Bandhan Bank Fixed Deposits

About Bandhan Bank Fixed Deposit

Bandhan Bank offers multiple fixed deposit schemes, investments under which will yield you high interest. The deposits are secured and can be withdrawn in time of needs. The features like flexible tenure and multiple interest payout options make the deposit schemes more reliable and customer friendly. You can invest the minimum amount of ₹1,000 for the period ranging from 7 days to 10 years in any of the following schemes:

  • Bandhan Bank Fixed Deposit Standard
  • Bandhan Bank Fixed Deposit Tax Saver
  • Bandhan Bank Fixed Deposit Advantage
  • Bandhan Bank Fixed Deposit Dhan Samriddhi
  • Bandhan Bank Fixed Deposit Premium

Bandhan Bank Fixed Deposit Interest Rate 

Time PeriodRate of Interest
7days – 14 days3.50% p.a.
15 days – 30 days4.00% p.a.
31 days – less than 2 months4.00% p.a.
2 months – less than 3 months4.00% p.a.
3 months – less than 6 months4.50% p.a.
6 months – less than 1 year6.90% p.a.
1 year7.15% p.a.
Above 1 year – less than 2 years7.15%p.a.
2 years – less than 5 years6.80%p.a.
5 years – less than 7 years6.40%p.a.
7 years – 10 years6.40%p.a.

Bandhan Bank Fixed Deposit Schemes

1. Bandhan Bank Fixed Deposit Standard

The depositor can book the deposit with the minimum amount of ₹1,000. The investment can be made either for short term or long term. The interest is paid monthly and quarterly. You can select the interest payout frequency as per your requirement.

ParticularsDetails
Minimum Investment AmountRs.1,000
Additional Investment AmountIn multiples of Re.1
Minimum Tenure7 days
Maximum Tenure10 years
Partial/ Premature WithdrawalAllowed
Auto-renewal FacilityAvailable
Nomination FacilityAvailable
Loan/ Overdraft FacilityAvailable
TDS CertificateIssued

2. Bandhan Bank Fixed Deposit Tax Saver

Customers can avail the tax benefits under Section 80C of Income Tax Act,1961 by investing in this scheme. The minimum amount required to start the account is just ₹1,000 . The amount deposited is locked in for the tenure ranging from 5 years to 10 years.

ParticularsDetails
Minimum Investment AmountRs.1,000
Maximum Investment AmountRs.1,50,000
Minimum Lock-in Period5 years
Maximum Lock-in Period10 years
Nomination FacilityAvailable

3. Bandhan Bank Fixed Deposit Advantage

Book your deposit for a period ranging from 6 months to 10 years and avail the advantage of compound interest rates. The minimum deposit amount is ₹1,000.

ParticularsDetails
Minimum Investment AmountRs.1,000
Additional Investment AmountIn multiples of Re.1
Minimum Tenure6 months
Maximum Tenure10 years
Partial/ Premature WithdrawalAllowed
Auto-renewal FacilityAvailable
Nomination FacilityAvailable
Loan/ Overdraft FacilityAvailable
TDS CertificateIssued

4. Bandhan Bank Fixed Deposit Dhan Samriddhi

It is a growth-oriented scheme drafted to meet all your financial desires in the shortest time possible. The tenure ranges from 6 months to 10 years and the minimum face value is ₹5,000.

ParticularsDetails
Minimum Investment AmountRs.5,000
Minimum Tenure6 months
Maximum Tenure10 years
Auto-renewal FacilityAvailable
Nomination FacilityAvailable
Loan/ Overdraft FacilityAvailable
TDS CertificateIssued

5. Bandhan Bank Fixed Deposit Premium

The investors depositing under this scheme yield interest at differential rates as the deposit value is higher as compared to other deposit schemes. The minimum amount required to book this deposit is ₹1 crore.

ParticularsDetails
Minimum Investment AmountRs.1,00,00,000
Minimum Tenure7 days
Maximum Tenure10 years
Loan/ Overdraft FacilityAvailable

Documentation

ID ProofAddress Proof
PassportPassport
PAN CardTelephone Bill
Driving LicenseElectricity Bill
Voter IDID Card Issued by Post Office
Government ID CardBank Statement with Cheque
Senior Citizen ID CardAny other ID proof or address proof document can be submitted subject to bank's satisfaction

Features/ Benefits

  • Book the deposit with the minimum amount of ₹1,000
  • Choose from tenure ranging from 7 days to 10 years
  • Issuance of TDS Certificate
  • Withdraw the amount partially or completely
  • Avail loan/overdraft against fixed deposit

Bandhan Bank Fixed Deposit Calculator

You can easily calculate the maturity amount of the deposit using Fixed Deposit Calculator. The maturity value is computed using the amount of deposit and the tenure of deposit. The rate of interest prevalent on the selected tenure is applied to calculate the maturity value.

 

How To Apply

You can apply for the Bandhan Bank Fixed Deposits by

  • Visiting the nearest branch office
  • Placing the request on bank’s website
  • By calling the toll-free numbers – 913366333333 Or 18002588181

 

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