Canara Bank Ahmedabad
Last Updated : May 12, 2018, 2:41 p.m.
About Canara Bank
Canara bank is one of the leading banks in India that was set up in 1906. The bank was set up in Mangalore, a small town in the state of Karnataka. The bank has been established more than a century ago. The bank has outgrown since its first branch was established and now the network has spread all across the country. The bank has many branches opened in the city of Ahmedabad to serve the various section of people in the city. Also, it is one of the important destination in terms of investment and businesses is the main occupation of the people living in the town. Canara bank offers the financial security to all these companies and businesses.
Canara bank is a customer- centric bank which has served the people of the country for more than 100 years and still continues to be the best when it comes to customer satisfaction. All their products are modeled according to the needs of the customer and it offers its quality service to all sections of the society. Its aim is to a preferred bank globally and enhances the money of its customer and shareholders by maintaining the world- class operational efficiency. The bank desires to continue the smooth functioning and keep improving with time with the help of latest technology.
Address of Canara Bank Branches in Ahmedabad
| Branch Name | Address | IFSC Code | MICR | Contact Details | |||
|---|---|---|---|---|---|---|---|
| Naroda, Ahmedabad | Survey No.391395, , Near G.D.High School , Bus Stand Ahmedabad 382346 Gujarat | CNRB0000173 | 380015007 | 079-22822898 | |||
| Paldi, Ahmedabad | 23b, Brahma Kshatriya Society , Shantivan, Narayan Nagar Road, , Paldi, Ahmedabad 380007 Gujarat | CNRB0000174 | 380015010 | 079-26644163 | |||
| Kankaria, Ahmedabad | 78, Bharat Society, , Ved Mandir Road, Kankaria, , Ahmedabad 380022 , | CNRB0000175 | 380015008 | 079-25452765 | |||
| Sharda Society, Ahmedabad | 1, Girikunj Coop Hsng Society, , New Sharada Main Road, , Ahmedabad 380007 Gujarat | CNRB0000176 | 380015011 | 079-26602790 | |||
| ?foreign Department, Ahmedabad | 4th Floor, A Wing, Navdeep Building, Ashram Road, Ahmedabad - 380014 | CNRB0000269 | 380015017 | 079 - 7540892 | |||
| Ahmedabad Navrangpura | Pb No.4035, Near Police Station, Navarangpura, , Ahmedabad - 380009 | CNRB0000280 | 380015013 | 079-6440292 | |||
| Old Sachivalaya, Ahmedabad | Azad Society, P.O., , Old Sachivalaya, , Ahmedabad 380015 | CNRB0000281 | 380015016 | 079-26303242 | |||
| Ahmedabad Maninagar | P B No.9012, Avishanand Apts, , Plot No.117/1 T.P, Sch.No.4, , Behind Sindhi Market, Ahmedabad 8 | CNRB0000282 | 380015009 | 079 - 5469125 | |||
| Revdi Bazar, Ahmedabad | Post Box No.1083, Revdi Bazar, , Ahmedabad 380002 | CNRB0000301 | 380015006 | 079-2143827 | |||
| Ahmedabad Bhadra (MAIN) | Krishna House, Opp.Advance Cine, Post Bag No.192, Bhadra, , Ahmedabad 380001 | CNRB0000317 | 380015003 | 079 - 5507535 | |||
| Naranpura | Ahmedabad Naranpura, 3b Shivshankar Society, , Amikunj Bus Stop, Naranpura, Ahmedabad 380013 | CNRB0000981 | 380015014 | 079-26574564 | |||
| Ashram Road, Ahmedabad | Pb No.4101, Narayan Chambers Near Nehru bridge, Ashram Rd Ahmedabad - 380009 | CNRB0001321 | 380015012 | 079-26579619 | |||
| Ahmedabad Sabarmati | Near Panchsheel Hospital, Highway, Sabarmati, Ahmedabad 380005 | CNRB0001414 | 380015015 | 079 - 7506865 | |||
| Capital Market | Narayana Chamber, , Ground Floor, Ashram Road, Ahmedabad - 380009 | CNRB0002496 | 380015018 | 079-26578837 |
Products Offered by the Canara Bank in Ahmedabad
Canara bank has the experience of more than 100 years in customer satisfaction. It provides all types of products and services that help the customer to meet all their requirements. The different types of products like home loan, personal loan, gold loan, loan against property, vehicle loan etc are provided in all the branches of Canara bank. To increase your money it opens the fixed deposit account and makes sure that your money is safe and you get the high return on the deposit money. It is one of the best options for all the banking solutions.
Basic details about Canara Bank products
| Product | Eligibility | Loan Amount | Interest Rate | Processing Fee | Tenure |
|---|---|---|---|---|---|
| Home Loan | The age of the applicant should be between 18 - 65 years Salaried individuals with minimum 3 years experience Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years | For salaried Individuals - Up to 4 years gross salary Self-Employed Individuals & Business person- Up to 4 years gross annual income For repairs & renovations - Up to ₹ 15 lacs | 8.85% - 11.25% | 0.50% of the loan amount | Up to 30 years or until attaining age of 70 years |
| Personal Loan | Permanent employees of reputed PSUs and Joint Stock Companies Confirmed Central / State Government officials Lecturers / Asst. Professors / Professors of Colleges / Research Institutions and Universities The salary account of the employee should be maintained with the branch The minimum net salary should not be less than 25% or Rs.10,000/- per month whichever is higher | Salaried - 6 month’s gross salary or ₹ 3,00,000 whichever is lower | 11.75% - 16.25% | 0.5% of the loan amount | Up to 5 years |
| Vehicle Loan | Eligible Segments - Individuals, professionals, reputed firms and companies Minimum annual gross salary of the individuals should ₹ 3 lacs The non-individuals candidates should have minimum gross income of ₹ 3 lacs per month | New Car - No maximum limit Used Car - 75% of the agreed value | 7.30% Onwards | 0.25% of the loan amount | For new vehicles - 7 years For used vehicles - 5 years |
| Loan Against Property | Existing customers having satisfactory dealing with the bank New customers with healthy credit history | Up to 50% of the property value or maximum ₹ 10 crores | 9.95 - 14.90% p.a. | 1% of the loan amount | Up to 7 years |
| Gold Loan | Existing Saving Bank customers or new customers properly introduced | Minimum - ₹ 10,00,000 Maximum - ₹ 10,00,000 | 11.75% p.a. | 1% of the loan amount | Within 12 months |
| Fixed Deposit | Individual Joint (max. 4 people) A guardian on behalf of a minor HUF Partnership Firm A company Association or any other Institution | Minimum - ₹ 1,000 Maximum - No predetermined limit | 2.90% - 5.75% | - | 15 days - 10 years 7 days - 14 days only on single deposit of ₹ 5 lakhs & above |
Documents Required
The documents required by Canara Bank Ahmedabad for different products are mentioned in the table below:
| Products | Documents Required |
|---|---|
| Product | Loan Application with 2 passport size photos of applicant / guarantor Sale Deed Agreement for Sale Copy of the approved plan for the proposed construction/extension/addition Detailed cost estimate/valuation report from Bank's Panel Chartered Engineer/Architect Allotment letter of Co-operative Housing Society/ Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary Salary Certificate and Form No.16 (in case of salaried persons) IT Returns filed for the past two years (in case of non-salaried persons) A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed) Balance Sheet and P&L Account for the past three years (in case of self-employed) |
| Home Loan | Loan Application with 2 copies of passport size photographs Latest Salary Certificate and Form No.16 / ITR/ITAO for last 3 years. Co-obligation Pronote /Pro-note Covering Letter |
| Personal Loan | Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible) Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy. Proof of Income: Latest salary slip with form 16 Audited balance sheet, Profit & Loss Account for latest two years/ Have a minimum turnover of ₹ 4,50,000 per annum/ Audited balance sheet, Profit & Loss Account for latest two years and the latest 2 years IT returns of the company/ Latest ITR Bank Statement: Last 6 months |
| Vehicle Loan | Duly filled Loan Application with passport size photographs - 2 copies each Copy of lease deed Income proof of the applicant and guarantor Income Tax Assessment Order / IT Returns Title deeds of the property / EC, latest tax paid receipt / Legal Scrutiny Report Approved plan of building Certificate of balance if finance is availed against property from any other source Annual Financial Statements for the past 2 years (in case of persons other than salaried individuals) |
| Loan Against Property | Application for Swarna Loan Certificate by the Jewel Appraiser Salary Certificate and Form No.16 / Income Proof |
| Gold Loans | Application form Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card) 2 Photographs of Depositor/s Identity Proof and Address Proof Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc. |
| Fixed Deposit | Application form Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card) 2 Photographs of Depositor/s Identity Proof and Address Proof Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc. |
