AU Small Finance Bank Mobile Banking

Last Updated : May 7, 2025, 2:51 p.m.

AU Small Finance Bank's Mobile Banking, offered through its flagship app AU 0101, is a comprehensive digital banking platform designed to give customers secure, convenient, and 24x7 access to banking and lifestyle services—right from their smartphones.

The app empowers users to manage their savings and current accounts, transfer funds, pay bills, apply for loans or credit cards, invest in mutual funds or deposits, and even connect via video banking for real-time support—all without visiting a branch.

With over 180+ services integrated into a single interface, AU 0101 is built to meet the evolving needs of both retail and business customers, promoting a truly digital-first banking experience.

AU Small Finance Bank Mobile Banking Registration

To register for AU Small Finance Bank Mobile Banking through the AU 0101 Mobile Banking App, follow these steps:

1. Download the App:
   • Install the AU 0101 Mobile Banking App from the Google Play Store (Android) or Apple App Store (iOS).
2. Open the App:
   • Launch the app on your smartphone.
3. Select Language:
   • Choose your preferred language for the app interface.
4. Initiate Registration:
   • On the app’s home screen, tap “Register” or “New User”.
5. Enter Customer Details:
   • Customer ID: Input your AU Small Finance Bank Customer ID (found on your passbook, statement, or provided during account opening).
   • Registered Mobile Number: Enter the mobile number linked to your AU bank account.
   • Account Number (if required): Provide your account number for verification.
6. Verify Identity:
   • Option 1: Debit/Credit Card Details:
     • Enter your AU Debit or Credit Card number, expiry date, and CVV.
     • This is a quick way to verify your identity.
   • Option 2: OTP Verification:
     • An OTP will be sent to your registered mobile number.
     • Enter the OTP to authenticate your identity.
7. Set MPIN:
   • Create a 4-digit MPIN (Mobile Personal Identification Number) for secure login and transactions.
   • Confirm the MPIN by re-entering it.
   • If you are an existing NetBanking user, you can use the same MPIN or create a new one.
8. Set Up Biometric Login (Optional):
   • Enable Fingerprint or Face ID login for faster and secure access (supported devices only).
9. Complete Registration:
   • After successful verification, the app will confirm your registration.
   • You can now log in using your MPIN or biometric authentication.

Process to Login AU Small Finance Bank Mobile Banking App

To login to AU Small Finance Bank mobile banking app, follow the steps below -

Login Process for AU 0101 Mobile Banking App

Step 1: Download the App

• For Android devices, download from the Google Play Store.
  
• For iOS devices, download from the Apple App Store.

Step 2: Launch the App

• Open the AU 0101 app on your smartphone.

Step 3: Register or Log In

• For New Users:
  
  • Select the ‘Register’ option.
    
  • Enter your Customer ID (provided in your welcome kit or welcome letter).
    
  • Authenticate using your Debit/Credit Card details or NetBanking credentials.
    
  • Set up your mPIN for future logins.
    
• For Existing Users:
  
  • Enter your mPIN to log in directly.

Step 4: Access Your Account

• Upon successful login, you can:
  
  • View account balances and transaction history.
    
  • Transfer funds via IMPS, NEFT, RTGS, or UPI.
    
  • Pay utility bills and recharge services.
    
  • Apply for loans, credit cards, and investment products.
    
  • Access video banking services for various banking needs.

AU Small Finance Bank Whatsapp Mobile Banking

AU Small Finance Bank offers WhatsApp banking to customers using the number +91 83 83 83 83 99. To get started, customers can send a "Hi" message to the bank's WhatsApp number from their registered mobile number. This allows access to various banking services through a user-friendly chat interface.

1. Initiate a Chat:

Save the number +91 83 83 83 83 99 in your contacts and send a "Hi" message from your registered mobile number.

2. Follow the Menu:

The bank will respond with a menu of options. You can then select the desired service by typing the corresponding number.

3. Authenticate:

Some services may require authentication via OTP (One-Time Password) sent to your registered mobile number.

4. Get Started:

You can then perform various banking transactions and get information through the WhatsApp chat.

Benefits of AU Small Finance Bank Mobile Banking

• Available 24 hours, around the year and you can operate your account anytime, anywhere at your convenience

• Net Banking and Mobile Banking services are safe

• Provide an overview of all your holdings with the bank

• View debit and credit transactions

• Book deposits online

• Transfer money with ease and security

• Stop cheque instructions

Uses of AU Small Finance Bank Mobile Banking App

You can use the AU Small Finance bank mobile banking application for the following -

• Account Details:

You can view your bank account details, account balance, account status, download statements and view mini statements.

• Term Deposit:

You can book Fixed Deposits online through our Net Banking. You can also view deposit details and download statements.

• Payment:

You can do internal Funds Transfer, own Account Transfer, other Bank Transfer via NEFT, RTGS & IMPS, Peer to Peer Payment (transfer money via email / mobile number), add payee and set standing instructions. If you have set standing instructions, you can also view your upcoming payments.

• Financial:

You can place instructions for issuing cheque books and Stop Cheque payments. You can also save transactions as favourites to make hassle free payments in future.

• Non – Financial:

You can view profiles, change passwords, manage alerts for Saving Accounts and view transaction limits.

How to Reset the Password of AU Small Finance Bank Mobile Banking?

To reset the password for AU Small Finance Bank mobile banking app, follow these steps -

Steps to Reset Your mPIN in the AU 0101 App

1. Open the AU 0101 App on your smartphone.
   
2. On the login screen, tap on “Forgot mPIN”.
   
3. Choose a Reset Option:
   
   • AU 0101 Username and Password
     
   • Debit Card Details
     
   • Credit Card Details
     
4. Authenticate using the selected method by entering the required details.
   
5. Set a New mPIN : After successful authentication, you'll be prompted to create a new 4-digit mPIN.
   
6. Confirm the new mPIN to complete the reset process.

Once reset, you can use the new mPIN to log in to your AU 0101 Mobile Banking App.

AU Small Finance Bank Mobile Banking Transaction Limit

The transaction limits for AU Small Finance Bank mobile banking are -