Central Bank of India Car Loan in Patna

About Central Bank of India Car Loan in Patna

Now avail the benefit of car loan from Central Bank of India and bring home your dream car. The bank lends money to the potential car buyers for the purchase of both pre-owned and new cars. This service is available for the residents of Patna. The eligible candidates can apply for the loan by the visiting the nearest branch.

Central Bank of India Car Loan in Patna at a Glance

ParticularsDetails
Interest RateNew Cars: 8.70% p.a.

Pre-owned Cars: 9.80% p.a.
Loan AmountNew Cars : Max. upto ₹75 Lakh

Pre-owned Cars: Max. upto ₹ 10 Lakh
Loan TenureNew Cars : Upto 7 Years

Pre-owned Cars : 5 years (for cars upto 3 years old) & 4 years (for cars more than 3 years old)
Processing FeeAs Per Bank Norms
Prepayment FeeAs Per Bank Norms

Eligibility Criteria

The Central Bank of India provides car loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The car loan eligibility criteria is:

  • The minimum age of the applicant should be 18 years and maximum 65 years
  • The minimum annual income of salaried and non-salaried applicant should be ₹ 2,40,000
  • The loan is provided to eligible segments mentioned below:
    -Permanent salaried employees/ Self-Employed Persons / Independent Entrepreneurs who have regular source of income.
    -Farmers irrespective of land holding engaged in production oriented agricultural activities and in other allied activities.
    -Non-resident Indians
    -Companies / Proprietorships, Partnership Firm /Societies/etc.

Documents Required

In order to avail the benefit of a car loan, the individual needs to submit the following documents:

Proof List of Documents
Age Proof Passport/ PAN Card/ Voter ID card, Photo Driving License with birth date/ Photo ration card with DOB/ Employer certificate/ID/School/ College Leaving Certificate
Identity ProofPAN Card/ Voter ID/Passport/Driving License, photograph
Income ProofForm 16 for last 2 years, Salary slip for last 3 months, proof of employment in the same organisation for two years, salary certificate, bank statement showing salary credit into the account (for salaried), IT returns for the last 2 years along with income computation, bank statement for the last 3-6 months (for self-employed)
Address ProofLatest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID
Signature Verification ProofDriving License/ Passport copy/ PAN Card

For more information, visit Car Loan Patna

Address of Central Bank of India Branches in Patna

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Patna is mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Boring Road, PatnaLaxmi Complex, Boring Road, Patna
CBIN0280008800016006 (0612) 2234762
Patna

P.B. NO. 64, New Dak Bungalow, Patna 800001CBIN0280009800016002(0612) 2222501, (0612) 2202605
Rajendra Nagar PatnaPatliputra Peth, Rajendra Nagar, PatnaCBIN0280011800016004(0612) 2672942
Yarpur Patna

Near Mithapur Chowk, Khagaul Road, Yarpur, PatnaCBIN0281232800016011(0612) 2226605
Lohianagar PatnaKankarbagh Colony, Lohianagar, PatnaCBIN0281316800016012(0612) 2353297
Moradpur, Patna

Opp. Womens Hospital, Ashok Raj Path, PatnaCBIN0281318800016007(0612) 2302921
Budh Marg, Patna
Budh Marg, Patna
CBIN0281488800016010 (0612) 2221554
Dinapur

Main Road, P.o. Dinapur Cantt., DinapurCBIN0281662800016016(06115) 227487
Frazer Road, PatnaFrazer Road, Patna
CBIN0281668800016009(0612) 2226631 / 2235988
Chitkhora, PatnaChitkhora Road, P.O. Anishabad, PatnaCBIN0282779800016018(0612) 2250238
Patelnagar BSEB Colony, Patna
11, Patelnagar, Opp. Dr. B. Bhattacharaya, P.O. ShastrinagarCBIN0283074800016020(0612) 2287818
NBO, Patna
NBO, Frazer Road, Patna - 1CBIN02831438000160011800 200 1911
Rajiv Nagar

Mehta Market, Rajiv Nagar Main Road, P.O. Keshri NagarCBIN0283352800016023(0612) 2273001
Hanuman Nagar

Hanuman Nagar Main Road, P.O. Lohianagar
CBIN02833538000160221800 200 1911
Patna University

Patna College Campus, Ashok Rajpath, PatnaCBIN02835328000160241800 200 1911
College Of Commerce, Patna

College Of Commerce, Patna Branch College Of Commerce Patna Dist - Patna, Bihar - - 800020
CBIN02837578000160040612-2353186
Office Of Controller Of Defence Accounts (C.D.S.) Patna

Office Of Controller Of Defence Accounts (C.D.S.) Patna Branchcda Building, Rajendrapath, Patna - 800019 Dist - Patna, BiharCBIN00116688000160090612-2321476
Digha, Patna

Gandhi Chowk, Digha, P.O. Betaganj, Pincode: 800018CBIN0281327800016017(0612) 2560531
Jhauganj Patna City

Jhauganj, Patna, Pincode: 800008
CBIN0280010800016003(0612) 2642396
Kadamkuan New Area, Patna

D Block, Kadamkuan New Area, Patna, Pincode: 800003
CBIN0282403800016014(0612) 2688380
Patliputra Colony, Patna

Laxmi Nivas, 154 - B , Patliputra Colony, Dist - Patna, Bihar - 800013
CBIN0281441800016015(0612) 2262271
Rajwanshinagar, PatnaShastri Nagar, Patna, Pincode: 800023CBIN0281998800016019(0612) 2281228
Birla Mandir Rd., Patna

Birla Mandir Road, Patna, Pincode: 800014
CBIN0280007800016005(0612) 2302930
Chiraiantaur, Patna

Malti Market, 1st Floor, Chirayantaur, Patna, Dist - Patna, Bihar - 800020CBIN0282213800016013(0612) 2352408

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