Bank Of Maharashtra Kolkata

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About  Bank Of Maharashtra

Bank of Maharashtra, the name itself suggest that it was the bank that was set up to fulfill the financial needs and to optimize the trade and commerce in the state of Maharashtra. The bank started its operation in the year 1936 at Pune. The bank main purpose was to support the business and trade of the state. The vision of the bank is to be the customer centric and work efficiently to design the products and services which are suitable for the masses with the different background. The bank wants to create the vibrant, professional, and the proactive workforce to meet the financial security of the customers.

Kolkata the capital state of West Bengal is one of the cheapest city of the country. Kolkata is one of the metropolitan cities of India. It is one of the important city in the eastern India. The large companies are making the investment and to serve them with the financial options Bank of Maharashtra is present in the city. The role of the bank is important in developing the infrastructure and overall economic growth of the city. The relationship of the people with the bank also determines the sustainability of the bank. Both of them have good for Bank of Maharashtra in Kolkata. It has set up its branches everywhere and is eyeing to reach the international level. The motto of the bank is to reach the apex and ensure to enhance the money of its shareholders keeping intact its integrity and values.

Address of Bank Of Maharashtra Branches in Kolkata

Branch Name AddressIFSC Code MICR Contact Details
Chowringhee Road, Kolkata60c, Chowringhee Road, Kolkata - 700029MAHB0000376700014002033-22832095
N S Road, KolkataMcleod House, 3, N. S. Road Kolkata 700001MAHB0000455700014003033-22487941
G C Avenue, KolkataGuha Trust Building, 7, G C Avenue, Kolkata - 700013MAHB0000539700014004033-22361292
R B Avenue Kolkata135 R B Avenue, Kolkata - 700012MAHB00005537000140051800-102-2636.
S P M Road Kolkata31a, S P M Road 1st Floor, Kolkata - 700025MAHB00007157000140061800-233-4526
New Alipore KolkataPlot No - 175 , Block No - 6, New Alipore, Kolkata - 700053MAHB00007917000140071800-102-2636
Shyambazar, Kolkata206, A.P.C Road Kolkata, Pin - 700004MAHB00009257000140101800-233-4526
M G Road, Kolkata161, M G Road , 1 St Floor, Kolkata - 700007MAHB0000949700014011033-22738057
Chandni Chowk Market - Kolkata18 Prafulla Sarkar Street Chandni Chowk Market Kolkata - 700072MAHB00009657000140081800-102-2636
Firingi Kali Bari26, 1st Floor, Chittaranjan Avenue, Kolkata - 700012MAHB0000973700014009033-22258898
Service Branch - KolkataBalmer Lawrie Bhawan 21 N R Road Kolkata - 700001MAHB00011257000140011800-233-4526
Wbhb, KolkataAbasan , 105 S N Banerjee Road, Kolkata - 700014MAHB00012327000140121800-102-2636.
Behala Sakher Bazar KolkataRahul Plaza, 1st Floor, 14a, D H Road, Barisha , Kolkata - 700088MAHB00012997000140181800-233-4526
Ruby Park KolkataP/39/2, Phase Iii, Kasba Indl. Estate, Kolkata - 700107MAHB0001300700014017033-24431013
Garia1162, Garia Station Road, Kolkata - 700084MAHB0001305700014020033-24367202
Jadavpur1/436, Gariahat Road (SOUTH), First Floor, Kolkata - 700068MAHB0001303700014019033-24294253

Products Offered by the Bank in Kolkata

Bank of Maharashtra has produced a vivid range of products and services that provide financial solutions to the people. They offer all types of loans like the home loan, car loan, gold loan, vehicle loan etc. The deposit is also made by the bank of Maharashtra and people can open the fixed deposit account and can earn a safe and good returns on their money. It has different types of products that can fulfill the demand of various sections of the society.

 

Basic details about Bank of Maharashtra products

ProductEligibilityLoan AmountInterest RateProcessing FeeTenure
Personal loanThe applicant should be at least 21 years of age at the time of application and the maximum age should be at least 60 years at the time of loan maturity.
The minimum net annual income of the applicant should be ₹ 3,00,000 per annum.
The minimum work experience should at least be 2 years. The applicant should have the minimum of 1year work experience with the current organization.
1 year relationship with the bank.
₹1.50 lakh11.65% - 12.65%1% of the loan amount + service tax (as applicable)36 months
Home loanThe applicant should be at least 21 years of age at the time of application and the maximum age should be at least 60 years and 65 years for self- employed/ professional. The age limit at the time of loan maturity should be 75 years.
The applicant should be salaried individual, self- employed and farmers holding at least 5 acres of land.
The minimum work experience should at least be 2 years. The applicant should have the minimum of 1year work experience with the current organization and self- employed should have a regular source of income with latest ITR.
No maximum limit for metro cities
not more than ₹15,00,000 for rural areas.
Not more than ₹25,00,000 for semi- urban area.
8.65% - 8.75%Nil30 years
Education loanThe student should be the resident of India.
Should have secured the admission through entrance exam/ merit based selection.
The student should have the guarantor/ collateral.
For India:₹ 10 lakh
For abroad: ₹ 20 lakh
9.20% - 10.95%NilMoratorium: course period + 1 year 0r 6 months after getting the job.
Up to 10 years after moratorium for amount under ₹7.5 lakh and up to 15 years after moratorium for more than ₹ 7.5 lakh.
Car loanThe applicant should be at least 18 years of age at the time of application and the maximum age should be at least 60 years at the time of loan maturity.
The minimum net annual income of the applicant should be ₹ 3,00,000 per annum.
The applicant should be a government employee or defence personnel.
36 times of the net monthly salary.8.70%Nil84 months
Vehicle loanThe applicant should be at least 18 years of age at the time of application and the maximum age should be at least 60 years at the time of loan maturity.
The minimum net annual income of the applicant should be ₹ 3,00,000 per annum.
The applicant should be salaried individual, self- employed and farmers holding at least 5 acres of land.
The minimum work experience should at least be 2 years. The applicant should have the minimum of 1year work experience with the current organization and self- employed should have a regular source of income with latest ITR.
Up to 20 times of the net salary amount for the salaried individual.
Up to 2 times of the total annual income for the self- employed.
9.70%0.25% of the loan amount ( minimum ₹ 500)60 months
Fixed depositBelow mentioned individual or group are eligible for a fixed deposit
The applicant should be the resident of India.
Hindu undivided family
Sole proprietorship firms
Partnership firm
limited companies
trust accounts.
Bank decide from time to time on maturity pattern.Nil7 days to 10 years

Documents Required

The documents required by Bank of Maharashtra Kolkata are mentioned below

ParticularsDetails
Interest Rate11.65% - 12.65%
Loan AmountUp to ₹1.5 lakhs
tenureup to 36 months
Processing Fee1% of the loan amount
Prepayment ChargesAs per bank's norms

 

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