IDBI Bank Mobile Banking

Last Updated : May 1, 2025, 12:22 p.m.

IDBI Bank Mobile Banking offers a secure and convenient platform for customers to manage their banking needs anytime, anywhere using their smartphones. Through its dedicated mobile application "IDBI Go Mobile+", the bank provides access to a wide range of services, reducing the need to visit branches or ATMs.

The mobile banking app provides you the opportunity to access multiple functions in one app which are both related and not related to banking operations.

Types of IDBI Bank Mobile Banking

The types of IDBI Bank mobile banking are given below -

IDBI Bank Mobile Banking Registration

To register for IDBI Bank Mobile Banking using the IDBI Bank GO Mobile+ app, follow these steps:

1. Register for Mobile Banking Channel:
   • Via Branch:
     • Visit the nearest IDBI Bank branch.
     • Fill and submit the Channel Registration Form
     • Provide your registered mobile number and account details.
     • Upon approval, you’ll receive a mobile banking activation SMS.
   • Via Net Banking:
     • Log in to IDBI Bank’s net banking portal
     • Navigate to the mobile banking registration option and follow the prompts to register.
     • Verify with OTP sent to your registered mobile number.
   • Via ATM:
     • Visit an IDBI Bank ATM.
     • Select the mobile banking registration option and follow the instructions.
     • Verify with your debit card and PIN.
   • Via SMS:
     • Send an SMS: MBREGto 9560853000 (e.g., MBREG 12345678).
     • Receive a confirmation SMS upon successful registration.
2. Set Password:
   • Visit www.idbibank.in and click on ‘Set Password Online’.
   • Enter your Customer ID (found on your passbook or chequebook).
   • Create a login password and set channel/transaction access rights (e.g., view-only or transaction-enabled).
   • Confirm to complete the password setup.
3. Download and Activate the App:
   • Download the IDBI Bank GO Mobile+ app from the Google Play Store (Android) or App Store (iOS).
   • Open the app and click ‘Activate App’.
   • Enter your Customer ID and confirm.
   • The app sends an SMS from your device to verify the registered mobile number (for dual SIM phones, select the SIM with the registered number).
   • Authenticate using:
     • Debit Card: Enter the 16-digit card number, PIN, and expiry date.
     • Net Banking: Enter net banking credentials.
   • Set a 6-digit MPIN (Mobile Banking Personal Identification Number) for login and transactions.
   • Receive an SMS confirmation upon successful activation.

Process to Login IDBI Bank Mobile Banking App

To log into IDBI Bank mobile banking application, follow the steps below -

Download the App:

• For Android: Google Play Store
  
• For iOS: Apple App Store

Launch the App:

• Open the Go Mobile+ app on your smartphone.​

Activate the App:

• Tap on ‘Activate App’.
  
• Enter your Customer ID and confirm.
  
• The app will send an SMS from your phone to verify your registered mobile number. Ensure that your SIM card with the registered mobile number is active and inserted in the device.​

Set MPIN:

• Upon successful mobile number verification, you will be prompted to set a 4-digit MPIN (Mobile Personal Identification Number).​

Log In:

• On the login page, enter your Customer ID and the newly set MPIN.​

Authenticate Your Account:

• Authenticate your account using either:
  
  • Debit Card: Enter your debit card details and PIN.
    
  • Net Banking Credentials: Use your Net Banking User ID and password.

Access Your Account:

• Upon successful authentication, you will be logged in and can start using the mobile banking services.

IDBI Bank Whatsapp Mobile Banking

IDBI Bank offers WhatsApp Banking services, allowing customers to access essential banking facilities conveniently through WhatsApp using their registered mobile number. Below is a guide to registering and using IDBI Bank WhatsApp Banking, based on available information.

Registration for IDBI Bank WhatsApp Banking

1. Save the WhatsApp Number: Add IDBI Bank’s official WhatsApp number, +91-88600-45678, to your phone’s contact list (e.g., as “IDBI Bank”).
2. Initiate Chat: Open WhatsApp, locate the saved IDBI Bank contact, and send a message saying ‘Hi’ from your registered mobile number.
3. Verify OTP: You’ll receive an OTP on your registered mobile number. Enter the OTP in the WhatsApp chat to verify your identity.
4. Accept Terms: Follow the prompts to accept the terms and conditions.
5. Complete Registration: Once verified, you’ll receive a confirmation message, and WhatsApp Banking will be activated.

Benefits of IDBI Bank Mobile Banking

Some of the benefits of IDBI bank mobile banking are given below -

Uses of IDBI Bank Mobile Banking App

You can use IDBI bank mobile banking application in the following ways -

• Accounts – Account Balance, Account Details, Mini-Statement and Account Statement
• Demat – Demat Holdings and Transaction Details
• Bill Payment Services – Presentment Billers (Add Biller, Pay Bill instantly or schedule)
• Fund Transfer to Self and Third-party a/c holder within the Bank
• Fund Transfer to other Bank A/C holders through NEFT
• IMPS (Immediate Payment Service) – Instant Fund Transfer using IFS Code and Account Number or MMID and Mobile Number
• IDBI Bank Credit Card – Pay IDBI Bank Credit Card Bills
• Debit Card Control – Set Card On / Off, Set ATM / POS limit, International Usage On / Off and Hotlist Card
• Cheque Book Request
• Stop Cheque Payment
• Aadhaar Linking Request
• Register for Email Account Statement

How to Reset the Password of IDBI Bank Mobile Banking?

To reset the password for IDBI bank mobile banking , use the methods below -

Open the Go Mobile+ App:

• Launch the IDBI Bank Go Mobile+ app on your smartphone.​

Initiate MPIN Reset:

• On the login screen, tap on the “Forgot MPIN” option.​

Verify Your Identity:

• Enter your Customer ID.
  
• The app will send an SMS from your device to verify your registered mobile number. Ensure that your SIM card with the registered mobile number is active and inserted in the device.​

Authenticate Using Debit Card or Net Banking:

• Choose one of the following methods to authenticate:
  
  • Debit Card: Enter your debit card number and PIN.
    
  • Net Banking: Use your Net Banking User ID and password.

Set New MPIN:

• Upon successful authentication, you will be prompted to set a new 4-digit MPIN.​

Confirmation:

• After setting the new MPIN, you will receive a confirmation message, and you can use the new MPIN to log in to the app.

IDBI Bank Mobile Banking Transaction Limit

The transaction limits for IDBI Bank mobile banking are -