Central Bank of India Car Loan Noida - Wishfin

Central Bank of India Car Loan in Noida

About Central Bank of India Car Loan in Noida

Are you looking for a car financier that can get you your dream car? Then read about the Car Loan offered by one of the India’s leading Banking Institute. Central Bank of India is the nationalized bank that offers car loan at a modest rate of interest. The details of the Central Bank Car Loan in Noida is given below.

Central Bank of India Car Loan in Noida at a Glance

Interest RateNew Cars: 8.70% p.a.

Pre-owned Cars: 9.80% p.a.
Loan AmountNew Cars : Max. upto ₹75 Lakh

Pre-owned Cars: Max. upto ₹ 10 Lakh
Loan TenureNew Cars : Upto 7 Years

Pre-owned Cars : 5 years (for cars upto 3 years old) & 4 years (for cars more than 3 years old)
Processing FeeAs Per Bank Norms
Prepayment FeeAs Per Bank Norms

Eligibility Criteria

The Central Bank of India provides car loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The car loan eligibility criteria is:

  • The minimum age of the applicant should be 18 years and maximum 65 years
  • The minimum annual income of salaried and non-salaried applicant should be ₹ 2,40,000
  • The loan is provided to eligible segments mentioned below:
    -Permanent salaried employees/ Self-Employed Persons / Independent Entrepreneurs who have regular source of income.
    -Farmers irrespective of land holding engaged in production oriented agricultural activities and in other allied activities.
    -Non-resident Indians
    -Companies / Proprietorships, Partnership Firm /Societies/etc.

Documents Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

Proof List of Documents
Age Proof Passport/ PAN Card/ Voter ID card, Photo Driving License with birth date/ Photo ration card with DOB/ Employer certificate/ID/School/ College Leaving Certificate
Identity ProofPAN Card/ Voter ID/Passport/Driving License, photograph
Income ProofForm 16 for last 2 years, Salary slip for last 3 months, proof of employment in the same organisation for two years, salary certificate, bank statement showing salary credit into the account (for salaried), IT returns for the last 2 years along with income computation, bank statement for the last 3-6 months (for self-employed)
Address ProofLatest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID
Signature Verification ProofDriving License/ Passport copy/ PAN Card

For more details, read Car Loan Noida 

Address of Central Bank of India Branches in Noida

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Noida is mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Sector 15 A Nayabans (Noida)C - 30, Sector 2, Nayabans, Noida
CBIN0282276110016064(0120) 2518151
NEPZ Noida

Noida Special Economic Zone, Noida, Distt. Gautam Buddh Nagar U P Pin - 201305CBIN0282737110016079(0120) 2562003 - 2377
Residents Welfare Ass.sector 15 - A NoidaSports Club Complex, Sector 15 - A, Noida
CBIN0283172110016086(0120) 2511747
Noida Sector 24

B - 24, Sector - 22, NoidaCBIN02835231100161251800 200 1911
Greater Noida

Shop No.17, 18, 118, 119 & 120 , Harsha Mall, D - 3 Alpha Commercial Belt, Alpha First Greater Noida - 201301CBIN0283862NON-MICR1800 200 1911

Personal Loan Interest Rates February 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates February 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%