Central Bank of India Car Loan in Noida
Last Updated : March 25, 2017, 4:07 p.m.
About Central Bank of India Car Loan in Noida
Are you looking for a car financier that can get you your dream car? Then read about the Car Loan offered by one of the India’s leading Banking Institute. Central Bank of India is the nationalized bank that offers car loan at a modest rate of interest. The details of the Central Bank Car Loan in Noida is given below.
Central Bank of India Car Loan in Noida at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | New Cars: 8.70% p.a. Pre-owned Cars: 9.80% p.a. |
| Loan Amount | New Cars : Max. upto ₹75 Lakh Pre-owned Cars: Max. upto ₹ 10 Lakh |
| Loan Tenure | New Cars : Upto 7 Years Pre-owned Cars : 5 years (for cars upto 3 years old) & 4 years (for cars more than 3 years old) |
| Processing Fee | As Per Bank Norms |
| Prepayment Fee | As Per Bank Norms |
Eligibility Criteria
The Central Bank of India provides car loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The car loan eligibility criteria is:
- The minimum age of the applicant should be 18 years and maximum 65 years
- The minimum annual income of salaried and non-salaried applicant should be ₹ 2,40,000
- The loan is provided to eligible segments mentioned below:
-Permanent salaried employees/ Self-Employed Persons / Independent Entrepreneurs who have regular source of income.
-Farmers irrespective of land holding engaged in production oriented agricultural activities and in other allied activities.
-Non-resident Indians
-Companies / Proprietorships, Partnership Firm /Societies/etc.
Documents Required
In order to avail the benefit of a car loan, the individual needs to submit the following documents:
| Proof | List of Documents |
|---|---|
| Age Proof | Passport/ PAN Card/ Voter ID card, Photo Driving License with birth date/ Photo ration card with DOB/ Employer certificate/ID/School/ College Leaving Certificate |
| Identity Proof | PAN Card/ Voter ID/Passport/Driving License, photograph |
| Income Proof | Form 16 for last 2 years, Salary slip for last 3 months, proof of employment in the same organisation for two years, salary certificate, bank statement showing salary credit into the account (for salaried), IT returns for the last 2 years along with income computation, bank statement for the last 3-6 months (for self-employed) |
| Address Proof | Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID |
| Signature Verification Proof | Driving License/ Passport copy/ PAN Card |
For more details, read Car Loan Noida
Address of Central Bank of India Branches in Noida
The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Noida is mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| Sector 15 A Nayabans (Noida) | C - 30, Sector 2, Nayabans, Noida | CBIN0282276 | 110016064 | (0120) 2518151 |
| NEPZ Noida | Noida Special Economic Zone, Noida, Distt. Gautam Buddh Nagar U P Pin - 201305 | CBIN0282737 | 110016079 | (0120) 2562003 - 2377 |
| Residents Welfare Ass.sector 15 - A Noida | Sports Club Complex, Sector 15 - A, Noida | CBIN0283172 | 110016086 | (0120) 2511747 |
| Noida Sector 24 | B - 24, Sector - 22, Noida | CBIN0283523 | 110016125 | 1800 200 1911 |
| Greater Noida | Shop No.17, 18, 118, 119 & 120 , Harsha Mall, D - 3 Alpha Commercial Belt, Alpha First Greater Noida - 201301 | CBIN0283862 | NON-MICR | 1800 200 1911 |