RBL Bank Mobile Banking

Last Updated : April 30, 2025, 3:35 p.m.
RBL Bank Mobile Banking offers a convenient, secure, and user-friendly digital platform that allows customers to manage their bank accounts and perform transactions anytime, anywhere. Through its mobile apps – RBL MoBank, RBL MyCard, and RBL Pay, the bank provides a range of services for both retail and credit card customers.
RBL Bank’s mobile banking ensures a smart, paperless, and branchless banking experience, empowering users with the tools to control their finances on the go.
Types of RBL Bank Mobile Banking
The types of RBL Bank mobile banking are given below -
Service Type | Platform / Channel | Key Features |
---|---|---|
RBL MoBank 2.0 App | Android & iOS App | Full-service mobile banking: fund transfers (NEFT, IMPS, UPI), bill pay, cards, FD/RD, etc. |
RBL MoBank Lite | Android App (Lite version) | A lightweight app with essential banking services for low-data usage devices |
RBL UPI Services | Built-in & 3rd-party UPI apps | Instant money transfers using UPI ID, mobile number, or QR code |
RBL WhatsApp Banking | WhatsApp Chat | Balance enquiry, mini statements, cheque status, loan details via chat |
SMS Banking | SMS from registered number | Check balance, mini statement, cheque status using SMS keywords |
Missed Call Banking | Call from registered number | Give a missed call to check balance or get mini statements |
Mobile Web Banking | Mobile browser | Access Internet Banking from smartphone browsers for account and payments |
RBL Bank Mobile Banking Registration
To register on RBL Bank mobile banking, follow the given steps -
- Download the App: Install the RBL MoBank 2.0 app from the Google Play Store (for Android) or App Store (for iOS).
- Open the App: Launch the app on your smartphone.
- Register: Click on ‘Register and Create mPIN’.
- Enter Details: Provide your net banking credentials or debit card details to create a unique 6-digit mPIN, then click ‘Continue’.
- Verify OTP: Enter the OTP sent to your registered mobile number to validate the registration.
- Set mPIN: Submit the OTP to generate your mPIN, which you’ll use to log in.
Process to Login RBL Bank Mobile Banking App
To log in to the RBL Bank Mobile Banking App (RBL MoBank 2.0), follow these steps:
- Open the App: Launch the RBL MoBank 2.0 app on your smartphone.
- Enter mPIN: Input your 6-digit mPIN that you set during registration.
- Authenticate: If prompted, verify your identity using biometric authentication (fingerprint/face ID) or the mPIN again.
- Access Dashboard: Once authenticated, you’ll be logged in and directed to the app’s dashboard.
RBL Bank Whatsapp Mobile Banking
To start whatsapp banking for RBL Bank,
- Save the Official Number: Add 84335 98888 to your contacts.
- Initiate Chat: Send “Hi RBL” from your registered mobile number via WhatsApp.
- Explore Services: Follow the on-screen menu to access various banking services.
Benefits of RBL Bank Mobile Banking
Some of the benefits of RBL Bank mobile banking are given below -
- Access banking services anytime, anywhere.
- View account balance, mini-statements, and transaction history.
- Fund transfers via IMPS, NEFT, RTGS, and UPI.
- Intuitive mobile app design for easy navigation.
- Personalized dashboard with quick access to frequent services.
- Secure login via MPIN, fingerprint, or Face ID.
- Access quick services via RBL WhatsApp Banking.
- Reduces the need for paper statements or receipts.
Uses of RBL Bank Mobile Banking App
You can use RBL Bank mobile banking for -
- Account Management
- Fund Transfers
- Bill Payments & Recharges
- Card Services
- Investments
- Loan Services
- Customer Service Access
- WhatsApp Banking & Notifications
How to Reset the Password of RBL Bank Mobile Banking?
To reset the password (mPIN) for RBL Bank Mobile Banking (RBL MoBank 2.0 app), follow these steps:
- Open the App: Launch the RBL MoBank 2.0 app on your smartphone.
- Select Forgot mPIN: On the login screen, tap on the ‘Forgot mPIN’ or ‘Reset mPIN’ option.
- Enter Details: Provide your registered mobile number, account number, or debit card details as prompted.
- Verify OTP: Enter the OTP sent to your registered mobile number to authenticate your identity.
- Set New mPIN: Create a new 6-digit mPIN and confirm it.
- Submit: Submit the details to complete the reset process.
RBL Bank Mobile Banking Transaction Limit
The transaction limits for RBL Bank mobile banking are as follows -
Transaction Type | Limit | Notes |
---|---|---|
UPI (Unified Payments Interface) | ₹1,00,000 per day | Applicable for payments via UPI apps and RBL MyCard App. |
IMPS (Immediate Payment Service) | ₹5,00,000 per transaction and per day | Available 24x7 via mobile or internet banking. |
NEFT/RTGS via Mobile Banking | ₹1,00,000 per day | Standard daily cap for mobile banking fund transfers. |
Debit Card ATM Withdrawal | Varies by card type (e.g., ₹50,000–₹1,50,000 per day) | Limits depend on the specific debit card variant. |
Debit Card POS/Online Spend | Varies by card type (e.g., ₹1,00,000–₹3,00,000 per day) | Limits depend on the specific debit card variant. |
UPI Lite (Offline UPI) | ₹500 per transaction; ₹4,000 daily cumulative limit | Designed for small-value offline transactions. |
Frequently Asked Questions (FAQs)