Bank of India Lucknow
Last Updated : May 9, 2018, 12:49 p.m.
About Bank of India
Hardly India was aware that few businessmen could establish a bank that will eventually go on to set high standards of banking for others to follow. It was the time of our martyrs who were fighting for freedom against the English administration when Bank of India (BOI) emerged from out of the blue. Precisely speaking, it was September 1906 when that incident took place. BOI was started on a paid-up capital that was about ₹ 50 lakhs and near 50 employees that had the responsibility to ensure smooth operation of the bank. The capital amount was significant if you talk of those times. But the bank didn’t want to languish at all. So, it kept on moving at a fast pace. And when Government of India took it over the private reins in 1969, the bank started clocking growth and made its maiden debut in the capital market in 1997. It also saw its Qualified Institutional Placement (QIP) in 2008.
Such has been the operational efficiency from the time of its inception that the bank kept topping the charts all over. Defying all the challenges, the bank is now a big name in corporate banking, NRI banking, retail banking, MSME banking and other verticals. Within these verticals, a wide range of products is there for the consumers to choose from. The reason why the bank has been able to power its way through is due to the fact that it develops products that attune to people’s needs.
Talking about the strengths and not elaborating on its presence nationally and internationally won’t do justice to the bank’s endeavour to expand its reach among every section of the society at whatever locations they may reside into. The bank’s branches are running across the entire spectrum of India’s geographical landscape. It is having over 5,000 branches and 50 zonal offices across India to go with branches in almost 22 foreign nations. But what adds more credentials to the bank is its presence in some key financial centres of the world like Tokyo, New York, London, Singapore and few others.
Your very own city Lucknow is also obliged to be the recipient of the bank’s services. At Lucknow, Bank of India has 60-70 branches for the people here to bank with. With full of expertise, the branch officials of Lucknow serve the customers effectively. So, make your way to the nearest branch of BOI by looking at a table below showing the branches.
Bank of India Lucknow Branches
Branch Name | Complete Address | IFSC | MICR | Contact Detail |
---|---|---|---|---|
Mohini Mansions | Mohini Mansions, Post Box No. 170, Lucknow- 226001, Uttar Pradesh | BKID0006800 | 226013002 | 0522-2623829, 2231782 |
Aminabad | Aminabad, Shakti Bldg, 35, , Niyamatula Rd, Aminabad, Lucknow- 226018, Uttar Pradesh | BKID0006801 | 226013005 | 0522-2629644, 2629628 |
Khunkhunji Road | Chowk, Plot No 5, Khunkhunji Road, Chowk, Lucknow, Uttar Pradesh | BKID0006802 | 226013008 | 0522-2259203, 2259215 |
Aishbagh | Aishbagh, Manohar Niwas, 278/81, Aishbagh Road, Lucknow- 226004, Uttar Pradesh | BKID0006803 | 226013003 | 0522-2692479, 2692845 |
Mahanagar | Mahanagar, M-5, Gole Market, Mahanagar, Lucknow- 226006, Uttar Pradesh | BKID0006804 | 226013011 | 0522-2387166, 2389598 |
Ashok Marg | Ashok Marg, Mull Building, Ashok Ma, Pb No. 321, Lucknow, 226001, Uttar Pradesh | BKID0006805 | 226013007 | 0522-2287329, 2288433 |
Nirala Nagar | Niralanagar, 4, Commercial, Nirala Nagar, Lucknow- 226007, Uttar Pradesh | BKID0006806 | 226013012 | 0522-2788002, 2788019 |
Kaiserbagh | Near Shubham Cinema, Avadh Market, 5, Cant Road, Kaiserbagh, Lucknow – 226001, Uttar Pradesh | BKID0006807 | 226013030 | |
Aliganj | Aliganj, Pragati Kendra, Kapoor, Commercial Complex, Lucknow- 226006, Uttar Pradesh | BKID0006810 | 226013004 | 0522-2323483, 2330059 |
Sarojini Nagar | Sarojini Nagar, 5-D Sarojini Nagar, Co- Op. Housing Society Ltd., Lucknow- 226008, Uttar Pradesh | BKID0006813 | 226013014 | 0522-2431195, 2436047 |
Subhanikheda | Subhanikheda, Navneet Bhavan, , Subhani Khera, Telibag, Lucknow- 226002, Uttar Pradesh | BKID0006815 | 226013015 | 0522-2440680, 2443123 |
Sadar | Sadar, 40 Sadar Bazar, Lucknow, Lucknow, Uttar Pradesh | BKID0006817 | 226013013 | 0522-2480225, 2483710 |
Terhi Pulia(Madion) | Terhi Pulia(Madion), M M S 2/13, Sector C, Sitapur Road Scheme, Lucknow- 226021, Uttar Pradesh | BKID0006821 | 226013010 | 0522-2363127, 2733652 |
Lucknow Service Branch | Lucknow Service, Pratap Building, 3Rd F, Nawal Kishore Road, Lu, Lucknow- 226001, Uttar Pradesh | BKID0006825 | 226013001 | 0522-2617352 |
Products Offered by Bank of India in Lucknow
There is no hiding from the fact that we all aspire to achieve our goals. And when those goals are to be met by financial products, invariably the focus remains on banks. Among the banks, you can choose Bank of India to fulfill all your financial goals like paying a visit to Madame Tussauds in the royal city of London to instant cash requirements to get yourself any of your family members treated against any medical conditions if at all they arise. At Lucknow branches, BOI offers a gamut of products like a personal loan, home loan , car loan, loan against property and much more. So, get an idea of what products you need to fulfill your wishes. You can do that by pointing your eyes at a table below.
Basic Details of Bank of India Loans in Lucknow
Product | Eligibility | Loan Amount | Interest Rate | Processing Fee | Tenure |
---|---|---|---|---|---|
BOI Star Home Loan | Salaried employed, self-employed businessmen, professionals, HUF, NRIs, PIOs, corporate and partnership firms are eligible | Upto ₹ 5 Cr | 8.85% onwards | 0.25% of the loan amount Minimum- ₹ 1,000+service tax as applicable Maximum-₹ 20,000+service tax as applicable | Upto 30 Years |
BOI Star Personal Loan Scheme | Salaried employees, professionals, pensioners are eligible | Upto ₹ 5 lakhs-10 lakhs | 10.35% - 14.85% | 2% of the loan amount | Upto 3 years in most cases. In some exceptional case, the maximum tenure goes upto 5 years |
BOI Star Vehicle Loan | Salaried employees, professionals, NRIs are eligible | Upto ₹ 50 Lakhs-2 Crores | 6.85% onwards | ₹ 500 per application+service tax as applicable | Upto 7 years |
BOI Star Loan Against Property | Salaried, self-employed, partnership firms, people with high net worth are eligible | 48 times of average monthly gross salary for salaried 4 times of average net annual income for last 2-3 years in the case of self-employed | 10.50%-11% p.a. | - | Upto 15 years |
BOI Star Vidya Loan | Students should be an Indian national and must have got admission to a higher education course in recognized institutes in India or overseas | ₹ 10 lakhs in India ₹ 20 lakhs abroad | 8.50%-9.00% p.a. | No processing fee for studies in India. However, overseas study comes with a fee of ₹ 1,000 | 10-15 years |
Documents You Need to Loans from Bank of India in Lucknow
Documents | Salaried | Self-employed |
---|---|---|
BOI Star Home Loan | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement Property Documents Like Cost Estimation, Property Map, etc | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years Property Documents Like Cost Estimation, Property Map, etc |
BOI Star Personal Loan Scheme | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement | |
BOI Star Vehicle Loan | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years |
BOI Star Loan Against Property | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement Equitable Home Security | Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card Income Proof-ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years Equitable Home Security |