Top Banks 2024
Axis Bank Jammu
Last Updated : May 9, 2018, 11:55 a.m.
About Axis Bank
If you are in Jammu, then you have plenty of reasons to smile as to fulfill your varied needs and giving you the best financial support, Axis Bank is there. Yes, this third largest private sector bank of the country with its enormous range of thoughtfully designed products ensures that the people living in the city have the best banking experience. Right from fulfilling their personal needs through loan and cards to offering them the spectacular saving and investment options in the form of fixed deposits and mutual funds, the bank offers all. Established in the year 1993, with a vision to transform the way people look at the banking system, it would not be wrong to say that Axis Bank has come a long way.
By offering diverse products such as Mortgage Loans, Private Banking, Finance & Insurance, Investment Banking, Private Equity, Consumer Banking, Wealth Management, Credit Cards and Corporate Banking, the main endeavor of the bank is to deliver the best banking services to all its customer around the globe. Now, when it comes to reaching out the customers globally, the lender with 9 international offices situated in different parts of the globe, ensures to be in touch with one and all.
Axis Bank Jammu Branches
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Jammu | Highland Tower, Railhead Road Complex Bahu Plaza , Gandhi Nagar, 180004 | UTIB0000147 | 180211002 | 0191-2474 531/ 2 |
| G S Marg, Jammu | Basemnent & Ground Floor, Khewat No. 118, Khasra No. 325, Gulab Singh Marg, Near Dogra Chowk, Jammu , Jammu & Kashmir, Pin 180001 | UTIB0001011 | 180211003 | 0191) 2520505 /2520229/ 237/ 262 |
| Srinagar | Ground & First Floor, Sara Plaza , 1 - Indira Gandhi Road Exhibition Crossing, Srinagar , Jammu & Kashmir 190002 | UTIB0001013 | 190211002 | 0194 - 2484285/ 86/ 87 |
| Udhampur | Lower Ground Floor, Khasra No. 543/269/214/84 Min., Ward No.5, Dhar Road, Barrian, Udhampur, Jammu & Kashmir, Pin 182101 | UTIB0001573 | 182211001 | (01992) 275286/ 278286 , (01992) 277286 |
| Leh, Ladakh | Tsaskan Complex, Opp. District Library, Leh Ladakh, J& K-194101 | UTIB0001611 | 194211001 | |
| Anantnag | Ground Floor, Oxford Complex, Khasra No.25& 4376 Min., Municipal No.08, Near General Bus Stand, K.P.Road, Anantnag, J& K 192101 | UTIB0001777 | 192211001 | |
| Baramulla | Axis Bank Ltd., Ground Floor, Khasra No. 2731/2732/65/63 And New Khasra No. 158 And 159, District : Baramulla, Jammu & Kashmir - 193101 | UTIB0001968 | 193211001 | 0194-2484285, 9796610132 |
| Kupwara | Axis Bank Ltd., Ground Floor, Khasra No. 24, Khewat No. 62, Tehsil & District : Kupwara, Jammu & Kashmir - 193222 | UTIB0001969 | 193211201 | 0194-2484285, 9796610132 |
| Arahama | Axis Bank Ltd., Ground Floor, Khasra No. 703/379, Khewat No. 72, Khata No. 255, Arahama - 192303, District : Shopian, Jammu & Kashmir | UTIB0001993 | 192211201 | 0194-2484285, 9796610132 |
| Sopore | Axis Bank Ltd., Ground Floor And First Floor, Khasra No. 1, Khewat No. 76, Khata No. 176, Plot No. 103, Sopore - 193201 District Baramulla, J & K | UTIB0001994 | 193211101 | 0194-2484285, 9796610132 |
| Kathua | Axis Bank Ltd., Ground Floor, Khasra No. 300, Khata No. 1483, Khewat No. 478, Shaheedi Chowk, Kathua, Jammu & Kashmir - 184101 | UTIB0002150 | 184211001 | 9796601472 |
| Chwadi | Ground Floor, Ground Floor, Khasra No. 887 Min, Khata No. 428 Min, Khewat No. 26, Village : Chwadi, Tehsil & District : Jammu - 180011 | UTIB0002359 | 180211005 | 9906635048 |
| Chak Pouni Wand | Ground Floor, Khasra No. 735 Min, Khata No. 189 Min, Khewat No. 90, Village : Chak Pouni Wand (Brahmana) District : Jammu - 180002 | UTIB0002375 | 180211007 | 9906635048 |
| Bunigam | Ground Floor, Khasra No. 367/62, Khanabal Qazigund Road, Village : Bunigam, Tehsil & Dist : Kulgam, Jammu & Kashmir, Pin 192221 | UTIB0002377 | 192211301 | |
| Larik Pora | Ground Floor, Khewat No. 394, Khasra No. 01, Village : Larik Pora, Tehsil : Awantipora, District : Pulwama, Jammu & Kashmir , Pin 192122 | UTIB0002378 | 192211101 | |
| Gadigarh | Ground Floor, Khasra No. 560 Min, Khata No. 188, Khewat No. 2 Min, Village : Gadigarh, Tehsil And Dist: Jammu, Jammu & Kashmir, Pin 181101 | UTIB0002392 | 180211004 | 9796479757 |
| Sunjwan | Ground Floor, Khasra No. 2201 Min, Khata No. 632, Khewat No. 82, Village : Sunjwan, District : Jammu, Jammu & Kashmir, Pin 181101 | UTIB0002393 | 180211006 | 9796603318 |
| Sonagam | Ground Floor, Khewat No. 52, Khata No. 366, Khasra No. 894, Village : Sonagam, Tehsil & Dist :Bandipora, Jammu & Kashmir, Pin 193502 | UTIB0002405 | 193211401 | 9796610133 |
| Srianagar Fruit Mandi | Ground & First Floor, Khasra No.1135/761/367/74, Fruit Mandi Complex, Parimpora Srinagar, Dist.Srinagar, Jammu & Kashmir, Pin 190017 | UTIB0002415 | 190211003 | 9796518810 |
| Dharmal | Ground Floor, Khasra No. 211, Khewat No. 95, Khata No. 476, Village : Dharmal, Tehsil & Dist : Jammu, Jammu & Kashmir, Pin 181205 | UTIB0002423 | 180211194 | |
| Ghagour | Ground Floor, Khasra No. 15, Khewat No. 11, Khata No. 16, Village : Ghagour, Tehsil & Dist: Samba, Jammu & Kashmir, Pin 184120 | UTIB0002425 | 184211195 | |
| Mean Charkah | Ground Floor, Khasra No. 514 Min, Khewat No. 21 Min, Khata No. 135 Min, Village : Mean Charkah, Tehsil & , District : Samba, Jammu & Kashmir, Pin 181133 | UTIB0002440 | 180211012 | |
| Srinagar Brari Numble | Ground Floor, Khasra No. 1287, 1288, 1828/1749/1286 Min, Khewat No. 8, Khata No. 17, Munawarabad Ma Link Road, Brari Numble, Srinagar, Kashmir - 190010 | UTIB0002480 | 190211004 | 9906635048 |
| The Jammu And Kashmir State Cooperative Bank | Athwas Gahh Near Silk Factory Rajbagh, Srinagar, Pin - 190001 | UTIB0SJKCB1 | 190654002 | 2311121 |
| Tarore | Ground Floor, Khasra No.757 Min, Khata No.119, Khewat No.15, Village Tarore, Pin - 181133 | UTIB0002424 | 180211008 | 9906072720 |
| Manda | Ground Floor, Khasra No. 685 Min/198, Khata No. 744, Khewat No. 154, Village Manda, Tehsil Akhnoor, District Jammu- 181201, Jammu & Kashmir | UTIB0002434 | 180211011 | 9797596652 |
| Phalora Nagbani | Ground Floor Kahsra No 598 Gajansoo Road Phalora Nagbani Jammu 180002 | UTIB0002491 | 180211013 | 236617 |
Products Offered by Axis Bank in Jammu
No matter what sort of financial help you are looking for, the bank with its exclusive collection of products such as personal loan , home loan, education loan, loan against property and car loan makes sure that people living in Jammu will enjoy a hassle-free banking experience. Know all the products offered by the bank in the table below.
Basic Details of Axis Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Home Loan | Salaried: Inividuals working in a Government or renowned Companies. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 60 or superannuation, whichever, is earlier at the time of loan maturity. Professionals: If you a Doctor, Engineer, CA, Dentist, Architect,CS,Cost Accountant or Management Consultant, you are eligible to apply for a home loan. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity. Self-employed: Individual filling an income tax return can easily apply for ahome with Axis Bank. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity. | 8.75% - 9.15% | ₹ 3 Lakh-150 Lakh (depends on combined income) | 30 Years | Upto 1% of the loan amount |
| Personal Loan | If you a salaried employee, doctor or employee of public & private limited companies or Government sector employee, you can apply for a personal loan with the bank. The age of the applicant/s should be 21 years at the time of taking a loan and 60 years at the time of loan maturity. The minimum monthly income of the applicant should be ₹15,000. | 10.49% - 21.00% | ₹50,000-15,00,000 | 12-60 Months | 1.50%-2% of the loan amount + Service Tax |
| Car Loan | Salaried The applicant must be 21 years of age at the time of taking a loan and upto 70 years of age at the time of loan maturity. Minimum net annual salary of individual should be ₹2,40,000 p.a. His/her income eligibility should be based on Form 16 and latest salary slip. He/she should have minimum 1 year of continuous employment. Self-employed Individuals The applicant must be 21 years of age at the time of taking a loan and upto 75 years of age at the time of loan maturity. The applicanr must have a minimum business income of | 7.45% - 14.50% | ₹ 1Lakh-Upto 85% on road-funding | Upto 7 Years | ₹3,500-5,500 |
| Loan Against Property | Salaried An individual who is into permanent Government service or renowned company The applicant must be 24 years of age at the time of loan commencement. Self-employed Any individual filing Income Tax returns can apply The applicant should be above 24 years of age at the time of loan commencement and upto 65 years at the time of maturity Self-employed Professionals All self-employed professional such as doctors, engineers, dentists, architects,CA, cost accoutants, CS and management consultants can easily apply. Lease Rantal Discounting(LRD) All resident individuals can apply. The lessee must however be a company as defined under the Companies Act, 1956. Funding will be done only against ready commercial property. The same will be restricted to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower. | 11.40%-12.10% | ₹2,00,000-500,00,000 | 15 Years | 1% of the loan amount+service tax |
| Education Loan | Students who have taken admission in courses such as engineering,medicine, management,etc at graduate and post-graduate level are eligible to apply for a loan. The applicant/s should have scored atleast 50% marks during HSC and Graduation. Students those who have secured admission in India or Abroad through entrance test / Merit based selection process post completion of HSC can apply. | 15.50%-17.50% p.a.,15%-17% (for girl child) | ₹50,000-20,00,000(for studies in India), 30,00,000(for studies in abroad) | Nil |
Documents Required
| Product | Documents |
|---|---|
| Home Loan | Salaried Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card Income Proof: Latest 3 months salary slip / certificate for fixed salary/Latest Form 16 Last 6 months bank statement/Passbook of the salary account Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord. Self-employed Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card Income Proof: IT- returns for the last 2 years along with computation of income certified by CA Last 6 months Bank statement for operative account both personal and business Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord. |
| Personal Loan | Application form Photograph Age proof ID proof Income proof Bank statement Residence proof Signature verification proof Post-sanction / pre-disbursement documentation Loan Agreement duly signed Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer |
| Car Loan | Age proof ID proof Application form Photograph Residence proof Income proof Bank statement Signature verification proof Pro-forma Invoice or Rate List Car Valuation report RC copy in case of refinance Post-sanction, Pre-disbursement Documentation: Loan Agreement duly signed along with RTO set Standing Instructions (SI) Request/ECS Form/Post Date Cheques (PDCs) – Security Cheques are required for SI and ECS |
| Loan Against Property | Identity Proof- VoterID/DL/PAN Card/Photo Credit Card Income Proof- IT Returns sof last 2 years/Last 6 months bank statements/Last 2 years computation of income by CA Residence Proof -Bank account statement/Latest Utility Bill/Latest NSC/Latest LIC/Insurnace Premium Receipt Guarantor Form Copy of lease agreement for all lease rental discounting cases |
| Education Loan | Identity Proof: Passport/VoterID/DL/PAN Card/Government Department ID Card Latest salary slip showing all deductions or Form 16 along with recent salary certificate. IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant. Residence Proof : Bank account statement/Latest Utility Bill/Latest Credit Card Statement/Existing House Lease Agreement Bank Statement/Passbook of Last 6 Months. Guarantor Form (optional) Copy of admission letter or the Institute along with Fees schedule Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses |