Axis Bank Jammu - Rates Dec 2023, IFSC Code, Main Branch Address

Axis Bank Jammu

About Axis Bank

If you are in Jammu, then you have plenty of reasons to smile as to fulfill your varied needs and giving you the best financial support, Axis Bank is there. Yes, this third largest private sector bank of the country with its enormous range of thoughtfully designed products ensures that the people living in the city have the best banking experience. Right from fulfilling their personal needs through loan and cards to offering them the spectacular saving and investment options in the form of fixed deposits and mutual funds, the bank offers all. Established in the year 1993, with a vision to transform the way people look at the banking system, it would not be wrong to say that Axis Bank has come a long way.

By offering diverse products such as Mortgage Loans, Private Banking, Finance & Insurance, Investment Banking, Private Equity, Consumer Banking, Wealth Management, Credit Cards and Corporate Banking, the main endeavor of the bank is to deliver the best banking services to all its customer around the globe. Now, when it comes to reaching out the customers globally, the lender with 9 international offices situated in different parts of the globe, ensures to be in touch with one and all.

Axis Bank Jammu Branches

Branch Name Complete Address IFSCMICRCustomer Care
JammuHighland Tower, Railhead Road Complex Bahu Plaza , Gandhi Nagar, 180004UTIB00001471802110020191-2474 531/ 2
G S Marg, JammuBasemnent & Ground Floor, Khewat No. 118, Khasra No. 325, Gulab Singh Marg, Near Dogra Chowk, Jammu , Jammu & Kashmir, Pin 180001UTIB0001011180211003 0191) 2520505 /2520229/ 237/ 262
SrinagarGround & First Floor, Sara Plaza , 1 - Indira Gandhi Road Exhibition Crossing, Srinagar , Jammu & Kashmir 190002UTIB00010131902110020194 - 2484285/ 86/ 87
UdhampurLower Ground Floor, Khasra No. 543/269/214/84 Min., Ward No.5, Dhar Road, Barrian, Udhampur, Jammu & Kashmir, Pin 182101UTIB0001573182211001(01992) 275286/ 278286 , (01992) 277286
Leh, LadakhTsaskan Complex, Opp. District Library, Leh Ladakh, J& K-194101UTIB0001611194211001
AnantnagGround Floor, Oxford Complex, Khasra No.25& 4376 Min., Municipal No.08, Near General Bus Stand, K.P.Road, Anantnag, J& K 192101UTIB0001777192211001
BaramullaAxis Bank Ltd., Ground Floor, Khasra No. 2731/2732/65/63 And New Khasra No. 158 And 159, District : Baramulla, Jammu & Kashmir - 193101UTIB00019681932110010194-2484285, 9796610132
KupwaraAxis Bank Ltd., Ground Floor, Khasra No. 24, Khewat No. 62, Tehsil & District : Kupwara, Jammu & Kashmir - 193222UTIB00019691932112010194-2484285, 9796610132
Arahama Axis Bank Ltd., Ground Floor, Khasra No. 703/379, Khewat No. 72, Khata No. 255, Arahama - 192303, District : Shopian, Jammu & KashmirUTIB00019931922112010194-2484285, 9796610132
SoporeAxis Bank Ltd., Ground Floor And First Floor, Khasra No. 1, Khewat No. 76, Khata No. 176, Plot No. 103, Sopore - 193201 District Baramulla, J & KUTIB00019941932111010194-2484285, 9796610132
KathuaAxis Bank Ltd., Ground Floor, Khasra No. 300, Khata No. 1483, Khewat No. 478, Shaheedi Chowk, Kathua, Jammu & Kashmir - 184101UTIB00021501842110019796601472
ChwadiGround Floor, Ground Floor, Khasra No. 887 Min, Khata No. 428 Min, Khewat No. 26, Village : Chwadi, Tehsil & District : Jammu - 180011UTIB00023591802110059906635048
Chak Pouni WandGround Floor, Khasra No. 735 Min, Khata No. 189 Min, Khewat No. 90, Village : Chak Pouni Wand (Brahmana) District : Jammu - 180002UTIB00023751802110079906635048
BunigamGround Floor, Khasra No. 367/62, Khanabal Qazigund Road, Village : Bunigam, Tehsil & Dist : Kulgam, Jammu & Kashmir, Pin 192221UTIB0002377192211301
Larik PoraGround Floor, Khewat No. 394, Khasra No. 01, Village : Larik Pora, Tehsil : Awantipora, District : Pulwama, Jammu & Kashmir , Pin 192122UTIB0002378192211101
Gadigarh Ground Floor, Khasra No. 560 Min, Khata No. 188, Khewat No. 2 Min, Village : Gadigarh, Tehsil And Dist: Jammu, Jammu & Kashmir, Pin 181101UTIB00023921802110049796479757
SunjwanGround Floor, Khasra No. 2201 Min, Khata No. 632, Khewat No. 82, Village : Sunjwan, District : Jammu, Jammu & Kashmir, Pin 181101UTIB00023931802110069796603318
SonagamGround Floor, Khewat No. 52, Khata No. 366, Khasra No. 894, Village : Sonagam, Tehsil & Dist :Bandipora, Jammu & Kashmir, Pin 193502UTIB00024051932114019796610133
Srianagar Fruit MandiGround & First Floor, Khasra No.1135/761/367/74, Fruit Mandi Complex, Parimpora Srinagar, Dist.Srinagar, Jammu & Kashmir, Pin 190017UTIB00024151902110039796518810
DharmalGround Floor, Khasra No. 211, Khewat No. 95, Khata No. 476, Village : Dharmal, Tehsil & Dist : Jammu, Jammu & Kashmir, Pin 181205UTIB0002423180211194
GhagourGround Floor, Khasra No. 15, Khewat No. 11, Khata No. 16, Village : Ghagour, Tehsil & Dist: Samba, Jammu & Kashmir, Pin 184120UTIB0002425184211195
Mean CharkahGround Floor, Khasra No. 514 Min, Khewat No. 21 Min, Khata No. 135 Min, Village : Mean Charkah, Tehsil & , District : Samba, Jammu & Kashmir, Pin 181133UTIB0002440180211012
Srinagar Brari NumbleGround Floor, Khasra No. 1287, 1288, 1828/1749/1286 Min, Khewat No. 8, Khata No. 17, Munawarabad Ma Link Road, Brari Numble, Srinagar, Kashmir - 190010UTIB00024801902110049906635048
The Jammu And Kashmir State Cooperative BankAthwas Gahh Near Silk Factory Rajbagh, Srinagar, Pin - 190001UTIB0SJKCB11906540022311121
TaroreGround Floor, Khasra No.757 Min, Khata No.119, Khewat No.15, Village Tarore, Pin - 181133UTIB00024241802110089906072720
MandaGround Floor, Khasra No. 685 Min/198, Khata No. 744, Khewat No. 154, Village Manda, Tehsil Akhnoor, District Jammu- 181201, Jammu & KashmirUTIB00024341802110119797596652
Phalora NagbaniGround Floor Kahsra No 598 Gajansoo Road Phalora Nagbani Jammu 180002UTIB0002491180211013236617

Products Offered by Axis Bank in Jammu

No matter what sort of financial help you are looking for, the bank with its exclusive collection of products such as personal loan, home loan, education loan, loan against property and car loan makes sure that people living in Jammu will enjoy a hassle-free banking experience. Know all the products offered by the bank in the table below.

Basic Details of Axis Bank Loans

EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Home Loan Salaried: Inividuals working in a Government or renowned Companies.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 60 or superannuation, whichever, is earlier at the time of loan maturity.
Professionals: If you a Doctor, Engineer, CA, Dentist, Architect,CS,Cost Accountant or Management Consultant, you are eligible to apply for a home loan.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity.
Self-employed: Individual filling an income tax return can easily apply for ahome with Axis Bank.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 orsuperannuation, whichever, is earlier at the time of loan maturity.
8.75% - 9.15%₹ 3 Lakh-150 Lakh (depends on combined income)
30 YearsUpto 1% of the loan amount
Personal Loan If you a salaried employee, doctor or employee of public & private limited companies or Government sector employee, you can apply for a personal loan with the bank.
The age of the applicant/s should be 21 years at the time of taking a loan and 60 years at the time of loan maturity.
The minimum monthly income of the applicant should be ₹15,000.
10.49% - 21.00%₹50,000-15,00,00012-60 Months1.50%-2% of the loan amount + Service Tax
Car Loan Salaried
The applicant must be 21 years of age at the time of taking a loan and upto 70 years of age at the time of loan maturity.
Minimum net annual salary of individual should be ₹2,40,000 p.a.
His/her income eligibility should be based on Form 16 and latest salary slip.
He/she should have minimum 1 year of continuous employment.

The applicant must be 21 years of age at the time of taking a loan and upto 75 years of age at the time of loan maturity.
The applicanr must have a minimum business income of
7.45% - 14.50%₹ 1Lakh-Upto 85% on road-fundingUpto 7 Years ₹3,500-5,500
Loan Against PropertySalaried
An individual who is into permanent Government service or renowned company
The applicant must be 24 years of age at the time of loan commencement.
Any individual filing Income Tax returns can apply
The applicant should be above 24 years of age at the time of loan commencement and upto 65 years at the time of maturity
Self-employed Professionals
All self-employed professional such as doctors, engineers, dentists, architects,CA, cost accoutants, CS and management consultants can easily apply.
Lease Rantal Discounting(LRD)
All resident individuals can apply. The lessee must however be a company as defined under the Companies Act, 1956.
Funding will be done only against ready commercial property. The same will be restricted to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower.

11.40%-12.10%₹2,00,000-500,00,00015 Years1% of the loan amount+service tax
Education Loan Students who have taken admission in courses such as engineering,medicine, management,etc at graduate and post-graduate level are eligible to apply for a loan.
The applicant/s should have scored atleast 50% marks during HSC and Graduation.
Students those who have secured admission in India or Abroad through entrance test / Merit based selection process post completion of HSC can apply.
15.50%-17.50% p.a.,15%-17% (for girl child)₹50,000-20,00,000(for studies in India), 30,00,000(for studies in abroad)Nil

Documents Required

Home Loan Salaried
Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card
Income Proof: Latest 3 months salary slip / certificate for fixed salary/Latest Form 16
Last 6 months bank statement/Passbook of the salary account
Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord.
Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card
Income Proof: IT- returns for the last 2 years along with computation of income certified by CA
Last 6 months Bank statement for operative account both personal and business
Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord.
Personal Loan Application form
Age proof
ID proof
Income proof
Bank statement
Residence proof
Signature verification proof
Post-sanction / pre-disbursement documentation
Loan Agreement duly signed
Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS
Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer

Car Loan Age proof
ID proof
Application form
Residence proof
Income proof
Bank statement
Signature verification proof
Pro-forma Invoice or Rate List
Car Valuation report
RC copy in case of refinance
Post-sanction, Pre-disbursement Documentation:
Loan Agreement duly signed along with RTO set
Standing Instructions (SI) Request/ECS Form/Post Date Cheques (PDCs) – Security Cheques are required for SI and ECS

Loan Against Property Identity Proof- VoterID/DL/PAN Card/Photo Credit Card
Income Proof- IT Returns sof last 2 years/Last 6 months bank statements/Last 2 years computation of income by CA
Residence Proof -Bank account statement/Latest Utility Bill/Latest NSC/Latest LIC/Insurnace Premium Receipt
Guarantor Form
Copy of lease agreement for all lease rental discounting cases

Education Loan Identity Proof: Passport/VoterID/DL/PAN Card/Government Department ID Card
Latest salary slip showing all deductions or Form 16 along with recent salary certificate.
IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant.

Residence Proof : Bank account statement/Latest Utility Bill/Latest Credit Card Statement/Existing House Lease Agreement
Bank Statement/Passbook of Last 6 Months.
Guarantor Form (optional)
Copy of admission letter or the Institute along with Fees schedule
Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses

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Personal Loan Interest Rates December 2023
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates December 2023
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
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LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
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Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%