Car Loan Rates EMI 2024
Central Bank of India Car Loan in Patna
Last Updated : March 25, 2017, 4:07 p.m.
About Central Bank of India Car Loan in Patna
Now avail the benefit of car loan from Central Bank of India and bring home your dream car. The bank lends money to the potential car buyers for the purchase of both pre-owned and new cars. This service is available for the residents of Patna. The eligible candidates can apply for the loan by the visiting the nearest branch.
Central Bank of India Car Loan in Patna at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | New Cars: 8.70% p.a. Pre-owned Cars: 9.80% p.a. |
| Loan Amount | New Cars : Max. upto ₹75 Lakh Pre-owned Cars: Max. upto ₹ 10 Lakh |
| Loan Tenure | New Cars : Upto 7 Years Pre-owned Cars : 5 years (for cars upto 3 years old) & 4 years (for cars more than 3 years old) |
| Processing Fee | As Per Bank Norms |
| Prepayment Fee | As Per Bank Norms |
Eligibility Criteria
The Central Bank of India provides car loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The car loan eligibility criteria is:
- The minimum age of the applicant should be 18 years and maximum 65 years
- The minimum annual income of salaried and non-salaried applicant should be ₹ 2,40,000
- The loan is provided to eligible segments mentioned below:
-Permanent salaried employees/ Self-Employed Persons / Independent Entrepreneurs who have regular source of income.
-Farmers irrespective of land holding engaged in production oriented agricultural activities and in other allied activities.
-Non-resident Indians
-Companies / Proprietorships, Partnership Firm /Societies/etc.
Documents Required
In order to avail the benefit of a car loan, the individual needs to submit the following documents:
| Proof | List of Documents |
|---|---|
| Age Proof | Passport/ PAN Card/ Voter ID card, Photo Driving License with birth date/ Photo ration card with DOB/ Employer certificate/ID/School/ College Leaving Certificate |
| Identity Proof | PAN Card/ Voter ID/Passport/Driving License, photograph |
| Income Proof | Form 16 for last 2 years, Salary slip for last 3 months, proof of employment in the same organisation for two years, salary certificate, bank statement showing salary credit into the account (for salaried), IT returns for the last 2 years along with income computation, bank statement for the last 3-6 months (for self-employed) |
| Address Proof | Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID |
| Signature Verification Proof | Driving License/ Passport copy/ PAN Card |
For more information, visit Car Loan Patna
Address of Central Bank of India Branches in Patna
The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Patna is mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| Boring Road, Patna | Laxmi Complex, Boring Road, Patna | CBIN0280008 | 800016006 | (0612) 2234762 |
| Patna | P.B. NO. 64, New Dak Bungalow, Patna 800001 | CBIN0280009 | 800016002 | (0612) 2222501, (0612) 2202605 |
| Rajendra Nagar Patna | Patliputra Peth, Rajendra Nagar, Patna | CBIN0280011 | 800016004 | (0612) 2672942 |
| Yarpur Patna | Near Mithapur Chowk, Khagaul Road, Yarpur, Patna | CBIN0281232 | 800016011 | (0612) 2226605 |
| Lohianagar Patna | Kankarbagh Colony, Lohianagar, Patna | CBIN0281316 | 800016012 | (0612) 2353297 |
| Moradpur, Patna | Opp. Womens Hospital, Ashok Raj Path, Patna | CBIN0281318 | 800016007 | (0612) 2302921 |
| Budh Marg, Patna | Budh Marg, Patna | CBIN0281488 | 800016010 | (0612) 2221554 |
| Dinapur | Main Road, P.o. Dinapur Cantt., Dinapur | CBIN0281662 | 800016016 | (06115) 227487 |
| Frazer Road, Patna | Frazer Road, Patna | CBIN0281668 | 800016009 | (0612) 2226631 / 2235988 |
| Chitkhora, Patna | Chitkhora Road, P.O. Anishabad, Patna | CBIN0282779 | 800016018 | (0612) 2250238 |
| Patelnagar BSEB Colony, Patna | 11, Patelnagar, Opp. Dr. B. Bhattacharaya, P.O. Shastrinagar | CBIN0283074 | 800016020 | (0612) 2287818 |
| NBO, Patna | NBO, Frazer Road, Patna - 1 | CBIN0283143 | 800016001 | 1800 200 1911 |
| Rajiv Nagar | Mehta Market, Rajiv Nagar Main Road, P.O. Keshri Nagar | CBIN0283352 | 800016023 | (0612) 2273001 |
| Hanuman Nagar | Hanuman Nagar Main Road, P.O. Lohianagar | CBIN0283353 | 800016022 | 1800 200 1911 |
| Patna University | Patna College Campus, Ashok Rajpath, Patna | CBIN0283532 | 800016024 | 1800 200 1911 |
| College Of Commerce, Patna | College Of Commerce, Patna Branch College Of Commerce Patna Dist - Patna, Bihar - - 800020 | CBIN0283757 | 800016004 | 0612-2353186 |
| Office Of Controller Of Defence Accounts (C.D.S.) Patna | Office Of Controller Of Defence Accounts (C.D.S.) Patna Branchcda Building, Rajendrapath, Patna - 800019 Dist - Patna, Bihar | CBIN0011668 | 800016009 | 0612-2321476 |
| Digha, Patna | Gandhi Chowk, Digha, P.O. Betaganj, Pincode: 800018 | CBIN0281327 | 800016017 | (0612) 2560531 |
| Jhauganj Patna City | Jhauganj, Patna, Pincode: 800008 | CBIN0280010 | 800016003 | (0612) 2642396 |
| Kadamkuan New Area, Patna | D Block, Kadamkuan New Area, Patna, Pincode: 800003 | CBIN0282403 | 800016014 | (0612) 2688380 |
| Patliputra Colony, Patna | Laxmi Nivas, 154 - B , Patliputra Colony, Dist - Patna, Bihar - 800013 | CBIN0281441 | 800016015 | (0612) 2262271 |
| Rajwanshinagar, Patna | Shastri Nagar, Patna, Pincode: 800023 | CBIN0281998 | 800016019 | (0612) 2281228 |
| Birla Mandir Rd., Patna | Birla Mandir Road, Patna, Pincode: 800014 | CBIN0280007 | 800016005 | (0612) 2302930 |
| Chiraiantaur, Patna | Malti Market, 1st Floor, Chirayantaur, Patna, Dist - Patna, Bihar - 800020 | CBIN0282213 | 800016013 | (0612) 2352408 |