Dhanlaxmi Bank UPI

Last Updated : July 21, 2025, 3:16 p.m.

The Dhanlaxmi Bank BHIM DLB UPI App offers a seamless and secure way to perform financial transactions using your smartphone. Powered by the Unified Payments Interface (UPI) system developed by the National Payments Corporation of India (NPCI), this app allows Dhanlaxmi Bank customers to send and receive money instantly, pay bills, and manage their accounts with ease. Below is a comprehensive guide covering the benefits, registration process, transaction limits, and more for the Dhanlaxmi Bank UPI App.

Benefits of Dhanlaxmi Bank UPI App

• Instant Transactions : Transfer funds instantly to any bank account in India, 24/7, including holidays, using a UPI ID, mobile number, or account details.
• Secure Payments : Transactions are protected with a UPI PIN, ensuring safety without sharing sensitive bank details. Two-factor authentication and device binding add extra layers of security.
• Multi-Account Linking : Link multiple bank accounts (from Dhanlaxmi Bank or other UPI-enabled banks) to a single UPI ID for convenient management.
• Convenience : Perform a variety of transactions, including balance checks, bill payments, recharges, and merchant payments, without visiting branches.
• No Charges : Dhanlaxmi Bank does not charge for UPI transactions, though standard SMS charges may apply for device binding during registration.
• UPI Lite : Enable low-value transactions (up to ₹500) without a UPI PIN via UPI Lite, ideal for small, quick payments.
• User-Friendly Interface : The BHIM DLB UPI App offers an intuitive interface, making it easy to navigate and execute transactions.

How to Register Dhanlaxmi Bank UPI App?

1. Download the App : Install the BHIM DLB UPI App from the Google Play Store or Apple App Store.
2. Accept Terms : Open the app and agree to the Terms and Conditions.
3. Verify Mobile Number : Ensure the mobile number is registered with your Dhanlaxmi Bank account. Tap "Send SMS" to verify your number (standard SMS charges may apply).
4. Enter Personal Details : Provide your name, date of birth, gender, mobile number, email ID, and select your preferred UPI ID (e.g., name@dlb or mobno@dlb).
5. Select Bank Account : Choose Dhanlaxmi Bank and the account you wish to link from the "Manage Account" section.
6. Set UPI PIN : Enter the last six digits of your debit card and its expiry date to receive an OTP. Use the OTP to create a 4- or 6-digit UPI PIN.
7. Complete Registration : After setting the UPI PIN, your account is linked, and you can start transacting after a 24-hour cooling period for transactions above ₹5,000.

Note : You must have a Dhanlaxmi Bank account, a registered mobile number, and a valid debit card to register.

Dhanlaxmi Bank UPI Limit Daily / Per Month

• Daily Limit : The maximum transaction limit is ₹1,00,000 per day, with up to 20 transactions allowed. For new users, a ₹5,000 limit applies for the first 24 hours after registration.
• Monthly Limit : No specific monthly cap is mentioned, but the total depends on the daily limit and the number of transactions performed. Contact Dhanlaxmi Bank for precise details.
• UPI Lite Limit : Transactions up to ₹500 without a UPI PIN, with a wallet balance limit of ₹2,000.

Note : Limits may vary based on account type or bank policies. Always check with the bank for the latest information.

How to Increase Dhanlaxmi Bank UPI Limit?

1. Contact the Bank : Visit a Dhanlaxmi Bank branch or call customer care at 0487-6613000 to request a limit increase.
2. Provide Details : Submit your account details, KYC information, and a valid reason for the increase (e.g., high-value transactions for business or investments).
3. Verification Process : The bank will evaluate your request based on account type, transaction history, and RBI/NPCI guidelines. Approval is at the bank’s discretion.
4. Use DhanSmart App : Check current limits in the DhanSmart app under "Manage Accounts" and request an increase if supported.

Note : Higher limits (up to ₹5,00,000) may be available for specific transactions like education or healthcare payments, subject to bank approval.

How to Transfer Money by Using Dhanlaxmi Bank UPI?

1. Log In : Open the BHIM DLB UPI App and log in using your UPI PIN or login PIN.
2. Select Transaction Option : Choose "Send Money" or "Pay to UPI ID/Number" from the app’s home screen.
3. Enter Beneficiary Details :
   • UPI ID : Input the recipient’s UPI ID (e.g., name@upi) and verify the name.
   • Mobile Number or Account Details : Alternatively, use the recipient’s mobile number with MMID or account number with IFSC code.
   • QR Code : Select "QR Pay," scan the recipient’s UPI QR code, and enter the amount.
4. Enter Amount : Specify the transaction amount and select the linked bank account to debit.
5. Authenticate : Enter your UPI PIN to confirm the transaction.
6. Check Status : Verify the transaction status under "Status & Complaint" in the app. Funds are credited instantly for successful transactions.

Note : Always verify the recipient’s UPI ID to avoid errors. Transactions cannot be canceled once the UPI PIN is entered.

How to Receive Money Through Dhanlaxmi Bank UPI?

1. Share UPI ID : Provide your UPI ID (e.g., name@dlb) to the sender. No bank account details are needed.
2. Receive Directly : If the sender transfers money using your UPI ID, the amount is credited instantly to your linked bank account.
3. Request Money :
   • In the app, select "Request Money" or "Collect Request."
   • Enter the payer’s UPI ID, amount, and validity period, then confirm.
   • The payer receives the request and can approve it with their UPI PIN.
4. Check Status : Monitor the transaction status under "Status & Complaint" in the app.
5. No PIN Required : You don’t need to enter a UPI PIN or OTP to receive funds.

Note : Ensure your UPI ID is linked to the correct bank account. Beware of scams requesting your UPI PIN for receiving money.

Dhanlaxmi Bank UPI Customer Care Number

For queries or issues related to the BHIM DLB UPI App, contact Dhanlaxmi Bank’s customer care:

• Phone : 044-42413000
• Email : customercare@dhanbank.co.in
• SMS for Blocking UPI : Send "BLOCKUPI" to 918105754333 from your registered mobile number to block your UPI facility.