Central Bank of India Jaipur - IFSC Code, Main Branch, Rates March 2024

Central Bank of India Jaipur

About Central Bank of India

Central Bank of India has acquired a cult status in the world when it comes to banking and financial services. The bank has always been a supporter of customer’s dreams. It has been taking care of millions of customers all across the nation with its extensive and well suited financial products and services. It was established in the year 1911 and since has been endeavouring to render best quality service to its customers.The bank holds a very prominent place among the public sector banks. The bank is on the path of success and is fully supporting the ambition and dream of its customer.
Central Bank of India is operating from a head office which is located in the city of Mumbai and has operational branches all across the nation. Due to its extensive presence, it can truly be called an All India Bank. The wide network of branches is spread in 29 states and 6 Union Territories. The bank holds a network of 4,741 branches and around 5,000 ATMs. The bank even allows the customer to access the bank through online banking portal. The customer can avail all banking and financial service online and save time and efforts. 

Address of Central Bank of India Branches in Jaipur

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Jaipur is mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Johri Bazar, Jaipur
Purohitji Ka Katla, Johri Bazar, Jaipur CityCBIN02804283020160030141-2573288, 0141-2570916
Jaipur

P.B. No. 87, Mirza Ismail Road, JaipurCBIN02804293020160060141-2368645
S.C. Road Jaipur

Anand Bhawan S.C.Road Jaipur Raj. Pin - 302001CBIN02810653020160020141-2364144, 2379358, 2317419, 0141-5107411
Tonk Road, Jaipur

B - 19/B - 20, Shopping Centre, Lalkothi Area, Tonk Road, JaipurCBIN02814783020160070141-2743105 / 055
Moti Katla, Jaipur

AT & Post Moti Katla, Subhas Chowk, Katla Bazar, JaipurCBIN02821493020160050141-2635804, 0141-2635824
NBO Jaipur

P.B.No. 393, S.B. 108, Lakhoti, Tonk Road, Jaipur - 302004, RajasthanCBIN0283027NON-MICR1800 200 1911
Gopalpura Circle Jaipur
Plot No. S - 1, S - 2, Mahavir Nagar, Tank Road, JaipurCBIN02830933020160140141-5127537
Rajasthan Housing Board, JaipurBhagwandas Road, Jyotinagar, JaipurCBIN02832913020160100141-5124957
Chomu House, Jaipur
D - 73, Shiv Heera Path, Chomu House, JaipurCBIN02833133020160090141-2369050
Pratapnagar, Jaipur

60/82, Pratap Nagar, Sheopur Road, Sanganer JaipurCBIN02833364000160941800 200 1911
Sitapura Ind. Area

CFC Building, Epip, Sitapura, Jaipur, Rajasthan 302022
CBIN02833373020160211800 200 1911
Sumerpur

Near Income Tax Office, Ganesh Marg, P.O. SumerpurCBIN0283341NON-MICR02933-255475
J.M.E. Ltd J.M.E. LtdCBIN02835873020160110141-2202359
T.P.S. Ambawadi

Tagore Public School, Abbawadi, Jaipur - 302016CBIN02836333020160150141-2335861
National Institute Of Ayurveda, Jaipur

National Institute Of Aurveda Near Joravarsingh Gate Subhash Chowk Jaipur Pin - 302015CBIN02836343020160130141-2635863
University Maharanis College, Jaipur

University Maharanis College, Ashok Nagar, Sawai Ram Singh Highway, Jaipur - 302004CBIN0011065NON-MICR0141-368719
Malviya Nagar

3/239, Near Subji Mandi Malviya Nagar Rajasthan - 302017CBIN0283338NON-MICR1800 200 1911
Tagore Public School, Jaipur

Tagore Public School, Vaishali Nagar, Near Amarpali Circle, Pincode: 302021CBIN02832513020160160141-2351588
Chandpole Gate, Jaipur


Shop No 119 To 122, First Floor, Chandpole Gate, Jaipur, Dist - Jaipur, Rajasthan - 302001CBIN02804273020160040141-2319245/ 2319247
Tagore Public School Shastri Nagar, JaipurTagore Public School, Shastri Nagar, Jaipur, Rajasthan - 302018CBIN0283586NON-MICR0141-2281098
New Sanganer Road, Jaipur

Sankhla Arcade, 10 A Goverdhan Colony, New Sanganer Road, Jaipur, Rajasthan - 302019CBIN0283747NON-MICR
0141-229708
Vidyadhar Nagar

CBI, Vidyadhar Nagar Branch, Shop No.G - 5, 11, 12, 13, Shree Nath Tower, Central Spine P.o.vidhyadhar Nagar, Dist - Jaipur, Rajasthan - 302023. Tel No - 141 - 2230663CBIN0283335NON-MICR
9414775061
Muralipura

Near Phed Pump, Murlipura, Jaipur, RajasthanCBIN0283846NON-MICR
9414070323
Maharani College, Jaipur

University Maharanis College, Ashok Nagar, Sawai Ram Singh Highway, Jaipur - 302 004CBIN0284053NON-MICR
0141-368719
Jaipur Regional Office

Sansar Chandra Road Dist - Jaipur, Rajasthan - 302001CBIN0281127NON-MICR0141-5107418/ 2364141/ 42
CCPC, Jaipur

Anand Bhawan, Ground Floor, Sansar Chandra Road, Jaipur, Rajasthan, Pin 302001CBIN0284413NON-MICR
9983664402
Retail Asset Branch

19 20 Rama Enclave Shopping Centre Tonk Road JaipurCBIN0284573NON-MICR
022-22612008

Products Offered by Central Bank of India in Jaipur

The Central Bank of India offers multiple loans and investment products that include home loan, personal loan, loan against property, vehicle loan, business loan, education loan and fixed deposits. The product details, eligibility criteria and documents required for each of the product are mentioned below:

Basic Details of Central Bank of India Products

Product NameEligibility CriteriaAmount Interest RateProcessing FeeTenure
Home Loan Eligible Entity – Individuals, group of individuals, salaried employees, self-employed persons, professional, any other person having a legal, identified and regular source of income
Age – The minimum age of the applicant should be 18 years
As per individual's repayment capacity8.55% - 9.10%0.50% of the loan amount subject to maximum ₹ 20,000Maximum – 30 years
Personal LoanPermanent employees of railways, government institutions, central and state government, schools, hospitals, municipal bodies etc .having completed one year of service
or
confirmed/ permanent employees of Indian/ multinational companies having completed minimum 3 years of service
₹ 1,00,000 – ₹ 5,00,00,00012.30%0.50% of the loan amount subject to maximum ₹ 10,0003 – 7 years
Vehicle LoanEligible Category : - Permanent salaried employees/ Self-Employed Persons / Independent Entrepreneurs -Farmers - Non - Indian Residents - Companies, Societies, Proprietorship and Partnership Firms
Age – Minimum age of the applicant should 18 years and maximum 65 years
Minimum Annual Income -For 4 wheeler ₹ 2,40,000, for 2- wheeler - ₹ 1,20,000
For New Car : ₹ 75,00,000
For Used Car: ₹ 10,00,000
For 2- wheeler: ₹ 10,00,000
7.25% - 7.70%-4 - 7 years
Loan Against PropertyMinimum age of the applicant should be 21 years
Maximum age of the applicant should be 70 years
Minimum Gross Income of the applicant should be ₹ 2,00,000
Minimum - ₹ 1,00,000
Maximum - ₹ 5,00,00,000
10% - 12% p.a.
0.50% - 1% of the loan amountUp to 10 years
Business LoanDepends on the scheme availedUp to ₹ 1,00,00,0008.75% - 9.50% p.a.Depends on the loan amountUp to 10 years
Education LoanThe student should be an Indian National
Should have scored as per the marking set by bank
Up to ₹ 20,00,0008.50%- 10.50% p.a.Nil - ₹ 1,000Up to 15 years
Fixed DepositAn individual either solely or jointly
A minor jointly with a major
A minor over the age of 12 years who can read and write and operate the account personally(Maturity value should not exceed ₹ 50,000)
Charitable and educational institutions
HUF
Blind Persons
Illiterate persons
Private Traders, Merchants, Agents, Professionals Partnerships Firms, Companies Clubs, Societies & Corporates
-2.75% - 5.50%-7 days - 10 years

Documents Required

Product NameDocuments
Home Loan Duly Filled Application Form with 2 Passport Size Photographs
Sale Deed & Agreement of Sale
Bank Property Valuation Report/Full Cost Estimate
Legal Scrutiny Report, Property Tax Payment Receipt, EC for the Last 13 Years, Khata and Permission for Mortgage
Age Proof - Passport, PAN Card or Any Other Certificate from Statutory Authority
Identity Proof - PAN Card/Passport/Voter ID/ Driving License
Residence Proof - Passport/Driving License/Voter ID/Ration Card/Telephone Bill
Income Proof - Salary Slip/ ITR, Latest Bank Statements
Other Documents - Title Clearance Report from Advocate & Valuation Report Prepared from a Bank Panel Member
Personal LoanLatest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor
Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried), Last two years profit & loss account and balance sheet, & ITR and Bank statement for last 3 months (for self-employed)
Vehicle LoanAge Proof - Passport/PAN Card/ Voter ID card, Photo Driving License with birth date/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate
Identity Proof - PAN Card/ Voter ID/Passport/Driving License, photograph
Income Proof - Form 16 for last 2 years, Salary slip for last 3 months, proof of employment in the same organisation for two years, salary certificate, bank statement showing salary credit into the account (for salaried), IT returns for the last 2 years along with income computation, bank statement for the last 3-6 months (for self-employed)
Address Proof - Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID
Sign Verification Proof - Driving License/ Passport copy/ PAN Card
Loan Against PropertyApplication form
Financial Statements in case limit is over Rs.10.00 Lakh
Copy of Sales Tax / VAT / any other Tax Registration if applicable
Details of Property offered along with the latest valuation
For existing business, statement of accounts maintained with other Banks
Business LoanProof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company)
Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director (if a company)
Proof of business Address
Last three years balance sheets of the units along with income tax/ sales tax returns etc. (Applicable for all cases from Rs.2 lakhs and above) However, for cases below fund based limits of Rs. 25 lakhs if audited balance sheets are not available, then unaudited balance sheets are also acceptable as per extant instructions of the bank
Copy of Sales tax / VAT /any other Tax Registration
Memorandum and articles of association of the Company/ Partnership Deed of partners etc.
Assets and liabilities statement of promoters and guarantors along with latest income tax returns
Rent Agreement (if business premises on rent) and clearance from pollution control board if applicable
SSI / MSME registration if applicable
Projected balance sheets for the next two years in case of working capital limits and for the period of the loan in case of term loan (for all cases of Rs.2 lakhs and above)
In case of takeover of advances, sanction letters of facilities being availed from existing bankers/ Financial Institutions along with detailed terms and conditions
Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities
Position of accounts from the existing bankers and confirmation about the asset being standard with them (Required only in case of takeover)
Education Loan Proof of identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
Latest salary slip showing all deductions or Form 16 along with recent salary certificate
Bank Statement/Pass Book of last 6 months
Copy of admission letter or the Institute along with Fees schedule
Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses
Fixed DepositProof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement

Personal Loan Interest Rates March 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates March 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%