YES Bank Mobile Banking

Last Updated : April 30, 2025, 6:38 p.m.

Yes Bank Mobile Banking, offered through the YES Mobile app, is a secure and user-friendly platform that enables customers to manage their finances conveniently from their smartphones. Available on Android and iOS, the app provides 24/7 access to a wide range of services, including account balance checks, fund transfers (IMPS, NEFT, RTGS, UPI), bill payments, mobile/DTH recharges, fixed deposit creation, loan applications, and debit card management.

With robust security features like APIN, MPIN, biometric authentication (fingerprint/face ID), and OTP verification, it ensures safe transactions. Designed for Savings, Current, NRE/NRO account holders, YES Mobile requires a registered mobile number and an active internet connection. The service is free, though standard data charges may apply, offering a seamless banking experience on the go.

Types of Yes Bank Mobile Banking

The different types of YES Bank mobile banking are -

Yes Bank Mobile Banking Registration

To register for Yes Bank Mobile Banking using the YES Mobile app, follow these steps:

1. Download the App: Install the YES Mobile app from the Google Play Store (Android) or App Store (iOS).
2. Open the App: Launch the app on your smartphone.
3. Initiate Registration: Tap the ‘Login’ button, then select ‘Register’.
4. Choose Authentication Method: Authenticate using one of the following:
   • Debit Card: Enter Customer ID, Debit Card Number, and PIN.
   • Credit Card: Enter Credit Card Number, Date of Birth, and Expiry Date.
   • Net Banking: Enter Net Banking username and password.
   • Customer Information: Enter Customer ID, Date of Birth, and PAN Card number.
5. Verify OTP: Enter the OTP sent to your registered mobile number and tap ‘Submit’.
6. Set APIN and MPIN:
   • Create a 6-digit MPIN (Application PIN) for login.
   • Create a 6-digit MPIN for authorizing financial transactions.
7. Optional Biometric Setup: Opt for fingerprint or face ID authentication for quicker, secure logins.
8. Complete Registration: Receive a confirmation message indicating successful registration.

Process to Login Yes Bank Mobile Banking App

The process to log into the Yes Bank mobile banking application is as follows -

Download the App:

• For Android:
  
• For iOS:

Launch the App:

• Open the YES Mobile app on your smartphone.​

Initiate Registration:

• Tap on the ‘Login’ button to start the registration process.​

Authenticate Your Account:

• Choose one of the following methods to authenticate:
  
  • Debit Card: Enter your debit card number and PIN.
    
  • Net Banking: Use your Retail NetBanking User ID and password.
    
  • Customer Details: Provide your Customer ID, Date of Birth, and PAN card number.

OTP Verification:

• Enter the One-Time Password (OTP) sent to your registered mobile number to verify your identity.​

Set Up Security Credentials:

• Create a 6-digit Application PIN (APIN) for app login.
  
• Set a separate Mobile PIN (MPIN) to authorize transactions.​

Enable Biometric Login (Optional):

• For added convenience, you can enable fingerprint or face recognition for future logins.​

Access Your Account:

• Use your newly created APIN (or biometric login) to access your YES BANK account through the app.

Yes Bank Whatsapp Mobile Banking

To start Whatsapp Bank with Yes Bank follow the steps below -

1. Save the Official Number : Add +91-829-120-1200 to your phone's contacts.​
2. Start a Chat : Open WhatsApp and send a message with the word "Hi" to the saved number.​
3. Receive OTP : You will receive a One-Time Password (OTP) on your registered mobile number.​
4. Authenticate : Enter the OTP in the WhatsApp chat to authenticate your account.​
5. Access Services : Once authenticated, you can start using various banking services by typing your query or selecting from the options provided.​

Benefits of Yes Bank Mobile Banking

Some of the benefits of Yes Bank mobile banking are -

• Convenient Banking: Access and manage accounts, check balances, and view transaction history anytime, anywhere using your smartphone.
• Seamless Fund Transfers: Perform instant transfers within Yes Bank or to other banks via IMPS, NEFT, RTGS, or UPI with ease.
• Bill Payments and Recharges: Pay utility bills, credit card dues, and mobile/DTH recharges quickly and securely.
• Investment and Loan Services: Open fixed deposits, apply for loans, or invest in mutual funds directly through the app.
• Card and Account Management: Block/unblock debit cards, set transaction limits, and manage account preferences on the go.
• Enhanced Security: Ensure safe transactions with APIN, MPIN, biometric authentication (fingerprint/face ID), and OTP verification.

Uses of Yes Bank Mobile Banking App

You can use the Yes Bank mobile bank banking application for the following -

1. Account Management
2. Fund Transfer & Payments
3. Loan Services
4. Card Services
5. Investments
6. Personalized Services
7. Security Features

How to Reset the Password of Yes Bank Mobile Banking?

To reset the password for Yes Bank mobile banking, follow the steps below -

• Open the App: Launch the YES Mobile app on your smartphone.
• Select Forgot APIN: On the login screen, tap ‘Forgot APIN’.
• Authenticate Identity:
• Choose an authentication method: Debit Card (Card Number, PIN), Credit Card (Card Number, DOB, Expiry Date), Net Banking (Username, Password), or Customer Information (Customer ID, DOB, PAN).
• Enter the required details.
• Verify OTP: Enter the OTP sent to your registered mobile number.
• Set New APIN: Create a new 6-digit APIN and confirm it.
• Submit: Complete the process to reset your APIN.

Yes Bank Mobile Banking Transaction Limit

The transaction limits for Yes Bank mobile banking are -