Central Bank of India Agra - Rates March 2024, IFSC Code, Main Branch

Central Bank of India Agra

About Central Bank of India

Established in the year 1911, Central Bank of India is one of the largest and oldest banks in the country. It is a government – owned bank. The headquarters of the bank are located in Mumbai with operational bank branches spread across the country. The bank has a network of 4,741 branches, 5,000 ATMs and 4 extension counters across 27 Indian states and 3 union territories. It is a leading name in the banking and financial industry. The bank has earned this position over the years by rendering the quality service to its customers. It provides the tailor-made solution for all banking requirements.
Right from the loans and advances to investments, the bank has multiple products to serve its customers. The bank has drafted multiple schemes under each loan type. The borrower can check the eligibility and apply for the scheme that best suits his purpose. Moreover, the bank charges nominal rate of interest on the loan provided. Check the details and rate of interest of various loan products mentioned below. 

Address of Central Bank of India Branches in Agra

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Agra is mentioned in the table below:

Branch Name
Complete AddressIFSC CodeMICR CodeContact Number
Belanganj, Agra1271, Bhairon Bazar, Belanganj, Agra
Civil Lines, Agra

Opp. Nagar Nigam, M.g.road, AgraCBIN02802342820160030562-2858822
Favara, Agra

Hospital Road, Favara, AgraCBIN02802352820160040562-2361050
Tajganj, Agra
Tajganj, AgraCBIN02802362820160090562-2331357
Agra Cantt

Shyam Bhawan, 9 M.G. Road, AgraCBIN02802382820160100562-2365424, 0562-2262574
Kamla Nagar, Agra
B - 1, Kamala Nagar, New AgraCBIN02814192820160060562-2880456
Loha Mandi

20/18 A, Sir Ki Mandi, Lohamandi, Agra, Uttar Pradesh - 282002CBIN02814232820160070562-2810491
Asopa Hospital & Research Centre

Asopa Hospital & Research Centre Near Amar UjalaCBIN0010234NON-MICR0562-2605673
Maharaja Agrasen Inter College, AgraChhili Eit, Ghatia Road
Smt. Joy Harris Girls Inter College, Agra

Smt. Joy Harris Girls Inter College, Railway Coloney, Agra Cantt., AgraCBIN0010238NON-MICR0562-2420992
N.C.Vedic College, Agra

N.C.Vedic College, Grand Hotel Road, Agra Cantt., AgraCBIN0284019NON-MICR0562-2227906
Sikandara, Agra

103, H.I.G., Sector 16, Aras Vikas Colony, P.O. Sikandara, Pincode: 282007CBIN02830792820160080562-2640181
Jama Masjid, Agra

1/40, Kanhaiya Building, Johari Bazar, Dist - Agra, Uttar Pradesh - 282003CBIN02822432820160050562-2266417
Kendriya Hindi Sansthan
Hindi Sansthan Marg, Agra - 282005CBIN0283868NON-MICR9457053391
Nirbhay Nagar Agra

Asopa Hospital & Research Centre Near Amar UjalaCBIN0284002NON-MICR0562-2605673
Dhuliaganj AgraChhili Eit, Ghatia RoadCBIN0284003NON-MICR0562-2623166
Shamsabad Road Agra

Smt. Joy Harris Girls Inter College, Railway Coloney, Agra Cantt., AgraCBIN0284020NON-MICR0562-2420992
Agra Regional Office

37/2/4, IInd Floor, Sanjay Place Dist - Agra, Uttar Pradesh - 282002CBIN0281114NON-MICR0562-2520690
CCPC, Agra

37/2/4, Sanjay Place, Agra, Pin-282005CBIN0284124NON-MICR
Agra Zonal Office

Block No: 37/2/4, Sanjay Place Dist - Agra Uttar Pradesh - 282002CBIN0282606NON-MICR

Products Offered by Central Bank of India in Agra

The Central Bank of India offers multiple loans and investment products that include home loan, personal loan, loan against property, vehicle loan, business loan, education loan and fixed deposits. The product details, eligibility criteria and documents required for each of the product are mentioned below:

Basic Details of Central Bank of India Products

Product NameEligibility CriteriaAmount Interest RateProcessing FeeTenure
Home Loan Eligible Entity – Individuals, group of individuals, salaried employees, self-employed persons, professional, any other person having a legal, identified and regular source of income
Age – The minimum age of the applicant should be 18 years
As per individual's repayment capacity8.55% - 9.10%0.50% of the loan amount subject to maximum ₹ 20,000Maximum – 30 years
Personal LoanPermanent employees of railways, government institutions, central and state government, schools, hospitals, municipal bodies etc .having completed one year of service
confirmed/ permanent employees of Indian/ multinational companies having completed minimum 3 years of service
₹ 1,00,000 – ₹ 5,00,00,00012.30%0.50% of the loan amount subject to maximum ₹ 10,0003 – 7 years
Vehicle LoanEligible Category : - Permanent salaried employees/ Self-Employed Persons / Independent Entrepreneurs -Farmers - Non - Indian Residents - Companies, Societies, Proprietorship and Partnership Firms
Age – Minimum age of the applicant should 18 years and maximum 65 years
Minimum Annual Income -For 4 wheeler ₹ 2,40,000, for 2- wheeler - ₹ 1,20,000
For New Car : ₹ 75,00,000
For Used Car: ₹ 10,00,000
For 2- wheeler: ₹ 10,00,000
7.25% - 7.70%-4 - 7 years
Loan Against PropertyMinimum age of the applicant should be 21 years
Maximum age of the applicant should be 70 years
Minimum Gross Income of the applicant should be ₹ 2,00,000
Minimum - ₹ 1,00,000
Maximum - ₹ 5,00,00,000
10% - 12% p.a.
0.50% - 1% of the loan amountUp to 10 years
Business LoanDepends on the scheme availedUp to ₹ 1,00,00,0008.75% - 9.50% p.a.Depends on the loan amountUp to 10 years
Education LoanThe student should be an Indian National
Should have scored as per the marking set by bank
Up to ₹ 20,00,0008.50%- 10.50% p.a.Nil - ₹ 1,000Up to 15 years
Fixed DepositAn individual either solely or jointly
A minor jointly with a major
A minor over the age of 12 years who can read and write and operate the account personally(Maturity value should not exceed ₹ 50,000)
Charitable and educational institutions
Blind Persons
Illiterate persons
Private Traders, Merchants, Agents, Professionals Partnerships Firms, Companies Clubs, Societies & Corporates
-2.75% - 5.50%-7 days - 10 years

Documents Required

Product NameDocuments
Home Loan Duly Filled Application Form with 2 Passport Size Photographs
Sale Deed & Agreement of Sale
Bank Property Valuation Report/Full Cost Estimate
Legal Scrutiny Report, Property Tax Payment Receipt, EC for the Last 13 Years, Khata and Permission for Mortgage
Age Proof - Passport, PAN Card or Any Other Certificate from Statutory Authority
Identity Proof - PAN Card/Passport/Voter ID/ Driving License
Residence Proof - Passport/Driving License/Voter ID/Ration Card/Telephone Bill
Income Proof - Salary Slip/ ITR, Latest Bank Statements
Other Documents - Title Clearance Report from Advocate & Valuation Report Prepared from a Bank Panel Member
Personal LoanLatest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor
Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried), Last two years profit & loss account and balance sheet, & ITR and Bank statement for last 3 months (for self-employed)
Vehicle LoanAge Proof - Passport/PAN Card/ Voter ID card, Photo Driving License with birth date/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate
Identity Proof - PAN Card/ Voter ID/Passport/Driving License, photograph
Income Proof - Form 16 for last 2 years, Salary slip for last 3 months, proof of employment in the same organisation for two years, salary certificate, bank statement showing salary credit into the account (for salaried), IT returns for the last 2 years along with income computation, bank statement for the last 3-6 months (for self-employed)
Address Proof - Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID
Sign Verification Proof - Driving License/ Passport copy/ PAN Card
Loan Against PropertyApplication form
Financial Statements in case limit is over Rs.10.00 Lakh
Copy of Sales Tax / VAT / any other Tax Registration if applicable
Details of Property offered along with the latest valuation
For existing business, statement of accounts maintained with other Banks
Business LoanProof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company)
Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director (if a company)
Proof of business Address
Last three years balance sheets of the units along with income tax/ sales tax returns etc. (Applicable for all cases from Rs.2 lakhs and above) However, for cases below fund based limits of Rs. 25 lakhs if audited balance sheets are not available, then unaudited balance sheets are also acceptable as per extant instructions of the bank
Copy of Sales tax / VAT /any other Tax Registration
Memorandum and articles of association of the Company/ Partnership Deed of partners etc.
Assets and liabilities statement of promoters and guarantors along with latest income tax returns
Rent Agreement (if business premises on rent) and clearance from pollution control board if applicable
SSI / MSME registration if applicable
Projected balance sheets for the next two years in case of working capital limits and for the period of the loan in case of term loan (for all cases of Rs.2 lakhs and above)
In case of takeover of advances, sanction letters of facilities being availed from existing bankers/ Financial Institutions along with detailed terms and conditions
Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities
Position of accounts from the existing bankers and confirmation about the asset being standard with them (Required only in case of takeover)
Education Loan Proof of identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
Latest salary slip showing all deductions or Form 16 along with recent salary certificate
Bank Statement/Pass Book of last 6 months
Copy of admission letter or the Institute along with Fees schedule
Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses
Fixed DepositProof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement


Personal Loan Interest Rates March 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates March 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%