Bank of India Fixed Deposit in Chandigarh-Maximum Returns Online - Wishfin

Bank of India Fixed Deposit in Chandigarh

About Bank of India Fixed Deposit in Chandigarh

Looking for a financial product that can enhance the growth of money over a period of time? It’s the fixed deposit that most of you would vote for, right! Since fixed deposit is available across banks in India, it is imperative you choose the right bank. And Bank of India (BOI) fits the bill here with attractive interest rates and seamless procedure. The presence of the bank is impressive in Chandigarh with many of its branches located in the city. So, what’s in store for you with BOI fixed deposit in Chandigarh? Let’s check out here.

Bank of India Fixed Deposit Chandigarh at a Glance

Interest Rate2.85% - 5.55%
Minimum Deposit Amount₹5,000 (Rural and Semi-Urban Branches)

₹10,000 (Metro and Urban Branches
TenureUpto 10 Years

Eligibility Criteria Set by Bank of India to Open Fixed Deposit in Chandigarh

Who are eligible to open a fixed deposit at Bank of India in Chandigarh? You can get the answer in the below points.

  • A Resident of India
  • Non-resident Indian (NRI)
  • Sole Proprietorship Firms
  • Private Limited Companies
  • Partnership Firm
  • Trusts
  • Associations
  • Clubs
  • Charitable Institutions
  • Municipalities

Documents Required to Open Bank of India Fixed Deposit in Chandigarh

The bank asks simple documents which you can submit to get your fixed deposit opened at any of its branches in Chandigarh. So, why not check out the documents below and open a custom fixed deposit?

Documents for Individuals, HUFs and Sole Proprietorship Firms

  • A Colour Photograph
  • Driving License
  • Last 6-month Bank Statement

Documents for Private Limited Companies

  • Board Resolution / Authority Letter
  • Memorandum & Articles of Association
  • Certificate of Incorporation
  • Certificate of Commencement of Business (Public Limited Company)
  • Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC
  • Governing Act / Rules and Regulations(PSUs) (certified true copy)
  • Documents for Partnership Firms
  • Photographs of Persons Operating the Account
  • Partnership Deed
  • Letter from partners approving the persons concerned to open and operate the account

Documents for Trusts


  • Photographs of the member operating the account.
  • Copy of the Trust Deed.
  • Copy of Registration Certificate.
  • Copy of the resolution of trustee authorizing the member to operate and open the accounts.

Documents for Clubs/Associations

  • By-laws of the Association
  • Copy of the Resolution by the board authorizing the members concerned to open and operate the account
  • Photographs of the members operating the account

Know more in Fixed Deposit Chandigarh

Bank of India Fixed Deposit Chandigarh Branches

Branch NameComplete AddressIFSCMICRContact Detail
Sector 17Banks Square, Sector 17, Chandigarh, Pin-160017BKID00062001600130010172-2702853, 2704018
Sector 20Sector 20, S.C.F. - 9, Sector 20-C, Chandigarh, Pin-160020BKID00062011600130030172-2706746, 2708826
Sector-32Sector-32 (Chandigarh), S.C.O.290- 291, Chandigarh, Pin-0172-2601359BKID00062021600130040172-2601359, 2601591
Sector 35Sector 35, Sco 415-416, Sector35 C, Chandigarh, Pin-160022BKID00062031600130020172-2668915, 2668916
Chandigarh Hi Tech Branch181-182, Ground Floor, Sector 17-C, ChandigarhBKID00062061600130070172-2703311
Chandigarh Service BranchChandigarh Service Branch, Bank Square, Sector-17, Chandigarh, Pin-160117BKID00062061600130070172-2704018, 2711910
Sector 40S.C.O. 323, Sector 40D, Chandigarh, Pin-160036BKID0006207160013011
Chandigarh Retail HubS.C.O. 81-82, Sector 17-B ChandigarhBKID00062081600130120172-2724610
Sector 47Sector 47, S.C.O. No. 113, Sector 47 C, Chandigarh, Pin-160047BKID00062101600130140172-5025647
Sector 31Sector 31, Star House S.C.O. 76-82, Sector 31A, Chandigarh-160030BKID0006211160013021

Personal Loan Interest Rates February 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates February 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%