Central Bank of India Car Loan Lucknow - Wishfin

Central Bank of India Car Loan in Lucknow

About Central Bank of India Car Loan in Lucknow

The society justifies the status symbol of a person by the luxury owned by him/her. And majorly by the number and model of cars a person possess. Though I too believe in ‘Old is gold’ concept but in terms of technology and machines, this concept dwindles a little. This is because after a certain period of time a machine doesn’t function well and its value depreciate. The same happens with the car. It starts giving problems if used for a stretched life expectancy. Moreover, a person gets bored driving the same car. That is the reason why people change cars after a decade or so. If you are planning to change yours or buy another one then Central Bank of India is here with a ready-made financial solution. The bank provides car loan to support the dream of owning a car. This product is available in India including the city of Lucknow.
The Central Bank of India was incorporated in the year 1911 with the vision to emerge as a strong, vibrant and pro-active Bank/Financial Super Market. The bank positively contributes to the emerging needs of the economy through consistent harmonization of human, financial and technological resources and effective risk control systems. The aim of the bank is to deliver the best quality banking service to the customers and enhance their banking experience. It is one of the 19 public sector banks in India to get recapitalisation finance from the Indian government.
The bank nationalized in 1969 and continued to initiate new plans and policies so as to meet the emerging requirements of the people. The bank helps them by extending financial assistance and provides easy credits at reasonable rates. The bank provides the apt financial guidance and encourages the people to fulfill their dreams.

Central Bank of India Car Loan in Lucknow at a Glance

Interest RateNew Cars: 8.70% p.a.

Pre-owned Cars: 9.80% p.a.
Loan AmountNew Cars : Max. upto ₹75 Lakh

Pre-owned Cars: Max. upto ₹ 10 Lakh
Loan TenureNew Cars : Upto 7 Years

Pre-owned Cars : 5 years (for cars upto 3 years old) & 4 years (for cars more than 3 years old)
Processing FeeAs Per Bank Norms
Prepayment FeeAs Per Bank Norms

Eligibility Criteria

The Central Bank of India provides car loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The car loan eligibility criteria are:

  • The minimum age of the applicant should be 18 years and maximum 65 years
  • The minimum annual income of salaried and non-salaried applicant should be ₹ 2,40,000
  • The loan is provided to eligible segments mentioned below:
    -Permanent salaried employees/ Self-Employed Persons / Independent Entrepreneurs who have a regular source of income.
    -Farmers irrespective of land holding engaged in production oriented agricultural activities and in other allied activities.
    -Non-resident Indians
    -Companies / Proprietorships, Partnership Firm /Societies/etc.

Documents Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

Proof List of Documents
Age Proof Passport/ PAN Card/ Voter ID card, Photo Driving License with birth date/ Photo ration card with DOB/ Employer certificate/ID/School/ College Leaving Certificate
Identity ProofPAN Card/ Voter ID/Passport/Driving License, photograph
Income ProofForm 16 for last 2 years, Salary slip for last 3 months, proof of employment in the same organisation for two years, salary certificate, bank statement showing salary credit into the account (for salaried), IT returns for the last 2 years along with income computation, bank statement for the last 3-6 months (for self-employed)
Address ProofLatest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID
Signature Verification ProofDriving License/ Passport copy/ PAN Card

For more information, visit Car Loan Lucknow

Address of Central Bank of India Branches in Lucknow

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Lucknow is mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Lucknow Main
72, Hazratgabj Lucknow - 226001CBIN02801392260160020522-2616063
Alambagh, LucknowTalkatora Rd., AlambaghCBIN02801402260160030522-2455057 / 9072
Aminabad, Lucknow

P.B.No 14, Aminabad, 166/11, Aminudaula Park, LucknowCBIN02801412260160050522-2629947
Faizabad Rd. Lucknow
Opp. Police Hospital, Faizabad Road, LucknowCBIN02801422260160100522-2326555
Chowk, Lucknow

310/2, Gole Darwaja Road, Near Kotwali Chowk, LucknowCBIN02801432260160080522-2255418
Naka Hindola, LucknowNaka Hindola, LucknowCBIN02801442260160150522-2682484
Vivekanand Polyclinic, Lucknow
Behind Vivekanand Polyclinic Hospital, LucknowCBIN02801452260160170522-2788073
Subhas Marg, Lucknow86, Subhash Marg, LucknowCBIN02813592260160160522-2265230
Cantt. Road LucknowCantt. Road LucknowCBIN02815712260160070522-2611098
Nakhas, Lucknow
299/58, Nazeer Building, Nakhas, LucknowCBIN02815932260160140522-2260039
Manak Nagar, LucknowR.D.S.O., Manak Nagar, LucknowCBIN02817222260160130522-2456960
Ahibannapuir, Lucknow
Mausam Bagh, Sitapur Road, LucknowCBIN02818322260160040522-2757745
Mahanagar, LucknowB - 54, Mahanagar Extension, LucknowCBIN02821482260160120522-2321418, 0522-2389481,
Joppling Road
25/A, Joppling Road, LucknowCBIN02827682260160110522-2207107
BO Lucknow

73, Hazratganj, Lucknow - 226001, Uttar PradeshCBIN02831652080160021800 200 1911
Gomti Nagar, Lucknow
4/275, Vineet Khand, Gomti NagarCBIN02833052260160200522-2726887
Rajaji Puram

E - 2203, Rajajipuram, First Floor, Lucknow - 226017CBIN02834042260160210522-2411799
Uttar Pradesh State Road Transport Corporation, Lucknow (UPSRTC)
UPSRTC Extn Counter, Uttar Pradesh Rajya Sadak Parivahan Nigam Mukhyalaya, Tehri Kothi, Lucknow - 226001CBIN00101392260160020522-2615988
Sahkari Ganna Vikas Samiti Ltd.barabanki

Extn Counter, Ganna Vikas Samiti, Court Road, Barabanki - 225001CBIN0010146NON-MICR05248-227433
Eram Intermediate College, C Block Indira Nagar
Eram Intermediate College, C - Block, Indira Nagar LucknowCBIN0283705NON-MICR0522-2310710
St. Fidelis High School, Church Road, Aliganj, LucknowSt Fidelis High School, Church Road, Vishnupuri, Aliganj 226022CBIN0283717NON-MICR0522-2322830

B - 1/49, Sector - P. Aliganj, Lucknow, Pincode: 226021CBIN0283653NON-MICR
1800 200 1911

K - 1186, Opp, Ashiana Police Station, Ashiana, Pincode: 226012CBIN0283652NON-MICR
1800 200 1911
Deva Road Ind.area, Lucknow

At Deva Road Industrial Area, Matiyari Chauraha, Post Chinhat, Pincode: 227105CBIN02830772260160090522-2815835
Indira Nagar

14/38, Sector 14, Indira Nagar, Lucknow, Pincode: 226016CBIN0283683NON-MICR
1800 200 1911
Krishna Devi Girls Degree College, Alambagh

Krishna Devi Girls Degree College, Alambagh, Kanpur Road, Singarnagar, Pincode: 226005CBIN02833012260160190522-2450910
Bakshi Ka Talab LucknowBakshi Ka Talab, Pincode: 227202CBIN028101522601600605212-298221
Asset Recovery Branch, Lucknow

First Floor, Akashdeep, 23 Vidhan Sabha Marg, LucknowCBIN0283753NON-MICR
Central Command HQ. Lucknow

Central Command HQ.central Command Canteen, 5, Usman Road, Luck Now, Dist - Lucknow, Uttar Pradesh - 226001CBIN0011571NON-MICR
I.I.M. Lucknow

Indian Institute Of Management, IIM Campus, Luck Now, Dist - Lucknow, Uttar PradeshCBIN0283936NON-MICR
Sarojini Nagar, Lucknow

Gauri Bazar, Sarojini Nagar, Kanpur Road, Lucknow, UP - 226008CBIN0283745NON-MICR
1800 200 1911
Non Conventional Energy Development Agency, LucknowVibhuti Khand, Gomatinagar, Dist - Lucknow, Uttar Pradesh - 226001CBIN0283946NON-MICR
522 - 2720690
Colvin Taluqdars College

Colvin Taluqdars College, University Road, Luck Now, Dist - Lucknow, Uttar Pradesh - 226001CBIN0283754NON-MICR
UPSRTC, Lucknow

UPSRTC Extn Counter, Uttar Pradesh Rajya Sadak Parivahan Nigam Mukhyalaya, Tehri Kothi, Lucknow - 226001CBIN0283901NON-MICR
Sahkari Ganna Vikas Samiti Ltd. Lucknow

Extn Counter, Ganna Vikas Samiti, Court Road, Barabanki - 225001CBIN0283948NON-MICR
Lucknow Zonal Office

P.B. No: 10, Akash Deep, 23, Vidhan Sabha Road Dist - Lucknow Uttar Pradesh - 226001CBIN0281112NON-MICR
Lucknow Regional Office

1st Floor, 72, Mahatma Gandhi Road, Hazratganj Dist - Lucknow, Utar Pradesh - 226001CBIN0282061NON-MICR0522-2616063
Mid Corp FIN BR, Lucknow

72, M.G. Marg, Hazratganj, Lucknow, U.P. Pincode - 226001CBIN0284116NON-MICR
9792216940, 9918002158
Jankipura Extension

C/O Shri Umesh Prasad Tiwari, 7/743, Sector 7, Jankipuram Extension, Lucknow 226021CBIN0285006NON-MICR


Personal Loan Interest Rates February 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates February 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%