Karur Vysya Bank UPI

Last Updated : July 21, 2025, 3:45 p.m.

Karur Vysya Bank (KVB) offers a seamless and secure Unified Payments Interface (UPI) service through its BHIM KVB Upay and KVB DLite mobile banking apps. This guide provides detailed information on the benefits, registration process, transaction limits, and more for KVB’s UPI services.

Benefits of Karur Vysya Bank UPI App

• Instant Transactions : Send and receive money instantly using Virtual Payment Address (VPA), Aadhaar number, or account details through KVB’s UPI app, BHIM KVB Upay, or KVB DLite.
• Secure Payments : Two-factor authentication ensures safe and secure transactions.
• Convenience : Perform financial transactions anytime, anywhere without needing to visit a bank branch.
• Multiple Identifiers : Pay using VPA, account number with IFSC, mobile number with MMID, or Aadhaar number.
• QR Code Payments : Generate or scan QR codes to make or receive payments effortlessly.
• Wide Range of Services : Pay bills, recharge FASTag, shop online, and transfer funds seamlessly.
• User-Friendly Interface : KVB DLite and BHIM KVB Upay apps are designed for ease of use, supporting both financial and non-financial transactions.

How to Register Karur Vysya Bank UPI App?

To register for KVB’s UPI services via the KVB DLite or BHIM KVB Upay app, follow these steps:

1. Download the App : Install the KVB DLite or BHIM KVB Upay app from the Google Play Store or Apple App Store.
2. Register for Mobile Banking :
   • Open the app and select “Register for Mobile Banking.”
   • Enter your nickname, customer ID, or registered mobile number.
3. OTP Verification :
   • An OTP will be sent to your registered mobile number.
   • Enter the OTP to validate your identity.
4. Authenticate :
   • Authenticate using your debit card details (card number, ATM PIN, expiry date) or Internet Banking credentials.
5. Set Pins :
   • Set a 6-digit login PIN and a 4-digit mPIN (UPI PIN) for transactions.
6. Complete Registration :
   • Once the pins are set, your UPI account is ready for use.
   • Note: Never share your ATM card number, PIN, CVV, OTP, or UPI PIN with anyone.

Karur Vysya Bank UPI Limit Daily / Per Month

• Daily Transaction Limit : KVB allows UPI transactions up to ₹50,000 per day to other bank accounts without adding a beneficiary. The National Payments Corporation of India (NPCI) sets a general UPI limit of ₹1,00,000 per day across all UPI apps, but KVB’s specific limit may vary.
• Monthly Transaction Limit : NPCI does not specify a monthly limit, but banks may impose their own restrictions. For precise monthly limits, contact KVB customer care.
• UPI Lite Limit : For low-value transactions (below ₹500), KVB UPI Lite allows payments without utilizing the bank’s core systems in real-time, with a daily limit typically aligned with NPCI guidelines (e.g., ₹10,000 for minimal KYC users).

How to Increase Karur Vysya Bank UPI Limit?

To increase your KVB UPI transaction limit:

1. Complete Full KYC : Ensure your account has full KYC verification, as minimal KYC accounts have lower limits (e.g., ₹10,000/day). Full KYC can increase limits significantly, potentially up to ₹2,00,000 per transaction or ₹4,00,000 per day, depending on bank policies.
2. Contact KVB Customer Care : Reach out to KVB customer support at 1860-258-1916 or email customersupport@kvbmail.com to request a limit increase.
3. Visit a Branch : For personalized assistance, visit a KVB branch to update your account details and request a higher transaction limit.
4. Check App Settings : Some apps allow limit adjustments in the “My Money” or profile section after KYC verification. Confirm with KVB’s app for specific options.

How to Transfer Money by Using Karur Vysya Bank UPI?

1. Log In : Open the KVB DLite or BHIM KVB Upay app and log in using your 6-digit login PIN.
2. Select UPI Option : Navigate to the “BHIM UPI” or “Fund Transfer” section.
3. Choose Payee :
   • Enter the recipient’s VPA, mobile number with MMID, account number with IFSC, or Aadhaar number.
   • Alternatively, scan a QR code for merchant or peer-to-peer payments.
4. Enter Amount and Description : Input the amount to transfer and add a remark (optional).
5. Authorize Transaction : Enter your 4-digit UPI PIN to confirm the transaction.
6. Confirmation : You’ll receive a notification confirming the transaction. Funds are transferred instantly via IMPS or UPI infrastructure.

How to Receive Money Through Karur Vysya Bank UPI?

1. Share VPA or QR Code :
   • Provide your VPA (e.g., yourname@kvb) to the sender.
   • Alternatively, generate a QR code in the KVB DLite or BHIM KVB Upay app and share it.
2. Receive Collect Request :
   • If someone sends a collect request, you’ll receive a notification in the app.
   • Approve the request by entering your UPI PIN.
3. Funds Credited : The money is credited instantly to your linked bank account set as primary in the app.
4. Check Balance : View the updated balance in the app or by giving a missed call to 09266292666.

Karur Vysya Bank UPI Customer Care Number

For any issues or inquiries related to KVB UPI services:

• Toll-Free Number : 1860-258-1916 (local charges may apply)
• Email : customersupport@kvbmail.com (use your registered email ID)
• WhatsApp Banking : 9176994444
• Branch Visit : Visit the nearest KVB branch for in-person assistance.