South Indian Bank Mobile Banking

Last Updated : April 30, 2025, 5:44 p.m.

South Indian Bank Mobile Banking, offered through the SIB Mirror+ app, is a user-friendly platform that enables customers to manage their finances conveniently from their smartphones. Available on Android and iOS, the app provides secure access to a wide range of banking services, including account management, fund transfers (NEFT, RTGS, IMPS, UPI), bill payments, mobile/DTH recharges, deposit creation, loan applications, and debit card management.

With features like mPIN and biometric authentication, it ensures robust security. Designed for savings, current, NRE/NRO account holders, SIB Mirror+ offers seamless banking on the go, with an active internet connection (GPRS/2G/3G/4G). The service is free for the first 6 months, followed by a nominal annual fee (₹75 for domestic, ₹150 for NRI).

Types of South Indian Bank Mobile Banking

The types of South Indian Bank mobile banking services are as follows -

South Indian Bank Mobile Banking Registration

To register on South Indian Bank mobile banking,

• Download the App: Install the SIB Mirror+ app from the Google Play Store (Android) or App Store (iOS).
• Open the App: Launch the SIB Mirror+ app on your smartphone.
• Select Registration: Choose the ‘Self Registration’ option for mobile banking.
• Enter Details: Provide your ATM card credentials (card number, PIN, and expiry date) and your registered mobile number.
• Verify OTP: Enter the OTP sent to your registered mobile number to authenticate.
• Set mPIN: Create a 6-digit mPIN for secure login and confirm it.
• Complete Registration: Submit the details to activate mobile banking.

Process to Login South Indian Bank Mobile Banking App

The process to log into the South Indian Bank mobile banking application is -

Step 1: Open the App

• Launch SIB Mirror+ on your smartphone.

Step 2: Accept Terms

• Read and accept the terms & conditions.

Step 3: Mobile Number Verification

• Enter your registered mobile number.
  
• The app sends a silent SMS from your phone to verify the number (ensure sufficient balance and network signal).

Step 4: Set MPIN

• Create a 4-digit or 6-digit MPIN to secure the app.
  
• Re-enter to confirm.
  
• Optionally enable biometric login (fingerprint/face ID).

Step 5: First-Time User Activation

• If it’s your first login, register using:
  
  • Debit Card details (card number, expiry, PIN), or
    
  • Internet banking credentials (User ID & Password).
    
• You’ll receive an OTP on your registered mobile number to confirm.

Step 6: Login

• After successful registration, use your MPIN (or fingerprint) to log in instantly.

South Indian Bank Whatsapp Mobile Banking

To access Whatsapp banking for South Indian Bank,

1. Save the Official Number: Add 9895 900 555 to your contacts.
   
2. Initiate Chat: Send “Hi” from your registered mobile number via WhatsApp.
   
3. Complete Registration:
   
   • Accept the Terms and Conditions.
     
   • Enter the OTP received on your registered mobile number.
     

Once registered, you can start accessing various banking services through WhatsApp. ​

Benefits of South Indian Bank Mobile Banking

Some benefits of South Indian Bank mobile banking are -

• Convenient Access: Manage your accounts, check balances, and view transaction history anytime, anywhere using your smartphone.
• Seamless Fund Transfers: Transfer money instantly within SIB accounts or to other banks via NEFT, RTGS, IMPS, or UPI.
• Bill Payments and Recharges: Pay utility bills, mobile/DTH recharges, and insurance premiums quickly and securely.
• Digital Services: Open fixed/recurring deposits, apply for loans, or invest in mutual funds directly through the app.
• Enhanced Security: Secure transactions with mPIN, biometric authentication, and OTP verification for added safety.
• Card Management: Block/unblock debit cards, set transaction limits, and manage card preferences on the go.

Uses of South Indian Bank Mobile Banking App

You can use South Indian Bank mobile banking for -

Check Account Balance:

• From the dashboard, select your account (SB/CA/NRE/NRO).
• View current balance and recent transactions.

Fund Transfers:

• Go to ‘Fund Transfer’ or ‘Payments’.
• Choose transfer type: Within SIB, NEFT, RTGS, IMPS, or UPI.
• Enter beneficiary details (account number, IFSC, or UPI ID), amount, and remarks.
• Authenticate with mPIN or OTP to complete the transfer.

Bill Payments and Recharges:

• Navigate to ‘Bill Payments’ or ‘Recharges’.
• Select category (electricity, water, mobile, DTH, etc.).
• Enter biller details or phone number, amount, and confirm payment via mPIN.

Deposit and Investment Services:

• Select ‘Deposits’ to open fixed or recurring deposits.
• Choose ‘Investments’ for mutual funds or other schemes.
• Follow prompts to set terms and confirm with mPIN.

Card Management:

• Go to ‘Card Services’ to block/unblock your debit card.
• Set transaction limits or enable/disable online payments.

Other Services:

• Apply for loans or credit cards under ‘Apply Now’.
• Request cheque books or stop payments in ‘Service Requests’.
• View e-statements or manage beneficiaries.

How to Reset the Password of South Indian Bank Mobile Banking?

To reset the password for South Indian Bank mobile banking,

Open the App: Launch the SIB Mirror+ app on your mobile.

Tap on “Forgot MPIN”: Available on the login screen.

Enter Required Details:

• Registered Mobile Number
  
• Customer ID or Account Number
  
• Date of Birth or PAN (for verification)

Authenticate via OTP:

• An OTP will be sent to your registered mobile number.
  
• Enter the OTP in the app.

Set New MPIN:

• Create a new 4-digit MPIN.
  
• Re-enter to confirm.

Login:

• Use the new MPIN to log in to the app.

South Indian Bank Mobile Banking Transaction Limit

The transaction limits for South Indian Bank mobile banking are -