis Bank, kindly take a look below and understand the nitty and gritty of each of its product.
Basic Details of Axis Bank Loans
Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
---|---|---|---|---|---|
Home Loan | Salaried: Inividuals working in a Government or renowned Companies. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 60 or superannuation, whichever, is earlier at the time of loan maturity. Professionals: If you a Doctor, Engineer, CA, Dentist, Architect,CS,Cost Accountant or Management Consultant, you are eligible to apply for a home loan. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity. Self-employed: Individual filling an income tax return can easily apply for ahome with Axis Bank. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity. | 8.75% - 9.15% | ₹ 3 Lakh-150 Lakh (depends on combined income) | 30 Years | Upto 1% of the loan amount |
Personal Loan | If you a salaried employee, doctor or employee of public & private limited companies or Government sector employee, you can apply for a personal loan with the bank. The age of the applicant/s should be 21 years at the time of taking a loan and 60 years at the time of loan maturity. The minimum monthly income of the applicant should be ₹15,000. | 10.49% - 21.00% | ₹50,000-15,00,000 | 12-60 Months | 1.50%-2% of the loan amount + Service Tax |
Car Loan | Salaried The applicant must be 21 years of age at the time of taking a loan and upto 70 years of age at the time of loan maturity. Minimum net annual salary of individual should be ₹2,40,000 p.a. His/her income eligibility should be based on Form 16 and latest salary slip. He/she should have minimum 1 year of continuous employment. Self-employed Individuals The applicant must be 21 years of age at the time of taking a loan and upto 75 years of age at the time of loan maturity. The applicanr must have a minimum business income of | 7.45% - 14.50% | ₹ 1Lakh-Upto 85% on road-funding | Upto 7 Years | ₹3,500-5,500 |
Loan Against Property | Salaried An individual who is into permanent Government service or renowned company The applicant must be 24 years of age at the time of loan commencement. Self-employed Any individual filing Income Tax returns can apply The applicant should be above 24 years of age at the time of loan commencement and upto 65 years at the time of maturity Self-employed Professionals All self-employed professional such as doctors, engineers, dentists, architects,CA, cost accoutants, CS and management consultants can easily apply. Lease Rantal Discounting(LRD) All resident individuals can apply. The lessee must however be a company as defined under the Companies Act, 1956. Funding will be done only against ready commercial property. The same will be restricted to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower. | 11.40%-12.10% | ₹2,00,000-500,00,000 | 15 Years | 1% of the loan amount+service tax |
Education Loan | Students who have taken admission in courses such as engineering,medicine, management,etc at graduate and post-graduate level are eligible to apply for a loan. The applicant/s should have scored atleast 50% marks during HSC and Graduation. Students those who have secured admission in India or Abroad through entrance test / Merit based selection process post completion of HSC can apply. | 15.50%-17.50% p.a.,15%-17% (for girl child) | ₹50,000-20,00,000(for studies in India), 30,00,000(for studies in abroad) | Nil |
Documents Required
Product | Documents |
---|---|
Home Loan | Salaried Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card Income Proof: Latest 3 months salary slip / certificate for fixed salary/Latest Form 16 Last 6 months bank statement/Passbook of the salary account Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord. Self-employed Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card Income Proof: IT- returns for the last 2 years along with computation of income certified by CA Last 6 months Bank statement for operative account both personal and business Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord. |
Personal Loan | Application form Photograph Age proof ID proof Income proof Bank statement Residence proof Signature verification proof Post-sanction / pre-disbursement documentation Loan Agreement duly signed Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer |
Car Loan | Age proof ID proof Application form Photograph Residence proof Income proof Bank statement Signature verification proof Pro-forma Invoice or Rate List Car Valuation report RC copy in case of refinance Post-sanction, Pre-disbursement Documentation: Loan Agreement duly signed along with RTO set Standing Instructions (SI) Request/ECS Form/Post Date Cheques (PDCs) – Security Cheques are required for SI and ECS |
Loan Against Property | Identity Proof- VoterID/DL/PAN Card/Photo Credit Card Income Proof- IT Returns sof last 2 years/Last 6 months bank statements/Last 2 years computation of income by CA Residence Proof -Bank account statement/Latest Utility Bill/Latest NSC/Latest LIC/Insurnace Premium Receipt Guarantor Form Copy of lease agreement for all lease rental discounting cases |
Education Loan | Identity Proof: Passport/VoterID/DL/PAN Card/Government Department ID Card Latest salary slip showing all deductions or Form 16 along with recent salary certificate. IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant. Residence Proof : Bank account statement/Latest Utility Bill/Latest Credit Card Statement/Existing House Lease Agreement Bank Statement/Passbook of Last 6 Months. Guarantor Form (optional) Copy of admission letter or the Institute along with Fees schedule Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses |