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Bank of Baroda Bengaluru

Bank of Baroda Bengaluru

Last Updated : Jan. 25, 2017, 10:55 a.m.

About Bank of Baroda

A state-owned bank with a network of approximately 6,000 branches and over 1000 ATMs across the country, Bank of Baroda (BoB) is a premier name in India’s banking space. The Mumbai-headquartered bank was established in the early 20 th Century when Maharaja of Baroda and Maharaja Saijirao Gaekwad III did the honours in 1908. Ever the bank got nationalized in 1969, it has been topping the charts with increasing presence and customized product offers. Be it personal banking, corporate banking, International banking or MSME banking, it caters to all. We all need finance and BoB is incepted to provide tailor made finance to fit into your pocket. Particularly its home loan has made a rage in the banking space ever since BoB slashed interest rates to an industry low of 8.35% per annum and waived off the switchover fees for customers willing to transfer from base rate to MCLR. Usually, a fee of ₹ 5,000-10,000 is charged on the switch.

The bank has a wider presence with branches distributed appropriately across the breadth of the country. From Delhi to Mumbai and from Kolkata to Bengaluru, the bank has maximized its reach. When you look at the branches of BoB in Bengaluru, they are in abundance. Almost 40 and above branches are operative in Bengaluru.

List of BoB Branches in Bengaluru

Branch Name Complete Address IFSC MICR Contact Detail
K.G.RD.MAIN BRANCH K.G.Road Main Branch, Prithvi Building Kempe Gowda Road, Bengaluru, Karnataka- 560009 BARB0BANGAL 560012012 080 22268106
APMC YARD APMC Yard Branch, P.B.No.2222, Apmc Yard, Tumkur Road, Yeshwanthpur, Bengaluru, Karnataka- 560022 BARB0APMCYA 560012013 080-23375358
BANASHANKARI Banashankari Branch, 266/293, Srinivasanagara, Banashankari 1St Stage, , 2Nd Phase, 80 Road, Bengaluru, Karnataka-560050 BARB0BANASH 560012017 080-26502320
INDIRA NAGAR Indira Nagar Branch, #274, V.R.Manor, 100Feet Road 6Th Main Bus Stop, Bengaluru, Karnataka- 560038 BARB0BANGBS 560012018 080-25203919
BRIGADE ROAD Brigade Road Branch, 66, M.G.Road, Bengaluru, Karnataka- 560001 BARB0BRIGAD 560012003 080-25587909 / 25586130
BTM LAYOUT BTM Layout Branch, 66, 35Th Main, Bank Officers Colony Btm Ii Stage, Bengaluru, Karnataka- 560068 BARB0BTMBAN 560012022 080-26783144
BYRASANDRA Byrasandra Branch, 1360/A, East End Main Road, Opp.Apostolic Carmel Con, Bengaluru, Karnataka- 560041 BARB0BYRASA 560012007 080-22444882
CBB Bengaluru CBB Bengaluru Branch, 26, H.J.S.Chambers, 1St Floor, Richmond Road, Bengaluru, Karnataka- 560025
BARB0CORBAN 560012014 080-22240465-67
FRASER TOWN Fraser Town Branch, 48, Haines Road, Frasertown, Bengaluru, Karnataka- 560005 BARB0FRASER 560012002 080-25558405
HSR LAYOUT HSR Layout Branch, No 1029 11Th Cross 24Th Main Hsr Layout Sector I, Bengaluru Karnataka- 560034 BARB0HSRBAN 560012021 080-25726632
JAYANAGAR Jayanagar Branch, 9Th Main Road 3Rd Block Jayanagar, Bengaluru Karnataka- 560011 BARB0JAYANA 560012010 080-26630533

Products Offered by BoB in Bengaluru

Living in Bengaluru and want a loan to fulfill your desire of an own vehicle? Bank of Baroda is here with a suitable car loan offer to serve your purpose. You can also get a home loan , personal loan, loan against rent receivables, and much more. To avail those loans, it is necessary you are aware of the eligibility parameters and interest rate offered by the bank. You can know that and more by glancing at the table below.

Basic Details of Bank of Baroda Loans in Bengaluru

Product Eligibility Loan amount
Interest Rate
Processing Fee Tenure
Home Loan Minimum age for application-21 years for salaried and self-employed applicants

Maximum age permitted at the time of loan maturity-60 years for salaried and self-employed applicants
About 75%-90% of the property value 8.50% - 10.60% 0.25%-0.50% of the loan amount
Minimum- ₹7,500
Maximum- ₹20,000
Upto 30 Years
Car Loan
Minimum age for application-21 years for both salaried and self-employed aplicants

Maximum age allowed at the time of loan maturity-65 years
Upto ₹ 1 Cr 7% onwards 0.75% of the loan amount to a maximum of Rs 10,000 Upto 7 Years
Personal Loan Minimum age for application-21 years

Maximum age permitted at the time of loan maturity-60 years for salaried & 65 years for self-employed
₹ 50,000-10,00,000 10.90% - 18.25% Upto ₹ 10,000 Upto 4 Years
Loan Against Future Rent Receivables Owners who have rented their premises or are planning to rent to corporate houses/PSU units/banks/MNCs are eligible

Landlords of BoB Offices or Branches are eligible

Landlords or residential property given on a lease to the officers and executives of BoB are also eligible

Upto 55% of the rent due and receivable for both unexpired period of lease and uncertain period of lease. 12.10% p.a. 1% of the loan amount subject to a maximum of ₹ 7.5 lakhs and ₹ 150 lakhs for loans upto 10 Cr and above 10 Cr, respectively. Upto 10 Years
Baroda Traders Loan Available for individuals, proprietors, partnership firms & co-operative societies seeking working capital ₹ 2 lakh-10 Cr 10.35%-11.35% p.a. 0.35% of the loan amount subject to a minimum of ₹ 7,500 Upto 5 years

Documents Required

Products Salaried Self-employed
Home Loan Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried


Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Car Loan Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16



Bank Account Statement for the Last 6 Months

Track of any other loans, if any
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any
Personal Loan Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

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