Canara Bank Patna

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About Canara Bank

Be it your sister’s wedding, your child’s education, dream of owning a house & other luxury products or any other necessary requirement, there are lot many banking products offered by Canara Bank that can serve your purpose. These products are mainly categorised under the loan and investment sections. The loan products offered by the bank are personal loan, gold loan, loan against property/mortgage loan, home loan and vehicle loans. Each loan type includes a pack of schemes from which the borrower can choose accordingly. The bank even provides financial assistance to the people who want to save for the future by giving good returns on the deposit accounts. The bank has proposed different fixed deposit schemes for children, senior citizens and young investors. Each plan has its unique feature and benefits.

Because of the specialized services rendered by the bank it has been on the list of most preferred banks since incorporation. From the year of establishment that is 1906, the bank has continuously expanded its service area and by the year 2016 has spread the network of 5,847 branches and more than 10,026 ATMs across the country.

Address of Canara Bank Branches in Patna

The address, IFSC, MICR Code and customer care details of Canara bank branches located in Patna are given in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeCustomer Care
Patna South Gandhi Maidan (Main)

Ground Floor, Pb No.132, South Gandhi Maidan, Patna 800001CNRB0000352800015002612-2225931
Kadam Kuan, Patna

Nawal Kishore Road, Kadam Kuan, Patna - 800003CNRB0000357800015009612-2674752
Budhmarg, PatnaPatna - Gaya Road, Patna 800001CNRB0001434800015005612-2222813
Gm Road, Patna

Saraf Bhawan, G M Road, Patna 800004CNRB00015008000150040612-2674833
Patna City

N.A.Bldg, Jhauganj, Patna City 800008CNRB00015928000150060612-2642500
Accounts Section, Patna

II Floor Palace Hotel Building, PB 132, South Gandhi Maidan, Patna 800001CNRB0001741800015001612-2226453
Boring Road, Patna

5 - B, S K Puri Sahdeo Mahto, Marg, Boring Road, Patna 800001CNRB00019678000150100612-2228098
Patna Exhibition Road

Fex Cell, Ground Floor, Luv - Kush Towers, Exhibition Road Patna 800001CNRB0002004800015003612-2321752
Pataliputra Colony, Patna

# 18A, Pataliputra Colony, Patna 800013, BiharCNRB0002518800015012612-2268084
Raja Bazaar, Patna

C/O Khajpura Cold Storage, Building, Raja Bazar, Patna 800014CNRB0002519800015013612-2590956
Kankarbagh, Patna

Sadho Shivam, B - 51, Peoples Co - Op Colony, Kankarbagh - Patna 800020CNRB00025208000150110612-2366762
Rajendranagar, Patna
147 - B Arya Kumar Road, Patna 800015CNRB00027298000150140612-2689521
Anishabad (SSB), Patna

Ward # 7, Neelam Palace, Khoha Imli, Anishabad, PatnaCNRB00028198000150159431028016
Hanuman Nagar, Patna

P - 569, Hanuman Nagar Chowraha, Patna 800020CNRB0002820800015016612-2352390
Premises & Estate Section, Co, Patna



Lav Kush Towers 3rd & 4th Floor, P B No.195 Exhibition Road, Patna 800001CNRB0PE71508000159980612-2320559

Rajivnagar Patna

R D No.3 Main Road Rajeev Nager Patna 800024CNRB00030528000150170612 2689521
Patna DRM Extn - Khagaul

DRM Building DRMs Office Eastern Railway, Danapur Patna Bihar 801105CNRB000860980001502006115-232339
Bseb Extn Counter , Patna
Vidyut Bhawan Patna Patna Bihar 800001CNRB00085318000150190612 2227970
Micro Finance Patna

Canara Bank, First Floor, B - 51, People Co – Op. Colony, Kankarbagh, Patna - 800 020CNRB00034098000150210612 2354877
NRI Hub, Patna

Canara Bank 3rd Floor, Luv Kush Tower, Exhibition Road Patna - 800001CNRB00034638000150220612 2322762
Nayachak

Canara Bank, Nayachak - 800 016, Post: Manoharpur Kacchura, Ps - Ramkrishna Nagar, Patna(Bihar)CNRB00036938000159959661309737
SME Branch Patna

Canara Bank , Ashiana -Digha Road Raja Bazar Patna 800014 BiharCNRB00039858000150249431497106
Patna Central Processing Cell

Ground Floor , Luv Kush Towers Exhibition Road, 800001 Patna, BiharCNRB00031108000150180612 2321157
Kanchanpur

Vill- Kanchanpur Po - Kanchanpur Distt. Patna, Pin 801302CNRB0008808800015509cb8808@canarabank.com
Patna Saguna More

Canara Bank Shashidhar Kunj, I Floor, Danapur Khagaul Road Near Saguna More, Patna Bihar 801503CNRB0004955800015025612 2320843
Patna Agamkaun

Canara Bank Station Road Gulzarbagh, Patna, Dist-Patna, Bihar 800007CNRB0004956800015026612 2320843
Patna Ashok Rajpath

Canara Bank Near Teachers Training School Opp Allahabad Bank, Mahendru Ashok Rajpath, Bihar 800004CNRB00049578000150339472802063
S K Nagar

Plot No 134, S K Nagar, PO GPO, Patna 800001, BiharCNRB00049588000150367070094062
Bahadurpur


Canara Bank Pylon House, Bazar Samiti Road Opp. Old Bahadurpur Colony, PatnaCNRB00054658000150359835283000
Patna Digha

Canara Bank Digha Ghat Near Railway Crossing Patna Digha Bihar 800011CNRB00057408000150329471997488

Products Offered by the Bank

The details of loan and investment products offered by the Canara bank are mentioned in the table below:

ProductEligibilityLoan AmountInterest RateProcessing FeeTenure
Home LoanThe age of the applicant should be between 18 - 65 years

Salaried individuals with minimum 3 years experience

Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years
For salaried Individuals - Up to 4 years gross salary
Self-Employed Individuals & Business person- Up to 4 years gross annual income

For repairs & renovations - Up to ₹ 15 lacs
8.45% - 8.65%0.50% of the loan amountUp to 30 years or until attaining age of 70 years
Personal LoanPermanent employees of reputed PSUs and Joint Stock Companies
Confirmed Central / State Government officials
Lecturers / Asst. Professors / Professors of Colleges / Research Institutions and Universities

The salary account of the employee should be maintained with the branch
The minimum net salary should not be less than 25% or Rs.10,000/- per month whichever is higher
Salaried - 6 month’s gross salary or ₹ 3,00,000 whichever is lower10.70% - 13.70%0.5% of the loan amountUp to 5 years
Vehicle LoanEligible Segments - Individuals, professionals, reputed firms and companies

Minimum annual gross salary of the individuals should ₹ 3 lacs

The non-individuals candidates should have minimum gross income of ₹ 3 lacs per month
New Car - No maximum limit

Used Car - 75% of the agreed value
8.70% - 9.35%0.25% of the loan amountFor new vehicles - 7 years

For used vehicles - 5 years
Loan Against PropertyExisting customers having satisfactory dealing with the bank

New customers with healthy credit history
Up to 50% of the property value or maximum ₹ 10 crores9.95 - 14.90% p.a.1% of the loan amountUp to 7 years
Gold LoanExisting Saving Bank customers or new customers properly introducedMinimum - ₹ 10,00,000

Maximum - ₹ 10,00,000
11.75% p.a.1% of the loan amountWithin 12 months
Fixed DepositIndividual
Joint (max. 4 people)
A guardian on behalf of a minor
HUF
Partnership Firm
A company
Association or any other Institution
Minimum - ₹ 1,000
Maximum - No predetermined limit
4.20% - 7.10%-15 days - 10 years

7 days - 14 days only on single deposit of ₹ 5 lakhs & above

Documents Required

ProductDocuments
Home LoanLoan Application with 2 passport size photos of applicant / guarantor
Sale Deed
Agreement for Sale
Copy of the approved plan for the proposed construction/extension/addition
Detailed cost estimate/valuation report from Bank's Panel Chartered Engineer/Architect
Allotment letter of Co-operative Housing Society/ Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata and permission for mortgage, wherever necessary
Salary Certificate and Form No.16 (in case of salaried persons)
IT Returns filed for the past two years (in case of non-salaried persons)
A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
Balance Sheet and P&L Account for the past three years (in case of self-employed)
Personal LoanLoan Application with 2 copies of passport size photographs
Latest Salary Certificate and Form No.16 / ITR/ITAO for last 3 years.
Co-obligation
Pronote /Pro-note Covering Letter
Vehicle LoanProof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
Proof of Income: Latest salary slip with form 16 Audited balance sheet, Profit & Loss Account for latest two years/ Have a minimum turnover of ₹ 4,50,000 per annum/ Audited balance sheet, Profit & Loss Account for latest two years and the latest 2 years IT returns of the company/ Latest ITR
Bank Statement: Last 6 months
Loan Against PropertyDuly filled Loan Application with passport size photographs - 2 copies each
Copy of lease deed
Income proof of the applicant and guarantor Income Tax Assessment Order / IT Returns
Title deeds of the property / EC, latest tax paid receipt / Legal Scrutiny Report
Approved plan of building
Certificate of balance if finance is availed against property from any other source
Annual Financial Statements for the past 2 years (in case of persons other than salaried individuals)
Gold LoansApplication for Swarna Loan
Certificate by the Jewel Appraiser
Salary Certificate and Form No.16 / Income Proof
Fixed DepositApplication form
Copy of PAN Card / Form 60 or 61 (in case the customer does not have PAN Card)
2 Photographs of Depositor/s
Identity Proof and Address Proof
Any other related documents as applicable to proprietorship concern, Partnership Firm, Company, HUF etc.

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