Bank of Baroda Gurugram

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About Bank of Baroda

In the beginning of 20th Century happened the foundation of Bank of Baroda (BoB) when Maharaja of Baroda and Saijirao Maharaja Gaekwad III started its operation in a small building in 1908. A span of around 60 years from there and the bank got nationalized in 1969. Since then, the bank has kept  moving up the ladder by introducing various innovative products over a period of time. From savings account to a home loan from a fixed deposit to even a car loan, the bank has everything that you would want to fulfill your financial needs. If we talk of the recent development, BoB has caused a stir in the home finance segment by slashing the interest rates to an industry low of 8.35% per annum. The bank also played the cards well by waiving off the switchover fees for customers wanting to shift their home loan portfolio from base rate to MCLR regime for better transmission of rate cut benefits. Usually, a fee of ₹ 5,000-10,000 is chargeable in this case.

The bank enjoys a wide presence with close to 6,000 branches and over 1,000 ATMs across India. And when it comes to the Cyber City Gurugram, there are about 10-15 branches of BoB to bank with. Learn more about the branches of BoB at Gurugram in the table below.

List of Bank of Baroda Gurugram Branches

Branch NameComplete AddressIFSCMICRContact Detail
Sector-10, GurugramSector-10 A, Gurugram, Haryana-122011BARB0DAVGUR1100120940124-2212287
DLF Golf CourseParas Down Town DLF Golf Course, Sec 53 Gurugram, Haryana-122011BARB0DLFGUR1100120960124-2572211/2572210
Extension CounterChiranjivi Bharti Public School Extension Counter, Palam Vihar, Gurugram, Haryana-122001BARB0EXTGUR110012111011-2460597
Alwar RoadGurugram Branch, Delhi Alwar Road, Gurugram, Haryana- 122001BARB0GURGAO1100120640124-2320325
ManesarIMT Manesar, F32/33 Raheja Square, Gurugram, Haryana- 122050BARB0MANESA1100120980124-2291642/643
Sushant Lok 1Shop No. 1 & 2 Ground Floor, Peach Tree C Block, Sushant Lok 1, Gurugram, Haryana- 122002
BARB0SUSGUR1100120930124-2570531/2572210
Sector 7, GurugramSCO 20 Huda Commercial Complex Sector 7 Gurugram, Haryana- 122001BARB0SECGUR110012171011-23752274
Sector 23, GurugramSCO 40, Sector 23, Gurugram, Haryana- 122001BARB0SCOGUR110012155011-23725125
Rajendra ParkHouse No 1632/31, Rajendra Park, Gurugram, Haryana-122001BARB0RAJGAO1800223344
Sector-31, GurugramSCO No 45, Sector 31, Gurugram, Haryana- 122001BARB0SECTOG1800223344

Products Offered by Bank of Baroda in Gurugram

Keen to know the products of Bank of Baroda at Gurugram? They primarily include personal loan, home loan, car loan and others. Keep your eyes on the table below to know the same. The table also shows various aspects related to loans such as eligibility parameters, tenure, processing fee, etc.

Loan Details of Bank of Baroda in Gurugram

ProductsEligibilityLoan AmountInterest RateProcessing FeeTenure
Home LoanMinimum age for application-21 years for salaried and self-employed applicants

Maximum age permitted at the time of loan maturity-60 years for salaried and self-employed applicants
About 75%-90% of the property value8.55% - 9.55%0.25%-0.50% of the loan amount
Minimum- ₹7,500
Maximum- ₹20,000
Upto 30 Years
Baroda Traders LoanIndividuals, proprietors, partnership firms & co-operative societies seeking working capital are eligible₹ 2 lakh-10 Cr10.35%-11.35% p.a.0.35% of the loan amount subject to a minimum of ₹ 7,500Upto 5 years
Car Loan
Minimum age for application-21 years for both salaried and self-employed applicants

Maximum age allowed at the time of loan maturity-65 years
Upto ₹ 1 Cr8.80% - 10.55%0.75% of the loan amount to a maximum of Rs 10,000Upto 7 Years
Loan Against Future Rent ReceivablesOwners who have rented their premises or are lloking to rent to corporate houses/PSU units/banks/MNCs are eligible

Landlords of BoB Offices or Branches are eligible

Landlords or residential property given on a lease to the officers and executives of BoB are also eligible

Upto 55% of the rent due and receivable for both the unexpired period of lease and uncertain period of lease. 12.10% p.a.1% of the loan amount subject to a maximum of ₹ 7.5 lakhs and ₹ 150 lakhs for loans upto 10 Cr and above 10 Cr, respectively. Upto 10 Years
Personal LoanMinimum age for application-21 years

Maximum age permitted at the time of loan maturity-60 years for salaried & 65 years for self-employed
₹ 50,000-10,00,00011.80% - 16.80%Upto ₹ 10,000Upto 4 Years

Documents Sought to Access BoB Loans in Gurugram

ProductsSalariedSelf-employed
Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried


Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Car LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16



Bank Account Statement for the Last 6 Months

Track of any other loans, if any
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any
Personal LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

 

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