Bank of Baroda Agra
Last Updated : Feb. 1, 2017, 2:55 p.m.
About Bank of Baroda
It was well over hundred summers ago when Bank of Baroda (BoB), a bank which you are quite familiar with, got introduced to the world in June 1908. The interesting part of its inception was that Maharaja of Baroda along with Maharaja Saijirao Gaekwad III founded the bank. It was the royals who did the honours. Normally, banks are not opened by royals. It’s the businessmen who go on to do the same. So, the foundation of the bank makes it an interesting reading. The bank’s operation started in a small building in Baroda, located in the state of Gujarat.
Just a shade over 60 years passed by and the bank got into the hands of Government of India. Yes, the bank was nationalized in 1969. From then to now, the bank has experimented itself in several banking verticals and proven its prowess in those. Some of the verticals, wherein the bank is calling the shots include-Personal Banking, Corporate Banking, International Banking, MSME Banking, Rural Banking, Treasury Banking and much more.
The reason why Bank of Baroda has been so successful in these verticals is due to its constant urge to better the products with time. It always keeps a close eye on the consumer behaviour and develops products accordingly to not only add more customers to its list but also helping them realize their dream. Depositors can open current and savings account while those seeking a loan can get suitable finances of the required amount to achieve their financial goals.
BoB enjoys an extensive branch and ATM network that span across the country. While the total number of branches has gone past 6,000, the ATMs are more than 1,000 in India. The presence of the bank has defied all the boundaries as it is prominent in 25 countries including India.
Like several other areas, Bank of Baroda provides services to customers residing in the Taj Mahal City Agra. Around 10-20 branches of BoB are there in this beautiful city. So, check out your nearest branch as we show them in a table below.
Bank of Baroda Agra Branches
| Branch Name | Complete Address | IFSC | MICR | Contact Detail |
|---|---|---|---|---|
| Kamla Nagar | D-504, Kamla Nagar, Agra- 282005, Uttar Pradesh | BARB0AGRABS | 282012009 | 0562-2182040 |
| Agra Branch | Agra Branch, 13, Mahatma Gandhi Road, Agra-282001, Uttar Pradesh | BARB0AGRAXX | 282012002 | 0562-2364362 |
| Shahganj | Shahganj Branch, Ladli Katra, Shahganj, Agra-282010, Uttar Pradesh | BARB0AGSHAH | 282012007 | 0562-2213182 |
| Belanganj | 6/28, Belanganj Barah Bhai Gali Agra- 282004, Uttar Pradesh | BARB0BELANG | 282012004 | 0562-2465657 |
| Dayal Bagh | Krishna Enclave, Hira Bagh, Tiraha, Dayalbagh, Agra-282005, Uttar Pradesh | BARB0DAYALB | 282012013 | |
| Vikas Bhawan Extension Counter | Vikas Bhawan Extension Counter, Sanjay Place, Agra-2524989, Uttar Pradesh | BARB0EXTSAN | 0562-2524989 | |
| IBB | IBB, Agra Branch, 13, M.G.Road, Agra-282001, Uttar Pradesh | BARB0INAGRA | 282012006 | 0562-2266462, 2253723 |
| Lawers Branch | Lawers Branch, 37/1 A, Near Bhagwan Talkies, Lawyers Colony, Agra- 282001, Uttar Pradesh | BARB0LAWERS | 282012005 | 0562-2850205, 2526735 |
| Siddhart Nagar | 30/20K, Siddhart Nagar, Opp Hotal Mughal, Fatehabad Road, Agra-282004, Uttar Pradesh | BARB0SIDDHA | 282012011 | 0562-2231770 |
| Sikandara | Plot No.7, Sec 9, Near Kargil Petrol Pump, Sikandra Bodla Road, Agra-282007, Uttar Pradesh | BARB0SIKAGR | 282012010 | 0562-2602373 |
| Agra University Branch | Om Complex, 01 Old Vijay Nagar Colony, Agra-282004, Uttar Pradesh | BARB0AGRUNI | 282012014 | |
| Trans Yamuna Colony | Phase - 2, Near Vidya Nursing Home, Firozabad Road, Agra-282006, Uttar Pradesh | BARB0TRANSY | 0562-2520144 | |
| Kailaspuri | Vishwakarma Plaza, Near Kailaspuri Flyover, Kailaspuri(Awas Vikas), Agra-282007, Uttar Pradesh | BARB0KAILAS | 282012018 | |
| Sanjay Place | Sanjay Place Branch, 85/4, Ispat Nagar, Sanjay Place, Agra-282002, Uttar Pradesh | BARB0SANJAY | 282012003 | 0562-2856685 |
Products Offered by Bank of Baroda in Agra
The BoB branches at Agra are full of experienced professionals willing to help you at each and every step of your financial life. If you have set goals that can be met with financial products, then Bank of Baroda with its exclusive range of products is up and ready to let you achieve the same. The products offered by the bank are nicely designed to cater the requirements of many. The bank provides a personal loan , home loan, car loan, loan against receivables, trader loan and much more for you to bank with.
Basic Details of Loans at Bank of Baroda in Agra
| Products | Eligibility | Loan Amount | Interest Rate | Processing Fee | Tenure |
|---|---|---|---|---|---|
| Home Loan | Minimum age for application-21 years for salaried and self-employed applicants Maximum age permitted at the time of loan maturity-60 years for salaried and self-employed applicants | About 75%-90% of the property value | 8.50% - 10.60% | 0.25%-0.50% of the loan amount Minimum- ₹7,500 Maximum- ₹20,000 | Upto 30 Years |
| Baroda Traders Loan | Individuals, proprietors, partnership firms & co-operative societies seeking working capital are eligible | ₹ 2 lakh-10 Cr | 10.35%-11.35% p.a. | 0.35% of the loan amount subject to a minimum of ₹ 7,500 | Upto 5 years |
| Car Loan | Minimum age for application-21 years for both salaried and self-employed applicants Maximum age allowed at the time of loan maturity-65 years | Upto ₹ 1 Cr | 7% onwards | 0.75% of the loan amount to a maximum of Rs 10,000 | Upto 7 Years |
| Loan Against Future Rent Receivables | Owners who have rented their premises or are looking to rent to corporate houses/PSU units/banks/MNCs are eligible Landlords of BoB Offices or Branches are eligible Landlords or residential property given on a lease to the officers and executives of BoB are also eligible | Upto 55% of the rent due and receivable for both the unexpired period of lease and uncertain period of lease. | 12.10% p.a. | 1% of the loan amount subject to a maximum of ₹ 7.5 lakhs and ₹ 150 lakhs for loans upto 10 Cr and above 10 Cr, respectively. | Upto 10 Years |
| Personal Loan | Minimum age for application-21 years Maximum age permitted at the time of loan maturity-60 years for salaried & 65 years for self-employed | ₹ 50,000-10,00,000 | 10.90% - 18.25% | Upto ₹ 10,000 | Upto 4 Years |
Documents Needed to Avail Loans from Bank of Baroda in Agra
| Products | Salaried | Self-employed |
|---|---|---|
| Home Loan | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 for Salaried Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction |
| Car Loan | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 Bank Account Statement for the Last 6 Months Track of any other loans, if any | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years Bank Account Statement for the Last 6 Months Track of any other loans, if any |
| Personal Loan | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years |