Top Banks 2024
Axis Bank Guwahati
Last Updated : May 9, 2018, noon
About Axis Bank
Formed in the year 1993 with an innovative approach so as to deliver the best banking experience to the people around the globe, there is no denying the fact that Axis Bank is one such name on which you can rely on. Known worldwide for offering a vast collection of financial products such as Mortgage Loans, Private Banking, Finance & Insurance, Investment Banking, Private Equity, Consumer Banking, Wealth Management, Credit Cards, Corporate Banking, the bank is making sure that all its esteemed customer’s needs can be fulfilled in least time frame. When it comes to establishing its foot into Indian banking sector, the bank enjoys a strong presence of 2,959 branches and 12,743 ATMs spread across India so that it can easily be accessed from every nook and corner of the country.
With each of its product and top-notch services in the field of Retail, NRI, Agri & Rural, Burgundy and Priority, the lender enriches the customers experience and never disappoints its customers. Be it insurance, investment, loans, cards and many more, the bank strives hard to deliver the best services to those who are in need of financial help. Moreover, with quality services and state-of-the-art products, Axis Bank Guwahati is no doubt transforming the finance of the city altogether.
Axis Bank Guwahati Branches
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Guwahati | Chibber House G S Road, Dispur, 781005 | UTIB0000140 | 781211002 | 0361-2340522 |
| Paltanbazar | Commercial Building A T Road, 781001 | UTIB0000375 | 781211003 | 0361-273 4035/ 37/ 38 |
| Fancy Bazar, Assam | Fancy Bazar, Ss Road Guwahati 781001 , Assam | UTIB0000608 | 781211004 | 0361-273 0209/ 11 |
| Noonmati | D & H Tower, Near Bamunimaidan New Guwahati, Noonmati Dist. Kamrup Metro, Pin 781021 | UTIB0000722 | 781211005 | 0361 - 2650238/2650239/2650243/44 |
| Beltola, Guwahati | Megha Plaza, Basistha Chariali Beltola, Guwahati, Dist. Kamrup Assam, Pin 781029 | UTIB0000860 | 781211006 | 0361- 2306221/ 25/ 28/ 29/ 30 |
| Khanapara | 1 St Floor, Six Mile, Milestone Building, G.S. Road , Khanapara, Dist.Kamrup, Guwahati , Assam , Pin 781022. | UTIB0001297 | 781211007 | (0361)2339970/71 (0361) 2339972 |
| Zoo Road | First Floor, Parnil Palace, Zoo Road, Tiniali, Guwahati, Dist.Kamrup Metro, Assam , Pin 781024. | UTIB0001298 | 781211008 | (0361) 22019/84/85/86 (0361) 2201880 |
| Silpukhuri | Lakshmi Service Station, Gnb Road Silpukhuri, Dist.Kamrup Metro , Assam , Pin 781003 | UTIB0001442 | 781211009 | (0361) 2669821/ 24/ 25 (0361) 2669823 |
| Service Branch, Guwahati | Paltan Bazar Branch Annexe, Commercial Building , A T Road , Guwahati, Dist. Kamrup , Assam , Pin 781001 | UTIB0001190 | 781211001 | (0361) 2735516 9435040220 |
| Maligaon | Maligaon Charili, Near Overbridge, Guwahati, Dist. Kamrup Metro, Assam, Pin 7810011 | UTIB0001669 | 781211010 | |
| Hatigaon | Ground & 1St Floor " Integrity Towers" , Flower Lane Near Little Flower High School, Hatigaon Guwahati-781038 | UTIB0002181 | 781211011 | 0361-2620074/75/76/78/79- |
| Belonia | Opposite Sbi Belonia, Madhyapara Main Road, Belonia, Tripura, Pin-799155 | UTIB0002561 | 799211503 | 3823 - 222034 / 030 / 031 |
| Bijoynagar | House No-50, Nh#37, Village:Uparhali, District-Kamrup Rural, Post Office-Bijoynagar, Assam, Pin-781122 | UTIB0002562 | 781211012 | 3623 - 222931/32/33 |
| Narengi | Grand First Floor House No307 Narengi | UTIB0002837 | 781211013 | 2641967 |
| Lal Ganesh | Ground And First Floor, Basudev Tower | UTIB0002965 | 781211014 | 2472271 |
| Athgaon | Dugar Complex At Sc Road Near Rani Sati Mandir | UTIB0003048 | 781211015 | 2481222 |
| Rehabari | Ground Floor And First Floor Hno 79 Ak Azad Road | UTIB0003097 | 781211016 | 2735534 |
Products Offered by Axis Bank in Guwahati
Whenever you need financial help urgently, look no further as Axis Bank with its exclusive range of thoughtfully designed, innovative products promise to give you the best. Yes, whether its personal loan, home loan , car loan, education loan or loan against property, the bank is ensuring to fulfill all your needs without any hassle. To know each of its product in detail, take a look at the post below.
Basic Details of Axis Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Home Loan | Salaried: Inividuals working in a Government or renowned Companies. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 60 or superannuation, whichever, is earlier at the time of loan maturity. Professionals: If you a Doctor, Engineer, CA, Dentist, Architect,CS,Cost Accountant or Management Consultant, you are eligible to apply for a home loan. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity. Self-employed: Individual filling an income tax return can easily apply for ahome with Axis Bank. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity. | 8.75% - 9.15% | ₹ 3 Lakh-150 Lakh (depends on combined income) | 30 Years | Upto 1% of the loan amount |
| Personal Loan | If you a salaried employee, doctor or employee of public & private limited companies or Government sector employee, you can apply for a personal loan with the bank. The age of the applicant/s should be 21 years at the time of taking a loan and 60 years at the time of loan maturity. The minimum monthly income of the applicant should be ₹15,000. | 10.49% - 21.00% | ₹50,000-15,00,000 | 12-60 Months | 1.50%-2% of the loan amount + Service Tax |
| Car Loan | Salaried The applicant must be 21 years of age at the time of taking a loan and upto 70 years of age at the time of loan maturity. Minimum net annual salary of individual should be ₹2,40,000 p.a. His/her income eligibility should be based on Form 16 and latest salary slip. He/she should have minimum 1 year of continuous employment. Self-employed Individuals The applicant must be 21 years of age at the time of taking a loan and upto 75 years of age at the time of loan maturity. The applicanr must have a minimum business income of | 7.45% - 14.50% | ₹ 1Lakh-Upto 85% on road-funding | Upto 7 Years | ₹3,500-5,500 |
| Loan Against Property | Salaried An individual who is into permanent Government service or renowned company The applicant must be 24 years of age at the time of loan commencement. Self-employed Any individual filing Income Tax returns can apply The applicant should be above 24 years of age at the time of loan commencement and upto 65 years at the time of maturity Self-employed Professionals All self-employed professional such as doctors, engineers, dentists, architects,CA, cost accoutants, CS and management consultants can easily apply. Lease Rantal Discounting(LRD) All resident individuals can apply. The lessee must however be a company as defined under the Companies Act, 1956. Funding will be done only against ready commercial property. The same will be restricted to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower. | 11.40%-12.10% | ₹2,00,000-500,00,000 | 15 Years | 1% of the loan amount+service tax |
| Education Loan | Students who have taken admission in courses such as engineering,medicine, management,etc at graduate and post-graduate level are eligible to apply for a loan. The applicant/s should have scored atleast 50% marks during HSC and Graduation. Students those who have secured admission in India or Abroad through entrance test / Merit based selection process post completion of HSC can apply. | 15.50%-17.50% p.a.,15%-17% (for girl child) | ₹50,000-20,00,000(for studies in India), 30,00,000(for studies in abroad) | Nil |
Documents Required
| Product | Documents |
|---|---|
| Home Loan | Salaried Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card Income Proof: Latest 3 months salary slip / certificate for fixed salary/Latest Form 16 Last 6 months bank statement/Passbook of the salary account Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord. Self-employed Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card Income Proof: IT- returns for the last 2 years along with computation of income certified by CA Last 6 months Bank statement for operative account both personal and business Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord. |
| Personal Loan | Application form Photograph Age proof ID proof Income proof Bank statement Residence proof Signature verification proof Post-sanction / pre-disbursement documentation Loan Agreement duly signed Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer |
| Car Loan | Age proof ID proof Application form Photograph Residence proof Income proof Bank statement Signature verification proof Pro-forma Invoice or Rate List Car Valuation report RC copy in case of refinance Post-sanction, Pre-disbursement Documentation: Loan Agreement duly signed along with RTO set Standing Instructions (SI) Request/ECS Form/Post Date Cheques (PDCs) – Security Cheques are required for SI and ECS |
| Loan Against Property | Identity Proof- VoterID/DL/PAN Card/Photo Credit Card Income Proof- IT Returns sof last 2 years/Last 6 months bank statements/Last 2 years computation of income by CA Residence Proof -Bank account statement/Latest Utility Bill/Latest NSC/Latest LIC/Insurnace Premium Receipt Guarantor Form Copy of lease agreement for all lease rental discounting cases |
| Education Loan | Identity Proof: Passport/VoterID/DL/PAN Card/Government Department ID Card Latest salary slip showing all deductions or Form 16 along with recent salary certificate. IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant. Residence Proof : Bank account statement/Latest Utility Bill/Latest Credit Card Statement/Existing House Lease Agreement Bank Statement/Passbook of Last 6 Months. Guarantor Form (optional) Copy of admission letter or the Institute along with Fees schedule Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses |