Canara Bank Ghaziabad - Rates February 2024, IFSC Code, Main Branch

Canara Bank Ghaziabad

About  Canara Bank

Canara bank has been in service for more than hundred years and it was formed in the year 1906. the bank shares a long history. Canara bank is one of the largest commercial banks and its main aim was to encourage the habit of saving in the people. It wanted to help the poor and the needy. And at the same time, the bank aimed to improve the financial health of the country. With the changing times, the Canara bank has grown in all the form and has progressed at all the levels. The bank has pioneered in the case of customer satisfaction.

The bank has made itself visible as one of the most outgrowing commercial banks in India through its widespread network. The bank has started opening its branch internationally and has eight branch office outside India. The aim of the bank is to continue the growth, enhance and increase the wealth of its shareholder. Canara bank despite being one of the oldest banks has equally transformed with the time. The bank wants to match up the global standards and sustain is customer base and make efforts to increase the same in the future. It wants to become one of the most preferred banks of India by retaining its operational quality, asset management, and widening the global reach.

Address of Canara Bank Branches in Ghaziabad

Branch NameAddressIFSC CodeMICR Contact Details
Navayug Market Main Ghaziabad39 - 39, Addl.Sihani, Gate Scheme I Floor, Maliwara Chowk Ghaziabad 201001CNRB00011491100151190120-2791973
Sahibabad Ind. AreaA - 30 Site, 4, , Sahibabad Indl. Area, , Ghaziabad Dist 201010CNRB00016831100150830120-2883193
Nehru Nagar, GhaziabadIii - N25, 26 Nehrunagar, , Dr.Ambedkar Road, , Ghaziabad 201001CNRB00021681100151180120-2714819
Rajnagar, GhaziabadC - 53a, Raj nagar, , Ghaziabad 201001,CNRB00025521100151200120-2717814
Ssi GhaziabadC 109, Bulandshahr Road, Industrial Area, Ghaziabad 201001CNRB00026471100151270120-2701918
Rajendra nagar, GhaziabadSahibabad, (DAV Public School), Ghaziabad., (U.P.) - 201005CNRB00028671100151640120-2630337
Govindapuram, GhaziabadPac 47th Battalion, , Govindpur, , Ghaziabad, (U.P.) - 201001CNRB00028721100151650120-2764765
Vasundhara GhaziabadMaharaja Agrasain Public School Sector - 13 Vasundhara Ghaziabad - 201012CNRB00030101100151830120-2885501
Shahpur Nij MortaCanara Bank , Shahpur Nij Morta Po Shahpur Nij Morta Via Muradnagar Dist Ghaziabad 201206CNRB00037421100152049911169303
Indirapuram, GhaziabadCanara Bank, Pinnacle Tower B, Main Road, Indirapuram , Dist-Ghaziabad, Up - 201014CNRB00037681100152119873700816
VaishaliMahalaxmi Metro Tower, Plot No.C-1, C-2, Sector-4, Vaishali, District-Ghaziabad-201010 (U.P.)CNRB00037671100152129868102050
Rah GhaziabadMaliwara Chowk, Ghaziabad Distt. Ghaziabad Uttar Pradesh Pin - 201 001CNRB0005040NON-MICR[email protected]
Ghaziabad BhopuraCanara Bank Main Road Bhopura Ghaziabad Dist Ghaziabad Bhopura Uttar Pradesh 20100CNRB00055501100153239899360344

Products Offered by the Canara Bank in Ghaziabad

The bank has been set up pre-independence and has the experience of over hundred years. The bank has designed its products based on the requirements of the people and to solve their financial problems. the products include all types of loans and deposit. It provides the loan products like the home loan, personal loan, gold loan, loan against property etc. Canara bank provides all types of solution to enhance and increase your money. it has the fixed deposit scheme to maximize the deposit of the customer.

Basic details about Canara Bank products

ProductEligibilityLoan AmountInterest RateProcessing FeeTenure
Home LoanThe age of the applicant should be between 18 - 65 years

Salaried individuals with minimum 3 years experience

Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years
For salaried Individuals - Up to 4 years gross salary
Self-Employed Individuals & Business person- Up to 4 years gross annual income

For repairs & renovations - Up to ₹ 15 lacs
8.85% - 11.25%0.50% of the loan amountUp to 30 years or until attaining age of 70 years
Personal LoanPermanent employees of reputed PSUs and Joint Stock Companies
Confirmed Central / State Government officials
Lecturers / Asst. Professors / Professors of Colleges / Research Institutions and Universities

The salary account of the employee should be maintained with the branch
The minimum net salary should not be less than 25% or Rs.10,000/- per month whichever is higher
Salaried - 6 month’s gross salary or ₹ 3,00,000 whichever is lower11.75% - 16.25%0.5% of the loan amountUp to 5 years
Vehicle LoanEligible Segments - Individuals, professionals, reputed firms and companies

Minimum annual gross salary of the individuals should ₹ 3 lacs

The non-individuals candidates should have minimum gross income of ₹ 3 lacs per month
New Car - No maximum limit

Used Car - 75% of the agreed value
7.30% Onwards0.25% of the loan amountFor new vehicles - 7 years

For used vehicles - 5 years
Loan Against PropertyExisting customers having satisfactory dealing with the bank

New customers with healthy credit history
Up to 50% of the property value or maximum ₹ 10 crores9.95 - 14.90% p.a.1% of the loan amountUp to 7 years
Gold LoanExisting Saving Bank customers or new customers properly introducedMinimum - ₹ 10,00,000

Maximum - ₹ 10,00,000
11.75% p.a.1% of the loan amountWithin 12 months
Fixed DepositIndividual
Joint (max. 4 people)
A guardian on behalf of a minor
Partnership Firm
A company
Association or any other Institution
Minimum - ₹ 1,000
Maximum - No predetermined limit
2.90% - 5.75%-15 days - 10 years

7 days - 14 days only on single deposit of ₹ 5 lakhs & above

Documents Required

The documents required by Canara Bank Ghaziabad for different products are mentioned in the table below:

ProductsDocuments Required
ProductLoan Application with 2 passport size photos of applicant / guarantor
Sale Deed
Agreement for Sale
Copy of the approved plan for the proposed construction/extension/addition
Detailed cost estimate/valuation report from Bank's Panel Chartered Engineer/Architect
Allotment letter of Co-operative Housing Society/ Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary
Salary Certificate and Form No.16 (in case of salaried persons)
IT Returns filed for the past two years (in case of non-salaried persons)
A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
Balance Sheet and P&L Account for the past three years (in case of self-employed)
Home LoanLoan Application with 2 copies of passport size photographs
Latest Salary Certificate and Form No.16 / ITR/ITAO for last 3 years.
Pronote /Pro-note Covering Letter
Personal LoanProof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Proof of Income: Latest salary slip with form 16 Audited balance sheet, Profit & Loss Account for latest two years/ Have a minimum turnover of ₹  4,50,000 per annum/ Audited balance sheet, Profit & Loss Account for latest two years and the latest 2 years IT returns of the company/ Latest ITR
Bank Statement: Last 6 months
Vehicle LoanDuly filled Loan Application with passport size photographs - 2 copies each
Copy of lease deed
Income proof of the applicant and guarantor Income Tax Assessment Order / IT Returns
Title deeds of the property / EC, latest tax paid receipt / Legal Scrutiny Report
Approved plan of building
Certificate of balance if finance is availed against property from any other source
Annual Financial Statements for the past 2 years (in case of persons other than salaried individuals)
Loan Against PropertyApplication for Swarna Loan
Certificate by the Jewel Appraiser
Salary Certificate and Form No.16 / Income Proof
Gold LoansApplication form
Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card)
2 Photographs of Depositor/s
Identity Proof and Address Proof
Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc.
Fixed DepositApplication form
Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card)
2 Photographs of Depositor/s
Identity Proof and Address Proof
Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc.

Personal Loan Interest Rates February 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates February 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%