Central Bank of India Mumbai

Banks 207 views

About Central Bank of India

Central Bank of India was incorporated in the year 1911. It was a dream project of Sir Sorabji, the founder, to open a bank that provides best financial assistance to the citizens of the country. The dream was turned into reality when the bank received the nationalisation certificate in the year 1969. The branches and outlets of the bank can be traced across the nation. It has a vast network of 4,741 branches and over 5,000 ATMs spread in 29 states and 6 Union Territories. Also, the bank has 1 extension counter and 10 satellite offices at various centres throughout the length and breadth of the country. Due to the distribution of its large network the bank can truly be described as All India Bank.
Through the blend of human, financial and technological resources the bank aims at becoming the pioneer in the banking and financial industry. For this, the bank has introduced various services and facilities. In 1976, the bank established its Merchant Banking Cell. It has been playing an active role in promoting key economical areas of agriculture and MSME units. The bank helps them by extending financial assistance and provides easy credits at reasonable rates.

Address of Central Bank of India Branches in Mumbai

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Mumbai is mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Abdul Rehman Street, Mumbai142, Abdul Rehman Street, MumbaiCBIN0280593400016002022-23423825,
Ghatkopar, Mumbai

Gandhi Chhaya, Opp. Sarvodaya Hospital, L.B.S. Marg, Ghatkopar, MumbaiCBIN0280594400016025022-25140903, 25142242
Andheri

Shiv Chhaya Chs Ltd., Andheri (E), Mumbai - 400069CBIN0280595400016003022-26839784 / 26837530, 022-26832701
Ballard Estate

Ballard Estate Marshall Bldg. Ballard Rd Mumbai - 1CBIN0280597400016004022-22616127, 22612219
Bandra

Shree Sai Ashish Apartment, Plot No.368, S.V.Road, Bandra (W), Mumbai 400050CBIN0280598400016010022-26457494
Bhuleshwar, Mumbai

Goswami Shri Vallabhlalji Maharaj Building, 25/31, Dr. Atmaram Merchant Road, BhuleshwarCBIN0280599400016006022-22404292 / 8950
Dadar

Shardashram, 448(1), Bhavani Shankar Road, Dadar(w), MumbaiCBIN0280600400016018022-24221689, 022-24382698
Mumbai Central, Mumbai
47, Dr. A.L. Nair Road, Opp. Nair Hospital, MumbaiCBIN0280601400016007022-23099625
Borivili

Ganesh Bhava, Pai Nagar, Borivili (West), Mumbai - 400092CBIN0280602400016011022-28931696 / 9723
Delisle Road

101, Creative Industrial Estate; N.M Joshi Marg; Chinchpokli; Mumbai - 400011CBIN0280603400016019022-23090199
Boribunder, Mumbai

Kitab Mahal, Dr. Dadabhoy Naoroji Road, Fort, MumbaiCBIN0280606400016008022-22073822
Gowalia Tank Road, Mumbai
Warden Court, 79 - 81, August Kranti Marg, MumbaiCBIN0280607400016023022-23804216 / 3334
Gokhale Rd., Mumbai

192/193, Gokhale Road (N), Opp. Kitte Bhandari Hall, Dadar, MumbaiCBIN0280608400016022022-24303331
Grant Rd., Mumbai
Railway Hotel, R.M.Roy Road, Grant Road - EastCBIN0280609400016024022-23871921
Kalbadevi Road

116, Keshav Baug, 1st Floor, Shamaldas Gandhi Marg, Mumbai - 400002CBIN0280610400016029022-22018853, 022- 22060848
Cotton Exchange

Raja Bahadur Goverdhanlal B Building, 211 - 213 Kalbadevi Road Mumbai - 400002CBIN0280611400016014022-22420505
Kandivili

Sahyog 192 - A, S. Vivekanand Road, Kandivli (W), Mumbai Mumbai Maharashtra 400067CBIN0280612400016032022-28071710, 022-28627512
Khar, Mumbai
11, Tripti, 3rd Road, Khar (West), MumbaiCBIN0280614400016034022-26007571
Khodadad Circle

Jame - Jamshed Charity Building, Khodadad Circle, Dadar East, Mumbai 400014CBIN0280615400016031022-24131183, 022-24123500
Lower Parel, Mumbai

Shree Niwas Cotton Mills Compound, Tulsi Pipe Road, Lower Parel, Mumbai, Pincode: 400013CBIN0280616400016035022-24923280
Mahim, Mumbai

55 - B, Lady Jamshedji Road, Mumbai
CBIN0280617400016036022-24453999
Malad, Mumbai

Vishnu Bhavan, Anand Road, Opp. Malad Railway Station, Malad (West), MumbaiCBIN0280618400016040022-28821375, 022-28891551
Mandvi.

129, Mandvi, Masjid Bunder Road, Mumbai - 03CBIN0280619400016037022-23412016, 022-23434173
Mazgaon, Mumbai

Plot No. 4, St. Marys Road, Mazgaon, MumbaiCBIN0280620400016039020-23755303, 23702555
Mumbai Main Office

Mumbai Main Office M G Road, Fort, Mumbai 400023CBIN0280621400016071022-22653083 / 2420
Marine Lines, Mumbai
Harachandrai House, 81, M. Karve Road, MumbaiCBIN0280622400016038022-22014322
Chembur, Mumbai

Sai Kiran Apartment, Plot No.217, Central Avenue Road, ChemburCBIN02806234000160171800 200 1911
Crawford Market
289/291, Nagdevi Street, Mumbai, Pin 400003CBIN0280624400016015022-23421288
Opera House, Mumbai

Ground Floor, 64, Jagannath Shanker Seth Road, Opera House, MumbaiCBIN0280625400016048022-23860466, 23826102, 022-23823099
Pedder Road, Mumbai
Purnima Apartments, 23, Pedder Road, MumbaiCBIN0280626400016049022-3515695
Prabhadevi

422 - Bhavna Veer Savarkar Marg, Prabhadevi, Mumbai - 400025CBIN0280628400016050022-4380199/ 4228008, 022-24324060
Share Bazar, Mumbai

16/17, Dalal Street, Wadia Building, MumbaiCBIN0280630400016052022-2674188, 022-22641703
S.V.P Road, Mumbai (Sandhurst Rd)
381, Sardar Vallabhbhai Patel Road, MumbaiCBIN0280631400016051022-23823525
Byculla

Jerbai Baug Bldg. Near Gloria Church, Dr. Baba Saheb Ambedkar Road, Byculla (east ), Mumbai - 400027CBIN0280632400016009022- 23723228 / 1657
Vile Parle

Vile Parle Prathana Samaj Chs, Ps Road, Vile Parle (E), Mumbai - 400057CBIN0280633400016062022-26122153
Adala, Mumbai

Chadha Mansion, Station Road, Wadala, MumbaiCBIN0280634400016063022-24125425
Worli, Mumbai

Shri Chandrababa Mandir, Trust Building, Dr. Annie Besant Road, Worli Naka, MumbaiCBIN0280635400016065022-24950871 / 42455, 022- 24940966
Nepean Sea Rd., Mumbai
25, Laxmibai Jagmohandas Marg, Nepean Sea Road, MumbaiCBIN0281003400016046022-23672055
Nariman Point

Chandermukhi Building, Nariman Point, MumbaiCBIN0281067400016044022- 56387501
Tardeo Mumbai

Matru Mandir, Jivaji Dadaji Mart (Tardeo Road), MumbaiCBIN0281201400016058022- 23870776
Naigaum

Dr. Ambedkar Rd , Inside Tata Mills Compound Dadar Mumbai - 14CBIN0281209400016043022-24123729, 022-24114175
Sunder Nagar, Malad, Mumbai

Krishna Regency Building, Ground Floor, Nr.dr.s.radhakrishnan Vidyalaya, Sundernagar, Malad (W)CBIN02812464000160571800 200 1911
Seven Bungalows Mumbai (Versova)

Pran Ashish, Opp. Picnic Cottage, J.P. Road, Seven Bungalow, Versova, MumbaiCBIN0281294400016056022- 26362161, 26301151
J.B. Nagar

Andheri Kurla Road, Mumbai - 400059
CBIN0281332400016027022-28345493
Colaba Causway

121, Shaheed Bhagat Singh Road, Colaba, Mumbai - 400005CBIN0281407400016013022-22840745, 022-22804676
Babulnath Road, Mumbai3, Babulnath Road, MumbaiCBIN0281455400016005022-23638403
Seepz

Midc, Seepz Branch (Sez), Andheri (East), Mumbai - 400096
CBIN0281490400016055022-28290513
Girgaum, Mumbai

205/A, Jagannath Shankar Seth Road, Opp. Kelewadi, MumbaiCBIN0281506400016021022- 23828026, 022-23810684
Juhu Vile Parle, Mumbai

Sheetal Smruti, Plot No.4, 1st Floor, Swastik Society, North South Road No.1, Opp.bhaidas Hall, JVPCBIN0281621400016028022-26182603
Santacruz

Central Bank Of India, Santacruz Branch, Sahil Building, 31, S.V.Road, Mumbai:400054CBIN0282151400016054022-26049301
Goregaon, Mumbai

UMA Smruti, Next To Filmistan Studio, S.v. Road, Goregaon (w), MumbaiCBIN0282197400016026022-28720068
Walkeshwar, Mumbai

New Krishna Kunj Premises Co - Op. Society Ltd., Krishna Kunj, 212 Walkeshwar Road, MumbaiCBIN0282339400016067022-23644291, 022-23631518,
Mankhurd, Mumbai

Jigna Apartment, Sion Trombay Road, Ashish Farm, New Sanjeevani Society, Mankhurd, MumbaiCBIN0282523400016069022-25576853
Mulund, Mumbai

Krishna Kunj, Ground Floor, Plot No. 148, Purushottam Kheraj Road, Mulund (west), MumbaiCBIN0281615400016042022-25612148

Products Offered by Central Bank of India in Mumbai

The Central Bank of India offers multiple loans and investment products that include home loan, personal loan, loan against property, vehicle loan, business loan, education loan and fixed deposits. The product details, eligibility criteria and documents required for each of the product are mentioned below:

Basic Details of Central Bank of India Products

Product NameEligibility CriteriaAmount Interest RateProcessing FeeTenure
Home Loan Eligible Entity – Individuals, group of individuals, salaried employees, self-employed persons, professional, any other person having a legal, identified and regular source of income
Age – The minimum age of the applicant should be 18 years
As per individual's repayment capacity8.30% - 9.30%0.50% of the loan amount subject to maximum ₹ 20,000Maximum – 30 years
Personal LoanPermanent employees of railways, government institutions, central and state government, schools, hospitals, municipal bodies etc .having completed one year of service
or
confirmed/ permanent employees of Indian/ multinational companies having completed minimum 3 years of service
₹ 1,00,000 – ₹ 5,00,00,00010.05% - 12.30%0.50% of the loan amount subject to maximum ₹ 10,0003 – 7 years
Vehicle LoanEligible Category : - Permanent salaried employees/ Self-Employed Persons / Independent Entrepreneurs -Farmers - Non - Indian Residents - Companies, Societies, Proprietorship and Partnership Firms
Age – Minimum age of the applicant should 18 years and maximum 65 years
Minimum Annual Income - For 4 wheeler ₹ 2,40,000, for 2- wheeler - ₹ 1,20,000
For New Car : ₹ 75,00,000
For Used Car: ₹ 10,00,000
For 2- wheeler: ₹ 10,00,000
8.70%-4 - 7 years
Loan Against PropertyMinimum age of the applicant should be 21 years
Maximum age of the applicant should be 70 years
Minimum Gross Income of the applicant should be ₹ 2,00,000
Minimum - ₹ 1,00,000
Maximum - ₹ 5,00,00,000
10% - 12% p.a.
0.50% - 1% of the loan amountUp to 10 years
Business LoanDepends on the scheme availedUp to ₹ 1,00,00,0008.75% - 9.50% p.a.Depends on the loan amountUp to 10 years
Education LoanThe student should be an Indian National
Should have scored as per the marking set by bank
Up to ₹ 20,00,0008.50%- 10.50% p.a.Nil - ₹ 1,000Up to 15 years
Fixed DepositAn individual either solely or jointly
A minor jointly with a major
A minor over the age of 12 years who can read and write and operate the account personally(Maturity value should not exceed ₹ 50,000)
Charitable and educational institutions
HUF
Blind Persons
Illiterate persons
Private Traders, Merchants, Agents, Professionals Partnerships Firms, Companies Clubs, Societies & Corporates
-

4.00% - 6.50%

-7 days - 10 years

Documents Required

Product NameDocuments
Home Loan Duly Filled Application Form with 2 Passport Size Photographs
Sale Deed & Agreement of Sale
Bank Property Valuation Report/Full Cost Estimate
Legal Scrutiny Report, Property Tax Payment Receipt, EC for the Last 13 Years, Khata and Permission for Mortgage
Age Proof - Passport, PAN Card or Any Other Certificate from Statutory Authority
Identity Proof - PAN Card/Passport/Voter ID/ Driving License
Residence Proof - Passport/Driving License/Voter ID/Ration Card/Telephone Bill
Income Proof - Salary Slip/ ITR, Latest Bank Statements
Other Documents - Title Clearance Report from Advocate & Valuation Report Prepared from a Bank Panel Member
Personal LoanLatest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor
Income Proof - Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried), Last two years profit & loss account and balance sheet, & ITR and Bank statement for last 3 months (for self-employed)
Vehicle LoanAge Proof - Passport/PAN Card/ Voter ID card, Photo Driving License with birth date/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate
Identity Proof - PAN Card/ Voter ID/Passport/Driving License, photograph
Income Proof - Form 16 for last 2 years, Salary slip for last 3 months, proof of employment in the same organisation for two years, salary certificate, bank statement showing salary credit into the account (for salaried), IT returns for the last 2 years along with income computation, bank statement for the last 3-6 months (for self-employed)
Address Proof - Latest Telephone Bill/ Electricity Bill/ Property Tax Receipt/ Passport/ Voter ID
Sign Verification Proof - Driving License/ Passport copy/ PAN Card
Loan Against PropertyApplication form
Financial Statements in case limit is over Rs.10.00 Lakh
Copy of Sales Tax / VAT / any other Tax Registration if applicable
Details of Property offered along with the latest valuation
For existing business, statement of accounts maintained with other Banks
Business LoanProof of Identity: Voter’s ID Card/ Passport/ Driving License/ PAN Card/ Signature identification from present bankers of proprietor, partner of director (if a company)
Proof of residence: Recent telephone bills, electricity bill, property tax receipt /Passport/ Voter’s ID Card of Proprietor, partner of Director (if a company)
Proof of business Address
Last three years balance sheets of the units along with income tax/ sales tax returns etc. (Applicable for all cases from Rs.2 lakhs and above) However, for cases below fund based limits of Rs. 25 lakhs if audited balance sheets are not available, then unaudited balance sheets are also acceptable as per extant instructions of the bank
Copy of Sales tax / VAT /any other Tax Registration
Memorandum and articles of association of the Company/ Partnership Deed of partners etc.
Assets and liabilities statement of promoters and guarantors along with latest income tax returns
Rent Agreement (if business premises on rent) and clearance from pollution control board if applicable
SSI / MSME registration if applicable
Projected balance sheets for the next two years in case of working capital limits and for the period of the loan in case of term loan (for all cases of Rs.2 lakhs and above)
In case of takeover of advances, sanction letters of facilities being availed from existing bankers/ Financial Institutions along with detailed terms and conditions
Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities
Position of accounts from the existing bankers and confirmation about the asset being standard with them (Required only in case of takeover)
Education Loan Proof of identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
Latest salary slip showing all deductions or Form 16 along with recent salary certificate
Bank Statement/Pass Book of last 6 months
Copy of admission letter or the Institute along with Fees schedule
Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses
Fixed DepositProof of Identity - Passport, Voter ID card, Driving license, PAN card, Government department ID card
Proof of Residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement

You May Also Read