Karur Vysya Bank Mobile Banking

Karur Vysya Bank Mobile Banking

Last Updated : April 29, 2025, 6:15 p.m.

Karur Vysya Bank mobile banking (KVB) offers secure, fast, and user-friendly mobile banking through its official app KVB DLite. Designed for both convenience and safety, the app enables customers to access a wide range of banking services on-the-go—right from their smartphone—without needing to visit a branch.

It supports everything from balance checks to UPI payments, making banking completely digital, paperless, and 24x7.

Types of Karur Vysya Bank Mobile Banking

Types of Karur Vysya Bank Mobile Banking

The different types of KVB mobile banking are given below -

Service TypeDescription

KVB DLite App

Comprehensive mobile banking app for fund transfers, bill payments, account info, etc.

KVB UPI (Unified Payments Interface)

Send/receive money instantly using a UPI ID, mobile number, or QR code.

Missed Call Banking

Give a missed call to get a balance or mini statement.

SMS Banking

Use SMS format to get balance, mini statement, cheque status, etc.

WhatsApp Banking

Get balance info, mini statement, and product info via WhatsApp chat.

Internet Banking (Mobile Browser)

Access a full range of banking services using the mobile browser.

Karur Vysya Bank Mobile Banking Registration

Karur Vysya Bank Mobile Banking Registration

To register for KVB mobile banking, follow the steps below -

Step 1: Download the KVB DLite App

  • Visit the Google Play Store (Android) or App Store (iOS).

  • Search for "KVB DLite" and ensure the developer is Karur Vysya Bank.

  • Download and install the app.

  • Make sure your mobile device meets the minimum OS requirements (Android 4.4+ or iOS 8.0+).

Step 2: Begin Registration

  • Open the KVB DLite app.

  • Tap Register or New User on the login screen.

Step 3: Choose Registration Type

  • Select one of the following:

    • Customer ID (available in passbook, welcome letter, chequebook, or internet banking).

    • Savings Account Number (found on passbook or account statements).

Step 4: Enter Required Details

  • Enter:

    • Registered Mobile Number (the one linked to your bank account).

    • Debit Card Details:

      • The last 6 digits of the debit card number.

      • ATM PIN (4-digit PIN of your debit card).

      • Debit Card expiry date (MMYY format).

    • Customer ID or Account Number based on your selection.

Step 5: Verify with OTP

  • Receive an OTP on your registered mobile number.

  • Enter the OTP in the app to verify your mobile number.

Step 6: Set MPIN

  • Create a 4-digit MPIN (Mobile Banking PIN) for secure app login.

  • Confirm the MPIN by entering it again.

  • (Optional) You can later enable Fingerprint Login in User Profile for quick access.

Step 7: Accept Terms and Complete Registration

  • Read and accept the Terms and Conditions.

  • Tap Submit to finalize the registration.

Step 8: First Login

  • Use your Customer ID and newly created MPIN to log in.

  • You may receive an OTP during first-time login for device verification.

  • Once logged in, you can:

    • View account balances.

    • Transfer funds.

    • Pay bills.

    • Access many more mobile banking services.

Process to Login Karur Vysya Bank Mobile Banking App

Step 1: Open the App

  • Launch the KVB DLite App on your smartphone.
  • Ensure your internet connection is active.

Step 2: Enter Login Credentials

  • Customer ID: Enter the unique ID provided by the bank.
  • MPIN: Input the 4-digit MPIN you set during registration.

Step 3: OTP Verification (First-Time Login Only)

  • If this is your first login or you're logging in from a new device, you may receive an OTP.
  • Enter the OTP sent to your registered mobile number to complete device verification.

Step 4: Access Banking Features

Once logged in, you can:

  • View account balance and mini-statement
  • Transfer funds via IMPS, NEFT, UPI
  • Pay bills and recharge
  • Access loan, deposit, and card details
  • Customize the dashboard for easy navigation.

Karur Vysya Bank Whatsapp Mobile Banking

KVB WhatsApp mobile Banking allows you to perform basic banking tasks by simply chatting on WhatsApp. It’s fast, secure, and available 24/7.

How to Activate KVB WhatsApp Banking

  1. Save KVB’s WhatsApp number:
    8884442222
  2. Start Chatting:
    • Open WhatsApp and send "Hi" to this number.
  3. Get Menu Options:
    • You’ll receive an interactive menu with available banking services.
    • Reply with the number or keyword for the service you want.

Benefits of Karur Vysya Bank Mobile Banking

Some of the benefits of KVB mobile banking are -

  • Customers can perform multiple banking operations in one app
  • Customers can perform transfers without the hassle of adding beneficiaries
  • Customers with FASTags can pay the toll at toll plazas without having to stop the vehicle, by simply scanning the TAG at the TAG lanes.

Uses of Karur Vysya Bank Mobile Banking App

Uses of Karur Vysya Bank Mobile Banking App

Some of the uses of KVB mobile banking are listed below -

  • KVB Balance Enquiry which can be done by clicking on the ‘Check Balance’ button
  • To transfer funds
  • To make utility bills or credit card bill payments
  • To check details related to the savings accounts, loans, and deposit accounts,
  • To invest in stocks, buy sovereign gold bonds or seek information regarding general insurance, click on ‘Invest & Insure’
  • To make transactions via UPI, click on
  • To upgrade the debit card and the Aadhar card, click on
  • To open a PPF account online, click on

How to Reset the Password of Karur Vysya Bank Mobile Banking?

To reset the password for KVB mobile banking,

Option 1: Using the “Forgot MPIN” Option in KVB DLite App

  1. Open the KVB DLite App on your smartphone.
  2. On the login screen, tap on "Forgot MPIN".
  3. Enter required details:
    • Registered Mobile Number.
    • Customer ID or Account Number.
    • Last 6 digits of your Debit Card Number.
    • ATM PIN and Card Expiry Date (MMYY).
  4. OTP Verification:
    • An OTP will be sent to your registered mobile number.
    • Enter the OTP to verify.
  5. Set New MPIN:
    • Create a new 4-digit MPIN.
    • Confirm the MPIN by re-entering it.
  6. Login Again:
    • Use your Customer ID + new MPIN to access the app.

Option 2: Re-register from the App (If App Is Reinstalled or Credentials Lost)

  1. Delete and reinstall the KVB DLite App.
  2. Choose New Registration.
  3. Follow the same registration steps using your Debit Card, ATM PIN, and OTP.
  4. Set a new MPIN during the registration process.

Karur Vysya Bank Mobile Banking Transaction Limit

The transaction limits for KVB mobile banking are listed below -

Transaction TypePer Transaction LimitDaily Limit

IMPS (P2A / P2P)

₹2,00,000

₹5,00,000

NEFT

₹10,00,000

₹10,00,000

RTGS

₹2,00,000 (min)

No upper cap (within app limit)

UPI (via KVB UPI)

₹1,00,000

₹1,00,000

Bill Payments / Recharges

₹5,000 – ₹10,000

As per the biller cap

Account Balance / Enquiry

N/A

Unlimited

Frequently Asked Questions (FAQs)

How to activate mobile banking in KVB?

How to check balance in KVB bank?

How to activate netbanking in KVB?

Related Post

Know Your CIBIL Score, Enjoy Better Loan Approvals!
Check Your Free CIBIL Score Now!