Apply for Fixed Deposit at Bank of Baroda in Kochi - Wishfin

Bank of Baroda Fixed Deposit in Kochi

About Bank of Baroda Fixed Deposit Kochi

Kochi, widely regarded as the commercial hub of Kerala, is a home to different sets of people having different behavioural traits. The people here crave for a product that can let their invested money grow and remain safe at the same time. To fit into this requirement, Bank of Baroda (BoB) is here with a substantial base of branches located across the city.

Bank of Baroda Fixed Deposit Kochi at a Glance

Interest Rate4%-7% p.a.
Minimum Deposit Amount₹1,000-10,000 (Varies According to the Schemes)
TenureUpto 10 Years

Eligibility Criteria

The bank offers fixed deposit to various types of customers that include-

  • A Resident of India
  • Non-resident Indian (NRI)
  • Sole Proprietorship Firms
  • Private Limited Companies
  • Partnership Firm
  • Trusts
  • Associations
  • Clubs
  • Hindu Undivided Families (HUFs)


The documentation process can be different for different sets of customers. So find the documents applicable to each one of them below.

Documents for Individuals, HUFs and Sole Proprietorship Firms

  • A Colour Photograph
  • Driving License
  • Last 6-month Bank Statement

Documents for Private Limited Companies

  • Board Resolution / Authority Letter
  • Memorandum & Articles of Association
  • Certificate of Incorporation
  • Certificate of Commencement of Business (Public Limited Company)
  • Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC
  • Governing Act / Rules and Regulations(PSUs) (certified true copy)
  • Documents for Partnership Firms
  • Photographs of Persons Operating the Account
  • Partnership Deed
  • Letter from partners approving the persons concerned to open and operate the account

Documents for Trusts

  • Photographs of the member operating the account.
  • Copy of the Trust Deed.
  • Copy of Registration Certificate.
  • Copy of the resolution of trustee authorizing the member to operate and open the accounts.

Documents for Clubs/Associations

  • By-laws of the Association
  • Copy of the Resolution by the board authorizing the members concerned to open and operate the account
  • Photographs of the members operating the account

Want more information? Visit Fixed Deposit Kochi

Bank of Baroda Fixed Deposit Kochi Branches

Branch NameComplete AddressIFSCMICRContact Detail
CochinCochin Branch, PB 222 Palace Road, Mattanchery (Ernakulam Dt.)- 682002BARB0COCHIN6820120030484-2224822
ErnakulamErnakulam Branch, Pallimukku, M G Road, Ernakulam-682016BARB0ERNAKU6820120020484-2351205
Ernakulam- NorthErnakulam-North Branch, 36/637 - A Bannerji Road. Ernakulam North Cochin, Ernakulam, Ernakulam- 682018BARB0ERNPOR6820120070484-2366264, 2360553
KochiKochi Branch, 28/94, Panampilly Avenue, Panampilly Nagar, Kochi- 682036 BARB0KOCHBS6820120080484-2310166
VytillaNear Welcare Hospital, S A Road ,Vytilla, Ernakulam, Kerala-682019BARB0VYTILA6820120100484-2389135
W. IslandW. Island Branch, Willington Island; Cochin 3. Ernakulam.Kerala, Cochin-682003BARB0WILLIN6820120040484-2666660
PalarivattomFirst Floor, 34/1860 A, Alwaye Ernakulam Main Road, Mamangalam, Palarivattom Po, Ernakulam-682 025BARB0PALARI682012012

Personal Loan Interest Rates February 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates February 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%