Apply for a Car Loan at Bank of Baroda in Ghaziabad-Wishfin

Bank of Baroda Car Loan in Ghaziabad

About Bank of Baroda Car Loan Ghaziabad

Bank of Baroda (BoB) is one of the leading banks fulfilling the wishes of an avid car lover with a customized loan involving an attractive interest rate. Doesn’t matter which car you want to buy from the showroom, the bank has the car loan ready for you to avail. So, even if you are staying in Ghaziabad, one of the prime locations of Uttar Pradesh, BoB can finance your car dream with ease. An information regarding the bank’s car loan offer is mentioned throughout this page for you to take note of.

Bank of Baroda Car Loan Ghaziabad at a Glance

Particulars
Details
Interest Rate
7% onwards
Loan Amount
Upto ₹ 1 Cr
Loan Tenure
Upto 7 Years for New Cars. No Finance for Used Cars
Processing Fee
0.50% of Loan amount Minimum: ₹2,500/- Maximum ₹10,000/- + GST
Prepayment ChargesNIL

Eligibility Criteria

Get an idea of the eligibility test conducted by Bank of Baroda to approve you a car loan in Ghaziabad. A deviation in any of the below points can either compel the lender to delay or reject the application.

  • Both salaried and self-employed should be a minimum of 21 years at the time of loan application. While both of them must ensure they are not more than 65 years by the time the proposed loan tenure expires.
  • The bank seeks a stable source of earning before approving the loan.

Documentation

Being on top of the mark with documentation enables a fast approval and disbursal of the car loan. The insufficiency of documents can delay the approval process. And since many individuals are on the line to buy the car you want to, any foul play on documentation could disallow you from driving your dream 4-wheeler. A glance at the below points will make you aware of the documents you need to submit.

  • Documents for Identity-PAN Card/Aadhaar Card/Passport/Voter ID/Driving License
  • Documents for Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bills
  • Documents for Income Proof–Latest Salary Slips & Form 16 for Salaried, Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years
  • Last 6-month Bank Statement
  • Business Establishment Proof-Utility Bills of Shops & Establishments, Any of Service Tax/Sales Tax/VAT Registration for Self-employed

For more details, visit Car Loan Ghaziabad

Bank of Baroda Car Loan Ghaziabad Branches

You can grab a suitable car loan deal by visiting any of the BoB branches located in Ghaziabad. Being aware of the branch locator, IFSC Code, MICR Code and contact information of the branches would let you find the nearest one as well as facilitate other transactions like net banking. So, get a complete information on the same in the table below.

BranchComplete AddressIFSCMICRContact Detail
G.T. Road4 Kiran Enclave G.T. Road, Ghaziabad, Uttar Pradesh- 201001BARB0BLYGHA1100120820120-2704717-4718
Gandhi NagarPB.No.19, 188 - Gandhi Nagar, Ghaziabad, Uttar Pradesh- 201001
BARB0GHAZIA1100120780120-2713097
IndirapuramGH 5, Nirala Eden Park, Ahimsa Khand Ii , Opp Rail Vihar, Indirapuram, Ghaziabad, Uttar Pradesh- 201010BARB0INDRAP1100121010120-2651633 | 0120-4167906
Rajinder Nagar84, Commercial Sector - V, Prime Plaza, Rajinder Nagar, Ghaziabad, Uttar Pradesh- 201005BARB0RAJIND1100120990120-2632121
Rajnagar Rajnagar Branch, R - 2/240 Rajnagar Ghaziabad, Ghaziabad, Uttar Pradesh- 201002BARB0RAJNAG1100120760120-2828162
Clock Tower Clock Tower Branch, Clock Tower, Ghaziabad, Uttar Pradesh- 201001BARB0TRDGHA1100120770120-2856125
SuryanagarSuryanagar Branch, B - 190 Suryanagar, Ghaziabad, Uttar Pradesh- 201001BARB0TRDSUR
1100120520120-2626319
Vijay NagarJ K G Senior Secondary School, Sector 9, Ghaziabad, Uttar Pradesh- 201009BARB0VIJGHA1100121020120-2840434/2856125
VasundharaAlpha Tower- 1, Sector9/INS -10Vasundhara, Ghaziabad, Uttar Pradesh- 201012BARB0VASGHA110012124011-23319192
Shalimar GardenUpper Ground Floor, S - 23, B - Block, Shalimar Garden II, Ghaziabad, Uttar Pradesh- 201 005BARB0SHALIM110012139

 

Personal Loan Interest Rates March 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates March 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%