RBL Bank Mobile Banking

RBL Bank Mobile Banking

Last Updated : April 30, 2025, 3:35 p.m.

RBL Bank Mobile Banking offers a convenient, secure, and user-friendly digital platform that allows customers to manage their bank accounts and perform transactions anytime, anywhere. Through its mobile apps – RBL MoBank, RBL MyCard, and RBL Pay, the bank provides a range of services for both retail and credit card customers.

RBL Bank’s mobile banking ensures a smart, paperless, and branchless banking experience, empowering users with the tools to control their finances on the go.

Types of RBL Bank Mobile Banking

Types of RBL Bank Mobile Banking

The types of RBL Bank mobile banking are given below -

Service TypePlatform / ChannelKey Features

RBL MoBank 2.0 App

Android & iOS App

Full-service mobile banking: fund transfers (NEFT, IMPS, UPI), bill pay, cards, FD/RD, etc.

RBL MoBank Lite

Android App (Lite version)

A lightweight app with essential banking services for low-data usage devices

RBL UPI Services

Built-in & 3rd-party UPI apps

Instant money transfers using UPI ID, mobile number, or QR code

RBL WhatsApp Banking

WhatsApp Chat

Balance enquiry, mini statements, cheque status, loan details via chat

SMS Banking

SMS from registered number

Check balance, mini statement, cheque status using SMS keywords

Missed Call Banking

Call from registered number

Give a missed call to check balance or get mini statements

Mobile Web Banking

Mobile browser

Access Internet Banking from smartphone browsers for account and payments

RBL Bank Mobile Banking Registration

To register on RBL Bank mobile banking, follow the given steps -

RBL Bank Mobile Banking Registration

  • Download the App: Install the RBL MoBank 2.0 app from the Google Play Store (for Android) or App Store (for iOS).
  • Open the App: Launch the app on your smartphone.
  • Register: Click on ‘Register and Create mPIN’.
  • Enter Details: Provide your net banking credentials or debit card details to create a unique 6-digit mPIN, then click ‘Continue’.
  • Verify OTP: Enter the OTP sent to your registered mobile number to validate the registration.
  • Set mPIN: Submit the OTP to generate your mPIN, which you’ll use to log in.

Process to Login RBL Bank Mobile Banking App

To log in to the RBL Bank Mobile Banking App (RBL MoBank 2.0), follow these steps:

Process to Login RBL Bank Mobile Banking App

  1. Open the App: Launch the RBL MoBank 2.0 app on your smartphone.
  2. Enter mPIN: Input your 6-digit mPIN that you set during registration.
  3. Authenticate: If prompted, verify your identity using biometric authentication (fingerprint/face ID) or the mPIN again.
  4. Access Dashboard: Once authenticated, you’ll be logged in and directed to the app’s dashboard.

RBL Bank Whatsapp Mobile Banking

To start whatsapp banking for RBL Bank,

  • Save the Official Number: Add 84335 98888 to your contacts.
  • Initiate Chat: Send “Hi RBL” from your registered mobile number via WhatsApp.
  • Explore Services: Follow the on-screen menu to access various banking services.

Benefits of RBL Bank Mobile Banking

Some of the benefits of RBL Bank mobile banking are given below -

  • Access banking services anytime, anywhere.
  • View account balance, mini-statements, and transaction history.
  • Fund transfers via IMPS, NEFT, RTGS, and UPI.
  • Intuitive mobile app design for easy navigation.
  • Personalized dashboard with quick access to frequent services.
  • Secure login via MPIN, fingerprint, or Face ID.
  • Access quick services via RBL WhatsApp Banking.
  • Reduces the need for paper statements or receipts.

Uses of RBL Bank Mobile Banking App

You can use RBL Bank mobile banking for -

  1. Account Management
  2. Fund Transfers
  3. Bill Payments & Recharges
  4. Card Services
  5. Investments
  6. Loan Services
  7. Customer Service Access
  8. WhatsApp Banking & Notifications

How to Reset the Password of RBL Bank Mobile Banking?

To reset the password (mPIN) for RBL Bank Mobile Banking (RBL MoBank 2.0 app), follow these steps:

  1. Open the App: Launch the RBL MoBank 2.0 app on your smartphone.
  2. Select Forgot mPIN: On the login screen, tap on the ‘Forgot mPIN’ or ‘Reset mPIN’ option.
  3. Enter Details: Provide your registered mobile number, account number, or debit card details as prompted.
  4. Verify OTP: Enter the OTP sent to your registered mobile number to authenticate your identity.
  5. Set New mPIN: Create a new 6-digit mPIN and confirm it.
  6. Submit: Submit the details to complete the reset process.

RBL Bank Mobile Banking Transaction Limit

The transaction limits for RBL Bank mobile banking are as follows -

Transaction TypeLimitNotes

UPI (Unified Payments Interface)

₹1,00,000 per day

Applicable for payments via UPI apps and RBL MyCard App.

IMPS (Immediate Payment Service)

₹5,00,000 per transaction and per day

Available 24x7 via mobile or internet banking.

NEFT/RTGS via Mobile Banking

₹1,00,000 per day

Standard daily cap for mobile banking fund transfers.

Debit Card ATM Withdrawal

Varies by card type (e.g., ₹50,000–₹1,50,000 per day)

Limits depend on the specific debit card variant.

Debit Card POS/Online Spend

Varies by card type (e.g., ₹1,00,000–₹3,00,000 per day)

Limits depend on the specific debit card variant.

UPI Lite (Offline UPI)

₹500 per transaction; ₹4,000 daily cumulative limit

Designed for small-value offline transactions.

Frequently Asked Questions (FAQs)

How to activate mobile banking in RBL Bank?

How do I check my RBL balance?

What is the WhatsApp number for RBL Bank?

How to register a mobile number for mobile banking?

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