Bank Of Maharashtra Gurugram
Last Updated : Jan. 27, 2017, 11:46 a.m.
About Bank Of Maharashtra
The Bank of Maharashtra is the bank that was set up in Pune when the necessary to open an independent bank for Maharashtra was felt by many people. The bank of Maharashtra was set up in 1936. it is one of the leading banks in India. It now aspires to make its own identity globally. Gurugram, one of the most developed cities of India which is parts of Haryana and comes under NCR region. Like the city has made its presence felt globally similarly the bank wants to reach the every part of the world. The vision is to be the techno- savvy bank which can serve all sections of the society. The motive is to walk ahead by enhancing the shareholders and employee value. Gurugram is one of the vibrant and thriving city, the presence of the Bank of Maharashtra in the city has contributed to the development of the city. The city is one of the important hubs of IT sector and many large and small scale companies. There are many start up business in Gurugram, and the bank of Maharashtra has contributed to many projects to make the dream of the people to own their business true by providing the funds to the approved ideas. It has contributed to the development of the city by catering the needs and requirements of the people and business equally.
Address of Bank Of Maharashtra Branches in Gurugram
| Branch Name | Address | IFSC Code | MICR | Customer Care |
|---|---|---|---|---|
| Gurugram (MAIN ) | Kirti Nagar Sector - 15 Part - 1 , Jharsa Road Gurugram( Haryana ) | MAHB0001189 | 110014019 | 0124-2334495 |
| Sushant Lok, Gurugram | Gf - 1 - 2 B Block, Times Square, Sector Road, Sushant Lok, Gurugram - 122109 , Haryana | MAHB0001295 | 110014032 | |
| Palam Vihar, Gurugram | Chiranjeev Bharti School, F Block Palam Vihar, Gurugram - 122017 | MAHB0001308 | 110014034 | 0124 2360948 |
| Gurugram Sector - 56 | Sco - 86 District Shopping Centre, Sector - 56 Gurugram - 122001 | MAHB0001354 | 110014044 | 0124-2570620 |
| Sector - 9a, Gurugram | 108, Huda Complex, Sector - 9a Gurugram - 122001 | MAHB0001455 | 110014049 | 0124-2251841, 2251842 |
| Sohna Road Gurugram | Gf - 16, Scottish Mall Sector 48, Sohna Road , Gurugram - 122001 | MAHB0001461 | 110014050 | 0124-2211441 |
| Garauli, Gurugram | Bldg No.306, Umang Arcade, Pataudi Road, Ghaurali , Post- Basai, Gurugram -122001 | MAHB0001655 | 110014055 | 0124-2164750 |
| Gurugram Sector - 40 | Sco - 73 - 74 Huda Shopping Complex, Sector - 40 Gurugram - 122001 | MAHB0001347 | 110014040 | 0124-2382041 |
Products Offered by the Bank in Gurugram
Want the best to avail the best banking products and services? Well, Bank of Maharashtra offers a wide range of products and services to its customer. There are several loan products like the home loan, personal loan, car loan, gold loan, etc that is helpful to the people as it provides the solution at the time of need. You can also invest your money in fixed deposit to earn good interest rate over your money.
Basic details about Bank of Maharashtra products
| Product | Eligibility | Loan Amount | Interest Rate | Processing Fee | Tenure |
|---|---|---|---|---|---|
| Personal loan | The applicant should be at least 21 years of age at the time of application and the maximum age should be at least 60 years at the time of loan maturity. The minimum net annual income of the applicant should be ₹ 3,00,000 per annum. The minimum work experience should at least be 2 years. The applicant should have the minimum of 1year work experience with the current organization. 1 year relationship with the bank. | ₹1.50 lakh | 9.50% - 12.80% | 1% of the loan amount + service tax (as applicable) | 36 months |
| Home loan | The applicant should be at least 21 years of age at the time of application and the maximum age should be at least 60 years and 65 years for self- employed/ professional. The age limit at the time of loan maturity should be 75 years. The applicant should be salaried individual, self- employed and farmers holding at least 5 acres of land. The minimum work experience should at least be 2 years. The applicant should have the minimum of 1year work experience with the current organization and self- employed should have a regular source of income with latest ITR. | No maximum limit for metro cities not more than ₹15,00,000 for rural areas. Not more than ₹25,00,000 for semi- urban area. | 8.60% - 10.80% | Nil | 30 years |
| Education loan | The student should be the resident of India. Should have secured the admission through entrance exam/ merit based selection. The student should have the guarantor/ collateral. | For India:₹ 10 lakh For abroad: ₹ 20 lakh | 9.20% - 10.95% | Nil | Moratorium: course period + 1 year 0r 6 months after getting the job. Up to 10 years after moratorium for amount under ₹7.5 lakh and up to 15 years after moratorium for more than ₹ 7.5 lakh. |
| Car loan | The applicant should be at least 18 years of age at the time of application and the maximum age should be at least 60 years at the time of loan maturity. The minimum net annual income of the applicant should be ₹ 3,00,000 per annum. The applicant should be a government employee or defence personnel. | 36 times of the net monthly salary. | 6.40% onwards | Nil | 84 months |
| Vehicle loan | The applicant should be at least 18 years of age at the time of application and the maximum age should be at least 60 years at the time of loan maturity. The minimum net annual income of the applicant should be ₹ 3,00,000 per annum. The applicant should be salaried individual, self- employed and farmers holding at least 5 acres of land. The minimum work experience should at least be 2 years. The applicant should have the minimum of 1year work experience with the current organization and self- employed should have a regular source of income with latest ITR. | Up to 20 times of the net salary amount for the salaried individual. Up to 2 times of the total annual income for the self- employed. | 9.70% | 0.25% of the loan amount ( minimum ₹ 500) | 60 months |
| Fixed deposit | Below mentioned individual or group are eligible for a fixed deposit The applicant should be the resident of India. Hindu undivided family Sole proprietorship firms Partnership firm limited companies trust accounts. | Bank decide from time to time on maturity pattern. | Nil | 7 days to 10 years |
Documents Required
The documents required for the Bank of Maharashtra Gurugram are mentioned below
| Product | Documents |
|---|---|
| Personal Loan | ID Proof – Passport/ Voter ID/ PAN Card. Age Proof– Birth certificate/ passport Residence Proof– Passport/ Utility bill/ Allotment letter. Income Proof– Latest Salary slip/ ITR/ form- 16 Signature Verification Proof- Passport/ PAN Card. Bank statement – Last 3 months bank statement/ last 6 months bank passbook. |
| Car Loan | ID Proof– Passport/ Voter ID/ PAN Card. Age Proof– Birth certificate/ passport Residence Proof– Passport/ Utility bill/ Allotment letter. Income Proof– Latest Salary slip/ ITR/ form- 16 Bank statement – Last 3 months bank statement/ last 6 months bank passbook. |
| Home Loan | Documents of the applicant and guarantor- ID Proof – Passport/ Voter ID/ PAN Card. Age Proof– Birth certificate/ passport Residence Proof– Passport/ Utility bill/ Allotment letter. Income Proof –Latest Salary slip/ ITR/ form- 16 Signature Verification Proof- Passport/ PAN Card. Bank statement – Last 3 months bank statement/ last 6 months bank passbook. Detailed information about the other loan if you are currently paying along with lenders information and security mortgage. Property Documents- Agreement sale copy. Certificate of possession. Land tax receipt. Detailed cost of construction. Letter of allotment Original NOC |
| Education Loan | Duly filled application with recent photographs. Residence Proof– Passport/ Utility bill/ Allotment letter. Date of Birth proof Certificate of Domicile Fee particulars from school/ college Scholarship proof Study Certificate |
| Vehicle Loan | ID Proof– Passport/ Voter ID/ PAN Card. Age Proof– Birth certificate/ passport Residence Proof – Passport/ Utility bill/ Allotment letter. Income Proof– Latest Salary slip/ ITR/ form- 16 Bank statement – Last 3 months bank A valid driving license Assessment order |
| Fixed deposit | A coloured photograph Passport/ Driving License Last six months bank account details Documents required from the trust, association/ clubs for the fixed deposit are as follows Photographs of the member operating the account. A Copy of the Trust Deed/ Bye- laws of the association. A Copy of registration certificate. A Copy of the resolution of trustee authorizing the member to operate and open the accounts. |