Bank Of Maharashtra Kolkata
Last Updated : Jan. 30, 2017, 5:51 p.m.
About Bank Of Maharashtra
Bank of Maharashtra, the name itself suggest that it was the bank that was set up to fulfill the financial needs and to optimize the trade and commerce in the state of Maharashtra. The bank started its operation in the year 1936 at Pune. The bank main purpose was to support the business and trade of the state. The vision of the bank is to be the customer centric and work efficiently to design the products and services which are suitable for the masses with the different background. The bank wants to create the vibrant, professional, and the proactive workforce to meet the financial security of the customers.
Kolkata the capital state of West Bengal is one of the cheapest city of the country. Kolkata is one of the metropolitan cities of India. It is one of the important city in the eastern India. The large companies are making the investment and to serve them with the financial options Bank of Maharashtra is present in the city. The role of the bank is important in developing the infrastructure and overall economic growth of the city. The relationship of the people with the bank also determines the sustainability of the bank. Both of them have good for Bank of Maharashtra in Kolkata. It has set up its branches everywhere and is eyeing to reach the international level. The motto of the bank is to reach the apex and ensure to enhance the money of its shareholders keeping intact its integrity and values.
Address of Bank Of Maharashtra Branches in Kolkata
| Branch Name | Address | IFSC Code | MICR | Contact Details |
|---|---|---|---|---|
| Chowringhee Road, Kolkata | 60c, Chowringhee Road, Kolkata - 700029 | MAHB0000376 | 700014002 | 033-22832095 |
| N S Road, Kolkata | Mcleod House, 3, N. S. Road Kolkata 700001 | MAHB0000455 | 700014003 | 033-22487941 |
| G C Avenue, Kolkata | Guha Trust Building, 7, G C Avenue, Kolkata - 700013 | MAHB0000539 | 700014004 | 033-22361292 |
| R B Avenue Kolkata | 135 R B Avenue, Kolkata - 700012 | MAHB0000553 | 700014005 | 1800-102-2636. |
| S P M Road Kolkata | 31a, S P M Road 1st Floor, Kolkata - 700025 | MAHB0000715 | 700014006 | 1800-233-4526 |
| New Alipore Kolkata | Plot No - 175 , Block No - 6, New Alipore, Kolkata - 700053 | MAHB0000791 | 700014007 | 1800-102-2636 |
| Shyambazar, Kolkata | 206, A.P.C Road Kolkata, Pin - 700004 | MAHB0000925 | 700014010 | 1800-233-4526 |
| M G Road, Kolkata | 161, M G Road , 1 St Floor, Kolkata - 700007 | MAHB0000949 | 700014011 | 033-22738057 |
| Chandni Chowk Market - Kolkata | 18 Prafulla Sarkar Street Chandni Chowk Market Kolkata - 700072 | MAHB0000965 | 700014008 | 1800-102-2636 |
| Firingi Kali Bari | 26, 1st Floor, Chittaranjan Avenue, Kolkata - 700012 | MAHB0000973 | 700014009 | 033-22258898 |
| Service Branch - Kolkata | Balmer Lawrie Bhawan 21 N R Road Kolkata - 700001 | MAHB0001125 | 700014001 | 1800-233-4526 |
| Wbhb, Kolkata | Abasan , 105 S N Banerjee Road, Kolkata - 700014 | MAHB0001232 | 700014012 | 1800-102-2636. |
| Behala Sakher Bazar Kolkata | Rahul Plaza, 1st Floor, 14a, D H Road, Barisha , Kolkata - 700088 | MAHB0001299 | 700014018 | 1800-233-4526 |
| Ruby Park Kolkata | P/39/2, Phase Iii, Kasba Indl. Estate, Kolkata - 700107 | MAHB0001300 | 700014017 | 033-24431013 |
| Garia | 1162, Garia Station Road, Kolkata - 700084 | MAHB0001305 | 700014020 | 033-24367202 |
| Jadavpur | 1/436, Gariahat Road (SOUTH), First Floor, Kolkata - 700068 | MAHB0001303 | 700014019 | 033-24294253 |
Products Offered by the Bank in Kolkata
Bank of Maharashtra has produced a vivid range of products and services that provide financial solutions to the people. They offer all types of loans like the home loan, car loan, gold loan, vehicle loan etc. The deposit is also made by the bank of Maharashtra and people can open the fixed deposit account and can earn a safe and good returns on their money. It has different types of products that can fulfill the demand of various sections of the society.
Basic details about Bank of Maharashtra products
| Product | Eligibility | Loan Amount | Interest Rate | Processing Fee | Tenure |
|---|---|---|---|---|---|
| Personal loan | The applicant should be at least 21 years of age at the time of application and the maximum age should be at least 60 years at the time of loan maturity. The minimum net annual income of the applicant should be ₹ 3,00,000 per annum. The minimum work experience should at least be 2 years. The applicant should have the minimum of 1year work experience with the current organization. 1 year relationship with the bank. | ₹1.50 lakh | 9.50% - 12.80% | 1% of the loan amount + service tax (as applicable) | 36 months |
| Home loan | The applicant should be at least 21 years of age at the time of application and the maximum age should be at least 60 years and 65 years for self- employed/ professional. The age limit at the time of loan maturity should be 75 years. The applicant should be salaried individual, self- employed and farmers holding at least 5 acres of land. The minimum work experience should at least be 2 years. The applicant should have the minimum of 1year work experience with the current organization and self- employed should have a regular source of income with latest ITR. | No maximum limit for metro cities not more than ₹15,00,000 for rural areas. Not more than ₹25,00,000 for semi- urban area. | 8.60% - 10.80% | Nil | 30 years |
| Education loan | The student should be the resident of India. Should have secured the admission through entrance exam/ merit based selection. The student should have the guarantor/ collateral. | For India:₹ 10 lakh For abroad: ₹ 20 lakh | 9.20% - 10.95% | Nil | Moratorium: course period + 1 year 0r 6 months after getting the job. Up to 10 years after moratorium for amount under ₹7.5 lakh and up to 15 years after moratorium for more than ₹ 7.5 lakh. |
| Car loan | The applicant should be at least 18 years of age at the time of application and the maximum age should be at least 60 years at the time of loan maturity. The minimum net annual income of the applicant should be ₹ 3,00,000 per annum. The applicant should be a government employee or defence personnel. | 36 times of the net monthly salary. | 6.40% onwards | Nil | 84 months |
| Vehicle loan | The applicant should be at least 18 years of age at the time of application and the maximum age should be at least 60 years at the time of loan maturity. The minimum net annual income of the applicant should be ₹ 3,00,000 per annum. The applicant should be salaried individual, self- employed and farmers holding at least 5 acres of land. The minimum work experience should at least be 2 years. The applicant should have the minimum of 1year work experience with the current organization and self- employed should have a regular source of income with latest ITR. | Up to 20 times of the net salary amount for the salaried individual. Up to 2 times of the total annual income for the self- employed. | 9.70% | 0.25% of the loan amount ( minimum ₹ 500) | 60 months |
| Fixed deposit | Below mentioned individual or group are eligible for a fixed deposit The applicant should be the resident of India. Hindu undivided family Sole proprietorship firms Partnership firm limited companies trust accounts. | Bank decide from time to time on maturity pattern. | Nil | 7 days to 10 years |
Documents Required
The documents required by Bank of Maharashtra Kolkata are mentioned below
| Product | Documents |
|---|---|
| Personal Loan | ID Proof – Passport/ Voter ID/ PAN Card. Age Proof– Birth certificate/ passport Residence Proof– Passport/ Utility bill/ Allotment letter. Income Proof– Latest Salary slip/ ITR/ form- 16 Signature Verification Proof- Passport/ PAN Card. Bank statement – Last 3 months bank statement/ last 6 months bank passbook. |
| Car Loan | ID Proof– Passport/ Voter ID/ PAN Card. Age Proof– Birth certificate/ passport Residence Proof– Passport/ Utility bill/ Allotment letter. Income Proof– Latest Salary slip/ ITR/ form- 16 Bank statement – Last 3 months bank statement/ last 6 months bank passbook. |
| Home Loan | Documents of the applicant and guarantor- ID Proof – Passport/ Voter ID/ PAN Card. Age Proof– Birth certificate/ passport Residence Proof– Passport/ Utility bill/ Allotment letter. Income Proof –Latest Salary slip/ ITR/ form- 16 Signature Verification Proof- Passport/ PAN Card. Bank statement – Last 3 months bank statement/ last 6 months bank passbook. Detailed information about the other loan if you are currently paying along with lenders information and security mortgage. Property Documents- Agreement sale copy. Certificate of possession. Land tax receipt. Detailed cost of construction. Letter of allotment Original NOC |
| Education Loan | Duly filled application with recent photographs. Residence Proof– Passport/ Utility bill/ Allotment letter. Date of Birth proof Certificate of Domicile Fee particulars from school/ college Scholarship proof Study Certificate |
| Vehicle Loan | ID Proof– Passport/ Voter ID/ PAN Card. Age Proof– Birth certificate/ passport Residence Proof – Passport/ Utility bill/ Allotment letter. Income Proof– Latest Salary slip/ ITR/ form- 16 Bank statement – Last 3 months bank A valid driving license Assessment order |
| Fixed deposit | A coloured photograph Passport/ Driving License Last six months bank account details Documents required from the trust, association/ clubs for the fixed deposit are as follows Photographs of the member operating the account. A Copy of the Trust Deed/ Bye- laws of the association. A Copy of registration certificate. A Copy of the resolution of trustee authorizing the member to operate and open the accounts. |