Canara Bank Gurugram

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About  Canara Bank

Canara bank is one of the leading commercial banks in India. The bank was set up in the small town of Karnataka named Mangalore in the year 1906. The main aim of the bank was to increase the saving habits in the people. It was made to serve the people and make the financial institution which will help the social cause of the country. The bank is more than a century old and has grown since then and made the progressive change. The bank has always focussed on their customer and has provided the best services. The bank has widened its network and has opened its branches outside India as well. The main aim of the bank is to cater the banking facilities to every part of the country and expand its global presence.

The vision of the bank is to be one of the preferred banks in India by retaining the quality of its service, operational efficiency, profitability and asset management. Canara bank has been operating for more than hundred years and has taken initiative to introduce many new concepts like the credit card for the farmer etc. The mission of the bank is to provide the quality service to all the customers and create the value for all the shareholder and increase the money of the customer and shareholders.

Address of Canara Bank Branches in Gurugram

Branch NameAddressIFSC CodeMICR Contact Details
Gurugram Old Railway Road MainEss Kay Tower, Old Railway Road, , Gurugram 122001,CNRB000172311001510795124 - 2327963
Alwar Road, GurugramAlwar Road, Gurugram 122001CNRB00020401100151090124-2220390
Sector 10a, GurugramSco 34 & 35, , Sector 10a, , Gurugram, (Haryana) - 122002CNRB00027831100151520124-2212441
DLF City, GurugramS G 27/28, Ground Floor, D L F Galleria, Phase IV, D L F City, Gurugram (Haryana)CNRB00027841100151510124-2572932
Palam Vihar, GurugramSGF 4 And 5, Palam Triangle Mall, Palam Vihar Gurugram (Haryana) Haryana 122017CNRB00029961100151810124-2460020
NathupurCanara Bank, Near Neelkanth Hospital Vpo Nathupur, Distt Gurugram Pin 122 102 (Haryana)CNRB00038971100152090124-2350490
PundrakCanara Bank, Near Neelkanth Hospital Vpo Nathupur, Distt Gurugram Pin 122 102 (Haryana)CNRB00039191320151130184-2290077
Gurugram BasaiCity Bus Stand Basai Gurugram Haryana-122001CNRB0005055110015232[email protected]
Gurugram Rajender ParkK.K Plaza Bajghera Road Gurugram Haryana-122001CNRB0005056110015233[email protected]
Gurugram Sector 51Canara Bank, Gf, Nirvana Country, South City II, Phase II, Gurugram, Haryana 122003CNRB00056621100152458527499108
Gurugram Circle OfficePlot No 303, Udyog Vihar, Phase 2, Gurugram 122015CNRB00079321220159998572801733
Sme Sulabh GurugramCanara Bank Plot No 303 Udyog Vihar Phase 2 Gurugram, Haryana 122015CNRB0005478NON-MICR2657507
Gurugram Sector 5Canara Bank, 1002, Sector 5 Railway Road, Gurugram 121001CNRB00059071100153048527499108

Products Offered by the Canara Bank in Gurugram

Canara bank has the wide range of products and services that are provided by Canara bank. It is one of the best banks when it comes to customer satisfaction as it has the experience of more than hundred years in dealing with various types of customer. To fulfill all your financial wishes you can always opt for Canara bank. The bank has modeled most of its product keeping the customers need in mind. The products that are given by the Canara bank are the home loan, car loan, gold loan, loan against property etc. The bank also provides the facility of fixed deposit so that you can gain the interest rate on your money. The products are designed to serve all sections of the society.

Basic details about Canara Bank products

ProductEligibilityLoan AmountInterest RateProcessing FeeTenure
Home LoanThe age of the applicant should be between 18 - 65 years

Salaried individuals with minimum 3 years experience

Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years
For salaried Individuals - Up to 4 years gross salary
Self-Employed Individuals & Business person- Up to 4 years gross annual income

For repairs & renovations - Up to ₹ 15 lacs
8.45% - 8.65%0.50% of the loan amountUp to 30 years or until attaining age of 70 years
Personal LoanPermanent employees of reputed PSUs and Joint Stock Companies
Confirmed Central / State Government officials
Lecturers / Asst. Professors / Professors of Colleges / Research Institutions and Universities

The salary account of the employee should be maintained with the branch
The minimum net salary should not be less than 25% or Rs.10,000/- per month whichever is higher
Salaried - 6 month’s gross salary or ₹ 3,00,000 whichever is lower10.80% - 13.80%0.5% of the loan amountUp to 5 years
Vehicle LoanEligible Segments - Individuals, professionals, reputed firms and companies

Minimum annual gross salary of the individuals should ₹ 3 lacs

The non-individuals candidates should have minimum gross income of ₹ 3 lacs per month
New Car - No maximum limit

Used Car - 75% of the agreed value
8.60% - 9.25%0.25% of the loan amountFor new vehicles - 7 years

For used vehicles - 5 years
Loan Against PropertyExisting customers having satisfactory dealing with the bank

New customers with healthy credit history
Up to 50% of the property value or maximum ₹ 10 crores9.95 - 14.90% p.a.1% of the loan amountUp to 7 years
Gold LoanExisting Saving Bank customers or new customers properly introducedMinimum - ₹ 10,00,000

Maximum - ₹ 10,00,000
11.75% p.a.1% of the loan amountWithin 12 months
Fixed DepositIndividual
Joint (max. 4 people)
A guardian on behalf of a minor
HUF
Partnership Firm
A company
Association or any other Institution
Minimum - ₹ 1,000
Maximum - No predetermined limit
4.20% - 8.44%-15 days - 10 years

7 days - 14 days only on single deposit of ₹ 5 lakhs & above

Documents Required

The documents required by Canara Bank Gurugram for different products are mentioned in the table below:

ProductsDocuments Required
ProductLoan Application with 2 passport size photos of applicant / guarantor
Sale Deed
Agreement for Sale
Copy of the approved plan for the proposed construction/extension/addition
Detailed cost estimate/valuation report from Bank's Panel Chartered Engineer/Architect
Allotment letter of Co-operative Housing Society/ Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary
Salary Certificate and Form No.16 (in case of salaried persons)
IT Returns filed for the past two years (in case of non-salaried persons)
A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
Balance Sheet and P&L Account for the past three years (in case of self-employed)
Home LoanLoan Application with 2 copies of passport size photographs
Latest Salary Certificate and Form No.16 / ITR/ITAO for last 3 years.
Co-obligation
Pronote /Pro-note Covering Letter
Personal LoanProof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Proof of Income: Latest salary slip with form 16 Audited balance sheet, Profit & Loss Account for latest two years/ Have a minimum turnover of ₹  4,50,000 per annum/ Audited balance sheet, Profit & Loss Account for latest two years and the latest 2 years IT returns of the company/ Latest ITR
Bank Statement: Last 6 months
Vehicle LoanDuly filled Loan Application with passport size photographs - 2 copies each
Copy of lease deed
Income proof of the applicant and guarantor Income Tax Assessment Order / IT Returns
Title deeds of the property / EC, latest tax paid receipt / Legal Scrutiny Report
Approved plan of building
Certificate of balance if finance is availed against property from any other source
Annual Financial Statements for the past 2 years (in case of persons other than salaried individuals)
Loan Against PropertyApplication for Swarna Loan
Certificate by the Jewel Appraiser
Salary Certificate and Form No.16 / Income Proof
Gold LoansApplication form
Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card)
2 Photographs of Depositor/s
Identity Proof and Address Proof
Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc.
Fixed DepositApplication form
Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card)
2 Photographs of Depositor/s
Identity Proof and Address Proof
Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc.

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