ESAF Small Finance Bank Mobile Banking

Last Updated : May 8, 2025, 5:27 p.m.

ESAF Small Finance Bank offers a comprehensive Mobile Banking App designed to provide customers with secure, convenient, and efficient banking services anytime, anywhere. ESAF Small Finance Bank’s Mobile Banking service, accessible via the ESAF Bank Mobile Banking app, offers a secure and convenient way for customers to manage their finances on the go. Available on Google Play Store and Apple App Store, the app aligns with ESAF’s digital banking philosophy, emphasizing ease of use, security, and accessibility for urban, semi-urban, and rural customers.

ESAF Small Finance Bank Mobile Banking Registration

The steps to register for the ESAF Small Finance Bank mobile banking application are -
Go to the Google Play Store or Apple App Store and search for “ESAF Bank Mobile Banking”. Download and install the app on your smartphone.

Open the App
Launch the ESAF Mobile Banking app on your device.

Select Your Language
Choose your preferred language for the app interface.

Verify Your Mobile Number
Grant the app permission to access your SMS messages. The app will automatically detect and verify your registered mobile number.

Set a Passcode
Create a secure passcode to access the app. This passcode will be required each time you log in.

Choose Your Bank
From the list of banks, select “ESAF Small Finance Bank”.

Set Your UPI PIN
To set your UPI PIN, you will need the last 6 digits of your ESAF debit card and its expiry date. Enter these details, and an OTP will be sent to your registered mobile number for verification.

Create Your UPI ID
Once your UPI PIN is set, navigate to the “Profile” section within the app and create your UPI ID. This ID will be used for sending and receiving money via UPI.

Process to Login ESAF Small Finance Bank Mobile Banking App

Below are the steps to Login to ESAF Small Finance Bank Mobile Banking

1. Launch the Mobile Banking App
   Open the ESAF Small Finance Bank Mobile Banking app on your smartphone.
   
2. Enter Your Login Credentials
   
   • Passcode: Enter the 4-digit passcode that you set during registration. This passcode provides secure access to your mobile banking account.
     
   • OR: If you enabled biometric login (fingerprint or facial recognition), you can use that option to log in faster.
     
3. Verify Your Registered Mobile Number
   
   Ensure that the mobile number used for registration is the same as the one on your current device. The app will verify it automatically. If you face issues, check your mobile number or re-register.
   
4. Security Verification (if required)
   
   For added security, the app may prompt you to enter an OTP sent to your registered mobile number for certain transactions or account activities.
   
5. Access Your Account
   
   After successfully entering the passcode or using biometric login, you will have access to your ESAF Small Finance Bank account.

ESAF Small Finance Bank Whatsapp Mobile Banking

To start with ESAF Small Finance Bank whatsapp mobile banking -

• Save the WhatsApp Number: Add 97467 97467 to your phone's contacts.
• Initiate a Chat: Open WhatsApp and start a conversation by sending a simple “Hi” to the saved number.

Once connected, you can inquire about various banking services such as:

• Balance Enquiry
  
• Mini Statement
  
• Interest Rates
  
• Loan Details
  
• Cheque Status
  
• Cheque Book Request
  
• Debit Card Hotlisting
  
• Branch Locator
  

The system will guide you through the available options and assist with your requests.

Benefits of ESAF Small Finance Bank Mobile Banking

Some benefits of ESAF Small Finance Bank mobile banking are -

24/7 Accessibility

• Access your bank account anytime, anywhere, without visiting the branch.
  
• You can perform banking tasks at your convenience, whether you're at home, work, or on the go.

Fund Transfers

• Real-time Transfers: Easily transfer money between your own accounts or to other beneficiaries, both within ESAF and to other banks.
  
• UPI Payments: Send and receive money instantly via UPI without needing to enter lengthy account details.

Account Management

• View your account balance and transaction history for savings, current, fixed, and recurring deposits.
  
• Mini Statements and Detailed Statements are just a tap away.

Security Features

• Two-factor authentication for added security, including OTP-based verification for sensitive transactions.
  
• Passcode protection to ensure that only authorized users can access your account.
  
• Biometric authentication (fingerprint or face recognition) for seamless and secure logins.
  
• End-to-end encryption ensures that your transactions and data are safe from unauthorized access.

Cheque Services

• Request a new cheque book or track the status of your existing cheque book.
  
• You can also stop payments for cheques that are lost or stolen.

Loan Management

• Apply for loans directly through the app and check your loan status.
  
• View your loan balance and interest rate directly from the app.

Bill Payments and Recharges

• Pay your utility bills, mobile recharges, and DTH bills easily via the app.
  
• Bill reminders to never miss your due dates.

Instant Debit Card Management

• Hotlist your debit card instantly in case of theft or loss.
  
• Request a new debit card if required.

Quick and Easy Access to Bank Services

• Branch locator: Find the nearest ESAF branch or ATM.
  
• Interest rate information: Get real-time updates on the latest interest rates for loans and deposits.

Paperless Transactions

• Save time and reduce paperwork by performing almost all banking activities electronically.

Minimal Fees for Transactions

• Many of the essential banking services like balance inquiries and fund transfers are offered at no cost or with minimal fees.

How to Reset the Password of ESAF Small Finance Bank Mobile Banking?

To Reset the Password of ESAF Small Finance Bank Mobile Banking -

Open the ESAF Mobile Banking App

• Launch the ESAF Small Finance Bank Mobile Banking app on your smartphone.

Click on the “Forgot Password” Link

• On the login screen, you'll find an option labeled "Forgot Password?". Tap on this link to proceed with the password reset process.

Verify Your Identity

• You'll be prompted to enter details such as your Customer ID or registered mobile number.
  
• ESAF Bank will verify your identity via an OTP (One-Time Password) sent to your registered mobile number or email.

Enter the OTP

• Enter the OTP you received on your mobile number or email into the required field in the app.

Set a New Password

• After successfully verifying your identity, you’ll be prompted to set a new password.
  
• Choose a secure password that meets the bank’s security requirements (usually a combination of letters, numbers, and special characters).

Confirmation

• Once your new password is set, you will receive a confirmation message, and you can now log in using your new password.