About Central Bank of India Car Loan in Guwahati
For how long you have been postponing your dream of buying a car saying that it is not the correct time? Ahmm… quite long, right. So when will that moment come when you will give ground to your dream? What… searching for the financier that can lend you funds at reasonable rates. Let me make it easy for you. The Central Bank of India provides a car loan to the candidates who are aspiring to purchase a car. It helps them fulfill their desire of driving their favourite car. It offers the loan at an attractive rate of interest for the purchase of both old and new car. The loan is provided for the flexible range of tenure. The candidates can easily procure the loan if they meet the standards set the bank.
Still thinking… What? About the reliability of institution? Central Bank of India is one of the most trusted banks in the country. The roots of the bank lie in the colonial India. Yes, it is that old. The bank was established a century ago in the year 1911. The establishment of the Bank was the ultimate realisation of the dream of Sir Sorabji Pochkhanawala, founder of the Bank. It is the first bank in the history that was totally owned and managed by the Indians. Over the years, the bank has built a great market for itself and gained heights. The bank has been awarded Banking Technology award for rendering the best techno-savvy services. It even was awarded Fintech India Award 2016 under category Mobile Banking at a function organized in Mumbai. Due to the extensive distribution of its vast network, it is described as All India Bank. The bank branches are present across the length and width of the nation. It has a network of 4,741 branches, 5,000 ATMs, 1 Extension counter and 10 satellite offices at various centres of the country.
Central Bank of India Car Loan in Guwahati at a Glance
Particulars | Details |
---|---|
Interest Rate | New Cars: 8.70% p.a. Pre-owned Cars: 9.80% p.a. |
Loan Amount | New Cars : Max. upto ₹75 Lakh Pre-owned Cars: Max. upto ₹ 10 Lakh |
Loan Tenure | New Cars : Upto 7 Years Pre-owned Cars : 5 years (for cars upto 3 years old) & 4 years (for cars more than 3 years old) |
Processing Fee | As Per Bank Norms |
Prepayment Fee | As Per Bank Norms |
Eligibility Criteria
The Central Bank of India provides car loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The car loan eligibility criteria is:
- The minimum age of the applicant should be 18 years and maximum 65 years
- The minimum annual income of salaried and non-salaried applicant should be ₹ 2,40,000
- The loan is provided to eligible segments mentioned below:
-Permanent salaried employees/ Self-Employed Persons / Independent Entrepreneurs who have regular source of income.
-Farmers irrespective of land holding engaged in production oriented agricultural activities and in other allied activities.
-Non-resident Indians
-Companies / Proprietorships, Partnership Firm /Societies/etc.
Documents Required
In order to avail the benefit of a car loan, the individual needs to submit the following documents:
Proof | List of Documents |
---|---|
Age Proof | Passport/ PAN Card/ Voter ID card, Photo Driving License with birth date/ Photo ration card with DOB/ Employer certificate/ID/School/ College Leaving Certificate |
Identity Proof | PAN Card/ Voter ID/Passport/Driving License, photograph |
Income Proof | Form 16 for last 2 years, Salary slip for last 3 months, proof of employment in the same organisation for two years, salary certificate, bank statement showing salary credit into the account (for salaried), IT returns for the last 2 years along with income computation, bank statement for the last 3-6 months (for self-employed) |
Address Proof | Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID |
Signature Verification Proof | Driving License/ Passport copy/ PAN Card |
For further details read Car Loan Guwahati
Address of Central Bank of India Branches in Guwahati
The branch address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Guwahati are mentioned in the table below:
Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
---|---|---|---|---|
Guwahati | Rahman Manzil, Ist Floor, Pan Bazar, Guwahati - 781001, Dist: Kamrup | CBIN0280001 | 781016002 | 0361-2540483, 0361-2605450 |
Dispur Gauhati | Babi Market, 1st Floor, G.S. Road, Ganeshguri, Chariali, Guwahati | CBIN0281230 | 781016004 | 0361-2204456, 0361-2203015 |
Fancy Bazar, Guwahati | Babubazar Building, Fancy Bazar, S.S. Road, Guwahati | CBIN0281303 | 781016003 | 0361-2592787 |
Non Business Office Guwahati | CBI Bldg., 1st Floor, Panbazar, H.B.Road, Guwahati - 781001, Dist. Kamrup, Assam | CBIN0283199 | 781016001 | 1800 200 1911 |
Ulubari Guwahati | Near Apsara Cinema Hall, G.S. Road, Ulubari, Guwahati | CBIN0283200 | 781016005 | 0361-2547765 |
Fancy Market Guwahati | Suraj Market, P.O. Fancy Bazar, Guwahati | CBIN0283202 | 781016007 | 0361-2543593 |
Dispur Capital Guwahati | Ganeshguri, Chariali, P.O. Sachibalya, Dispur, Guwahati | CBIN0283203 | 781016008 | 0361-2261139 |
Pan Market | Hem Baruah Road, Pan Bazar, Guwahati - 781001 | CBIN0283209 | 781016012 | 0361-2543165 |
Bhangagarh | CBI Building, Bangagarh, Guwahati | CBIN0283229 | 781016011 | 0361-2529781 , 2451790 |
Barbari | Barbari Chowk, Vip Road, P.O. Hengrabari, Guwahati, Assam | CBIN0283518 | 781016018 | 0361-2335217 |
Bhetapara | House No. 44, Bhetpara Chariali, Bhetpara P.O., Guwahati, Assam | CBIN0283592 | 781016019 | 9864495110 |
Narangi Cantonment, H.Q. - 51 | Rhino Shopping Complex, H.Q. - 51, Sub Area,Narengi Cantonment Area, Narengi, Guwahati 781027 | CBIN0283670 | 781016020 | 0361-2641988 |
Lal Ganesh | Lal Ganesh Tiniali, Lokra Road, Dist - Kamrup Metro, Assam - 781034 | CBIN0283591 | NON-MICR | 0361-2491946 |
Maligaon, Guwahati | Maligaon - Pandu Road, P.O. Maligaon, Guwahati, Dist - Kamrup, Assam - 781012 | CBIN0283204 | 781016009 | 0361-2570283 |
R.G.Barooah Road, Guwahati | P.O.R.G. Baruah Road, Guwahati, Dist - Kamrup, Assam - 781003 | CBIN0283064 | 781016014 | 0361-2456206 |
Guwahati Regional Office | Central Bank Building, 3rd Floor, Bhangagarh Dist - Kamrup, Assam - 781005 | CBIN0281152 | NON-MICR | 0361-2451863 |
Guwahati Zonal Office | G.S.Road, Central Bank Building, Bhangagarh Dist - Guwahati Assam - 781005 | CBIN0282807 | NON-MICR | 0361-2457651/2457652 |
CCPC, Guwahati | Zonal Office, 2nd Floor, C.S.Road, Bhangagarh, Guwahati, Assam Pin 781005 | CBIN0284161 | NON-MICR | 22612008 |
Six Miles | G.K.Plaza, Six Miles, Guwahati, Pin 781022, Kamrup, Assam | CBIN0284213 | NON-MICR | 22612008 |
Retail Asset Branch | House No.1, First Floor, G.N.B Main Road, Opp. Goswami Services, Silpukhuri, Guwahati-781003, Kamrup, Assam | CBIN0284542 | NON-MICR | 022-22612008 |