Indian Bank Mobile Banking

Last Updated : May 5, 2025, 12:51 p.m.

Indian Bank Mobile Banking is a secure and convenient digital banking service that allows customers to manage their banking needs directly from their smartphones. The bank’s official mobile app, IndOASIS, is available on both Android and iOS platforms and offers a wide range of financial and non-financial services, accessible 24x7.

It is designed to empower users with instant access to their bank accounts, enabling seamless fund transfers, bill payments, account management, and much more—without the need to visit a branch.

Types of Indian Bank Mobile Banking

Below is a table representing the types of Indian Bank mobile banking and how to access them.

Indian Bank Mobile Banking Registration

Below is a Step-by-Step for Indian Bank Mobile Banking Registration -

Step 1: Download the IndOASIS App

• Go to the Google Play Store or Apple App Store.
  
• Search for “IndOASIS – Indian Bank Mobile Banking”.
  
• Download and install the app.
  

Step 2: Start the Registration Process

1. Open the App.
   
2. Tap on "New User Registration".
   
3. Enter your registered mobile number.
   
4. An OTP will be sent to your mobile—enter it for verification.
   

Step 3: Account Linking

• Select your bank account number from the list (if multiple are linked to the mobile number).
  
• Enter details like debit card number, expiry date, and ATM PIN for authentication.
  

Step 4: Set Security Credentials

• Create a Login Password (to access the app).
  
• Set a 4-digit MPIN (to authorize transactions).
  

Step 5: Registration Complete

• After successful setup, you can log in using your Login Password.
  
• Use MPIN or biometric login (if enabled) for quick access.

Process to Login Indian Bank Mobile Banking App

Below is the process to login to IndOASIS – Indian Bank Mobile Banking App

Step 1: Open the App

• Tap the IndOASIS icon on your phone.

Step 2: Enter Login Credentials

• Enter your Login Password created during registration.

Step 3: MPIN Verification

• Once logged in, you may be asked to enter your MPIN for transaction access.

Step 4: Access Your Dashboard

• After successful login, you'll see your account summary, with options like:
  
  • Balance enquiry
    
  • Fund transfer (IMPS/NEFT/RTGS)
    
  • UPI
    
  • Bill payments, etc.

Indian Bank Whatsapp Mobile Banking

1. Save the official Indian Bank WhatsApp number:
   +91 87544 94444
   
2. Open WhatsApp and send “Hi” to the saved number.
   
3. You’ll receive a menu of services. Reply with the number or keyword to access the desired option.

Benefits of Indian Bank Mobile Banking

The table below encapsulates the benefits of Indian Bank mobile banking.

Uses of Indian Bank Mobile Banking App

Some of the ways the Indian Bank mobile banking application can be used are -

How to Reset the Password of Indian Bank Mobile Banking?

To reset the password (MPIN) for Indian Bank's mobile banking app, IndOASIS (IndSMART), follow these steps:

1. Open the IndOASIS App: Launch the app on your smartphone.
2. Select 'Forgot MPIN': On the login screen, tap the “Forgot MPIN” or “Reset MPIN” option.
3. Enter Required Details:
   • Provide your Customer ID (CIF) or Account Number (found in your passbook or bank statement).
   • Ensure you’re using the registered mobile number linked to your account, as an OTP will be sent for verification.
4. Verify OTP: Enter the One-Time Password (OTP) sent to your registered mobile number.
5. Choose Reset Method:
   • Via ATM/Debit Card: Enter your debit card number, PIN, and expiry date.
   • Via Internet Banking Credentials: If you have active net banking, use your login ID and password.
   • Via Existing MPIN (if applicable): Use your old MPIN if partially remembered or resetting from another device.
6. Set New MPIN: Create a new 4-digit Mobile Banking PIN (MPIN) and confirm it. You may also need to set a new 4-digit Transaction PIN (MTPIN) for authorizing transactions.
7. Confirmation: Once verified, you’ll receive a confirmation message or SMS indicating the MPIN has been successfully reset.

Indian Bank Mobile Banking Transaction Limit

The transaction limits for Indian Bank mobile banking are as follows -