Bank of Maharashtra Mobile Banking

Last Updated : May 2, 2025, 12:50 p.m.
Bank of Maharashtra Mobile Banking is a secure, user-friendly digital platform that enables customers to manage their bank accounts conveniently from their smartphones. Through the Maha Mobile App and Maha UPI, the bank offers a wide range of services, including balance inquiry, fund transfers, utility bill payments, mobile/DTH recharge, UPI transactions, and more — all without visiting a branch.
The mobile banking service is available to all Bank of Maharashtra customers who have a savings or current account with the bank. It is compatible with both Android and iOS devices, making it accessible to a wide audience.
Whether you need to check your balance, transfer funds, or make bill payments, Bank of Maharashtra's mobile banking app ensures that all essential services are at your fingertips, securely and conveniently.
Types of Bank of Maharashtra Mobile Banking

Types of Bank of Maharashtra mobile banking are -
| Mobile Banking Type | App/Platform Name | Key Features |
|---|---|---|
BOM Mobile Banking App | Maha Mobile | Fund transfers (IMPS/NEFT), mini statement, balance inquiry, bill payments |
UPI Services | MahaUPI | Instant payments, scan & pay, collect request, linked with multiple bank accounts |
SMS Banking | SMS Banking | Balance check, mini statement, cheque status via SMS commands |
Missed Call Banking | Missed Call Facility | Balance and mini-statement via missed call from registered mobile number |
WhatsApp Banking | BOM WhatsApp Banking | Balance inquiry, mini statement, interest rates, branch locator via WhatsApp |
Bank of Maharashtra Mobile Banking Registration
The Step-by-Step Registration Process for Bank of Maharashtra mobile banking is given below -

- Download the Mahamobile Plus App:
- For Android devices: Google Play Store
- For iOS devices: Apple App Store
- For Android devices: Google Play Store
- Open the App and Initiate Registration:
- Launch the app and tap on the "Register" button.
- Launch the app and tap on the "Register" button.
- Confirm Existing Customer Status:
- Indicate that you are an existing customer of Bank of Maharashtra.
- Indicate that you are an existing customer of Bank of Maharashtra.
- Enter Customer ID and Accept Terms:
- Input your 11-digit Customer ID (CIF number).
- Review and accept the terms and conditions.
- Input your 11-digit Customer ID (CIF number).
- Verify Mobile Number via SMS:
- Allow the app to send an SMS from your registered mobile number for verification.
- Ensure your SIM card with the registered number is active and set as the default for SMS.
- Allow the app to send an SMS from your registered mobile number for verification.
- Choose Registration Method:
- Select one of the following methods for authentication:
- Branch: Submit an application at the branch and verify using a 5-digit token received via SMS.
- Internet Banking: Authenticate using your Net Banking User ID and Password.
- ATM Card: Enter your 16-digit card number and ATM PIN.
- Aadhaar Authentication: Provide the first 6 digits of your Aadhaar number and verify using a 5-digit token received via SMS.
- Branch: Submit an application at the branch and verify using a 5-digit token received via SMS.
- Select one of the following methods for authentication:
- Set MPIN and MTPIN:
- Create a 6-digit MPIN for app login.
- Set a 6-digit MTPIN for authorizing transactions like fund transfers and bill payments.
- Create a 6-digit MPIN for app login.
- Complete Registration:
- Upon successful verification and PIN setup, your Mahamobile Plus registration is complete.
Process to Login Bank of Maharashtra Mobile Banking App
To log in to the Bank of Maharashtra Mobile Banking App (MahaMobile Plus), follow these steps:
- Open the App: Launch the MahaMobile Plus app on your smartphone. Ensure it’s downloaded from the Google Play Store (Android, requires version 4.4 or above) or App Store (iOS, requires version 13.0 or above).
- Enter User ID: Input your 11-digit Customer ID (also called CIF number, found on your passbook, chequebook, or via customer care).
- Enter MPIN: Input your 4-digit MPIN (Mobile Banking Personal Identification Number) set during registration.
- Authenticate (if prompted):
- For first-time login on a new device or periodic security checks, you may need to verify using an OTP sent to your registered mobile number.
- If biometric authentication is enabled, use fingerprint or face ID (optional, set up during registration).
- Access Dashboard: Once authenticated, you’ll be directed to the app’s dashboard, where you can access services like balance checks, fund transfers, and bill payments.
Bank of Maharashtra Whatsapp Mobile Banking Activation
To Activate Bank of Maharashtra WhatsApp Banking follow the steps below -
- Save the Official Number : Add +91 70660 36640 to your phone's contacts.Bank of Maharashtra
- Initiate Chat : Open WhatsApp and send a message like “Hi” to the saved contact.LinkedIn
- Accept Terms & Conditions : Review and accept the terms and conditions presented.
- Access Services : Upon acceptance, you'll receive a menu of available banking services to choose from.
Benefits of Bank of Maharashtra Mobile Banking
Some benefits of Bank of Maharashtra mobile banking are given below -

Convenience and Accessibility:
- 24/7 Access:
Mobile banking apps provide 24/7 access to bank accounts, allowing users to manage their finances at any time, day or night.
- Anytime, Anywhere Access:
Users can access their accounts and perform transactions from anywhere with an internet connection.
Improved Financial Management:
- Budgeting Tools:
Many mobile banking apps offer budgeting tools and expense tracking features to help users manage their finances more effectively.
- Automated Payments:
Mobile banking allows for scheduling automatic payments, ensuring bills are paid on time.
Enhanced Security:
- Reduced Risk of Fraud:
Mobile banking can help reduce the risk of fraud by providing real-time alerts and security features.
Cost Savings:
Lower Fees:
Many banks offer lower fees or no fees for mobile banking services compared to traditional transactions.
Uses of Bank of Maharashtra Mobile Banking App
Some uses of the Bank of Maharashtra mobile banking app are -
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How to Reset the Password of Bank of Maharashtra Mobile Banking?
To reset the password for Bank of Maharashtra mobile banking refer to the steps below -
- Open the Maha Mobile App on your smartphone.
- On the login screen, tap on "Forgot MPIN".
- Select your preferred verification method:
- Debit Card details (Card number, expiry date, ATM PIN)
- OR
- Customer ID with OTP verification
- Debit Card details (Card number, expiry date, ATM PIN)
- Enter the required details and tap Submit.
- You will receive an OTP on your registered mobile number.
- Enter the OTP to verify your identity.
- Create a new 4-digit MPIN.
- Re-enter the MPIN to confirm.
- Tap Submit to complete the process.
Bank of Maharashtra Mobile Banking Transaction Limit
The transaction limits for Bank of Maharashtra mobile banking are -
| Service Type | Transaction Limit (Per Day) |
|---|---|
| IMPS (P2A / P2P Transfers) | ₹1,00,000 – ₹2,00,000 |
NEFT (via mobile banking) | Up to ₹10,00,000 |
UPI | ₹1,00,000 |
Bill Payments & Recharge | As per service provider |
Maha UPI Lite | ₹4,000 per transaction |
New Beneficiary Activation | Cooling period: 30 minutes to 4 hours |
Fund Transfer to Own A/c | No Limit |
Frequently Asked Questions (FAQs)