Bank of India Jaipur
Last Updated : Feb. 13, 2017, 11:55 a.m.
About Bank of India
A bank is what you trust the most for your financial needs. But not every bank could be to your liking. This could be due to products not suitable for you. This is where Bank of India (BOI) can be a reliable banking partner as it has products well customized and crafted to satisfy the masses. A public sector bank with a number of national branches totaling over 5,000 talks volumes about its presence to feel great of. Around 50 zonal offices are in place to oversee the operation of these branches. If you believe that it’s presence is confined to India alone, you are in a myth then. The bank has an operational presence in as many as 22 nations covering 5 continents. Importantly, the key financial centres like Tokyo, Singapore, New York and London are also covered by the bank. More to the credentials of the bank were its debut in the capital market with the public issue in 1997 and the Qualified Institutional Placement in 2008.
The history of the bank is an interesting read as it was founded by a group of affluent businessmen in September 1906. It continued to be under private control until 1969 when the Government of India took over. From then to now, the bank has excelled in almost all horizons of banking-Personal, Corporate, NRI, MSME, Rural and others.
The population of the Pink City Jaipur is also serviced by Bank of India which enjoys a branch presence of around 30 here. Let’s find your nearest BOI branch in Jaipur by looking at the table below.
Bank of India Jaipur Branches
| Branch Name | Complete Address | IFSC | MICR | Contact Detail |
|---|---|---|---|---|
| Jaipur Main | Jaipur, Chowdhari Hotel Building, Mirza Ismail Road, Jaipur- 302001, Rajasthan | BKID0006600 | 302013002 | 0141-2361031, 2361267 |
| Sanganer | Sanganer, 35, Opposite Nagarpali, Sanganer Town, Jaipur-303902, Rajasthan | BKID0006601 | 302013004 | 0141-2731816, 2731817 |
| Johri Bazar | Johri Bazar, 66, Pansari Chambers, ,Johri Bazar, Jaipur-302003, Rajasthan | BKID0006605 | 302013003 | 0141-2394405, 2574706 |
| Barkat Nagar | Barkat Nagar, 936/937, Kisan Marg, Jaipur-302015, Rajasthan | BKID0006613 | 302013005 | 0141-2593905, 2595384 |
| Jaipur Service Branch | Jaipur Service, Poori Bhawan, Hotel Sav, M.I.Road, Jaipur, Jaipur-302001, Rajasthan | BKID0006616 | 302013001 | 0141-2364940, 2378386 |
| Jothwara Industrial Estate | Jothwara Industrial Estate, 9 (4), Jhotwara Indust, Jodhpur, Jodhpur-302012, Rajasthan | BKID0006619 | 302013006 | 0141-2342722 |
| New Sanganer Road | New Sanganer Road, 202, Goverdhan Colony, New Sanganer Road, Jaipur-302001, Rajasthan | BKID0006629 | 302013007 | 0141-2293430, 2293431 |
| Vidhyadhar Nagar | Vidhyadhar Nagar, A-11, Ganpati Paradise, Central Spine Scheme, V, Jaipur- 302023, Rajasthan | BKID0006634 | 302013008 | |
| Narsingh Tower | 202, Narsingh Tower, Opp.Sanjeevani Hospital, Govardhan Colony, N.S.Road, Jaipur- 302019, Rajasthan | BKID0006639 | 302013020 | |
| Mansarovar | 47/148, Kiran Path, Mansarovar, Jaipur-302020, Rajasthan | BKID0006644 | 302013009 | 0141-2781159, 2785216 |
| Jawahar Nagar | B-4, Sector No 2 Near White House, Jawahar Nagar, Jaipur -302004, Rajasthan | BKID0006645 | 302013012 | |
| Hanuman Nagar | Shop No. G/2 And G/3, Plot No. A - 4 Hanuman Nagar, Jaipur -302021, Rajasthan | BKID0006646 | 302013013 | |
| Malviya Nagar | Sp-1, Malviya Nagar Industrial Area, Appex Circle, Malviya Nagar, Jaipur -302017, Rajasthan | BKID0006648 | 302013014 | |
| Neel Kanth Tower | Ground Floor, Neel Kanth Tower, 1, Bhawani Singh Road, C -Scheme, Jaipur-302001, Rajasthan | BKID0006655 | 302013015 | 0141-2222291 |
Products Offered by Bank of India in Jaipur
As stated above, the bank has product for all. It all depends on what your wishes are. If a car is what you needs, a car loan at affordable interest rates with higher repayment period is there for you to avail. While you can take a personal loan to take your spouse along the beautiful beaches of Maldives or buy a home powered by the bank’s home loan. Below is a complete detail with regards to eligibility, loan, interest rate and other parameters.
Basic Details of Bank of India in Jaipur
| Product | Eligibility | Loan Amount | Interest Rate | Processing Fee | Tenure |
|---|---|---|---|---|---|
| BOI Star Home Loan | Salaried employed, self-employed businessmen, professionals, HUF, NRIs, PIOs, corporate and partnership firms are eligible | Upto ₹ 5 Cr | 8.85% onwards | 0.25% of the loan amount Minimum- ₹ 1,000+service tax as applicable Maximum-₹ 20,000+service tax as applicable | Upto 30 Years |
| BOI Star Personal Loan Scheme | Salaried employees, professionals, pensioners are eligible | Upto ₹ 5 lakhs-10 lakhs | 10.35% - 14.85% | 2% of the loan amount | Upto 3 years in most cases. In some exceptional case, the maximum tenure goes upto 5 years |
| BOI Star Vehicle Loan | Salaried employees, professionals, NRIs are eligible | Upto ₹ 50 Lakhs-2 Crores | 6.85% onwards | ₹ 500 per application+service tax as applicable | Upto 7 years |
| BOI Star Loan Against Property | Salaried, self-employed, partnership firms, people with high net worth are eligible | 48 times of average monthly gross salary for salaried 4 times of average net annual income for last 2-3 years in the case of self-employed | 10.50%-11% p.a. | - | Upto 15 years |
| BOI Star Vidya Loan | Students should be an Indian national and must have got admission to a higher education course in recognized institutes in India or overseas | ₹ 10 lakhs in India ₹ 20 lakhs abroad | 8.50%-9.00% p.a. | No processing fee for studies in India. However, overseas study comes with a fee of ₹ 1,000 | 10-15 years |
Documents You Need for Accessing Loans from Bank of India in Jaipur
| Documents | Salaried | Self-employed |
|---|---|---|
| BOI Star Home Loan | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement Property Documents Like Cost Estimation, Property Map, etc | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years Property Documents Like Cost Estimation, Property Map, etc |
| BOI Star Personal Loan Scheme | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement | |
| BOI Star Vehicle Loan | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years |
| BOI Star Loan Against Property | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement Equitable Home Security | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years Equitable Home Security |