Bank Of Baroda Mobile Banking

Last Updated : May 1, 2025, 12:57 p.m.

Bank of Baroda (BOB), one of India’s leading public sector banks, offers a robust and user-friendly mobile banking platform known as bob World. This all-in-one mobile banking application provides a wide range of banking and financial services, enabling customers to manage their finances on the go, securely and conveniently.

With Bank of Baroda mobile banking the bank has aimed to simplify digital banking by integrating all essential services into one application, ensuring users enjoy a seamless, personalized, and secure banking experience.

Types of Bank of Baroda Mobile Banking

The different types of Bank of Baroda mobile banking are as follows -

Bank of Baroda Mobile Banking Registration

To register on Bank of Baroda mobile banking, use the following methods -

1. Self-Registration via Bob World App

1. Download and Install:
   
   • Go to the Google Play Store and install the Bob World app.​Android Apps on Google Play
     
2. Launch the App:
   
   • Open the app and grant necessary permissions like location, phone, and SMS.​
     
3. Verify Mobile Number:
   
   • Select your registered SIM and allow the app to send an SMS for verification.​
     
4. Enter Account Details:
   
   • Input your 14-digit account number, last 6 digits of your debit card, and card expiry date (MM/YY).​
5. Receive Activation Key:
   
   • An activation key will be sent to your registered mobile number.​
     
6. Set PINs:
   
   • Enter the activation key in the app, then set your login and transaction PINs.​
     
7. Complete Registration:
   
   • Your mobile banking is now activated.​

2. Registration via Internet Banking (Baroda Connect)

1. Login:
   
   • Access Baroda Connect with your credentials.​
     
2. Navigate to Services:
   
   • Go to Services > Service Request > Mobile Banking Registration.​
     
3. Confirm Details:
   
   • Select your customer ID, verify your registered mobile number, and proceed.​
     
4. Authenticate:
   
   • Enter remarks and your transaction password, then submit.​
     
5. Activation Key:
   
   • You'll receive an SMS with a 4-digit activation key and a link to download the app.​
     
6. Activate Mobile Banking:
   
   • Use the activation key in the Bob World app to set your login and transaction PINs.​

3. Registration via ATM

1. Visit ATM:
   
   • Go to the nearest BOB ATM.​
2. Initiate Registration:
   
   • Insert your debit card, enter the PIN, and select Mobile Banking > Registration.​
3. Enter Mobile Number:
   
   • Input and confirm your registered mobile number.​
     
4. Receive Activation Key:
   
   • An SMS with a 4-digit activation key and app download link will be sent to your mobile.​
     
5. Activate Mobile Banking:
   
   • Use the activation key in the Bob World app to set your login and transaction PINs.​

4. Registration via Branch

1. Visit Branch:
   
   • Go to your base branch and request the mobile banking registration form.
     
2. Submit Form:
   
   • Fill out and submit the form to the bank staff.​
     
3. Receive Activation Key:
   
   • After processing, you'll receive an SMS with a 4-digit activation key.​
     
4. Activate Mobile Banking:
   
   • Use the activation key in the Bob World app to set your login and transaction PINs.

Process to Login Bank of Baroda Mobile Banking App

To log in to the Bank of Baroda Mobile Banking App (Bob World), follow these steps:

1. Open the App: Launch the Bob World app on your smartphone.
2. Enter Login PIN: Input your 4-digit Login PIN that you set during registration.
3. Authenticate (if prompted): For added security, you may be asked to verify using:
   • Biometric Authentication: Use fingerprint or face ID (if enabled during setup).
   • OTP: Enter the OTP sent to your registered mobile number (for first-time login on a new device or periodic verification).
4. Access Dashboard: Once authenticated, you’ll be directed to the app’s dashboard, where you can view account details and access services.

Bank of Baroda Whatsapp Mobile Banking

To start with Whatsapp banking services for your Bank of Baroda account, use the following steps -

Register for WhatsApp Banking

1. Save the Official Number:
   
   • Add +91 8433 888 777 to your contacts.​
     
2. Initiate Chat:
   
   • Open WhatsApp and send a message saying "Hi" to the saved number.​
     
3. Follow the Prompts:
   
   • You'll receive a menu of available services.
     
   • Reply with the number corresponding to the service you wish to use.

Benefits of Bank of Baroda Mobile Banking

Some of the benefits of using Bank of Baroda mobile banking are -

• BOB provides an easy to use interface that involves banking as well as non- banking functions which help the customer to have an interactive and hassle free experience.
• BOB security features make the application very safe and secure. The two-layer authentication makes sure that customers can access and transfer money safely.
• Utility and other bills can be paid easily with the help of the mobile banking application.
• Redemption of rewards is made easier through the mobile application.
• The application also provides investment options and other options that can be operated easily on the app.

Uses of the Bank of Baroda Mobile Banking App

Some of the uses of Bank of Baroda mobile banking application are -

1. Account Management
2. Fund Transfers
3. Bill Payments and Recharges
4. Investment and Deposit Services
5. Loan and Credit Card Services
6. Card and Account Management
7. Service Requests
8. Digital and Value-Added Services
9. Security and Convenience Features
10. Customer Support and Utilities

How to Reset the Password of Bank of Baroda Mobile Banking?

If you've forgotten your login PIN for the Bob World app, you can reset it directly within the app:​

1. Open the Bob World App:
   
   • Launch the Bob World app on your mobile device.​
     
2. Navigate to 'Forgot Login PIN':
   
   • On the login screen, tap on the 'Forgot Login PIN' option.​
     
3. Verify Your Identity:
   
   • Enter your registered mobile number.
     
   • An OTP (One-Time Password) will be sent to your registered mobile number. Enter this OTP to verify your identity.​
     
4. Set a New Login PIN:
   
   • After successful verification, you'll be prompted to set a new 4-digit login PIN.
     
   • Confirm the new PIN by entering it again.​
     
5. Complete the Process:
   
   • Once the new PIN is set, you can use it to log in to the bob World app.​

Resetting Your Transaction PIN

If you've forgotten your transaction PIN, you can reset it through one of the following methods:​

1. Via Internet Banking (Baroda Connect)

1. Log In to Internet Banking:
   
   • Visit the Baroda Connect portal and log in with your credentials.​
     
2. Navigate to 'Services':
   
   • After logging in, go to 'Services' > 'Service Requests' > 'Reset Transaction Password'.​
     
3. Choose Reset Method:
   
   • Select the option to reset your transaction password using your debit card details.​
     
4. Enter Required Details:
   
   • Provide your debit card number, ATM PIN, and expiry date.​
     
5. OTP Verification:
   
   • An OTP will be sent to your registered mobile number. Enter this OTP to verify.​
     
6. Set New Transaction PIN:
   
   • After verification, set a new 4-digit transaction PIN.

2. Via ATM

1. Visit a BOB ATM:
   
   • Go to the nearest Bank of Baroda ATM.​
2. Insert Your Debit Card:
   
   • Insert your debit card and enter your current ATM PIN.​
3. Select 'Services':
   
   • Choose the 'Services' option from the menu.​
     
4. Select 'Reset Transaction PIN':
   
   • Choose the option to reset your transaction PIN.​
     
5. Enter New PIN:
   
   • Set a new 4-digit transaction PIN and confirm it.​
     
6. Confirmation:
   
   • Upon successful reset, you'll receive a confirmation message.
     

3. Via Branch Visit

1. Visit Your Home Branch:
   
   • Go to your Bank of Baroda home branch.​
     
2. Request PIN Reset:
   
   • Inform the bank officials that you wish to reset your transaction PIN.​
     
3. Provide Identification:
   
   • Carry valid identification documents for verification.​
     
4. Complete Formalities:
   
   • Fill out any required forms and follow the bank's instructions.​
     
5. Receive New PIN:
   
   • The bank will process your request and provide instructions to set a new transaction PIN.

Bank of Baroda Mobile Banking Transaction Limit

The transaction limits for Bank of Baroda mobile banking are -