Canara Bank Kochi - Main Branch Address, Rates March 2024, IFSC Code

Canara Bank Kochi

About Canara Bank

In the span of life, there are times when we get stuck due to financial indiscipline. It could be the shortage of money or inadequate management of funds or improper financial planning. In times like this what we require is proper financial assistance that can help us overcome this situation. The true guidance and required aid provided by a financial expert at the correct time may resolve our problem and help us in attaining our objective. With a whole kit of financial products and ready-made expertise solutions, the Canara Bank caters to the unique banking and financial needs of the people.    

Well- established in the banking and financial service sector of the Indian economy, Canara Bank is a renowned public sector bank that caters the diversified financial requirement of the people by providing a unique solution for individual’s requirement. The bank has grown to provide financial assistance and proffers a wide variety of private banking, investment banking, consumer banking, commercial banking, retail banking and asset management products. The details of the different products offered by the bank are mentioned below.

Address of Canara Bank Branches in Kochi

The complete address, IFSC code, MICR code and customer care details of Canara Bank branches present in Kochi are given in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeCustomer Care
Cochin FortPost Bag No.41, 1/1907, Amaravathy Road Kunnumpuram Jn.Cochin 682001CNRB00007066820151020484-2215467
Mattancherry, CochinCochin Mattancherry, Post Box No. 125, Bazar Road, Mattancherry, Cochin 682002CNRB00007076820151010484-2226321
Foreign Department, Cochin39/3469, I Floor, M.G.Road, Ernakulam, Cochin- 682016CNRB00007276820150090484-2360043
Thoppumpady, CochinPost Bag No.803, Swarajya Building, Thoppumpady, Cochin 682005CNRB00007316820151030484-2220916
Broadway Main, CochinErnakulam Broadway Main, Shenoy Chamber No 40/2363, L & 40/2363 Mshanmugam Road, Ernakulam, Cochin.682031 CNRB00008036820150040484-2352338
Ernakulam Banerji RoadPB 1918, I Floor, Carmel Centre, Banerjee Road, North Ernakulam, Cochin 682018CNRB00008056820150030484- 2395645
Ernakulam SouthPB No.1717, Xxxv/823/826, , Jain Bldgs, Nettipadam Road, Ernakulam South, Cochin 682016CNRB00008066820150130484-2391761
Panampillay Nagar, ErnakulamI Floor, Anjparrambli Complex, 34/368 B, Panampillay Nagar, Near South Over Bridge Ernakulam 682016 CNRB00013726820150060484-2316474
Agri Finance Branch, CochinGeetha Commercial Complex, Nagampadam, M C Road, Kottayam 686001CNRB00023886860150030484-2471495
Arm Branch, ErnakulamI Floor, 39/3469, Near Deepa Theatre, M G Road, Ernakulam Dist, Kerala - 682016CNRB00028756820150240484-2356072
Willingdon Island, CochinOld DLB Building, Indira Gandhi Road, Cochin, Ernakulam, Kerala - 682003CNRB00029376820150200484-2667365
SME, ErnakulamCanara Bank, SME Branch, 2nd Floor, Shenoy Chambers, Ernakulam - 682031 (Kerala) CNRB00035396820150299633706785
Edappally, KochiCanara Bank, 50/390 C - 1, Madhushila Chambers Palace Road Junction, N H , Edappally , Ernakulam - 682024, KochiCNRB00035666820150310484-2534775
Vyttila, ErnakulamCanara Bank, First Floor, Rosy Bazaar, SA Road, Vyttila, Ernakulam - 682019, KeralaCNRB00035676820150300484-2302443
Regional Office, ErnakulamPukalakkat Lakshmibai Tower T D Road North End Ernakulam Cochin 682035CNRB0007963-2352213

Products Offered by the Bank

The details of loan and investment products offered by the Canara bank are mentioned in the table below:

ProductEligibilityLoan AmountInterest RateProcessing FeeTenure
Home LoanThe age of the applicant should be between 18 - 65 years

Salaried individuals with minimum 3 years experience

Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years
For salaried Individuals - Up to 4 years gross salary
Self-Employed Individuals & Business person- Up to 4 years gross annual income

For repairs & renovations - Up to ₹ 15 lacs
8.85% - 11.25%0.50% of the loan amountUp to 30 years or until attaining age of 70 years
Personal LoanPermanent employees of reputed PSUs and Joint Stock Companies
Confirmed Central / State Government officials
Lecturers / Asst. Professors / Professors of Colleges / Research Institutions and Universities

The salary account of the employee should be maintained with the branch
The minimum net salary should not be less than 25% or Rs.10,000/- per month whichever is higher
Salaried - 6 month’s gross salary or ₹ 3,00,000 whichever is lower11.75% - 16.25%0.5% of the loan amountUp to 5 years
Vehicle LoanEligible Segments - Individuals, professionals, reputed firms and companies

Minimum annual gross salary of the individuals should ₹ 3 lacs

The non-individuals candidates should have minimum gross income of ₹ 3 lacs per month
New Car - No maximum limit

Used Car - 75% of the agreed value
7.30% Onwards0.25% of the loan amountFor new vehicles - 7 years

For used vehicles - 5 years
Loan Against PropertyExisting customers having satisfactory dealing with the bank

New customers with healthy credit history
Up to 50% of the property value or maximum ₹ 10 crores9.95 - 14.90% p.a.1% of the loan amountUp to 7 years
Gold LoanExisting Saving Bank customers or new customers properly introducedMinimum - ₹ 10,00,000

Maximum - ₹ 10,00,000
11.75% p.a.1% of the loan amountWithin 12 months
Fixed DepositIndividual
Joint (max. 4 people)
A guardian on behalf of a minor
Partnership Firm
A company
Association or any other Institution
Minimum - ₹ 1,000
Maximum - No predetermined limit
2.90% - 5.75%-15 days - 10 years

7 days - 14 days only on single deposit of ₹ 5 lakhs & above

Documents Required

Home LoanLoan Application with 2 passport size photos of applicant / guarantor
Sale Deed
Agreement for Sale
Copy of the approved plan for the proposed construction/extension/addition
Detailed cost estimate/valuation report from Bank's Panel Chartered Engineer/Architect
Allotment letter of Co-operative Housing Society/ Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary
Salary Certificate and Form No.16 (in case of salaried persons)
IT Returns filed for the past two years (in case of non-salaried persons)
A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
Balance Sheet and P&L Account for the past three years (in case of self-employed)
Personal LoanLoan Application with 2 copies of passport size photographs
Latest Salary Certificate and Form No.16 / ITR/ITAO for last 3 years.
Pronote /Pro-note Covering Letter
Vehicle LoanProof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Proof of Income: Latest salary slip with form 16 Audited balance sheet, Profit & Loss Account for latest two years/ Have a minimum turnover of ₹ 4,50,000 per annum/ Audited balance sheet, Profit & Loss Account for latest two years and the latest 2 years IT returns of the company/ Latest ITR
Bank Statement: Last 6 months
Loan Against PropertyDuly filled Loan Application with passport size photographs - 2 copies each
Copy of lease deed
Income proof of the applicant and guarantor Income Tax Assessment Order / IT Returns
Title deeds of the property / EC, latest tax paid receipt / Legal Scrutiny Report
Approved plan of building
Certificate of balance if finance is availed against property from any other source
Annual Financial Statements for the past 2 years (in case of persons other than salaried individuals)
Gold LoansApplication for Swarna Loan
Certificate by the Jewel Appraiser
Salary Certificate and Form No.16 / Income Proof
Fixed DepositApplication form
Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card)
2 Photographs of Depositor/s
Identity Proof and Address Proof
Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc.

Personal Loan Interest Rates March 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates March 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%