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Canara Bank Lucknow

Canara Bank Lucknow

Last Updated : Jan. 30, 2017, 1:23 p.m.

About Canara Bank

Canara Bank is a public sector bank. It was established in the year 1906, as Canara Hindu Permanent Fund in the city of Mangalore. The bank changed its name to Canara Bank Limited when it was incorporated in the year 2010. It was nationalized in the year 1969 by the government of India. It is one of the oldest bank headquartered in Bangalore, Karnataka. Being the oldest bank it has earned the trust of the people over the years and continues to pioneer the Indian banking and financial services industry by offering in-class financial solutions.

Since establishment, the bank has been fulfilling dreams and wishes of people by providing customer-friendly services and customized banking products. From savings to spendings and from loans to credit cards, the bank serves all banking requirements of its clients. The customer oriented management and staff members aim at delivering the best services to provide in class banking experience to its customers. The priority being the comfort of the customers, the bank has introduced net banking system and has opened a number of branches across the nation so that the banking facility can be availed by anyone, anywhere anytime. The banking products and facilities provided by the bank are mentioned below.

Address of Canara Bank Branches in Lucknow

The complete address, IFSC Code, MICR Code and customer care details of Canara Bank branches located in Lucknow are given in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeCustomer Care
Lucknow Hazratganj (MAIN)P.B.No. 260, 31/32, Halwasiya, Court, M.G.Road, Hazratganj, Lucknow 226001CNRB00003632260150020522-2625136
Alambagh, Lucknow565/K/100, Amrudahibagh, , Kanpur Road 226005CNRB00012582260150030522-2456129
Sapru Marg, LucknowRohit Bhawan, Ground Floor, 4, Sapru Marg, Lucknow - 226001CNRB00021862260150060522-2284816
Accounts Section, LucknowAccounts Section, 4 Sapru Marg, Lucknow - 226001CNRB00023012260150010522-2610457
Vipin Khand LucknowA - 1/9, Sumit Complex, Vibuti Khand, Gomti Nagar, Lucknow 226010CNRB00024052260150070522-2303804
Gomtinagar, Lucknow4/11, Vishal Khand, , Gomtinagar, LucknowCNRB00025342260150050522-2392834
Mahanagar, LucknowC - 1033/34, Sector B, Opp Carmel Convent Mahanagar LucknowCNRB00025882260150080522-2386325
Indiranagar, Lucknow# 103, Siddique Plaza Munshi Pulia Crossing Sector 12, Indira Nagar, LucknowCNRB00026112260150090522-2359581
Chowk Branch, Lucknow# 29, Khunkhunji Road, Chowk , Lucknow, (UTTAR Pradesh) - 226003CNRB00027812260150100522-2258393
Sinchai Bhavan , LucknowSinchai Bhawan, Cantonment Road, Lucknow (U P )CNRB00028732260150110522-2285239
Bba University, LucknowVidya Vihar, Rai Bareily Road, Lucknow, Uttar PradeshCNRB00029002260150120522-2443299
Premises & Estate Section, Co, LucknowAcademy, Vipin Khand, Gomatinagar, Lucknow (U.P.) - 226010CNRB0PE70502260150970522-2300917
Lucknow JankipuramCanara Bank, Sector J , Janakipuram, Kursi Road, Lucknow - 226021CNRB00032102260150150522-2732627
Lucknow Micro FinanceMicro Finanace Branch Dubagga Hardoi Road LucknowCNRB00032802260150160522-2405851
RasoolpurCanara Bank, Vill & Post - Rasoolpur Dt Lucknow 227105CNRB00036982260150219415564845
Retail Asset Hub LucknowCanara Bank Vipin Khand Gomtinagar Lucknow Uttar Pradesh 226010CNRB0003214NO -MICR[email protected]
Lucknow RajajipuramCanara Bank E-1045, Near Skd Academy School Dist-Lucknow Rajajipuram Uttar Pradesh 226017CNRB0004887226015023[email protected]
Lucknow AliganjCanara Bank 1/5 Lda Commercial Complex, Sec B Kapoorthala, I Floor, Dist-Lucknow Aliganj Uttar Pradesh 226024CNRB0004962226015025[email protected]
Specialised Arm Branch LucknowCanara Bank Near Sangeet Natya Academy Vipin Khand Gomtinagar Lucknow Uttar Pradesh 22610CNRB0005248NO-MICR522 2302613
Lucknow SmeCanara Bank, 594 By 3, Indra Nagar, Faizabad Road, Lucknow 226016CNRB00049632260150242302613
Lucknow Lda ColonyCp 2, Vara Complex, Near Pakri Ka Pull, Sector H, Lda Colony, Lucknow 226012CNRB00052972260150262424361
Specialised Mid Corporate Branch Lucknow1 Nawalkishore Road, Hazaratganjdist-Lucknow, Lucknow Uttar Pradesh226001CNRB0004844NO-MICR2303805
Vrindavan YojananCanara Bank Khosboo Guest House, Utrethiya Station Road Rai Bareily Lucknow Uttar Pradesh 226024CNRB00057542260155094103378

Products Offered by the Bank

The details of loan and investment products offered by the Canara bank are mentioned in the table below:

ProductEligibilityLoan AmountInterest RateProcessing FeeTenure
Home LoanThe age of the applicant should be between 18 - 65 years

Salaried individuals with minimum 3 years experience

Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years
For salaried Individuals - Up to 4 years gross salary
Self-Employed Individuals & Business person- Up to 4 years gross annual income

For repairs & renovations - Up to ₹ 15 lacs
8.85% - 11.25%0.50% of the loan amountUp to 30 years or until attaining age of 70 years
Personal LoanPermanent employees of reputed PSUs and Joint Stock Companies
Confirmed Central / State Government officials
Lecturers / Asst. Professors / Professors of Colleges / Research Institutions and Universities

The salary account of the employee should be maintained with the branch
The minimum net salary should not be less than 25% or Rs.10,000/- per month whichever is higher
Salaried - 6 month’s gross salary or ₹ 3,00,000 whichever is lower11.75% - 16.25%0.5% of the loan amountUp to 5 years
Vehicle LoanEligible Segments - Individuals, professionals, reputed firms and companies

Minimum annual gross salary of the individuals should ₹ 3 lacs

The non-individuals candidates should have minimum gross income of ₹ 3 lacs per month
New Car - No maximum limit

Used Car - 75% of the agreed value
7.30% Onwards0.25% of the loan amountFor new vehicles - 7 years

For used vehicles - 5 years
Loan Against PropertyExisting customers having satisfactory dealing with the bank

New customers with healthy credit history
Up to 50% of the property value or maximum ₹ 10 crores9.95 - 14.90% p.a.1% of the loan amountUp to 7 years
Gold LoanExisting Saving Bank customers or new customers properly introducedMinimum - ₹ 10,00,000

Maximum - ₹ 10,00,000
11.75% p.a.1% of the loan amountWithin 12 months
Fixed DepositIndividual
Joint (max. 4 people)
A guardian on behalf of a minor
HUF
Partnership Firm
A company
Association or any other Institution
Minimum - ₹ 1,000
Maximum - No predetermined limit
2.90% - 5.75%-15 days - 10 years

7 days - 14 days only on single deposit of ₹ 5 lakhs & above

Documents Required

ProductDocuments
Home LoanLoan Application with 2 passport size photos of applicant / guarantor
Sale Deed
Agreement for Sale
Copy of the approved plan for the proposed construction/extension/addition
Detailed cost estimate/valuation report from Bank's Panel Chartered Engineer/Architect
Allotment letter of Co-operative Housing Society/ Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary
Salary Certificate and Form No.16 (in case of salaried persons)
IT Returns filed for the past two years (in case of non-salaried persons)
A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
Balance Sheet and P&L Account for the past three years (in case of self-employed)
Personal LoanLoan Application with 2 copies of passport size photographs
Latest Salary Certificate and Form No.16 / ITR/ITAO for last 3 years.
Co-obligation
Pronote /Pro-note Covering Letter
Vehicle LoanProof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Proof of Income: Latest salary slip with form 16 Audited balance sheet, Profit & Loss Account for latest two years/ Have a minimum turnover of ₹ 4,50,000 per annum/ Audited balance sheet, Profit & Loss Account for latest two years and the latest 2 years IT returns of the company/ Latest ITR
Bank Statement: Last 6 months
Loan Against PropertyDuly filled Loan Application with passport size photographs - 2 copies each
Copy of lease deed
Income proof of the applicant and guarantor Income Tax Assessment Order / IT Returns
Title deeds of the property / EC, latest tax paid receipt / Legal Scrutiny Report
Approved plan of building
Certificate of balance if finance is availed against property from any other source
Annual Financial Statements for the past 2 years (in case of persons other than salaried individuals)
Gold LoansApplication for Swarna Loan
Certificate by the Jewel Appraiser
Salary Certificate and Form No.16 / Income Proof
Fixed DepositApplication form
Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card)
2 Photographs of Depositor/s
Identity Proof and Address Proof
Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc.

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