Central Bank of India Car Loan in Agra

Last Updated : Sept. 5, 2017, 1:19 p.m.
About Central Bank of India Car Loan in Agra
Driving a self-owned car give immense pleasure and make you feel top of the world. Yes, it is a different feeling altogether when you get set go in your favourite car on an unplanned journey, on strange roads, leaving all worries behind. It is equally enjoyable to go for road trips with your friends and family and travel miles creating memories. Reading this, you too might have developed a yearning for buying a car and go on a long drive. If yes, Central Bank of India is here with its amazing loan product. The Bank provides Cent Vehicle loan, a type of car loan to all the aspirant car buyers. The eligible candidates can avail the car loan from the bank and fulfill their dream of driving an owned car. It offers an attractive rate of interest and charges nominal processing fee. Also, it offers loan for the flexible tenure and allows the repayment in the form of EMIs. The people can trust the bank as it is one of the oldest and largest commercial banks in India. The bank traces its roots in imperial India and was established in the year 1911. It has won several awards and is recognised among the leading banks in the country. The bank holds a high position in the Indian banking and financial industry. It has a vast network of branches spread across the country. The bank has 4730 branches, 1 extension counters, along with 10 Satellite Offices throughout the country. It delivers its service even in the remotest corner of the country and assists people to fulfill their dreams. The bank’s service area covers Agra, the home city of iconic Taj Mahal and makes the residents believe that dream can be turned into reality.
Central Bank of India Car Loan in Agra at a Glance
Particulars | Details |
---|---|
Interest Rate | New Cars: 8.70% p.a. Pre-owned Cars: 9.80% p.a. |
Loan Amount | New Cars : Max. upto ₹75 Lakh Pre-owned Cars: Max. upto ₹ 10 Lakh |
Loan Tenure | New Cars : Upto 7 Years Pre-owned Cars : 5 years (for cars upto 3 years old) & 4 years (for cars more than 3 years old) |
Processing Fee | As Per Bank Norms |
Prepayment Fee | As Per Bank Norms |
Eligibility Criteria
The Central Bank of India provides car loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The car loan eligibility criteria is:
- The minimum age of the applicant should be 18 years and maximum 65 years
- The minimum annual income of salaried and non-salaried applicant should be ₹ 2,40,000
- The loan is provided to eligible segments mentioned below:
-Permanent salaried employees/ Self-Employed Persons / Independent Entrepreneurs who have regular source of income.
-Farmers irrespective of land holding engaged in production oriented agricultural activities and in other allied activities.
-Non-resident Indians
-Companies / Proprietorships, Partnership Firm /Societies/etc.
Documents Required
In order to avail the benefit of a car loan, the individual needs to submit the following documents:
Proof | List of Documents |
---|---|
Age Proof | Passport/ PAN Card/ Voter ID card, Photo Driving License with birth date/ Photo ration card with DOB/ Employer certificate/ID/School/ College Leaving Certificate |
Identity Proof | PAN Card/ Voter ID/Passport/Driving License, photograph |
Income Proof | Form 16 for last 2 years, Salary slip for last 3 months, proof of employment in the same organisation for two years, salary certificate, bank statement showing salary credit into the account (for salaried), IT returns for the last 2 years along with income computation, bank statement for the last 3-6 months (for self-employed) |
Address Proof | Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID |
Signature Verification Proof | Driving License/ Passport copy/ PAN Card |
For more information, visit Car Loan Agra
Address of Central Bank of India Branches in Agra
The branch address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Agra are mentioned in the table below:
Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
---|---|---|---|---|
Belanganj, Agra | 1271, Bhairon Bazar, Belanganj, Agra | CBIN0280233 | 282016002 | 0562-2622491 |
Civil Lines, Agra | Opp. Nagar Nigam, M.g.road, Agra | CBIN0280234 | 282016003 | 0562-2858822 |
Favara, Agra | Hospital Road, Favara, Agra | CBIN0280235 | 282016004 | 0562-2361050 |
Tajganj, Agra | Tajganj, Agra | CBIN0280236 | 282016009 | 0562-2331357 |
Agra Cantt | Shyam Bhawan, 9 M.G. Road, Agra | CBIN0280238 | 282016010 | 0562-2365424, 0562-2262574 |
Kamla Nagar, Agra | B - 1, Kamala Nagar, New Agra | CBIN0281419 | 282016006 | 0562-2880456 |
Loha Mandi | 20/18 A, Sir Ki Mandi, Lohamandi, Agra, Uttar Pradesh - 282002 | CBIN0281423 | 282016007 | 0562-2810491 |
Asopa Hospital & Research Centre | Asopa Hospital & Research Centre Near Amar Ujala | CBIN0010234 | NON-MICR | 0562-2605673 |
Maharaja Agrasen Inter College, Agra | Chhili Eit, Ghatia Road | CBIN0010235 | NON-MICR | 0562-2623166 |
Smt. Joy Harris Girls Inter College, Agra | Smt. Joy Harris Girls Inter College, Railway Coloney, Agra Cantt., Agra | CBIN0010238 | NON-MICR | 0562-2420992 |
N.C.Vedic College, Agra | N.C.Vedic College, Grand Hotel Road, Agra Cantt., Agra | CBIN0284019 | NON-MICR | 0562-2227906 |
Sikandara, Agra | 103, H.I.G., Sector 16, Aras Vikas Colony, P.O. Sikandara, Pincode: 282007 | CBIN0283079 | 282016008 | 0562-2640181 |
Jama Masjid, Agra | 1/40, Kanhaiya Building, Johari Bazar, Dist - Agra, Uttar Pradesh - 282003 | CBIN0282243 | 282016005 | 0562-2266417 |
Kendriya Hindi Sansthan | Hindi Sansthan Marg, Agra - 282005 | CBIN0283868 | NON-MICR | 9457053391 |
Nirbhay Nagar Agra | Asopa Hospital & Research Centre Near Amar Ujala | CBIN0284002 | NON-MICR | 0562-2605673 |
Dhuliaganj Agra | Chhili Eit, Ghatia Road | CBIN0284003 | NON-MICR | 0562-2623166 |
Shamsabad Road Agra | Smt. Joy Harris Girls Inter College, Railway Coloney, Agra Cantt., Agra | CBIN0284020 | NON-MICR | 0562-2420992 |
Agra Regional Office | 37/2/4, IInd Floor, Sanjay Place Dist - Agra, Uttar Pradesh - 282002 | CBIN0281114 | NON-MICR | 0562-2520690 |
CCPC, Agra | 37/2/4, Sanjay Place, Agra, Pin-282005 | CBIN0284124 | NON-MICR | 2267123680 |
Agra Zonal Office | Block No: 37/2/4, Sanjay Place Dist - Agra Uttar Pradesh - 282002 | CBIN0282606 | NON-MICR | 0562-2850154/24 |