Canara Bank Gurugram
Last Updated : Feb. 6, 2017, 1:27 p.m.
About Canara Bank
Canara bank is one of the leading commercial banks in India. The bank was set up in the small town of Karnataka named Mangalore in the year 1906. The main aim of the bank was to increase the saving habits in the people. It was made to serve the people and make the financial institution which will help the social cause of the country. The bank is more than a century old and has grown since then and made the progressive change. The bank has always focussed on their customer and has provided the best services. The bank has widened its network and has opened its branches outside India as well. The main aim of the bank is to cater the banking facilities to every part of the country and expand its global presence.
The vision of the bank is to be one of the preferred banks in India by retaining the quality of its service, operational efficiency, profitability and asset management. Canara bank has been operating for more than hundred years and has taken initiative to introduce many new concepts like the credit card for the farmer etc. The mission of the bank is to provide the quality service to all the customers and create the value for all the shareholder and increase the money of the customer and shareholders.
Address of Canara Bank Branches in Gurugram
| Branch Name | Address | IFSC Code | MICR | Contact Details |
|---|---|---|---|---|
| Gurugram Old Railway Road Main | Ess Kay Tower, Old Railway Road, , Gurugram 122001, | CNRB0001723 | 110015107 | 95124 - 2327963 |
| Alwar Road, Gurugram | Alwar Road, Gurugram 122001 | CNRB0002040 | 110015109 | 0124-2220390 |
| Sector 10a, Gurugram | Sco 34 & 35, , Sector 10a, , Gurugram, (Haryana) - 122002 | CNRB0002783 | 110015152 | 0124-2212441 |
| DLF City, Gurugram | S G 27/28, Ground Floor, D L F Galleria, Phase IV, D L F City, Gurugram (Haryana) | CNRB0002784 | 110015151 | 0124-2572932 |
| Palam Vihar, Gurugram | SGF 4 And 5, Palam Triangle Mall, Palam Vihar Gurugram (Haryana) Haryana 122017 | CNRB0002996 | 110015181 | 0124-2460020 |
| Nathupur | Canara Bank, Near Neelkanth Hospital Vpo Nathupur, Distt Gurugram Pin 122 102 (Haryana) | CNRB0003897 | 110015209 | 0124-2350490 |
| Pundrak | Canara Bank, Near Neelkanth Hospital Vpo Nathupur, Distt Gurugram Pin 122 102 (Haryana) | CNRB0003919 | 132015113 | 0184-2290077 |
| Gurugram Basai | City Bus Stand Basai Gurugram Haryana-122001 | CNRB0005055 | 110015232 | [email protected] |
| Gurugram Rajender Park | K.K Plaza Bajghera Road Gurugram Haryana-122001 | CNRB0005056 | 110015233 | [email protected] |
| Gurugram Sector 51 | Canara Bank, Gf, Nirvana Country, South City II, Phase II, Gurugram, Haryana 122003 | CNRB0005662 | 110015245 | 8527499108 |
| Gurugram Circle Office | Plot No 303, Udyog Vihar, Phase 2, Gurugram 122015 | CNRB0007932 | 122015999 | 8572801733 |
| Sme Sulabh Gurugram | Canara Bank Plot No 303 Udyog Vihar Phase 2 Gurugram, Haryana 122015 | CNRB0005478 | NON-MICR | 2657507 |
| Gurugram Sector 5 | Canara Bank, 1002, Sector 5 Railway Road, Gurugram 121001 | CNRB0005907 | 110015304 | 8527499108 |
Products Offered by the Canara Bank in Gurugram
Canara bank has the wide range of products and services that are provided by Canara bank. It is one of the best banks when it comes to customer satisfaction as it has the experience of more than hundred years in dealing with various types of customer. To fulfill all your financial wishes you can always opt for Canara bank. The bank has modeled most of its product keeping the customers need in mind. The products that are given by the Canara bank are the home loan, car loan, gold loan, loan against property etc. The bank also provides the facility of fixed deposit so that you can gain the interest rate on your money. The products are designed to serve all sections of the society.
Basic details about Canara Bank products
| Product | Eligibility | Loan Amount | Interest Rate | Processing Fee | Tenure |
|---|---|---|---|---|---|
| Home Loan |
The age of the applicant should be between 18 - 65 years
Salaried individuals with minimum 3 years experience Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years |
For salaried Individuals - Up to 4 years gross salary
Self-Employed Individuals & Business person- Up to 4 years gross annual income For repairs & renovations - Up to ₹ 15 lacs |
8.85% - 11.25% | 0.50% of the loan amount | Up to 30 years or until attaining age of 70 years |
| Personal Loan |
Permanent employees of reputed PSUs and Joint Stock Companies
Confirmed Central / State Government officials Lecturers / Asst. Professors / Professors of Colleges / Research Institutions and Universities The salary account of the employee should be maintained with the branch The minimum net salary should not be less than 25% or Rs.10,000/- per month whichever is higher |
Salaried - 6 month’s gross salary or ₹ 3,00,000 whichever is lower | 11.75% - 16.25% | 0.5% of the loan amount | Up to 5 years |
| Vehicle Loan |
Eligible Segments - Individuals, professionals, reputed firms and companies
Minimum annual gross salary of the individuals should ₹ 3 lacs The non-individuals candidates should have minimum gross income of ₹ 3 lacs per month |
New Car - No maximum limit
Used Car - 75% of the agreed value |
7.30% Onwards | 0.25% of the loan amount |
For new vehicles - 7 years
For used vehicles - 5 years |
| Loan Against Property |
Existing customers having satisfactory dealing with the bank
New customers with healthy credit history |
Up to 50% of the property value or maximum ₹ 10 crores | 9.95 - 14.90% p.a. | 1% of the loan amount | Up to 7 years |
| Gold Loan | Existing Saving Bank customers or new customers properly introduced |
Minimum - ₹ 10,00,000
Maximum - ₹ 10,00,000 |
11.75% p.a. | 1% of the loan amount | Within 12 months |
| Fixed Deposit |
Individual
Joint (max. 4 people) A guardian on behalf of a minor HUF Partnership Firm A company Association or any other Institution |
Minimum - ₹ 1,000
Maximum - No predetermined limit |
2.90% - 5.75% | - |
15 days - 10 years
7 days - 14 days only on single deposit of ₹ 5 lakhs & above |
Documents Required
The documents required by Canara Bank Gurugram for different products are mentioned in the table below:
| Products | Documents Required |
|---|---|
| Product |
Loan Application with 2 passport size photos of applicant / guarantor
Sale Deed Agreement for Sale Copy of the approved plan for the proposed construction/extension/addition Detailed cost estimate/valuation report from Bank's Panel Chartered Engineer/Architect Allotment letter of Co-operative Housing Society/ Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary Salary Certificate and Form No.16 (in case of salaried persons) IT Returns filed for the past two years (in case of non-salaried persons) A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed) Balance Sheet and P&L Account for the past three years (in case of self-employed) |
| Home Loan |
Loan Application with 2 copies of passport size photographs
Latest Salary Certificate and Form No.16 / ITR/ITAO for last 3 years. Co-obligation Pronote /Pro-note Covering Letter |
| Personal Loan |
Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy. Proof of Income: Latest salary slip with form 16 Audited balance sheet, Profit & Loss Account for latest two years/ Have a minimum turnover of ₹ 4,50,000 per annum/ Audited balance sheet, Profit & Loss Account for latest two years and the latest 2 years IT returns of the company/ Latest ITR Bank Statement: Last 6 months |
| Vehicle Loan |
Duly filled Loan Application with passport size photographs - 2 copies each
Copy of lease deed Income proof of the applicant and guarantor Income Tax Assessment Order / IT Returns Title deeds of the property / EC, latest tax paid receipt / Legal Scrutiny Report Approved plan of building Certificate of balance if finance is availed against property from any other source Annual Financial Statements for the past 2 years (in case of persons other than salaried individuals) |
| Loan Against Property |
Application for Swarna Loan
Certificate by the Jewel Appraiser Salary Certificate and Form No.16 / Income Proof |
| Gold Loans |
Application form
Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card) 2 Photographs of Depositor/s Identity Proof and Address Proof Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc. |
| Fixed Deposit |
Application form
Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card) 2 Photographs of Depositor/s Identity Proof and Address Proof Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc. |
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