Bandhan Bank Ahmedabad

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About Bandhan Bank

Bandhan Bank, which got incorporated on Dec 23, 2014 as a wholly-owned subsidiary of Bandhan Financial Holdings Limited, had on April 2014 received the in-principle approval of the RBI to become a universal bank. Finally, it was June 2015 when the RBI gave its green signal for the same. Headquartered in Kolkata, Bandhan Bank has top-notch shareholders on the board, including Small Industries Development Bank of India (SIDBI), International Finance Corporation (IFC), Caladium Investment Pte. Ltd., managed by GIC Special Investments Private Limited, Bandhan Employees Welfare Trust, etc. The bank runs its operations from 744 branches and 268 ATMs across the country.

The bank also boasts of a presence in Ahmedabad, the largest city in the state of Gujarat. Not only the city is the administrative headquarters of the Ahmedabad district, but it also holds a name for industrial and economic activity. It’s in the top tier as far as cotton production is concerned. The city has started witnessing the growth of textile industry since the 19th century.

So, if you are in the look out for a bank where you can fulfill your financial needs in Ahmedabad, Bandhan Bank is the one to approach.

Address of Bandhan Bank Branches in Ahmedabad

Branch NameComplete AddressIFSCMICRContact Details
IdarB-City Centre, Idar Himatnagar, H.W Road, Sabar Sit Kendra, Idar, Dist -Sabarkantha, Gujarat-383430 BDBL00011453837500318401260755
RajpiplaDivine Heights, MG Road, Opposite Collector Office, P.O.Rajpipla, District Narmada, Ahmedabad, Gujarat-393145BDBL00011863937500019157548029
Viragam1st Floor, Subh Arcade, Hansalpur Chokri, Near Ioc Pumping Station, Viramgam Road, P.O.Hansalpur, Ahmedabad, Gujarat-382150BDBL00012083807500039173441289
Panchvati Cross Road3rd Eye, Shop No.3 & 4, C.G.Road, Near CG Square Mall, Panchvati Cross Road, Ahmedabad, Gujarat, Pin 380006BDBL0001474380750001
AnandShreeji Sankalp, 100 Feet Road, Near Bachpan School, P.O. & Dist.Anand, Ahmedabad, Gujarat-388001BDBL00014753887500019824000474
SurendranagarFortune Avenue, Ground Floor, Nr.Kunthunath Derasar, Amba Mech Road, Surendranagar, Ahmedabad, Gujarat - 363001BDBL00014783637500019016905409
UnjhaStation Road, Opposite Dena Bank, P.O.Unjha, Ahmedabad, Gujarat-384170BDBL00014793847500518488869428
ValetvaVillage & P.O.Valetva, Taluka - Nadiad, Dist Kheda, Ahmedabad, Gujarat-388440BDBL00015563887500039173364022
JitpuraJitpura, Taluka Umreth, P.O.Ode, Dist.Anand, Ahmedabad, Gujarat-388210BDBL00015583887500029157049950
MadhavpuraVillage Madhavpura, P.O.Rajpardi, Taluka Jhagadia, Shop No-10, 11, Buiilding A B, Rajpardi, Ahmedabad, Gujarat-393115BDBL0001637392750002

Products Offered by Bank in Ahmedabad

Want to know the financial products offered by Bandhan Bank for the Ahmedabadis? Stay with us and ride through a journey of custom-made products. For depositors, the bank has savings and current accounts for them. While for the loan seekers, there is a wide gamut to choose from. Loans offered by the bank include Retail Loans, MSME loans, Micro Loans and Agri Loans. Within the retail loans, there are home loan, two-wheeler loan, as well as loan against property & fixed deposit. The bank’s loan products are linked to 1-year MCLR, which now stands at 10.52%.

Basic Details of Bandhan Bank’s Loan Products

ProductEligibilityLoan amount
Interest Rate
Processing FeeTenure
Home LoanMinimum age for application-23 years

Maximum age permitted at the time of loan maturity-65 years
Depends upon your income and repayment capability10.38%1% of the loan amount+plus applicable taxes

Minimum- ₹ 5,000+plus applicable taxes
15 Years
Two-Wheeler LoanMinimum age for application-23 years

Maximum age permitted at the time of loan maturity-65 years
₹ 10,000-1,50,000Linked to MCLR3% of the loan amount+plus applicable taxes1-3 Years
Loan Against PropertyMinimum age for application-23 years

Maximum age permitted at the time of loan maturity-65 years
Depends upon your monthly or disposable income as well as other conditionsVaries from individual to individual1% of the loan amount+plus applicable taxes

Minimum- ₹ 5,000+plus applicable taxes
Upto 15 Years
Loan Against Term DepositTerm deposit account holders can avail the facilityA maximum of 90% of the term deposit amountLinked to MCLRZero processing feeUpto 3 Years
Samriddhi Business LoanAvailable for individual, prorietory or partnership firms

Minimum age for application-23 years

Maximum age permitted at the time of loan maturity-60 years

A minimum of 2-year vigil in the same line of business is needed. However, new entrepreneurs can also be eligible.
Upto ₹ 25,00,000 Linked to MCLR1% of the loan amount+plus applicable taxesUpto 5 Years
Equipment LoanAvailable for individual, prorietory or partnership firms

Minimum age for application-23 years

Maximum age permitted at the time of loan maturity-60 years

A minimum of 2-year vigil in the same line of business is needed. However, new entrepreneurs can also be eligible.
Upto ₹ 10,00,000Linked to MCLR1% of the loan amount+plus applicable taxesUpto 5 Years
Commercial Vehicle LoanAvailable for individual, prorietory or partnership firms

Minimum age for application-23 years

Maximum age permitted at the time of loan maturity-60 years

A minimum of 2-year vigil in the same line of business is needed. However, new entrepreneurs can also be eligible.
Upto ₹ 10,00,000Linked to MCLR1% of the loan amount+plus applicable taxesUpto 5 Years
Working Capital LoanMSMEs running into profitsDepends on the bank's assessment regarding your repayment capability Linked to MCLR1% of the loan amount+plus applicable taxesRepayable on demand
Term LoanAvailable for individual, prorietory or partnership firms

Minimum age for application-23 years

Maximum age permitted at the time of loan maturity-60 years

A minimum of 2-year vigil in the same line of business is needed. However, new entrepreneurs can also be eligible.
As per the bank's assessment regarding your repayment capability Linked to MCLR1% of the loan amount+plus applicable taxesUpto 7 Years

Documents Required

Product
Documents
Home Loan
Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried
- Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track record of existing loans, if any

Details of property you look to buy & construct
Two-Wheeler Loan
Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried
- Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track record of existing loans, if any

Quotation or proforma invoice of vehicle you want to buy
Loan Against Property
Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried
- Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years for self-employed

Bank Account Statement for the Last 6 Months

Track record of existing loans, if any

Details of property to be mortgaged
Loan Against Term Deposit
No additional documents required from the KYC proofs which you would have submitted while opening term deposit account
Samriddhi Business Loan
Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried
- Profit & Loss A/C Statement & Audited Balance Sheet for the Last 2Years for self-employed

Bank Account Statement for the Last 6 Months

Track record of existing loans, if any

Trade License applicable to a proprietor/partnership firm

Ownership documents, if any, of the security

Copy of Partnership deed/Memorandum of Association (MOA and Articles of Association (AOA) or other documents. These documents apply in the case of partnership firm or a company
Equipment Loan
Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried
- Profit & Loss A/C Statement & Audited Balance Sheet for the Last 2 Years for self-employed

Bank Account Statement for the Last 6 Months

Track record of existing loans, if any

Trade License applicable to a proprietor/partnership firm

Ownership documents, if any, of the security

Copy of Partnership deed/MOA and AOA or other related documents. These documents apply in the case of partnership firm or a company.
Commercial Vehicle Loan
Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried
- Profit & Loss A/C Statement & Audited Balance Sheet for the Last 2 Years for self-employed

Bank Account Statement for the Last 6 Months

Track record of existing loans, if any

Trade License applicable to a proprietor/partnership firm

Ownership documents, if any, of the security

Copy of Partnership deed/MOA and AOA or other related documents. These documents apply in the case of partnership firm or a company.

Proforma Invoice Copy
Working Capital Loan
Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried
- Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years for self-employed

Bank Account Statement for the Last 6 Months

Track record of existing loans, if any

Trade License applicable to a proprietor/partnership firm

Ownership documents, if any, of the security

Copy of Partnership deed/MOA and AOA or other related documents. These documents apply in the case of partnership firm or a company.
Term Loan
Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried
- Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years for self-employed

Bank Account Statement for the Last 6 Months

Track record of existing loans, if any

Trade License applicable to a proprietor/partnership firm

Ownership documents, if any, of the security

Copy of Partnership deed/MOA and AOA or other related documents. These documents apply in the case of partnership firm or a company.

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