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About Bank of India Car Loan Kochi
Is a car still in your dream and not the reality? Couldn’t find any lender which can offer you a car loan at attractive interest rates? You can approach Bank of India (BOI), a veteran in the banking space with more than 100 years of expertise in giving strings to the dreams of people across the country. In its robust line of products, a car loan is also there to let the individuals enjoy their ride on the road. And the offer is available for each one of you in Kochi, the major port city located on the southwest coast of India.
Bank of India Car Loan Kochi at a Glance
|Interest Rate||7.35% - 7.95%|
|Loan Amount||Maximum Loan Amount : ₹ 50,00,000 for Resident Indian(individuals) &₹ 100,000 for corporates for Resident Indian; ₹ 50,00,000 for Non-Resident Indians|
|Loan Tenure||Upto 7 Years for New Cars & upto 3 years for pre-owned cars|
|Prepayment Charges||New Cars: ₹ 500 per application irrespective of the limit|
Pre-owned cars: 1% of loan amount minimum ₹500/- and Max ₹10,000/
- Salaried employees working in both public and private firms are a welcome at Bank of India for Car Loan. Also eligible are Non-resident Indians (NRIs), self-employed and professionals.
- Companies, Partnership Firms, Sole Proprietorship Firms and Hindu Undivided Families are prohibited from applying for a car loan at BOI.
Get ready with a list of documents needed to avail BOI Car Loan in Kochi. Keen to know which are the documents you would need to submit? Here is the list below.
- Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
- Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
- Signature Verification Proof-PAN Card/Passport/Driving License
- Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (Self-Employed)
- RTO Copy
- Processing Fee Cheque
- A Duly Filled Application Form
For more information, visit Car Loan Kochi
Bank of India Car Loan Kochi Branches
There are a decent number of branches in Kochi where you can visit for a car loan. These branches are up and ready to let you handle the steering with a suitable car loan. Don’t know the locations of the branches in the city? Take a glance at the table below and find the nearest branch. The table also contains key information such as IFSC Code, MICR Code, as well as contact details of the branches.
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|Kochi||C C Vi/96 (A) Bazar Ro, Mattancherry, Kochi- 682002, Kerala 682002, KERALA||BKID0008510||682013005||0484-2224575, 2225339|
|Ernakulam Service Branch||M.G. Road, Kochi-682016, Kerala||BKID0008585||682013001||0484-2372225, 2370352|
|Ernakulam Mid Corporate Branch||Ernakulam Mid Corporate Branch, Manavalan Building, Jawahar Nagar East, Vyttila, Kochi-682019||BKID0008518||682013023|
|Ernakulam||Ernakulam, At Kannankeri Estate, Shanmugham Road , Ernakulam- 682031, Kerala||BKID0008500||682013002||0484-2354508, 2372225|
|M G Road (Ernakulam)||M G Road(Ernakulam), Xxxv/1301 - 2, Collis Es, M. G. Road, Kochi-682016, Kerala||BKID0008501||682013009||0484-2353683, 2353857|
|College Ground||College Ground, P.B.No.1088, M. G. Road, Ernakulam, Kochi-682011, Kerala||BKID0008502||682013004||0484-2360696|
|Ernakulam NRI||Ernakulam NRI, Collis Estate, Ravipur, M.G.Road, Ernakulam, K, Ernakulam, 682016, Kerala||BKID0008503||682013003||0484-2365158, 2370352|
|Ernakulam Housing Finance & Personal Banking||Ernakulam Housing Finance, Kaloor Tower, Kaloor, Kadavanthara Road, Kochi, 682017, Kerala||BKID0008504||682013010||0484-2536036|
|Willingdon Island||Willingdon Island, Post Box No. 540, Willingdon Island, Kochi, 682003, Kerala||BKID0008511||682013006||0484-2666265, 2668471|
|Kakkanad||Kakkanad, 10/164C, Thadathil Bld, Airport Rd, Kochi- 682030, Kerala||BKID0008512||682013021|
|Kalamassery South||Kalamassery South, University P.O., Kalamassery South, Kochi- 682022, Kerala||BKID0008569||682013007||0484-2555890, 2555540|
|K P Vallon Road||K P Vallon Road Kadavanthara Junction Kochi-682020, Kerala||BKID0008587|