Bank of Baroda Bengaluru

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About Bank of Baroda

A state-owned bank with a network of approximately 6,000 branches and over 1000 ATMs across the country, Bank of Baroda (BoB) is a premier name in India's banking space. The Mumbai-headquartered bank was established in the early 20th Century when Maharaja of Baroda and Maharaja Saijirao Gaekwad III did the honours in 1908. Ever the bank got nationalized in 1969, it has been topping the charts with increasing presence and customized product offers. Be it personal banking, corporate banking, International banking or MSME banking, it caters to all. We all need finance and BoB is incepted to provide tailor made finance to fit into your pocket. Particularly its home loan has made a rage in the banking space ever since BoB slashed interest rates to an industry low of 8.35% per annum and waived off the switchover fees for customers willing to transfer from base rate to MCLR. Usually, a fee of ₹ 5,000-10,000 is charged on the switch.

The bank has a wider presence with branches distributed appropriately across the breadth of the country. From Delhi to Mumbai and from Kolkata to Bengaluru, the bank has maximized its reach. When you look at the branches of BoB in Bengaluru, they are in abundance. Almost 40 and above branches are operative in Bengaluru.

List of BoB Branches in Bengaluru

Branch NameComplete AddressIFSC MICRContact Detail
K.G.RD.MAIN BRANCHK.G.Road Main Branch, Prithvi Building Kempe Gowda Road, Bengaluru, Karnataka- 560009BARB0BANGAL560012012080 22268106
APMC YARDAPMC Yard Branch, P.B.No.2222, Apmc Yard, Tumkur Road, Yeshwanthpur, Bengaluru, Karnataka- 560022BARB0APMCYA560012013080-23375358
BANASHANKARIBanashankari Branch, 266/293, Srinivasanagara, Banashankari 1St Stage, , 2Nd Phase, 80 Road, Bengaluru, Karnataka-560050BARB0BANASH560012017080-26502320
INDIRA NAGARIndira Nagar Branch, #274, V.R.Manor, 100Feet Road 6Th Main Bus Stop, Bengaluru, Karnataka- 560038BARB0BANGBS560012018080-25203919
BRIGADE ROADBrigade Road Branch, 66, M.G.Road, Bengaluru, Karnataka- 560001BARB0BRIGAD560012003080-25587909 / 25586130
BTM LAYOUTBTM Layout Branch, 66, 35Th Main, Bank Officers Colony Btm Ii Stage, Bengaluru, Karnataka- 560068BARB0BTMBAN560012022080-26783144
BYRASANDRAByrasandra Branch, 1360/A, East End Main Road, Opp.Apostolic Carmel Con, Bengaluru, Karnataka- 560041BARB0BYRASA560012007080-22444882
CBB Bengaluru CBB Bengaluru Branch, 26, H.J.S.Chambers, 1St Floor, Richmond Road, Bengaluru, Karnataka- 560025
BARB0CORBAN560012014080-22240465-67
FRASER TOWNFraser Town Branch, 48, Haines Road, Frasertown, Bengaluru, Karnataka- 560005BARB0FRASER560012002080-25558405
HSR LAYOUT HSR Layout Branch, No 1029 11Th Cross 24Th Main Hsr Layout Sector I, Bengaluru Karnataka- 560034BARB0HSRBAN560012021080-25726632
JAYANAGAR Jayanagar Branch, 9Th Main Road 3Rd Block Jayanagar, Bengaluru Karnataka- 560011BARB0JAYANA560012010080-26630533

Products Offered by BoB in Bengaluru

Living in Bengaluru and want a loan to fulfill your desire of an own vehicle? Bank of Baroda is here with a suitable car loan offer to serve your purpose. You can also get a home loan, personal loan, loan against rent receivables, and much more. To avail those loans, it is necessary you are aware of the eligibility parameters and interest rate offered by the bank. You can know that and more by glancing at the table below.

Basic Details of Bank of Baroda Loans in Bengaluru

ProductEligibilityLoan amount
Interest Rate
Processing FeeTenure
Home LoanMinimum age for application-21 years for salaried and self-employed applicants

Maximum age permitted at the time of loan maturity-60 years for salaried and self-employed applicants
About 75%-90% of the property value8.30% - 9.30%0.25%-0.50% of the loan amount
Minimum- ₹7,500
Maximum- ₹20,000
Upto 30 Years
Car Loan
Minimum age for application-21 years for both salaried and self-employed aplicants

Maximum age allowed at the time of loan maturity-65 years
Upto ₹ 1 Cr

8.85% - 10.60%

0.75% of the loan amount to a maximum of Rs 10,000Upto 7 Years
Personal LoanMinimum age for application-21 years

Maximum age permitted at the time of loan maturity-60 years for salaried & 65 years for self-employed
₹ 50,000-10,00,000

11.55% - 16.55%

Upto ₹ 10,000Upto 4 Years
Loan Against Future Rent ReceivablesOwners who have rented their premises or are planning to rent to corporate houses/PSU units/banks/MNCs are eligible

Landlords of BoB Offices or Branches are eligible

Landlords or residential property given on a lease to the officers and executives of BoB are also eligible

Upto 55% of the rent due and receivable for both unexpired period of lease and uncertain period of lease. 12.10% p.a.1% of the loan amount subject to a maximum of ₹ 7.5 lakhs and ₹ 150 lakhs for loans upto 10 Cr and above 10 Cr, respectively. Upto 10 Years
Baroda Traders LoanAvailable for individuals, proprietors, partnership firms & co-operative societies seeking working capital₹ 2 lakh-10 Cr10.35%-11.35% p.a.0.35% of the loan amount subject to a minimum of ₹ 7,500Upto 5 years

Documents Required

ProductsSalariedSelf-employed
Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried


Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Car LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16



Bank Account Statement for the Last 6 Months

Track of any other loans, if any
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any
Personal LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

 

 

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Personal Loan Interest Rates November 2017
Bajaj Finserv 11.99% - 15.50%
Fullerton India 14.00% - 33.00%
HDFC Bank 10.99% - 20.70%
ICICI Bank 11.00% - 18.40%
IndusInd Bank 12.99% - 20.00%
Kotak Bank 10.99% - 17.99%
RBL 14.00% - 20.00%
Standard Chartered Bank 10.99% - 14.49%
Tata Capital 13.00% - 21.00%
Home Loan Interest Rates November 2017
State Bank of India/SBI 8.30% - 8.60%
HDFC 8.35% - 8.95%
Bank of Baroda 8.30% - 9.30%
LIC Housing 8.35% - 8.70%
PNB Housing Finance 8.35% - 8.70%
ICICI Bank 8.35% - 8.85%
Axis Bank 8.35% - 8.75%
Citibank 8.60% - 9.35%
Indiabulls Housing Finance Limited 8.35% - 8.55%
Kotak Bank 8.35%
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