Central Bank of India Hyderabad

About Central Bank of India

Central Bank of India was founded by Sir Sorabji Pochkhanawala with the mission to transform the customer’s banking experience into a fruitful and enjoyable one. It is the oldest bank that was established a century ago in the year 1911. It is one amongst the largest public sector banks in India. The bank was nationalised in 1969 and has set up multiple branches in different region of the country. At present, the bank has 4,741 branches and about 5,000 ATMs spread across the length and breadth of the nation. With headquarters located in Mumbai city, the bank witnesses PAN India presence. The pan-India spread of branches across all the state of the country will be utilized to further the socio-economic objective of the Government of India with emphasis on Financial Inclusion.
The bank promotes the digital India campaign and renders the banking service online to save the time and effort of the customers. It leverages technology for efficient and effective delivery of all banking services. It was awarded the Fintech India Award 2016 under category mobile banking at a function organized at Mumbai. The bank also received the banking technology award for delivering best fin-tech banking service.

Address of Central Bank of India Branches in Hyderabad

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Hyderabad is mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
CFB Hyderabad

Bank Street, Koti, Hyderabad - 500095CBIN0280808500016002040-23468936/ 37, 040-23468935

14 - 4 - 337/1 Laxmi Towers, Begumbazar, Hyderabad - 500012CBIN0280809500016003040-23468944, 040-23468943

P.B. No. 28 6 - 1 1059/1 G Floor Khairatabad, Habib Mansion Hyderabad 500004CBIN0280810500016011040-23428602/03, 040-23428601
11 - 4 - 762 & 763, Bazarghat Nampally, Hyderabad Andhra Pradesh 500004CBIN0280811500016014040-23428608/09

Raja Delux Complex, Ist Floor, Mushirabad, Hyderabad - 500020CBIN0280812500016012040-23468958/59

H.N. 12/10/23, Dr. Rageshwarrao Building, Seethaphalmundi, Secunderabad Hyderabad Andhrapradesh 500061 CBIN0280813500016019040-23468962

3 - 1 - 16 R P Road Secunderabad 500003CBIN0280814500016016040-23468967/69, 040-23468968,

7 - 1 - 409, Maruhi Veedhi Monda, Secunderabad Hyderabad Andhrapradesh 500003CBIN0280815500016013040-23468965, 040-23468966
Charminar, Hyderabad

Haji Kurben Hussain Bldg., Charminar, Gulzar House, HyderabadCBIN0281048500016005040-23468946

Near L.B.Stadium, Fatemaidan, HyderabadCBIN0281181500016007040-23428605/06
Ranigunj, Secunderabad

4 - 3 - 151, Hill Street, Ranigunj Sec - 500003CBIN0281365500016017040-23468964
Himayat Nagar

3 - 6 - 751/A, Ist Floor, Kubera Towers, Himayat Nagar, Hyderabad - 500029CBIN0281442500016009040-23428615/16

Central Bank - Rein Bazar, Opposite Yakutpura Railway Station. Pin 500023CBIN0281475500016018040-23468951/ 23468952

H. No. 22 - 8 - 551, Cross Road, Police Commissioners Office, Chatta Bazar Hyderabad Andhrapradesh 500002CBIN0281502500016006040-23468947/48

7 - 54/2, Macha Bolaram, Near Bolaram Rly. Station, P.O. Bolaram, Secund Andhrapradesh 500010CBIN0282066500016004040-23468970/71
Kalyan Nagar

Plot No. 74 - A, Opp. A.G. Staff Qts., Kalyan Nagar, Yusufguda, Hyderabad, Hyderabad Andhrapradesh 500890CBIN0282369500016010040-23428617/ 18/ 19
Golconda Fort, Hyderabad

Golconda Fort, 9 - 8 - 152/A, Chhota Bazar, HyderabadCBIN0282389500016008040-23428612/ 13
Noorkhan Bazar, Hyderabad
House No. 22 - 1 - 845, Noorkhan Bazar, HyderabadCBIN0282407500016015040-23468950, 040-23468949
N.B.O, Hyderabad

Central Bank Buildings, Bank Street, Koti, Hyderabad - 500095CBIN02826885000160011800 200 1911

10 - 3 - 5/A - 3/A, 1st Floor, Gudimalkapuram, Adj. Humayunnagar Police Stat Hyderabad Andhrapradesh 500028CBIN0283080500016022040-23428614
Naarm, Rajendranagar

Naarm (National Academy For Research Management) Campus Post RajendranagarCBIN0283252500016026040-23468953/ 54
Tulsi Nagar Colony

H.No. 2 - 3 - 763/3/I A, Golnaka, Amberpet Road, HyderabadCBIN0283299500016027040-23468961

4 - 68 Ground Floor, M.N.Reddy Complex, Vikas Nagar, Dilsukhnagar, HyderabadCBIN0283326500016028040-23468975

Plot No. 16, Mig Phase II, Dharma Reddy Colony, Near Jntu Junction, P.O. JNTUCBIN0283356500016029040-23468977
Godrej & Boyce Ltd

104, Malla Reddy Estate, Rtc Colony (beside Jaya Garden) P.O. TrimulgherryCBIN0283477500016032040-23468972
Warner Hindustan Ltd

3 - 18 - 3, Pragathinagar, P.O. Ramanthpur, HyderabadCBIN0283478500016021040-23468973
ISS College Of Information Technology

Sangam Laxmibai Vidyapeeth, Bhojireddy Engg College For Women, Vinaynagar Colony, Main Road, I.S Sadan, Saidabad, Hyderabad - 500059CBIN0283479500016031040-23468974
M/s Rahul Automobiles

H.NO.1 - 10 - 8/5, Sardar Patel Road, Begumpet, Hyderabad - 500016CBIN00308145000160169441620525
Asset Recovery Branch, Hyderabad

Mahapatram Road, Bank Street , Koti, Hyderabad, Andhra Pradesh - 500095CBIN0283752500016040040-23468929
A.S.Rao Nagar
Shed No.3(A&B), Electronic Complex, A.S.Rao Nagar Near Ecil X Road, Kushaiguda, , Pincode: 500062CBIN0283637NON-MICR1800 200 1911

H.NO.5 - 1 - 135/1C, 1st Floor, Annapurna Colony, Mallapur Main Road, Nacharam, Dist - Hyderabad, Andhra Pradesh - 500076CBIN0283541NON-MICR

Plot No 40& 41, Ground Floor, Sringeri Colony, Hyderabad, Dist - Ranga Reddy, Andhra Pradesh - 500013CBIN0283543NON-MICR040-23468979
East Marredpally

Plot No 256/c, 10 - 2 - 197, Entrenchment Road, Eat Marredpally Main Road.Secunderabad - Hyderabad, Andhra Pradesh - 500006CBIN0283810NON-MICR
1800 200 1911
Cash Management Service, Hyderabad
Central Bank Bldg., Zonal Office, Bank Street, Hyderabad, Hyderabad - 50009CBIN0283270NON-MICR
CFB Secunderabad

3 - 1 - 16, Rashtrapathi Road, Secunderabad, Hyderabad - 500003CBIN0283817NON-MICR

H.NO.1 - 10 - 8/5, Sardar Patel Road, Begumpet, Hyderabad - 500016CBIN0283877NON-MICR
Hyderabad Regional Office

Mahapathram Road, Bank Street Dist - Hyderabad, Andhra Pradesh - 500095CBIN0281125NON-MICR
Hyderabad Zonal Office

P.B.NO:522, 710 - 712, Mahapathram Road, Bank Street Dist - Hyderabad Andhra Pradesh - 500195CBIN0283096NON-MICR040-24744938/ 24740361-364
Shivam Road

2-2-5/1, 2, 16, 17, Usha Arcade, Osmania University Road, Near Shivam, City- Hyderabad, Dist- Hyderabad, Andhra Pradesh-500013CBIN0284907NON-MICR

Products Offered by Central Bank of India in Hyderabad

The Central Bank of India offers multiple loans and investment products that include home loan, personal loan, loan against property, vehicle loan, business loan, education loan and fixed deposits. The product details, eligibility criteria and documents required for each of the product are mentioned below:

Basic Details of Central Bank of India Products

Product NameEligibility CriteriaAmount Interest RateProcessing FeeTenure
Home Loan Eligible Entity – Individuals, group of individuals, salaried employees, self-employed persons, professional, any other person having a legal, identified and regular source of income
Age – The minimum age of the applicant should be 18 years
As per individual's repayment capacity8.55% - 9.10%0.50% of the loan amount subject to maximum ₹ 20,000Maximum – 30 years
Personal LoanPermanent employees of railways, government institutions, central and state government, schools, hospitals, municipal bodies etc .having completed one year of service
confirmed/ permanent employees of Indian/ multinational companies having completed minimum 3 years of service
₹ 1,00,000 – ₹ 5,00,00,00012.30%0.50% of the loan amount subject to maximum ₹ 10,0003 – 7 years
Vehicle LoanEligible Category : - Permanent salaried employees/ Self-Employed Persons / Independent Entrepreneurs -Farmers - Non - Indian Residents - Companies, Societies, Proprietorship and Partnership Firms
Age – Minimum age of the applicant should 18 years and maximum 65 years
Minimum Annual Income -For 4 wheeler ₹ 2,40,000, for 2- wheeler - ₹ 1,20,000
For New Car : ₹ 75,00,000
For Used Car: ₹ 10,00,000
For 2- wheeler: ₹ 10,00,000
7.25% - 7.70%-4 - 7 years
Loan Against PropertyMinimum age of the applicant should be 21 years
Maximum age of the applicant should be 70 years
Minimum Gross Income of the applicant should be ₹ 2,00,000
Minimum - ₹ 1,00,000
Maximum - ₹ 5,00,00,000
10% - 12% p.a.
0.50% - 1% of the loan amountUp to 10 years
Business LoanDepends on the scheme availedUp to ₹ 1,00,00,0008.75% - 9.50% p.a.Depends on the loan amountUp to 10 years
Education LoanThe student should be an Indian National
Should have scored as per the marking set by bank
Up to ₹ 20,00,0008.50%- 10.50% p.a.Nil - ₹ 1,000Up to 15 years
Fixed DepositAn individual either solely or jointly
A minor jointly with a major
A minor over the age of 12 years who can read and write and operate the account personally(Maturity value should not exceed ₹ 50,000)
Charitable and educational institutions
Blind Persons
Illiterate persons
Private Traders, Merchants, Agents, Professionals Partnerships Firms, Companies Clubs, Societies & Corporates
-2.75% - 5.50%-7 days - 10 years

Documents Required

Product NameDocuments
Home Loan Duly Filled Application Form with 2 Passport Size Photographs
Sale Deed & Agreement of Sale
Bank Property Valuation Report/Full Cost Estimate
Legal Scrutiny Report, Property Tax Payment Receipt, EC for the Last 13 Years, Khata and Permission for Mortgage
Age Proof - Passport, PAN Card or Any Other Certificate from Statutory Authority
Identity Proof - PAN Card/Passport/Voter ID/ Driving License
Residence Proof - Passport/Driving License/Voter ID/Ration Card/Telephone Bill
Income Proof - Salary Slip/ ITR, Latest Bank Statements
Other Documents - Title Clearance Report from Advocate & Valuation Report Prepared from a Bank Panel Member
Personal LoanLatest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor
Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried), Last two years profit & loss account and balance sheet, & ITR and Bank statement for last 3 months (for self-employed)
Vehicle LoanAge Proof - Passport/PAN Card/ Voter ID card, Photo Driving License with birth date/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate
Identity Proof - PAN Card/ Voter ID/Passport/Driving License, photograph
Income Proof - Form 16 for last 2 years, Salary slip for last 3 months, proof of employment in the same organisation for two years, salary certificate, bank statement showing salary credit into the account (for salaried), IT returns for the last 2 years along with income computation, bank statement for the last 3-6 months (for self-employed)
Address Proof - Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID
Sign Verification Proof - Driving License/ Passport copy/ PAN Card
Loan Against PropertyApplication form
Financial Statements in case limit is over Rs.10.00 Lakh
Copy of Sales Tax / VAT / any other Tax Registration if applicable
Details of Property offered along with the latest valuation
For existing business, statement of accounts maintained with other Banks
Business LoanProof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company)
Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director (if a company)
Proof of business Address
Last three years balance sheets of the units along with income tax/ sales tax returns etc. (Applicable for all cases from Rs.2 lakhs and above) However, for cases below fund based limits of Rs. 25 lakhs if audited balance sheets are not available, then unaudited balance sheets are also acceptable as per extant instructions of the bank
Copy of Sales tax / VAT /any other Tax Registration
Memorandum and articles of association of the Company/ Partnership Deed of partners etc.
Assets and liabilities statement of promoters and guarantors along with latest income tax returns
Rent Agreement (if business premises on rent) and clearance from pollution control board if applicable
SSI / MSME registration if applicable
Projected balance sheets for the next two years in case of working capital limits and for the period of the loan in case of term loan (for all cases of Rs.2 lakhs and above)
In case of takeover of advances, sanction letters of facilities being availed from existing bankers/ Financial Institutions along with detailed terms and conditions
Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities
Position of accounts from the existing bankers and confirmation about the asset being standard with them (Required only in case of takeover)
Education Loan Proof of identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
Latest salary slip showing all deductions or Form 16 along with recent salary certificate
Bank Statement/Pass Book of last 6 months
Copy of admission letter or the Institute along with Fees schedule
Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses
Fixed DepositProof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement

Personal Loan Interest Rates February 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates February 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%