Central Bank of India Car Loan in Guwahati

About Central Bank of India Car Loan in Guwahati

For how long you have been postponing your dream of buying a car saying that it is not the correct time? Ahmm… quite long, right. So when will that moment come when you will give ground to your dream? What… searching for the financier that can lend you funds at reasonable rates. Let me make it easy for you. The Central Bank of India provides a car loan to the candidates who are aspiring to purchase a car. It helps them fulfill their desire of driving their favourite car. It offers the loan at an attractive rate of interest for the purchase of both old and new car. The loan is provided for the flexible range of tenure. The candidates can easily procure the loan if they meet the standards set the bank.
Still thinking… What? About the reliability of institution? Central Bank of India is one of the most trusted banks in the country. The roots of the bank lie in the colonial India. Yes, it is that old. The bank was established a century ago in the year 1911. The establishment of the Bank was the ultimate realisation of the dream of Sir Sorabji Pochkhanawala, founder of the Bank. It is the first bank in the history that was totally owned and managed by the Indians. Over the years, the bank has built a great market for itself and gained heights. The bank has been awarded Banking Technology award for rendering the best techno-savvy services. It even was awarded Fintech India Award 2016 under category Mobile Banking at a function organized in Mumbai. Due to the extensive distribution of its vast network, it is described as All India Bank. The bank branches are present across the length and width of the nation. It has a network of 4,741 branches, 5,000 ATMs, 1 Extension counter and 10 satellite offices at various centres of the country.

Central Bank of India Car Loan in Guwahati at a Glance

ParticularsDetails
Interest RateNew Cars: 8.70% p.a.

Pre-owned Cars: 9.80% p.a.
Loan AmountNew Cars : Max. upto ₹75 Lakh

Pre-owned Cars: Max. upto ₹ 10 Lakh
Loan TenureNew Cars : Upto 7 Years

Pre-owned Cars : 5 years (for cars upto 3 years old) & 4 years (for cars more than 3 years old)
Processing FeeAs Per Bank Norms
Prepayment FeeAs Per Bank Norms

Eligibility Criteria

The Central Bank of India provides car loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The car loan eligibility criteria is:

  • The minimum age of the applicant should be 18 years and maximum 65 years
  • The minimum annual income of salaried and non-salaried applicant should be ₹ 2,40,000
  • The loan is provided to eligible segments mentioned below:
    -Permanent salaried employees/ Self-Employed Persons / Independent Entrepreneurs who have regular source of income.
    -Farmers irrespective of land holding engaged in production oriented agricultural activities and in other allied activities.
    -Non-resident Indians
    -Companies / Proprietorships, Partnership Firm /Societies/etc.

Documents Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

Proof List of Documents
Age Proof Passport/ PAN Card/ Voter ID card, Photo Driving License with birth date/ Photo ration card with DOB/ Employer certificate/ID/School/ College Leaving Certificate
Identity ProofPAN Card/ Voter ID/Passport/Driving License, photograph
Income ProofForm 16 for last 2 years, Salary slip for last 3 months, proof of employment in the same organisation for two years, salary certificate, bank statement showing salary credit into the account (for salaried), IT returns for the last 2 years along with income computation, bank statement for the last 3-6 months (for self-employed)
Address ProofLatest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID
Signature Verification ProofDriving License/ Passport copy/ PAN Card

For further details read Car Loan Guwahati

Address of Central Bank of India Branches in Guwahati

The branch address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Guwahati are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Guwahati

Rahman Manzil, Ist Floor, Pan Bazar, Guwahati - 781001, Dist: KamrupCBIN02800017810160020361-2540483, 0361-2605450
Dispur Gauhati

Babi Market, 1st Floor, G.S. Road, Ganeshguri, Chariali, GuwahatiCBIN02812307810160040361-2204456, 0361-2203015
Fancy Bazar, Guwahati

Babubazar Building, Fancy Bazar, S.S. Road, GuwahatiCBIN02813037810160030361-2592787
Non Business Office Guwahati
CBI Bldg., 1st Floor, Panbazar, H.B.Road, Guwahati - 781001, Dist. Kamrup, AssamCBIN02831997810160011800 200 1911
Ulubari Guwahati

Near Apsara Cinema Hall, G.S. Road, Ulubari, GuwahatiCBIN02832007810160050361-2547765
Fancy Market Guwahati
Suraj Market, P.O. Fancy Bazar, GuwahatiCBIN02832027810160070361-2543593
Dispur Capital Guwahati

Ganeshguri, Chariali, P.O. Sachibalya, Dispur, GuwahatiCBIN02832037810160080361-2261139
Pan Market

Hem Baruah Road, Pan Bazar, Guwahati - 781001CBIN02832097810160120361-2543165
Bhangagarh

CBI Building, Bangagarh, GuwahatiCBIN02832297810160110361-2529781 , 2451790
Barbari

Barbari Chowk, Vip Road, P.O. Hengrabari, Guwahati, AssamCBIN02835187810160180361-2335217
Bhetapara

House No. 44, Bhetpara Chariali, Bhetpara P.O., Guwahati, AssamCBIN02835927810160199864495110
Narangi Cantonment, H.Q. - 51

Rhino Shopping Complex, H.Q. - 51, Sub Area,Narengi Cantonment Area, Narengi, Guwahati 781027CBIN02836707810160200361-2641988
Lal Ganesh

Lal Ganesh Tiniali, Lokra Road, Dist - Kamrup Metro, Assam - 781034CBIN0283591NON-MICR0361-2491946
Maligaon, Guwahati

Maligaon - Pandu Road, P.O. Maligaon, Guwahati, Dist - Kamrup, Assam - 781012CBIN02832047810160090361-2570283
R.G.Barooah Road, Guwahati

P.O.R.G. Baruah Road, Guwahati, Dist - Kamrup, Assam - 781003CBIN02830647810160140361-2456206
Guwahati Regional Office

Central Bank Building, 3rd Floor, Bhangagarh Dist - Kamrup, Assam - 781005CBIN0281152NON-MICR
0361-2451863
Guwahati Zonal Office

G.S.Road, Central Bank Building, Bhangagarh Dist - Guwahati Assam - 781005CBIN0282807NON-MICR
0361-2457651/2457652
CCPC, Guwahati

Zonal Office, 2nd Floor, C.S.Road, Bhangagarh, Guwahati, Assam Pin 781005CBIN0284161NON-MICR
22612008
Six Miles

G.K.Plaza, Six Miles, Guwahati, Pin 781022, Kamrup, AssamCBIN0284213NON-MICR
22612008
Retail Asset Branch

House No.1, First Floor, G.N.B Main Road, Opp. Goswami Services, Silpukhuri, Guwahati-781003, Kamrup, AssamCBIN0284542NON-MICR
022-22612008

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