Bank of Baroda New Delhi

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About Bank of Baroda 

Bank of Baroda embodies a rich history that its founders would have had narrated to their next generations. Only a few years were passed in the 20th Century that Maharaja of Baroda and Maharaja Sayajirao Gaekwad III came together to set up the bank in 1908. So, the bank got kicked off on a royal note. More than 60 years after its foundation, Bank of Baroda was bought by the Government of India in 1969. There started the growth saga of the bank, and it has continued to remain the same. 

Bank of Baroda (BoB) has hit the right chord with the home loan seekers by slashing the interest rates to 8.35% per annum, the lowest in the industry at the moment. Also noteworthy is the fact that the bank has allowed the customers to shift their home loan balances from base rate to MCLR without having to pay any fee. Actually, it was not the case earlier. An amount of ₹ 5,000-10,000 was getting deducted by the bank for such a process. A move that is expected to ramp up its home loan book. By cutting the rates to such a low, it has even left behind the heavyweights like SBI and HDFC Limited. The rate cut battle was triggered ever since cash came in big numbers across banks in India. But it's Bank of Baroda which actually has won the war. 

The bank's ability to understand the market dynamics has put it right there with the best in the business. The growing pace of customization has enabled the bank to create a large number of customers across corporate, retail, MSME, rural and other categories. All these customers are availing loans, deposits, fixed deposits, and various other products. And from time to time, the bank has made sure to make subtle changes in its product offerings to align with the changing consumer behaviour. 

Over the years, the bank has seen a flurry of laurels coming its way. Started from a small building in  Baroda to having more than 6,000 branches and ATMs across the country, one can say that it has travelled a long way in its banking journey. The Mumbai-headquartered public lender is not confined to its penetration in India alone. Instead, it has widened its reach across the globe with well over 100 branches located in 25 countries. Important centres like Dubai, New York, the US and Australia have branches of BoB.  

Bank of Baroda has over 100 branches across New Delhi to bank with. From Chandni Chowk to Lajpat Nagar and from Malviya Nagar to Shahdara, the bank runs its operation extensively catering to a massive population of New Delhi. So, all those Delhites who want to know the branch locators of BoB can take reference from the table below. 

Bank of Baroda New Delhi Branches 

Branch NameComplete AddressIFSCMICRContact Detail
Asaf Ali RoadAsaf Ali Road, Jeevan Vikas Bhawan, 30/31 A, New Delhi-110002BARB0ASAFAL110012009011-23234812
Basant LokBasant Lok Branch, 8, Basant Lok, Vasant Vihar, , New Delhi-110057BARB0BASANT110012010011-26145371
BhajanpuraBhajanpura Branch, F-613 Khajuri Khas, Delhi-110094BARB0BHADEL110012083011-22963882
Bhikaji CamaBhikaji Cama Branch, Ug Ansal Chambers 1 Bhikaiji Cama Place, New Delhi-110066BARB0BHICKA110012034011-26186009, 26198122
BhogalBhogal Branch, 696, Bhogal Road, Bhogal, New Delhi-110014BARB0BHOGAL110012011011-24374664
Vikas Marg6, Defence Enclave, Vikas Marg, Delhi-110092BARB0BLYDEF110012070011-22527698
RazapurRazapur Branch, Sector - 9, Razapur Village, Rohini, Delhi-110085BARB0BLYROH110012073011-27561596
Chanakyapuri Chanakyapuri Branch, Yashwant Place, Ndmc Shopping Complex, Chanakyapuri, New Delhi-110021 BARB0CHANAK110012012011-26888523
Chandni Chowk856, Mohan Mansion, Chandni Chowk, Delhi-110006BARB0CHANDN110012002011-23917925
Connaught CircusM-9, Connaught Circus, New Delhi -110001BARB0CONLAD110012014011-23414372/5147
K. G. MargSurya Kiran Building, 19, K. G. Marg, New Delhi-110001BARB0CONNAU110012013011-23317544
Daryaganj3830, Lal Kothi, Pataudi House Road, Delhi-110002BARB0DARYAG110012015011-23266942/1063
DwarkaPlot 1, MLU, Pocket - 6 1St Fl, Sector 12 Vardhaman Prasad Plaza, Dwarka, New Delhi- 110075BARB0DAWARK110012095011-28033106-07
District Center, JanakpuriDistrict Center Branch, Lic Building, District Center, Janak Puri, New Delhi- 110058BARB0DCJANA110012079011-25593313, 25533900
Wazirpur30, Community Centre, Ashok Vihar Phase-I, Delhi-110052BARB0DELWAZ110012008011-27442000
Dilshad GardenC-14, Dilshad Colony, Dilshad Garden, Delhi-110095BARB0DILSHA110012112011-22357202
Sardar Patel Vidyalya Extension CounterSardar Patel Vidyalya Extension Counter, 18, Lodhi Estate New Delhi 110014BARB0EXTBHO011-24627504
Blue Bell School Extension CounterBlue Bell School Extension Counter, M 20 Greater Kailash Part 1 New Delhi-110048BARB0EXTGRE110012103011-29238830
Bal Bharti Public School Extension CounterBal Bharti Public School Extension Counter, Pitampura Delhi-110088BARB0EXTVIS011-27023243
Greater KailashGreater Kailash Branch, M-20 Greater Kailash, New Delhi-110048BARB0GREATE110012018011-29239181

Products Offered by Bank of Baroda in New Delhi 

There are many products waiting for you at Bank of Baroda branches in New Delhi. From deposits to loans, you have a wider range to choose from. It all depends on what your goals are. If the goal is to buy a home, you are in for a low-cost acquisition with home loan interest rates falling to 8.35% per annum. If you want to buy a new SUV model, there is a car loan to avail with the longest repayment tenure of 7 years. In the case of entrepreneurs, a trader loan is there to meet their daily business expenses. So, BoB branches are up and ready to serve you exquisitely in New Delhi. Catch all that and more regarding the products of BoB in New Delhi in a table below. 

Basic Loan Details of Bank of Baroda in New Delhi

ProductsEligibilityLoan AmountInterest RateProcessing FeeTenure
Home LoanMinimum age for application-21 years for salaried and self-employed applicants

Maximum age permitted at the time of loan maturity-60 years for salaried and self-employed applicants
About 75%-90% of the property value8.35% - 8.85%0.25%-0.50% of the loan amount
Minimum- ₹7,500
Maximum- ₹20,000
Upto 30 Years
Car Loan
Minimum age for application-21 years for both salaried and self-employed applicants

Maximum age allowed at the time of loan maturity-65 years
Upto ₹ 1 Cr

8.85% - 10.60%

0.75% of the loan amount to a maximum of Rs 10,000Upto 7 Years
Personal LoanMinimum age for application-21 years

Maximum age permitted at the time of loan maturity-60 years for salaried & 65 years for self-employed
₹ 50,000-10,00,000

11.60% - 16.50%

Upto ₹ 10,000Upto 4 Years
Loan Against Future Rent ReceivablesOwners who have rented their premises or are looking to rent to corporate houses/PSU units/banks/MNCs are eligible

Landlords of BoB Offices or Branches are eligible

Landlords or residential property given on a lease to the officers and executives of BoB are also eligible

Upto 55% of the rent due and receivable for both the unexpired period of lease and uncertain period of lease. 12.10% p.a.1% of the loan amount subject to a maximum of ₹ 7.5 lakhs and ₹ 150 lakhs for loans upto 10 Cr and above 10 Cr, respectively. Upto 10 Years
Baroda Traders LoanIndividuals, proprietors, partnership firms & co-operative societies seeking working capital are eligible₹ 2 lakh-10 Cr10.35%-11.35% p.a.0.35% of the loan amount subject to a minimum of ₹ 7,500Upto 5 years

Documents to be Ready with While Applying for Loans at Bank of Baroda in New Delhi

ProductsSalariedSelf-employed
Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried


Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Car LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16



Bank Account Statement for the Last 6 Months

Track of any other loans, if any
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any
Personal LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

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